Happy 4th of July! Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty . Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here , and offers strategies for cutting expenses and getting credit card debt under control. Know Thy Neighbor: Segment 1 Ask Clark: ...
Jul 04, 2023•27 min
We’re in a unique travel season this year, so we asked for travel stories unique to you - good and bad - and you delivered! Clark shared a story about putting layers of clothing on in order to avoid baggage fees. Apparently, he’s not the only one: Hate Baggage Fees? Wear a Fishing Vest on the Plane - The Wall Street Journal. Team Clark thanks our fellow Clarksters for sharing their misadventures and lessons learned navigating the wide world of Travel for this special episode. Happy 4th of July W...
Jul 03, 2023•31 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also in this episode, Clark explains the rise of the zombie mortgage , with origins dating back to the lending practices of 2001 - 2007 leading to the housing bust & great recession. Learn why years later, people are now getting foreclosure notices on old home equity loans & second mortgages, and the best course of action for those facing this. Clark Stink s : Segments 1 &...
Jun 30, 2023•32 min
Good news if you’re interested in life on the road - specifically RV life . If you’re in the market, Clark explains why it’s a good time to buy, and offers direction on what type of RV to choose. Also today, travel agents almost went extinct, but the industry is growing again. Get Clark’s advice on when you need a travel agent , and the best way to choose one. The RV Market: Segment 1 Ask Clark: Segment 2 When & How To Hire A Travel Agent: Segment 3 Ask Clark: Segment 4 Mentioned on the show...
Jun 29, 2023•30 min
Summed up in a sentence - what’s your money strategy? Clark shares money philosophies courtesy of Humble Dollar . Also in this episode, Things are rapidly changing in the solar energy industry. Clark has an update on how to approach roof solar and the microgrid community solar advantage. Money Philosophies: Segment 1 Ask Clark: Segment 2 Solar Power Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show How would you summarize your financial philosophy in one sentence? Hiring a Contractor ...
Jun 28, 2023•27 min
Hotels have gotten pricier while experiences have deteriorated. Looking for bargains, people are getting ripped off at UFO third party booking sites. Clark shares a new site he’s been testing that works differently than all the others, and promises to save you big bucks. Also - There’s a new twist in retail - part entertainment, part auction. Clark gives you the pros & cons of online “ live shopping ”. HotelSlash: A Different Way To Book: Segment 1 Ask Clark: Segment 2 Live Stream Shopping: ...
Jun 27, 2023•35 min
For the last 3 generations the average size of the American home has gone up and up. Not so much anymore. Clark discusses why people are turning back the clock and downsizing their homes. Also today - do you ever try to haggle with merchants for a better price? It’s a worldwide practice Americans are generally uncomfortable with, but can actually be a very effective way to get a deal! Clark shares the right approach to the skilled art of bargaining. The Value of A Smaller Home: Segment 1 Ask Cla...
Jun 26, 2023•27 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also in this episode, there’s much discussion about how AI is revolutionizing the nature of work and change is happening rapidly. Clark lends historical perspective and discusses what is key for your job prospects going forward. Clark Stinks : Segments 1 & 2 AI And Career Flexibility : Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries A Quick ...
Jun 23, 2023•32 min
Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you. Retirement Outlook: Segment 1 Ask Clark: Segment 2 FREE Cell Phone Service : Segment 3 Ask Clark...
Jun 22, 2023•34 min
Now more than in the past 15 years, it pays to seek out the best interest rates on savings so you make the most on your money. Announcing our new guide at Clark.com with a listing of best savings accounts updated weekly and a brand new savings calculator. Also in this episode, travel is up, so travel scams are back with a vengeance - all varieties. Clark tells you what to look out for. WHO you book with is key. GUIDE: Savings Accounts: Segment 1 Ask Clark: Segment 2 Travel Scams: Segment 3 Ask C...
Jun 21, 2023•30 min
Clark fills you in on current direct student loan rates just announced. As the payment holiday comes to an end, know what is required to get and stay current on these loans. Also, recent developments in the electric car space will open up more EV choices. Student Loan Updates: Segment 1 Ask Clark: Segment 2 EV Announcements: Segment 3 Ask Clark: Segment 4 Mentioned on the show Student loan payments will be due starting in October, Department of Education clarifies Here's how to prepare to start ...
