The Curve - podcast cover

The Curve

The Curve Platformthecurveplatform.com

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday! 

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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Episodes

TCW68: Duolingo's soaring, Roaring Kitty's back and Soph's become a (polite) Karen.

Happy Tuesday everybody! Coming to you a day later than usual, we're discussing the recent success of Duolingo, the return of meme stocks, and most importantly; Soph's transition into a Karen after spending the night listening to pesky kids partying. Keith Gill AKA the legendary Roaring Kitty has bought about the return of meme stocks - which in short, is people clubbing together on Reddit to buy stocks in the companies that aren't doing great, because they've been shorted (betted against) by he...

May 20, 202430 min

RTC115: Work-life balance & working out what's important with Sarah Lindsay.

This week we welcomed back one of our favourite guests, Sarah Lindsay who runs SALA, the most amazing reformer pilates, yoga and barre studio in Auckland. The original episode we recorded with her was so popular that we thought it would be rude not to have her back to give us some updates and share some of her successful business-owner wisdom with us. Feeling defeated in achieving work-life feels like a tale as old as time and a struggle I think every one of us can say we face regularly. This is...

May 14, 202449 min

TCW67: The 2 largest economies in the world are having a BDE-off.

Joining us in this extra special, extra lengthy Curve Weekly episode is the amazing Ella, who you may recognise from way back when Soph was scraping the financial barrel and Ella came to the rescue (as told in RTC69). A few weeks ago you might remember we spoke about the rivalry between America and China all about banning TikTok in the US? Well, the plot has thickened!! The US is claiming national security, and China’s calling bullshit, suing the US government for forbidding freedom of speech. I...

May 12, 202437 min

RTC114: Meg + Guy say goodbye to 'Daddy Daycare'.

This week we’re speaking with a couple who are doing things differently - Meg + Guy Mansell. We know this so 2021, but these two are absolute #couplegoals. Meg, who you may know as the host of The Edge Breakfast radio show, met Guy back in broadcasting school (with Soph!) 10 years ago. Although Meg jokes about conning Guy into being a relationship with her, the two are now happily married, with a house, dog, cat and daughter. Thank goodness she didn't listen to Soph and sack him off all those ye...

May 07, 202455 min

TCW66: Leaked nudes and very expensive potatoes.

Full transparency, The Curve Weekly got a little financially off track this week. The mention of Snapchat’s sky rocketing share price meant that there were a few minds in the gutter... and by a few, it was only Soph's. The conversation went a little like this... "Surely the only reason Snapchat share price went up 30% in a day was because a celebrity's nudes were leaked right...?" As you can imagine, this thought process completely derailed our very high brow investing conversation, and gave us ...

May 06, 202427 min

RTC113: Losing everything to a professional con artist and coming out on top.

It’s no secret people get scammed all the time. With voice impersonations and deepfake phishing on the rise, scammers have reached a new level of deception. But imagine if the person scamming you was in plain sight, someone you thought you could trust with everything. This is what happened to Tracy Hall, who you might recognise from the podcast ‘Who The Hell Is Hamish’. After 7 years of re-building her life off the back of financial and emotional betrayal, Tracy is stronger than ever and she's o...

Apr 30, 202456 min

TCW65: Entrepreneur, entrepreneur, entrepreneur.

As Linda Jenkinson (the absolute icon that we interviewed last week) would say; a business' success boils down to three things; entrepreneur, entrepreneur, entrepreneur. And this week we're looking at how Elon Musk, Jeff Bezos and Mark Zuckerberg continue to kill the game. In other newwwws (sorry Vic), the New York stock exchange might be opening 24/7 and Google have declared their first ever dividend (which is where they return cash to their shareholders). Go on Google! Watch this episode on Yo...

Apr 28, 202426 min

RTC112: The first woman to list on the NASDAQ: Linda Jenkinson AKA an icon.

