The Curve - podcast cover

The Curve

The Curve Platformthecurveplatform.com

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday! 

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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Episodes

RTC145: A guide to a stress-free (and debt-free) Christmas.

'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and S...

Dec 11, 202439 min

TCW97: Elon Musk's $56 billion at stake & why diamonds are currently NOT a girl's best friend.

Ever felt the sting of financial FOMO ? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally ! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting ! Learn how to be the cool godmother or aunt with a long-term flair -...

Dec 09, 202431 min

RTC144: The new way to borrow and invest smarter, with Sam Rosenberg.

What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle t...

Dec 04, 202431 min

TCW96: How Trump’s new tariffs could break your wallet.

The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying proper...

Dec 02, 202437 min

RTC143: Why keeping your money in the bank is costing you money (from the archives).

Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode fe...

Nov 27, 202431 min

TCW95: A guide to surviving Black Friday.

Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet! Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday s...

Nov 25, 202427 min

RTC142: The art of making money from handbags, with Meg Randell.

Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow -...

Nov 20, 202439 min

TCW94: Bitcoin’s $90K Surge and Buffett’s $300B secret.

A peek into a hilariously earnest high school time capsule reveals tiny Vic’s fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let’s just say it’s been a journey. Shifting gears to today’s big money moves, Bitcoin is on a tear, nearing $90k, and we’re dissecting the FOMO, the risks, and why it’s okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett’s $300 billion cash pile has us wondering ...

Nov 18, 202432 min

RTC141: Making $1 million in 1 year on OnlyFans, with Grace Wears Lace.

OnlyFans has changed the game for content creators, and few have played it better than Grace Wears Lace. Rising from hotel receptionist to internet millionaire, Grace pulled in a jaw-dropping $1 million in her first year alone. Now, with a thriving business and three properties under her belt (soon to be four), she’s proof that the platform isn't just about subscriptions - it’s a lucrative business strategy, with monthly earnings ranging from $60,000 to over $100,000. Grace takes us through the ...

Nov 13, 202442 min

TCW93: Post-election markets: stocks, ethics, and uncertain times.

With the recent election on everyone’s mind, we’re diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump’s policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we’re unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the r...

Nov 11, 202430 min

TCW92: Key takeaways from the UK’s historic budget.

First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes co...

Nov 04, 202426 min

RTC140: Why investing isn’t as scary as you think.

(Highly recommended): Watch this episode on YouTube In this Halloween special of Raising the Curve , we're tackling the spooky myths and misconceptions that keep so many from diving into the world of investing. From demystifying complex terms to addressing common fears - like losing money or not knowing where to start - we’ll show you that investing doesn’t have to be frightening. Whether you’re a newbie or helping someone take their first step, tune in for an episode filled with financial wisdo...

Oct 30, 202423 min

TCW91: Gold shines bright as the S&P500 faces a grim forecast.

Gold’s glittering again, hitting record highs as the ultimate “safe bet” while the world grapples with election chaos and global tensions. Investors are flocking to it for stability, like it’s the market’s comfort blanket. Meanwhile, Tesla has finally pulled itself out of the gutter with a 20% stock boost, thanks partly to its upcoming Cybertruck (yes, the blocky one that looks like an origami project gone rogue). In bigger market news, Goldman Sachs is predicting the S&P 500 will only see a...

Oct 28, 202429 min

RTC139: Breaking down the US election.

Today we're diving headfirst into the chaos of the US election and what it means for your money. From tax cuts and crypto to fossil fuels and baby bonuses, we’re breaking down the policies of Kamala Harris and Donald Trump - minus the political jargon. Worried about how the election might mess with your investments or your 401k? We’ve got you covered. We’ll sift through the noise, debunk myths about politics and the stock market, and give you the straight facts so you can keep your portfolio ste...

Oct 23, 202435 min

TCW90: Could weight loss pills boost productivity?

This week, we’re unpacking the UK’s bold move to offer weight loss drugs to boost productivity. Is this the future of economic policy, or just another quick fix? Next, we spotlight the energy consumption crisis tied to AI: did you know a single command uses the same energy as lighting a bulb for an hour? And if you think that’s wild, wait till you hear about Bitcoin’s energy demands. From there, we dive into Uber’s almost-acquisition of Expedia - yes, you read that right. What’s their game plan?...

Oct 21, 202442 min

RTC138: My Grandma left behind a million dollar portfolio (from the archives).

In this special re-release of one of our most popular episodes, we revisit the incredible story of Sophie’s grandma, who quietly built a million-dollar investment portfolio over 50 years. This episode inspired countless listeners to rethink their approach to long-term investing - and we’re bringing it back for all the new members of The Curve community who missed it the first time around! We also kick off the episode with some exciting updates about what’s been happening behind the scenes at The...

Oct 16, 202431 min

TCW89: BP’s climate u-turn & Google faces a breakup.

BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the pow...

Oct 14, 202434 min

RTC137: Signs you’re facing financial burnout (and how to fix it) with Danielle Colley.

Today, we’re diving into the dreaded world of burnout - that charming state of emotional, mental, and physical exhaustion that comes after life repeatedly hits you with a to-do list. While burnout usually gets blamed on work, this episode focuses on financial burnout, where stressing over money takes centre stage and makes you want to throw your budget out the window. Vic gets real about her own experience with financial burnout, sharing how the pressure of managing both personal and business fi...

Oct 09, 202454 min

TCW88: Why LVMH is still the king of luxury.

LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster...

Oct 07, 202433 min

RTC136: "My boss asked me to dinner but made me split the bill..."

