Clark is a champion of entrepreneurship. Unfortunately, there are many multilevel marketing companies designed to make you think you’re really starting a business, when in actuality you are sinking your money into a hole. Also today - it’s officially summer travel season. What you see at airport security may surprise you. Beware MLMs: Segment 1 Ask Clark: Segment 2 Airport Security Lines: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Americans keep getting roped into multilevel marke...
Jun 13, 2024•32 min
Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There’s a shift taking place in the housing market . Clark provides an update. Investing In Health: Segment 1 Ask Clark: Segment 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your level of physical activity could be a vital sign 15 of the Best Free Workout And Fitness Apps Follow the 'Minute Rule' to make exercise a daily habit [What...
Jun 12, 2024•34 min
Various devices we use in our lives from alarm systems to fitness trackers - collect personal data . Clark discusses how to balance protecting your privacy with utilizing modern technology. Also today, huge bills that arrive after a hospitalization are often far from accurate. Clark shares strategies for dealing with these, and potentially lowering the costs. Technology Vs Privacy: Segment 1 Ask Clark: Segment 2 Medical Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do you really o...
Jun 11, 2024•34 min
Keeping your finances organized creates more efficiency and less stress in your life. Today Clark goes back to basics on what kind of documentation you should keep, and for how long. Also, millions of our aging loved ones are aggressively targeted and collectively scammed out of billions each year. Clark offers adult children some direction for becoming proactive, in order to help protect vulnerable seniors. Your Important Documents: Segment 1 Ask Clark: Segment 2 Protecting Our Elders: Segment ...
Jun 10, 2024•30 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years. Clark Stinks : Segments 1 & 2 Joy In Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club: What Is th...
Jun 07, 2024•32 min
Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned ...
Jun 06, 2024•33 min
Clark checks in on the current state of cryptocurrency - where it’s been, where it’s going. Also today, a look at the financial education young students are getting - including the FiCycle curriculum, and how you can start teaching them at home. Cypto Basics: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash Axios: SEC sends Robinhood's crypto business Wells Notice Robinhood Market...
Jun 05, 2024•32 min
Today - What summer sunscreen shoppers need to know about effective, affordable skin protection. Also - Perennial questions about owning car warranties have only increased in the age of modern vehicles - basically computers on wheels that are more expensive than ever to repair. Clark shares new data & direction on warranties. Choosing Sunscreen: Segment 1 Ask Clark: Segment 2 Auto Repair Costs & Warranties: Segment 3 Ask Clark: Segment 4 Mentioned on the show: SUNSCREEN - Consumer Report...
Jun 04, 2024•33 min
Using reward points for summer airfare and hotels has been a great way to save over the years, but operators have long been devaluing these programs, and are limiting how you can earn those points. Know how to better manage the moving targets that are today’s variable travel rewards. Also, a special guest: Our man Anthony visited Manhattan’s Fairway Market, and reports on the latest version of cashier-less tech - the automated shopping cart. Travel Loyalty Points: Segment 1 Ask Clark: Segment 2 ...
Jun 03, 2024•24 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, something many of us need but generally ignore is life insurance . Clark helps you take it off the back burner and take care of business, with info on how much you need and how to buy it. Clark Stinks : Segments 1 & 2 Life Insurance 101: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Why You Should Never Buy Visa Gift Cards How Do I Use All the Funds on My Vi...
May 31, 2024•33 min
How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciar...
May 30, 2024•34 min
Clark discusses the big bank response to higher savings rates and spells out your options to make the most of your savings. Also today - small business owners are stuck between a rock and a hard place when it comes to borrowing money. Beware “quick” loans. Clark has a better way. Maximize Your Savings Rate: Segment 1 Ask Clark: Segment 2 Legal Loan Sharks Plague Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Banks pay savers more as ‘higher-for-longer’ rates hit interest i...
May 29, 2024•31 min
Today - you may have heard that Walmart is closing its health centers . With the failure of this healthcare option, along with the state of the clinic attempts made by Walgreens & CVS, there’s an important healthcare takeaway to be prepared for. Also, are you ready to see a driverless tractor-trailer on the road? Are they safe? Your Primary Care Physician: Segment 1 Ask Clark: Segment 2 Autonomous 18 Wheelers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Walmart Is Shutting...
May 28, 2024•32 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic, linked here and we invite you to share thoughts on financially supporting adult children. Cla...
May 24, 2024•34 min
Clark has never been a fan of brand names , and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property. Private Label Store Brands Vs Big Brand Names: Segment 1 Ask Clark: Segment 2 Buying Investment Property: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumers Fed Up Wit...
