Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, Clark talked about the changing landscape for workers yesterday. Today, for employers - the topic is creating loyalty in a workforce. Retaining motivated employees is a big problem for companies. Clark discusses how giving employees a stake in the game makes profitable sense, and ways businesses can accomplish that. Clark Stinks : Segments 1 & 2 Enlightened Employers: Segmen...
Jul 01, 2022•32 min
Clark talks with Charis of Clark Deals about how Amazon Prime Days 22 should measure up, the kinds of deals you can expect and competitive deals from other retailers . Also this episode, after 10 years of pathetic earnings on savings , the good side of rising rates is catching up. Clark compares big bank to online bank savings rates right now, lets you know the best saving strategies & the safest places to put your savings to work. DEALS: Amazon Prime Days: Segment 1 Ask Clark: Segment 2 Max...
Jun 30, 2022•30 min
Needed changes in education are overdue and on the way. Clark characterizes post high school ed and how economic forces unleashed by Covid are changing the equation for the better. The rise of the education consumer means relevance and connection to career will be key. Also, Clark lists the many factors contributing to the inflation testing us all - and puts it in historical perspective. This cycle has caused economic dislocations creating discounts . Learn where the deals are, and - in the pric...
Jun 29, 2022•34 min
Shipping has gotten really expensive. There are now aggregators, many free to join offering special rates for shipping under their codes. Clark talks about saving on shipping for individuals and for small businesses. Also, high gas prices have upped the profile of electric vehicles . Clark gives guidance on when to buy, EV types, the dealer - manufacturer relationship , and the sweet spots for affordability in the EV market now and in the future. SAVE on Shipping: Segment 1 Ask Clark: Segment 2 ...
Jun 28, 2022•29 min
Overall, crypto has lost about 70% of its value. Many crypto lending organizations have gone insolvent. Digital money is a sound concept. It can eventually help eliminate the bank gouge of moving money. But as an investment? Learn why that’s gambling and Clark’s rule for moving forward. Also, the housing market has been brutal for home buyers on many levels. But the narrative is changing . Clark’s analysis includes signs the market is normalizing - and advice for buyers on today’s higher interes...
Jun 27, 2022•31 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, high school, trade school and college grads have unprecedented job opportunity right now - even amid current concerns of looming recession. Clark Stinks : Segments 1 & 2 Grad Jobs Aplenty: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Use a Debit Card To Pay for Anything How to Freeze Your Credit With Experian, Equifax and TransUnion Should I Fre...
Jun 24, 2022•25 min
Puppy fraud was a constant during the pandemic and continues unabated. Google is going after these scamsters , but their efforts are a drop in the bucket. This scam has worked since the days of classified print ads. Now it’s moved worldwide using fake pictures, akin to vacation rental & car scams. What you can’t see, verify. Scammers also exploit job seekers online. Those 25 to 34 - digital natives - are most likely to trust a job listing. How the scam plays, and what to know to avoid job li...
Jun 23, 2022•31 min
The inflation of 40 years ago was significantly worse than now. Clark describes the unusual distortions in today’s market, resulting in heavy discounts in some categories. Also, there’s one sector of real estate that’s discounted now - office space IF you know which type. For business owners in need of office space, hear how to take advantage of this unique opportunity. Discount Categories: Segment 1 Ask Clark: Segment 2 Office Space Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the s...
Jun 22, 2022•32 min
It’s officially summer today. Get Clark smart strategies for saving money on car rentals, and learn how those under age 25 can avoid huge fees. Also, homeowners face more challenges finding quality, affordable insurance as natural disasters and the cost to rebuild impact rates all over the country. Homeowners need to face and manage risk today. Clark offers guidelines including new mapping revealing wildfire risk , and the new Federal Flood Insurance program phasing in. SAVE on Car Rentals: Segm...
Jun 21, 2022•30 min
The Economist reports that many are making a fresh start by becoming entrepreneurs. Clark describes how the climate is favorable for starting a business in so many ways. Also, there are those that have worked out a way to live on cruise ships as a retirement strategy to save on living expenses. Clark explains how this works. Starting Your Own Business: Segment 1 Ask Clark: Segment 2 Cruise Ship Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2022’s Best Large Cities to Start a ...
Jun 20, 2022•28 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, Clark talks about big data and our privacy . Just as errors on your credit report can harm you, the LexisNexis system has major data on consumers that can be erroneous. If you value your privacy and the accuracy of your data, Clark has an assignment for you. Clark Stinks : Segments 1 & 2 Your Big Data Dossier: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com -...
Jun 17, 2022•29 min
Clark has talked about delivery drones, driverless cars, and robots for years. Well, it’s happening for real now. Clark updates Walmart’s drone delivery efforts, Google’s Waymo cars , & GM’s Cruise operation - all part of our future. Also, the difference between Roth and traditional IRAs - a new tax issue around inheriting a traditional IRA , and what to do before you bequeath one. Drones & Automation: Segment 1 Ask Clark: Segment 2 Traditional IRA Inheritance: Segment 3 Ask Clark: Segme...
