The Curve - podcast cover

The Curve

The Curve Platformthecurveplatform.com

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday! 

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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Episodes

TCW53: BREAKING NEWS! Vic has a joint account (and it’s not with Soph)

It’s baaaaaack! Reporting season is here, which means we’re peeking through the curtains of some seriously powerful companies. We talk about who’s soaring, who’s stalling and who’s nosediving from the sky (with parts falling off as they go). We also look at the people-friendly reason behind Walmart’s latest stock split, jumping on the bandwagon of AI investing, the perils of adult acne and our own personal ‘loud budgets’. Who’s cutting Uber Eats? Who’s ditching takeaway coffees? Who forgot all a...

Feb 04, 202421 min

RTC100: Behind the scenes of the influencer industry, with Cartia Mallan.

For our 100th RTC episode (100, woah!) we’re bringing you honesty, vulnerability and epic amounts of attitude, in the form of everyone’s favourite Aussie influencer – Cartia Mallan. From her early days of ‘crying on Snapchat’ to building an incredible career as a highly sought-after influencer, Cartia has, in her own words, absolutely slayed. We dive deep into the world of influencing – from believing in your worth and listening to your mom(ager), to the importance of overdelivering and the powe...

Jan 31, 202445 min

TCW52: Everyone wants a piece of Stanley.

We all know that size doesn’t (or shouldn’t) matter – but when it comes to Stanley, the world is suddenly going wild for his big old jumbo cups. We talk about incredible rebrands, the perks of going viral, and whether a surge in demand equals a solid investment opportunity. We also look at China’s downward spiral, the power of the Magnificent Seven (the seven biggest companies in the world) and the joys of being loudly and proudly frugal. Plus, Vic has never looked hotter and Soph is suddenly in...

Jan 29, 202423 min

RTC99: Self-sabotage, people pleasing and setting boundaries with Dr Rebecca Ray.

WHY ARE BOUNDARIES SO HARD? Why is it so awkward to say we can’t afford something? Why do we carry so much guilt and fear and shame around saying, ‘No, actually, that won’t work for me’? In today’s episode, we are lucky enough to ask these questions (and many, many more) to the international queen of boundaries, Rebecca Ray. As a clinical psychologist, renowned speaker and author of two incredible books, Dr Becks is an absolute weapon when it comes to then when, how and why of putting our own ne...

Jan 23, 202441 min

TCW51: All hail Sir Lord King Warren Buffett!

As the NZ summer’s getting hotter and hotter (Soph’s sweating, Vic’s doused in perfume) Google’s going ice-cold, announcing even more employee cuts to come this year. We look at the reason behind the layoffs and how this could have a positive effect on inflation (although we really don’t want you to be fired). And while Google has too many people, China’s facing the opposite problem. While a rapidly shrinking population may sound like a good thing (hello, happier environment) it could also come ...

Jan 22, 202425 min

RTC98: What women want (to search online) with Diem founder, Emma Bates

This week we’re talking to the brilliantly clever, honest and inspiring Emma Bates – co-founder of Diem, the new social search engine for women and non-binary folk. She also happens to be Vic’s sister’s husband’s brother’s partner (it’s closer than it sounds, we promise). She’s pitched to hundreds of potential investors to raise more than $3.5million, navigated the US banking collapse, the cost of living in New York, all while working insanely hard with the aim to earn as much money as humanly p...

Jan 16, 202446 min

TCW50: Broken planes, bee stings and big old K-holes.

No matter how hard you try to ease into the new year, sometimes things just don’t go your way. Soph went to a silent retreat and got hit by a flying log, Vic went on a sexy hike and got a nasty bee sting, and Boeing sent a plane across the skies … and lost part of it mid-flight. We talk about the effect this could have on their share price, investor confidence and their reputation as a whole. We also look at a recent billion-dollar dating app investment, the latest way to buy Bitcoin, and Elon M...

Jan 15, 202434 min

RTC97: Getting out of 100,000 worth of debt with Liz Gillette.