May 23, 2024•28 min
Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it. UPDATE - Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Cancellation & No-Show Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Treasury Sets New Rate of 4.28% for I Bonds as Inf...
May 22, 2024•30 min
Clarkonomics! Clark discusses how the US economy stacks up against the rest of the world, including concerns about our deficit. Also, Clark and Christa have a long running disagreement about a payment practice. Christa was right. Clark has changed his mind. Clarkonomics: Segment 1 Ask Clark: Segment 2 Automatic Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US dollar is strengthening. Here’s what’s driving the rally and what it means for Americans America’s debt problem is s...
May 21, 2024•29 min
In this episode - did you hear about the T-Mobile customer who received a six figure bill for an international trip? Get Clark smart advice for traveling overseas with your phone. Also today - there’s a new warning out about a scam trying to collect money from you from phantom tolls. International Calling: Segment 1 Ask Clark: Segment 2 Toll Collection Scam Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: PhoneArena: This T-Mobile customer got a $143442.74 bill after a three-week S...
May 20, 2024•29 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also today, we’ve talked a lot about renting vs. buying in today’s housing market. New data makes a compelling argument and provides direction for aspiring homeowners. Clark Stinks : Segments 1 & 2 Rent Vs Buy A Home: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State Homes at Menards® Insurers Are Spying on Your Home From the Sky Axios: ...
May 17, 2024•32 min
Today, Clark shares a personal story about a sleazy sales call he received from one of the big alarm companies - tied to an internet provider. Also in this episode, pet owners need to understand what’s going on in the veterinary medicine profession so they can choose wisely, and protect their wallets. DIY Home Security: Segment 1 Ask Clark: Segment 2 Veterinary Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ADT USA Reviews | Read Customer Service Reviews of adt.com Your Guide to DI...
May 16, 2024•30 min
Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it’s on us to know how to get the best guidance. Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee. Key Warning On Financial Advisors: Segment 1 Ask Clark: Segment 2 Storage Units: Segment 3 Ask Clark: Segment 4 Mentioned on the show: American...
May 15, 2024•26 min
In this episode - Clark takes you through the necessary steps for buying a used vehicle , including his number one rule, a key step neglected by a third of all buyers. Also today - are you traveling this summer? Airlines and hotels are changing the rules when it comes to earning points or miles. How To Buy A Used Car: Segment 1 Ask Clark: Segment 2 Airline & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ - Used-Car Sales Have Moved Online—Here’s Why Both Customers an...
May 14, 2024•38 min
In this episode - we often see lists of the best auto insurance companies, but now Clark has discovered an industry database for body shops that rates insurers according to how claims are handled. Also, Clark hates covenants not to compete - a labor practice that’s now on the ropes. But the ban is messy. Clark explains. A New Source For The BEST Auto Insurers: Segment 1 Ask Clark: Segment 2 Non-Compete Clauses: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CrashNetwork - Top Rated U.S. C...
May 13, 2024•32 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them. Clark Stinks : Segments 1 & 2 Loyalty Programs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Start Investing: 10 Steps for Beginners Sh...
May 10, 2024•37 min
During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities . Know which type may actually be useful and which ones are to be AVOIDED at all costs! Super-Commuting: Segment 1 Ask Clark: Segment 2 Sold Not Bought - Annuities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of the super-commuter The Best Unlimited Hotspot Plans Visibl...
May 09, 2024•30 min
Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice. Flat Fee Financial Advisors: Segment 1 Ask Clark: Segment 2 Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Flat Fee Shops Attempt to Shake Up Financial Advising A...
May 08, 2024•28 min
In our everyday payment decisions , many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery. Phone Tap To Pay (More): Segment 1 Ask Clark: Segment 2 The Ghost Of Kitchens Past: Segment 3 Ask Clark: Segment 4 Men...
May 07, 2024•31 min
How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce. Targeted Ads Ubiquitous: Segment 1 Ask Clark: Segment 2 Teen Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit Why Walmart bought TV-maker V...
May 06, 2024•30 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire. Clark Stinks : Segments 1 & 2 Gift Card Draining: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances How To Protect Your Home From Being Stolen by Squatters Florida lawmakers pass bill to revoke squatters' rights How to Low...
May 03, 2024•33 min
Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace . Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off. Facebook Marketplace Scams: Segment 1 Ask Clark: Segment 2 Voice Cloning Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Facebook Marketpl...
May 02, 2024•29 min