Jun 20, 2023•31 min
In light of the recent Labor Department report , Clark has key job advice to keep in mind moving forward. Also in this episode, there’s a federal statute concerning how the $7500 tax credit works for buying an electric vehicle and a surprising way to take full advantage of that credit. Clark also discusses the industry now and what potential buyers need to know. The Job Market Is Booming: Segment 1 Ask Clark: Segment 2 Buying A Vehicle: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios:...
Jun 19, 2023•30 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, this summer calls for extra travel precautions. Make sure you know what experts know about how to avoid bed bugs at your lodging destination! Clark Stinks : Segments 1 & 2 Travel Inspection - Bed Bugs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best 529 College Savings Plans By State HUD Good Neighbor Next Door Program How Much Life Insurance Do I Need? Should You ...
Jun 16, 2023•33 min
Inflation busters! With inflation easing in some categories, Clark shares some items that are more affordable now. Also, with the housing shortage and high mortgage rates, house hunters are looking for creative ways to become homeowners, including ARMs and the 1% down payment. Get Clark’s take on both options. Inflation Busters: Segment 1 Ask Clark: Segment 2 2 Mortgage Options Explained: Segment 3 Ask Clark: Segment 4 Mentioned on the show Eggs Are Going on Sale Just Months After Prices Hit Rec...
Jun 15, 2023•32 min
Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. Also, new issues with Zelle and Apple Savings accounts, and a warning for Venmo, Cash App & PayPal users. Retirement Account Changes: Segment 1 Ask Clark: Segment 2 Hazard With Payment Apps: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Retirement-Savings Changes You Should Know About for 2023-24 Families can make a tax-free rollover from 52...
Jun 14, 2023•26 min
Submit your travel story! 404 981-2017 Clark breaks down the national debt - what the real problem is and how to fix it. The sooner the better. Also today, Amazon just settled a lawsuit over spying through Alexa and Ring devices. “Smile, You’re on Candid Camera” - depending on where your security cams are operating. Clark has suggestions. Fixing Deficit Spending: Segment 1 Ask Clark: Segment 2 Privacy In The Digital Era: Segment 3 Ask Clark: Segment 4 Mentioned on the show Submit your travel sto...
Jun 13, 2023•32 min
One company has now been sued for making BILLIONS of robocalls to Americans. Follow Clark’s simple rule to avoid this menace, plus Clark’s NEVER NEVER rule regarding texts & emails, and reduce your chances of getting scammed. Also today, Airbnb’s new transparency reveals a stunner: FEES and how much they add to the stated nightly rate. Know what to expect when booking. Scam Avoidance Rules: Segment 1 Ask Clark: Segment 2 Airbnb Fee Reveal: Segment 3 Ask Clark: Segment 4 Mentioned on the show...
Jun 12, 2023•25 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, one of Clark’s long recommended vendors for prescription eyeglasses has dropped in Consumer Reports ratings. Clark discusses the ongoing eyeglasses market cartel and where to get the best value. Clark Stink s : Segments 1 & 2 Where To Buy Eyeglasses: Segment 3 Ask Clark: Segment 4 Mentioned on the show AAA Membership: Is It Worth It? Do Not Give Your Social Security Number a...
Jun 09, 2023•38 min
Generally, close to half of Americans can’t cover the inevitable $400 or more unexpected expense . The mentality of tapping a 401(k) has taken hold. Running up credit card debt - not great either. Clark has a prevention suggestion to get you started on being prepared. Also, big grocery inflation has led to big changes in buying behavior . Clark talks about where people are getting the most for their grocery money. 1% Saving Habit: Segment 1 Ask Clark: Segment 2 Save More On Groceries: Segment 3 ...