This is Linda Jenkinson, or otherwise known as LJ, the first woman to ever list a company on the NASDAQ stock exchange in the US. We know what you’re thinking, this must’ve been ages ago right? LJ listed her company in 1998... that’s only 26 years ago! Being constantly dismissed because of her gender, it's safe to say that LJ has encountered a fair few glass ceilings which she's smashed through at full force. She sees life as a set of games where she’s constantly breaking the rules, and she's on...

Apr 23, 202443 min

TCW64: Cheap holidays, Hong Kong's in trouble + Vic's big surprise.

Mixing things up this week, we're talking currencies! Currencies are a bit like stocks; they fluctuate depending on demand, and can actually be a creative way of saving money. Hint: take a holiday to a destination where the currency is weak - you'll be living it up for less! Testing that theory is Vic who has has decided to fly to Spain to surprise flower man (AKA her boyfriend), meanwhile Soph is on a fly hunt (literally - please excuse any blow fly sounds that enter this recording). Big update...

Apr 21, 202426 min

RTC111: FIRE: Financial Independence Retire Early, with Ana Kresina.

If you haven't already heard of the FIRE movement, let us introduce you to this amazing concept. FIRE (otherwise known as 'financial independence retire early') is a pretty extreme approach to saving + investing. Someone who has successfully gotten herself in position where she could retire before her 40th birthday is the amazing Ana Kresina. She is a financial educator, author and ex-roller derby player who although she could retire, is choosing to work and empower women all over the world to f...

Apr 16, 202448 min

TCW63: An update on crocs, inflation, and Soph’s love life.

It’s been another wild week in the stock market, but before we get into that - do you remember those emotional charts therapists use to help decipher how you're feeling? No? Just imagine Vic pointing to overwhelm and Soph at the excitement section with a hard launch we are all here for. And although the stock market's been pointing at depressed lately, there is one company you might consider investing in. It's share price has risen 40% this year alone! A small hint...they make arguably the most ...

Apr 14, 202425 min

RTC110: Pay off the mortgage or invest? Part Two.

Although this 2-parter seems somewhat like Sophie's voice messages; a little rambly, and at times totally off-topic, we hope that by the end, you'll come away with a better understanding of what's best for your financial situation: paying off the mortgage early, or investing the extra funds. Investing may make you more money than paying off debt, but the savings from interest on mortgage payments can be significant. This is why it’s important to determine (based on your personal circumstances) w...

Apr 09, 202437 min

TCW62: GenZ, Millenials or boomers - who needs the most for their 20 year holiday?

WARNING: To avoid the world's biggest spoiler dropped by Vic at 7:40 about the series 'One Day', skip to 8:30. Following a significant tumble in Tesla's share price, the car giant finds itself ranked as the second-worst performing company among the top 500 listed on the U.S. stock market. Taylor Swift is one of the newest additions to list of global billionaires list! And despite their being more people holding billions than ever before, the rest of us according to Calvin Kleins falling share pr...

Apr 07, 202425 min

RTC109: Pay off the mortgage or invest? Part One

Today we’re discussing one of the grey areas we get asked about a lot; whether to prioritise investments, or paying off the mortgage. And although Soph's spent the past few days skilfully dodging emails and meetings using Vic's mysterious operation as her golden ticket, this week we're back in business. As both mortgage and interest rates seesaw, it can be difficult to know where to put your money and what will be best in the long run. In this episode, we’re discussing ways in which you can deci...

Apr 02, 202443 min

TCW61: Reddit’s IPO, Mcdonalds’ new menu item and the cocoa crisis.

After last week's announcement, we were delighted to receive so many positive messages and words of wisdom but there was one message in particular telling us to cut to the chase so this week, we're getting straight to it (just after Soph shares a moustache story that has no financial relevance). Sorry Nance. Okay, okay, Reddit shares take a turn after the IPO last week (where the company goes public so you can buy shares) as the dreaded short-sellers arrive, McDonald’s makes a sweet deal with th...

Mar 31, 202426 min

RTC108: Our most inspirational story to date.