In today’s episode, we’re talking to the incredible Liz Gillette – a bad-ass financial advisor who, in her teenage and young adult years, experienced more than her fair share of money troubles. From watching her family home get repossessed to walking out of college with a monumental debt to pay, Liz’s financial journey has not been an easy one. We sat down with Liz to talk about the slippery slope of debt, the importance of communication, leaving judgement at the door and respecting your partner...

Jan 09, 202443 min

TCW49: There’s a new IPO on the scene, Apple’s turned sour and we’re refreshing our finances for 2024.

Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raisi...

Jan 07, 202429 min

RTC96: The delicious (and inspiring) life of Condiment Claire.

It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and...

Jan 02, 202439 min

RTC95: The very best bits of 2023, part two (this one’s for you, Meg).

2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go...

Dec 26, 202344 min

RTC94: The very best bits of 2023, part one.

While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this ...

Dec 20, 202343 min

TCW48: Hot tips, hot chips and hot guys in Morocco.

Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone? For more from The Curve: Instagram Websit...

Dec 17, 202320 min

RTC93: Microsoft – good investment or amazing deep fake?

In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the hig...

Dec 14, 202341 min

RTC92: What we’ve learnt in 2023.

This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way. Watch the episode on ...

Dec 12, 202337 min

TCW47: Big shorts, big bounce-backs and big red flags.

Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s ...

Dec 10, 202321 min

RTC91: Shortland Street and Elon Musk: Getting ethical with Beth Allen.

Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to...

Dec 06, 202342 min

TCW46: Black Friday, Kim K and the return of Robin Hood.

A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO. For more from The Curve: Instagram Website TikTok New...

Dec 03, 202322 min

RTC90: The cost of transitioning with Allegra Bambi Haines.

We’re always excited to chat to our guests, but this week Soph has quite possibly lost her mind in anticipation. To celebrate the recent Transgender Awareness Week, we’re talking to the hilarious, honest and totally inspiring Allegra Bambi Haines. Born and raised in South Wales, in an idyllic (and very sheltered) community, Allegra’s journey from uncertain child to proud trans-woman has not been an easy one. From her traumatic ‘lightbulb moment’ at 21 to being struck off the NHS waiting list, fr...

Nov 28, 202348 min

TCW45: AI’s booming, fashion’s getting faster and crypto’s doing it dirty.

AI scandals, dirty crypto and weeping at Singapore Airport … safe to say, it’s been a wild old week for all involved. While Vic finally touched down on safe ground (yes, the weeping was hers) the same can’t be said for the big dogs behind ChatGPT, who are currently dealing with a veeery shaky landing. We talk about riding the AI wave, the inevitability of greed following success, and the beauty of investing in an ETF. We also look at dodgy money (and founders) in the world of crypto and the cont...

Nov 26, 202321 min

RTC89: The cost of infertility with Brett Russo.

For so many, fertility doesn’t come easy. In fact, it can come at a huge, overwhelming and often unattainable cost. In today’s episode, we’re talking to Brett Russo, author of ‘The Underwear in my Shoe’ – a powerful, funny and unflinchingly honest account of her journey through IVF – about her own experience with infertility. Born and raised in New Jersey, Brett and her husband endured five rounds of IVF to have their two gorgeous sons. Brett found the experience so harrowing and all-consuming, ...

Nov 21, 202345 min

TCW44: Never trust a man called Dirk.

We all know Vic loves a party … so to celebrate her birthday week, Soph’s bringing the party to this episode! We’re talking messages of love, a few dirty secrets and one very sexy bunch of flowers. And because this is a finance podcast, we’ve also found time to cover WeWork’s ongoing bankruptcy saga (and why it may actually make them more powerful), the widening gap between men and women, why Amazon’s getting into bed with Snapchat, and the scandalous rise of ‘shrink-flation’ (we’re looking at y...

Nov 19, 202322 min

RTC88: The cost of having kids (and a life) with Chancè Hindirlane.

If you’re looking for amazing energy, absolute honesty and a big old mindset-shift – then have we got the episode for you. Today’s guest, Chancè Hindirlane, is a trailblazer, a boss and a genuine breath of fresh air. Originally from Congo, Chancè and her 11 siblings were raised by their mother – and a village of support people. After moving to America and having her first child, she quickly realised that not only was finding her own village incredibly tough – it also came at a huge financial cos...

