The Daily Churn - podcast cover

The Daily Churn

thedailychurnthedailychurnpodcast.com

Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.

Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.

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Episodes

♂ Ep 92 - Owen Marcus: Men's Retreats, Somatic Awareness, Trauma, Creativity, Growth & Action

What is a men's retreat? What happens there? Why go to one, and who is it for? I spoke with Owen Marcus, founder of MELD , on my life-changing experience attending my first retreat almost exactly 1 year ago. Owen is a legend in this space - he has worked alongside Peter Levine. Esther Perel has attended his retreats. Owen has been working, training, and organizing men's groups and retreats for over 30 years. Highly recommend listening to this if you've been even remotely curious about the topic ...

Dec 19, 20251 hr 45 min

✈️ Ep 91 - The Story of Seats.aero with Ian Carroll

I chatted with Ian, founder of Seats.aero , on how he grew Seats.aero from a side hobby to an award travel powerhouse with 500K monthly active users and 100K+ paid members in just 3 short years. What was that journey like, and how does it feel to run a multi-million dollar business in your 20s ? Does he still have time to churn? Tune in for answers to these very important questions 😂 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this...

Dec 12, 20251 hr 29 min

🔴 Ep 90 - First Livestream, Scaling Bank Bonuses with Margin, 700K Venture X Business, Costco Black Friday Sales, KaiGPT

I'm trying new things this year, so I thought "why not livestream this episode"? So I did. The end 😂 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️...

Nov 21, 202536 min

🗞️ Ep 89 - The Paper Round: Origins of Complex PTSD & ADHD

I churned a whole bunch of stuff this week and burnt myself out lol (more on that next time), so I'm taking a breather to reflect and explore some root causes for how I feel and live my life today – the seemingly small stressors in my early years that have led to bigger issues like ADHD and CPTSD 🍃 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend i...

Nov 14, 202541 min

🦾 Ep 88 - Costco Gold, Debit Rewards, Burner Lines, Vanguard vs ChatGPT, RH Margin vs HELOCs, Dyson V9 Deal

Catching up on a busy couple weeks of churns. From shutdowns to gold to margin and early black friday deals, this episode has a bit of everything. View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (a...

Nov 07, 202552 min

🍂 Ep 87 - Reflections on Podcasting, Ketamine Therapy, Vipassana, Men's Retreats, Alzheimer's

The leaves are changing and I'm feeling reflective: how did the past year go? What did I learn about myself, the podcast, ketamine, retreats, life (and death)? Maybe grab a nice warm drink and a cozy blanket and take an hour to relax and hang out with me. View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if y...

Oct 31, 202557 min

🫨 Ep 86 - Churning News, Easy C1S Money Makers, Chase Points Boost, SW Companion Pass, My HELOC Update, FICO 8 vs Vantage 3.0/4.0 Deepdive

Another jam-packed episode recapping all my churns from the last couple weeks. Between catching a cold and family visiting from the East coast, it's been pretty hectic here but also kinda relaxing laying in bed binging Netflix lol. Glad to finally be (mostly) better though 😌 View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would e...

Oct 24, 20251 hr 9 min

🪄 Ep 85 - Any Chance You Could: Four Magic Words That Changed My Life

I've caught a cold, so today I'm resharing my absolute FAVORITE episode from the past 4 years. I recorded this back in 2023, and it's still as relevant today (if not more so) as it was then. This is the episode I always recommend to friends, because it's had such a profound impact on my travel, my churns, my life, and I hope it does for yours too. Enjoy! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the ...

Oct 17, 202538 min

🐷 Ep 84 - Interview: Multiplayer Mode with Chris Hutchins

Chris and I met up during the inaugural TDC meetup in Denver a few weeks ago, and we recorded a live interview with a small "studio" audience in the Regency Club lounge (pics in shownotes!) View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review ...

Oct 10, 202550 min

🧈 Ep 83 - Opening Amex & Chase Cards, Citi 4506-C lock, Eating Inkind & Resy, HELOCs vs PLOCs, Costco Gold

After a few hectic weeks, I'm finally back home and catching up on all my churns - opening new Amex and Chase cards, tackling my Citi account lock, eating InKind and Resy credits, applying for HELOCs, dabbling in Costco gold, and much more! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (hint: stack with Capital 1 Shopping for an extra 20% cashback...

Oct 03, 20251 hr 2 min

⛰️ Ep 82 - Three Days in Denver: Inaugural TDC Meetup Recap (With Pics!)

What an insane weekend. My voice is finally back after spending 3 days with 120 churners lol, so I'm hijacking this episode for a deep dive into our very first in-person meetup. What was it like, how was the vibe, what did we do there, how was it planned, should I go next year, and much more! View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (and rece...

Sep 26, 20251 hr 5 min

👽 Ep 81 - Amex Plat refresh, New Meta glasses, Seats.aero discount, Practicing any chance you could, Launching probe groups, GPT5 Pro, and more

View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero ✈️ Use code TDC for 20% of annual Pro memberships (and receive access to private channels on their discord 😉) ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spo...

Sep 19, 202540 min

🐔 Ep 80 - Citi Strata, iPhone 17, Seats.aero, Dinner with Logan, Pound of Chicken, Telepathy tapes, Four thousand weeks, Ketamine therapy

View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ This episode is brought to you by seats.aero 🍺☺️ Join their Pro membership for access to private channels on their discord 😉 ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (an...

Sep 12, 20251 hr

🎭 Ep 79 - Weekly Recap: Monarch, P3 + Carvana, Solo401K Loans, MMM HQ, Why do improv, Being busy

View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️...