Today we welcomed to the studio (otherwise known as Vic's Niece and Nephew's playroom) one of our listeners; Sophia Cich, who told us one of the coolest investing stories we've ever heard. Finding the balance between spending money now for fun vs saving for the future is pretty hard to gauge. How far in the future should you be saving for? How long should you leave your investments for? And can you enjoy any of your investments along the way? Sophia’s story is a great example of how to invest fo...

Mar 26, 202445 min

TCW60: An investment (very) close to home...

Today is not a normal Curve Weekly, it's more of a quick life + business update! There is lots of exciting things in the pipeline behind the scenes at The Curve (and although admittedly a little biased), we think this is one of the most exciting investing opportunities we have ever talked about. Back to regular programming next Monday! For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purp...

Mar 24, 20245 min

RTC107: Saving for a dopamine hit with Aleks Nikolic.

This week we’re speaking with the internet’s big sister, Aleks Nikolic - founder of Broke Girl Wealth. As a full-time lawyer and advocate for financial literacy, Aleks offers invaluable insights into financial red flags to look out for in relationships, JOMO, and how a hit of dopamine can be obtained by saving and investing. In this episode, Aleks guides us away from conventional money saving approaches like sponge-cutting (yep, you read correctly) towards a more fulfilling financial future wher...

Mar 19, 202440 min

TCW59: Tik, Tok, Boom.

Soph’s finally back in London, but she’s arrived with some pretty painful baggage (shoutout to Freya, Curve fan / world’s best air hostess on hand with antiseptic and ice). And while one iconic duo is now back together, the relationship between China and the U.S. seems to be deteriorating further. The U.S. are trying to pass a bill that could mean 170 million American users will be banned from using the Chinese platform TikTok... ouch. In other Curve Weekly news, Adidas posts it’s first ever net...

Mar 17, 202427 min

RTC106: Investing in jewels, art and all things luxury with Webb’s Auction House.

We did our first LIVE podcast event in New Zealand, and it was sparkly, chic and extremely luxurious. We had the absolute honour of sitting down with Tasha Jenkins and Christine Power (two brilliant experts from the iconic Webb’s Auction House) to talk about the ins and outs of investing in luxury items. The questions (like the Veuve) were flowing. Where do we start? How long do we keep a piece for? How volatile is the market? Do ethics come into it? Is orange a bad choice? Should we keep the bo...

Mar 12, 202449 min

TCW58: Crypto’s up, Oprah’s out and Soph’s a little bit tiddly.

Crypto is flying high, up 150% in the last six months (and Soph and Vic invested!). To celebrate, Soph’s enjoying a Corona in bed while Vic sips on her lemon water. Bliss. And the good news doesn’t end there. The price of gold is also hitting record highs, parental leave in Australia is getting 12% sweeter, and while Oprah’s reasons for leaving the board may be questionable, it seems that Weight Watchers is getting a taste of its own low-carb, low-fat and highly outdated medicine. Oh, and Vic’s ...

Mar 10, 202426 min

RTC105: Why ‘Girl Math’ needs the boot, with Bronwyn Taylor.

‘If I buy something then return it, I’ve basically made money. If I pay in cash, it’s literally free. Anything under $5 doesn’t count.’ If you’ve been on any form of social media lately, you’ve no doubt witnessed the fast-growing (and for many people, quite funny) trend, ‘Girl Math’. In today’s episode, we sit down with Bronwyn Taylor, a delightful and highly intelligent economist, to talk about gender stereotyping, ingrained sexism and the deep-rooted problems that come with labelling girls as ...

Mar 05, 202441 min

TCW57: Get over yourself, Wendy.

This week, Vic’s flying out, Soph’s dancing like Derulo and Wendy’s thrown a big cheesy spanner in the works. We look at the burger surge, the backlash and if the fast-food icon is being wildly arrogant or weirdly clever. And with so many big names selling stocks and hoarding cash (we’re looking at you Buffett, Bezos and Zuckerberg), there’s an air of uncertainty rippling through the finance world – so should we be fearful and careful, or is it time to get greedy? Plus, we’ve got hot tips, epic ...