Nov 14, 202351 min

TCW43: Love, money and stopping to smell the Gherkin.

When a founder steps down, usually so does the share price. And this week, Whitney Wolfe Herd – founder and CEO of Bumble, and the world’s youngest self-made female billionaire – is calling it quits. We talk about plummeting share prices, the cost of love and the benefits of having a founder in the driver’s seat. We’re also looking at some Shein IPO rumours, Buffy the Finance Slayer’s savings account (Vic's attempt at a Warren Buffet joke), Uber’s latest offering (hot air balloon, anyone?) and w...

Nov 12, 202321 min

RTC87: Apples for apples: Our big, curvy ethical debate.

Here at The Curve, we love ourselves a good debate – and today’s guest, Lily from Pathfinder, is an incredible (and very succinct) contender. We’re partnering with Pathfinder on a brand-new ethical miniseries – and to kick things off, we’re going right to the core of one of the juiciest names in the business. Apple. With Lily fighting in Apple’s corner, and Vic doing her best to pick it apart, we go deep into Apple’s operations to find out how many problems the world’s largest tech-giant is solv...

Nov 07, 202351 min

TCW42: Canada Goose is flapping, there’s interest in Pinterest and WeWork might be WeGone.

The S&P500’s had a big bad month, but it’s not all doom and gloom! We look at the realities of over performing and why all that goes up must, at some point, come down. And when it comes to going down, we couldn’t go past WeWork’s recent bankruptcy saga and the tough choice investors will face between getting the hell out or keeping the faith. We look at the surprising success of Pinterest, the public perils of IPOs, and dive under the coyote-fur hood of Canada Goose … and Vic gives herself a...

Nov 05, 202321 min

RTC86: Figuring out what your rich life is with Laurie Wang.

Let us introduce you to Laurie Wang - inspiring, humble and incredibly talented. Laurie grew up in a first generation Chinese immigrant family in the US. Her parents wanted her to follow a traditional career path, so she found herself completing a finance degree, although she knew it wasn't what she really wanted to do. Fast forward a decade, and Laurie has truly 'found her flow' in a completely different industry. This episode is a conversation about having the bravery to change careers, start ...

Oct 31, 202338 min

TCW41: Meta’s getting sued, Hong Kong’s lost its mojo and Microsoft’s doing it for the ladies.

In a bid to make finance more fun, we decided to dress up for Halloween … and instantly regretted it. Bear with us as Vic reads her notes through wonky eyeholes. It’s reporting season (again!) so we’re bringing you a few tricks and treats to pop into your little finance buckets. We’re talking Snapchat’s highs and lows, Meta’s latest (and potentially very expensive) controversy and Hong Kong’s not-very-sexy problem – as well as the impact the Israel-Palestine war is having on advertising revenue,...

Oct 29, 202320 min

RTC85: How Vic made $800,000 in 6 years!

In todays episode Vic opens up about one of the best investments she's ever made drum roll please ... in property! Six years ago Vic was deported from the US and no she wasn't smuggling anything up her 🍑 for those wondering. It was a simple visa error, but one that meant she ended up back in NZ unexpectedly. Nearing 30, with nowhere to live and no job, she decided to buy a house. Everyone told her she was silly to do so as she would be 'buying at the top of the market'. Fast forward 6 years, an...

Oct 27, 202341 min

RTC84: Property Powerhouse: Nicole Bremner's wild ride with 108 property investments.

In today's episode, we're chatting with Nicole Bremner, the financial wizard juggling a share in 18 properties. Fun fact: Ross from Friends once tried to buy one of her houses! From global banking, to investing in a dynamic mix of startups, stocks, and property, Nicole's journey is a rollercoaster of financial adventures. With a history of once owning shares in a whopping 108 properties, she dishes out valuable investment insights, like the golden rule: "It's better to regret the ones you didn't...

Oct 24, 202342 min
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