Sep 05, 202543 min

🌝 Ep 78 - Weekly Recap: What I'm churning, reading & watching, plus a Miraval trip report

View Full Show Notes Join The Free Weekly Newsletter Apply For Our Private Discord ------------------ Enjoy this episode? Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify . The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️...

Aug 29, 202547 min

🍃 Ep 77 - Weekly Recap: Vanguard advisors, Luma tickets, Miraval man-date, what I'm reading, and more

This episode covers the host's weekly activities, from managing financial churns like the Huntington bonus and Amex Business Gold to completing a solar installation. He shares a surprisingly positive experience with a Vanguard advisor for his parents' retirement planning and recounts the stressful process of selling tickets for a Discord meetup. The episode then delves into personal reflections on the nature of stress, the fear of success, and insights gained from men's retreats, concluding with plans for a Miraval wellness trip.

Aug 14, 202538 min

Ep 76 - Weekly Recap: August 8, 2025

This week - more free InKind money, Capital 1 Shopping referrals, credit card bonuses including Chase, AmaZing, Ramp, new Amex NLL offers, retirement planning tips, Vanguard vs Boldin, solo 401K loans, new logo contest winners and much more! ▶️ Prior weekly recaps August 1 July 25 July 18 July 11 2025 update (from May) ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the...

Aug 08, 202557 min

Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more! If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤 (02:36) - Banks (11:31) - Credit Cards (18:39) - Gift Cards (22:27) - Discounts & Freebies (25:32) - December Tally (27:11) - 2024 Tally (45:08) - Census Results (57:43) - Podcast Wrappe...

Jan 17, 20251 hr 22 min

Ep 74 - November Recap: $3,112 + 80K Points

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more! (03:20) - Brokerages (05:35) - Credit Cards (15:42) - Banks (28:00) - Gift Cards (43:55) - Discounts & Freebies (54:47) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time update...

Dec 06, 202457 min

Ep 73 - Four Days in Japanese Jail: Part 4 (Finale)

Finale of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (00:47) - Recap of Prior Episode (02:25) - The Night Before the Judge (05:44) - Breakfasts and Baths (13:08) - Meeting the Judge (18:24) - The Redditor (21:16) - Goodbyes & Good Lucks (27:02) - The Lady in the Elevator (29:53) - The Prosecutor &am...

Nov 21, 202447 min

Ep 72 - Sept + Oct Recap: $4,030 + 540K Points

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more! (01:47) - Trip Report (22:42) - Travel News (32:47) - Amex Hacks (39:43) - Banks (45:55) - Brokerages (50:15) - Credit Cards (53:08) - Discounts & Freebies (58:57) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates:...

Nov 05, 20241 hr 1 min

Ep 71 - Four Days in Japanese Jail: Part 3

Part 3 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (00:55) - Recap of Previous Episodes (02:18) - Meeting Megumi (12:53) - Life in Japanese Jail (22:38) - A Day with the Prosecutor (31:00) - Shinigawa Nanaban (40:14) - Ups and Downs Japanese Jail series - Part 1 Part 2 Part 4 ------------------ 📬 Joi...

Sep 17, 202446 min

Ep 70 - August Recap: $2,269 + 127K Points

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more! (03:25) - Credit Cards (18:54) - Banks (22:04) - Gift Cards (33:00) - Discounts & Freebies (44:28) - Meal Kits (49:07) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker ...

Sep 06, 202451 min

Ep 69 - The Story of Aligned Incentives with Logan

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it? We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business. 🙏 Massive shoutou...

Aug 16, 20241 hr 28 min

Ep 68 - July Recap: $3,630 + 100K Points

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more! (08:22) - Credit Cards (21:21) - Brokerages (28:05) - Banks (39:42) - Discounts & Freebies (47:15) - Meal Kits (51:25) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ ...

Aug 09, 202454 min

Ep 67 - Four Days in Japanese Jail: Part 2

Part 2 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (02:51) - The Police (10:00) - The Contract (14:15) - The Jail (18:11) - Meeting Yonban (26:37) - Breaking the Ice (33:03) - Stuck in The System (37:21) - Charades (47:21) - Jail at Night (52:40) - Message in a Bottle Japanese Jail series - Part 1 Par...

Jul 23, 202459 min

Ep 66 - June Recap: $2,290 + 570K Points

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more! (02:29) - Credit Cards (22:30) - Banks & Brokerages (29:40) - Discounts & Freebies (41:59) - Meal Kits (45:34) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live chur...

Jul 05, 202447 min

Ep 65 - Four Days in Japanese Jail: Part 1

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com (02:12) - The Snowboarding Trip (05:45) - The Accident (10:36) - The Father (18:13) - The Arrest (30:02) - The Interrogation (33:12) - The Lawyer Japanese Jail series - Part 2 Part 3 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thed...

Jun 21, 202441 min

Ep 64 - May Recap: $668 + 530K Points

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more! (06:34) - Credit Cards (30:34) - Banks (32:58) - Brokerages (36:35) - Meal Kits (38:01) - Discounts & Freebies (58:21) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live chur...

Jun 07, 20241 hr

Ep 63 - April Recap: $9,559 + 5K Points

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more! (01:39) - Podcasts (06:49) - Credit Cards (16:23) - Brokerages (18:34) - Banks (20:38) - Meal Kits (23:45) - Cell Phones (28:05) - Discounts & Freebies (41:42) - Final Tally ------------------ 📬 Join the free newsletter for show ...

May 07, 202443 min
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