Mar 03, 202427 min

RTC104: Money stories, Hinge dates and neuro-divergence with Victoria Devine.

After co-existing in the financial-podcast-world for so long, we are beyond excited to be sitting down with Victoria Devine – creator and host of Australia’s ‘She’s on the Money’ podcast, author of three life-changing books and all-round inspirational powerhouse. From personal debt to neuro-divergence, Hinge dates to family tax (more fun than it sounds) and trying to hold off labour until after Taylor Swift, Victoria is a wealth of warm, funny wisdom – and she’s only too happy to share it with u...

Feb 28, 202446 min

TCW56: Hey Taylor, keen to fix our recession?

After a wholesome old weekend, filled with nudity, ice baths and open-fire cooking, we’re back in the real world and ready to get stuck into some finance. While Goldman Sachs is dealing with some women-in-power issues (shock horror), Taylor Swift is proving that females can do anything … like bring entire countries out of recession. And while Bitcoin’s embarking on a halving event, Japan’s stock market has been doubling (and doubling again). Oh, and we’re on YouTube! Tune in to see Soph’s dramat...

Feb 25, 202422 min

RTC103: A trip down memory lane (with the oldest, baldest, kindest guests we’ve ever had).

We love each and every one of our guests, but today’s duo is on another level. A bit old, a bit bald and endlessly kind … today, we’re lucky enough to be talking to Mike Hallwright (of the cereal noises) and Ian Harris (of the 40-year moustache). Aka, our dads. Although neither wants to be here, Mike and Ian really come to the party – spilling on the tea on our money-personalities growing up. Who stole from their family to buy McDonalds? Who racked up $18,000 of credit card debt? Who sold bags o...

Feb 20, 202446 min

TCW55: Green flags for Uber, red flags for Amazon, and no more flowers for Vic.

As we race through this speedy little episode, the race is also on for a couple of transportation big dogs. With Uber finally in the green and Lyft firmly in the red (with red faces all round), it seems we have a clear-cut winner … for now. And while Jeff Bezos is getting even richer and Vic’s flower supply has been shockingly cut off, Maggie Marilyn is keeping it chic: out there, on the streets of London, quite literally saving lives. This one’s for you, Meg! Watch the episode on YouTube. For m...

Feb 18, 202418 min

RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow.

When you think about getting intimate with your partner, you’re probably not imagining a practical chat about the household finances. But … maybe you should be. Today’s guest, the incredible author, heritage homeowner and all-round great person Nicole Haddow, is here to discuss ‘Couple Goals’ (the name of her latest book, and the general theme of this episode) – and, more specifically, how talking money with your partner is not only vital for the success of your relationship, but is also a littl...

Feb 13, 202434 min

TCW54: Is Disney in a naughty little three-way?

Today, we’re coming to you live (not actually live) from Vic’s sister’s house (feat. an adorable dog) and Soph’s family kitchen (feat. Michael Hallwright’s cereal noises). You’re welcome! For today’s accidental American-themed episode, we’re talking family-favourite Disney and its latest three-way scandal, Facebook’s big birthday and even bigger Wall Street moves, WeWork’s possible return to relevance and Superbowl Sunday’s out of this WORLD ticket prices. Watch this episode on YouTube. For more...

Feb 11, 202425 min

RTC101: How to talk about your salary (without making it weird), with Julia Glum.

Good dates, horrible dates, family drama, weird rashes … for most of us, this kind of personal info will be talked about with a friend (or the entire girls’ WhatsApp chat). So why is it so awkward to talk to each other about our finances? In today’s episode, we’re talking to Julia Glum, a personal finance journalist whose funny, relatable and incredibly honest writing is helping to bring the salary-chat out of the shadows. From when, where and how to broach the topic (spoiler: not at a festival)...

Feb 07, 202439 min
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