Jun 16, 2022•31 min
Clark explains what is happening with gas prices at home and abroad , and suggests ways to adapt , including modification of summer travel to offset costs. Meanwhile, airfares are generally 50% higher than last year and around 25% higher than pre-pandemic, but they’re starting to soften. The state of the industry and a sweet spot in the market that can help you save, including deep discount airlines . Gas Prices: Segment 1 Ask Clark: Segment 2 Airfare Sticker Shock: Segment 3 Ask Clark: Segment ...
Jun 15, 2022•35 min
Yesterday we officially entered a bear market . This is not a total surprise. Clark explains how stock values are measured, how we got here economically with inflation , how this resolves and the best approach for investors. Also, new rates for borrowing for college have been published for this fall. Clark talks about the impact of student loan debt, parental guilt, & the myth of going to the “it” school. Hear Clark’s rule for student loan borrowing, and a better way to pursue an education f...
Jun 14, 2022•30 min
A disturbing trend - buying certain things online - sight unseen. Don’t believe what you see on the internet. It’s becoming common for people to put in offers on homes they’ve only seen online . Big mistake with houses, cars with no right to a refund, and other items. Also Clark talks new savings on TVs - with buying advice, plus free content via antennas & streaming . Buying Online Sight Unseen: Segment 1 Ask Clark: Segment 2 SAVE on TVs & Video Content: Segment 3 Ask Clark: Segment 4 M...
Jun 13, 2022•29 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt. Clark Stinks...
Jun 03, 2022•33 min
Dietary supplements, vitamins and herbal remedies are unregulated . Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front. The Safety of Supplements: Segment 1 Ask Clark: Segment 2 Car Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Supplement and Vitamin Certification | NSF USP Verification Services How to Buy a Used Car in 7 Steps...
Jun 02, 2022•30 min
Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips , equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for. Perils of Payroll Advances: Segment 1 Ask Clark: Segment 2 Robocalls & Messaging Sca...
Jun 01, 2022•28 min
It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff ! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below. Power Outages & Generators: Segment 1 Ask Clark: Segment 2 FREE Entertainment Content: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 12 Best Free Movie Websites ...
May 31, 2022•30 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Plus, there are deals to be had right now on several items we use in our lives, including mattresses . Inflation nation, Clark’s calling out the deal categories! Clark Stinks : Segments 1 & 2 Current Deal Categories: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2022 Top Public Colleges & Universities | US News Rankings Vocational Training Programs by State The Top 25 ...
May 27, 2022•33 min
A perpetual debate: Can money buy happiness ? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers. Money & Happiness: Segment 1 Ask Clark: Segment 2 Conce...
May 26, 2022•28 min
Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home . With energy prices also up, Clark talks about thermostat settings , and the value of smart thermostats. Summer Airfare Savings: Segment 1 Ask Clark: ...
May 25, 2022•31 min
Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advo...
May 24, 2022•35 min
Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts . AMEX Travel Benefit : Segment 1 Ask Clark: Segment 2 Budget Weddings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Points Guy: American Express adds new ‘cancel for any reason’ coverage option on flights The Points Guy: Why are airfare and hotel rooms s...
May 23, 2022•29 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens . There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark. Clark Stinks : Segments 1 & 2 Summer Jobs for Teens : Segment 3 Ask Clark: Segment 4 Mentioned on the show: AAA IDP International Driving Permit Public Service Loan Forgiveness ...
May 20, 2022•31 min
While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars. Fake Wealth Advisors: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Deals: Segment 3 Ask...
May 19, 2022•33 min
Learn how to save for the future when you freelance , work side hustles or own your own business and don’t have access to a company retirement plan. AND - Neglecting one simple auto maintenance step can cost you big time. Heed Clark before your road trip this summer. Self-Employed Retirement Planning: Segment 1 Ask Clark: Segment 2 Get Roadworthy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a SEP IRA and Who Is Eligible? What Is an HSA Account and How Does It Work? What Is a So...
May 18, 2022•34 min
Party rentals have become a huge problem for Airbnb , so they’re launching an anti-party crackdown . What to expect when booking - and major considerations for potential hosts. Also, there has been a lot of talk lately about student loans and the cost of college. Clark covers which degree programs have the best payback . When you can match your interests with an in-demand high-earning degree - career WIN. Airbnb Guidelines: Segment 1 Ask Clark: Segment 2 Profitable College Degrees: Segment 3 Ask...
May 17, 2022•28 min
If you feel you can serve a need in the marketplace, this is a golden era for entrepreneurs . Clark discusses the many considerations involved in starting your own business . Also, the number of people injured or killed in road accidents has gone way up. A.I. technology can prevent or reduce the severity of accidents, which involves driver tracking & control - now mandated in parts of Europe. Auto Insurance tracking is a different matter. Clark’s take on the implications of fast moving tech ...
May 16, 2022•34 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . And - Clark has a scam warning & rip off alert about travel booking, and a heads up about an emerging airline practice you need to be aware of. Clark Stink s : Segments 1 & 2 Travel Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Apple Credit Card Review: Earn Cash Back on Tech Purchases Why Clark Howard Shifted to a Digital Wallet and You Should Too 10 Ways To...
May 13, 2022•34 min