Jun 08, 2023•30 min
Investment pools that don’t offer normal disclosures are blowing up on people. Dark money funds, SPACs , real estate crowdfunding groups, private placements on “the ground floor of opportunity” - they may sound wonderful. But they’re a costly lesson in high risk vs traditional investing. Clark spells out the difference to protect your investments. Also, It appears the streaming party is over. All at once, Netflix and other services are changing the rules & raising prices. Clark has a money s...
Jun 07, 2023•28 min
Clark spoke recently about the role of family and friends when it comes to fraud protection for our elders. Today he has a first hand account of why it's so vitally important we take this to heart. Also today, The Consumer Federation of America reports that home repairs and renovations are a top area of complaints. Avoiding these headaches starts with how you hire a contractor and Clark has some guidelines for getting it right from the get go. Vigilance For Vulnerable Seniors: Segment 1 Ask Clar...
Jun 06, 2023•32 min
For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return . Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime. Free Tech Tiers Ending: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show Tech companies to free users: Time...
Jun 05, 2023•32 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also in this episode, recently exposed by industry whistler blowers, Clark discusses the cynical practice by some health insurers to deny claims without review. How to get clarity if denied a claim , and how to fight it, if need be. Clark Stink s : Segments 1 & 2 Denied Health Insurance Claims: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Open a Roth IRA 3 Places Yo...
Jun 02, 2023•28 min
There are those among us who live to travel. Clark breaks down nomadic lifestyle scenarios from remote workers to retirees, like his brother & sister-in-law, who SAVE MORE being nomadic pros, unencumbered by house or automobile. It can be done! But it's not for everyone. Also, A free big screen TV is now available - not a scam but of course, like other free services past & present- there’s a catch. The Nomad Life: Segment 1 Ask Clark: Segment 2 Free Big Screen TV Offer: Segment 3 Ask Cla...
Jun 01, 2023•29 min
The job market dynamic continues to change and Clark points to where the market is strongest. Job seekers need to know the highest growth areas offering opportunities. Also discussed today - Americans are defaulting on debt at a rapidly increasing rate right now, pushing the delinquency rate up 50% in a year! BUCK that trend. Surprise Job Growth Areas: Segment 1 Ask Clark: Segment 2 Dealing In Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] The real reason Americ...
May 31, 2023•29 min
One of life’s biggest purchases is a car. The industry has been on a rollercoaster but the ride is finally smoothing out for buyers. Clark provides a market update on how prices are moving for both new and used vehicles . Also today - a huge pharmacy hack has exposed the key personal information of 6 million patients to criminals. The number one thing you can do to protect your identity. Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Freeze Your Credit Stat: Segment 3 Ask Clark: Segment 4...
May 30, 2023•32 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also - Approaching Memorial Day, Clark shares perspective on regaining a sense of national purpose in America with regard for the ongoing sacrifices made by our military, and wants to ensure veterans and active personnel know about all the benefits available to them. Clark Stinks : Segments 1 & 2 Military Benefits: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amtrak YNAB R...
May 26, 2023•35 min
Passwords. There’s got to be a better way. Clark discusses the password problem and security key solution, including the passkey system from Google. Also - Memorial Day weekend begins tomorrow kicking off what looks to be the busiest summer travel season ever. Clark has advice for both road and air travel, including ways to save on today’s higher airfares. Security Keys VS Passwords: Segment 1 Ask Clark: Segment 2 Summer Travel Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show Hate ...
May 25, 2023•33 min
As parts of the economy emerge from inflation, post pandemic conditions remain rough for retailers and that means discounts to attract buyers. Every form of discounting is going on, including on some of life’s necessities. Be on the lookout for lower prices & special offers. Also today, a cautionary tale about a senior scammed out of millions , right under the nose of his bank and credit union. What is the responsibility of financial institutions, families and loved ones to protect the life ...
May 24, 2023•35 min
They advertise on billboards, roadside signs and in media - real estate companies that specialize in distressed properties. Should you ever consider giving them a call? Like any industry, there are both legit and crooked players in the real estate investment game as cash home buyers. A Clark Smart Warning includes a reminder to watch over our vulnerable senior loved ones. Also, half of Americans with paid vacation don’t use it all! Clark speaks to this unspeakable stat, with a directive for you....
May 23, 2023•26 min