Introducing... Curveballs , our brand-new segment where we dive into the weird, awkward, and downright cringy money moments you’ve sent in. Whether it’s splitting the bill on a disastrous first date, getting stuck with the tab at a work dinner your boss insisted on, or accidentally blowing your budget on impulse buys, we’re here to help you navigate these curveball moments with expert advice from Dr. Lurve - Australia’s leading relationship expert and modern-day cupid. Today, we’re tackling some...

Oct 02, 202433 min

TCW87: Why are CEOs cashing out now?

With Soph soaking up the sun in Croatia, the lovely Sheenagh takes the co-host seat for this episode, bringing her sharp financial insights and charm... Why are some of the world’s biggest CEOs - like those at Nvidia, Dell, and even Berkshire Hathaway’s top dogs - selling off massive chunks of stock? Today, we dig into the reasons behind these surprising moves and what it could mean for the future of the market. Spoiler: it’s got investors raising eyebrows. We're also looking at the rise of AI i...

Sep 30, 202434 min

RTC135: A bonus birthday episode: Soph turns 33!

In this bonus episode, we take a break from the usual money talk to celebrate a special occasion - Soph's 33rd birthday! Soph reflects on the year that's been and opens up about her life lessons, from financial wins to personal growth while Vic shares some special surprises that highlight just how much Soph means to everyone around her. There’s even a moment where Elizabeth Day might make an appearance (you’ll have to listen to find out). Happy Birthday Soph xxx Watch this episode on YouTube. Fo...

Sep 26, 202417 min

RTC134: How financial literacy can change your life, with Norma Cassius.

Please note that this episode discusses sensitive topics including financial and domestic abuse, as well as miscarriages, which may be difficult for some listeners. In this eye-opening episode of Raising the Curve , we sit down with the inspiring Norma Cassius, a financial expert turned psychotherapist. Norma shares her journey of overcoming financial and emotional abuse, and how she used her strength and financial literacy to break free from a toxic relationship. We dive deep into the importanc...

Sep 25, 202459 min

TCW86: Fashion takeovers and Microsoft’s big moves.

Big moves in the investing world this week! First up, we dive into the $8.5 billion luxury fashion showdown between Tapestry and Capri Holdings - think Coach vs. Versace - but it’s not all glitz and glamour when the regulators come in and hit the brakes. But that’s just the beginning. Tupperware - yes, that iconic kitchen staple - is filing for bankruptcy! Turns out, $700 million worth of debt doesn’t vanish like that missing container lid. What does this mean for your plasticware drawer? And ho...

Sep 23, 202434 min

RTC133: Can bill splitting be romantic?

Today, we're diving into the complex intersection of money and relationships. Joined by The Curve's commercial director and all-round legend Dani, we explore how financial disparities affect relationship dynamics, from splitting bills to managing money goals as a couple. Whether you're team 50/50 or think 'what's mine is ours,' this episode offers both relatable stories and practical insights to help you tackle these tough conversations. There's something here for everyone in love and money. Wat...

Sep 18, 202456 min

TCW85: How Selena Gomez and OnlyFans are shaping billion dollar empires.

Soph’s belated birthday lunch took an unexpected twist - expecting cake but getting six tequila shots instead. But beyond the impromptu happy hour, we dive into some serious money moves - like Selena Gomez hitting billionaire status, not from music, but from her beauty brand, Rare Beauty. We explore how she built a billion-dollar empire in just four years and why diversifying income streams is key. We also break down inflation - prices may not be skyrocketing anymore, but why does your haircut s...

Sep 16, 202430 min

RTC132: Turning your wardrobe into an investment.

Is your wardrobe working hard for your wallet? In this episode, we’re breaking down why clothes should be seen as an investment - not just a quick retail fix. From understanding cost per wear to figuring out which pieces actually pay off, it’s all about making smarter, savvier choices with your fashion budget. Spoiler alert: sometimes spending more up front saves you big down the line. Get ready to rethink how you shop, why vintage is a hidden gem, and how to build a closet that serves your styl...

Sep 11, 202444 min

TCW84: Nvidia’s historic drop, Ticketmaster trouble, & Snapchat’s slump.

This week, we kick things off with Nvidia’s jaw-dropping $280 billion loss, the largest single-day drop in U.S. stock market history. What went wrong for the AI giant, and what does this mean for the future of AI stocks? Next, we break down ChatGPT’s meteoric rise as OpenAI gears up for a $100 billion valuation - double the users and big tech companies like Microsoft and Apple lining up to invest. Meanwhile, Snapchat faces a tough reality as its CEO admits the platform is struggling to stay rele...

Sep 09, 202429 min

RTC131: Paving your own way in business and beyond, with Michelle Battersby.

Disclaimer: This episode contains discussions about abortion, which may be sensitive for some listeners. Meet Michelle Battersby, co-founder of Sunroom —a platform empowering women to monetise content safely, authentically and without stigma. From her journey through corporate roles to founding a tech startup, Michelle shares her unique insights on balancing motherhood, entrepreneurship, and personal growth. Discover how she navigates the challenges of running a company while raising a family, a...

Sep 04, 202458 min

TCW83: The rise and fall of market giants.

Today, we explore the contrasting fortunes of stock market giants - Nvidia’s explosive gains and PDD’s unexpected dip. We delve into the high stakes of investing in growth stocks and why sometimes even stellar results can’t keep shares from sliding. We also take a look at the billion-dollar success of the Flo app, co-founded by men but revolutionising women’s health, and discuss Burberry’s surprising exit from the FTSE 100 - after 15 years! And in the midst of it all, we celebrate a significant ...

Sep 02, 202436 min
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