Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Christa & Clark have a harrowing car rental experience with some great advice for all - Something you should do before you show up at the rental counter can save your day. Clark Stinks & Ask Clark topics include: Here Is Clark Howard’s Bottom Line on Bitcoin / Protect Yourself and Your Family from Radon / How to Budget With a Cash Envelope System / How To Talk to Your Partner About Money Before Marria...
Jun 18, 2021•29 min
It’s time for some major sales! Amazon Prime days are coming up, and other retailers are already putting out screaming deals to compete. A Clark smart deals roundup . / Verizon & AT&T offer deals to stop switchers. Are the new phone giveaway deals a real bargain? AT&T and Verizon compete with free phones - with a catch... - Report: The Best Smartphones for Customer Satisfaction . Ask Clark topics include: Living Will Forms (“Directive”) - search Living Will + your state or ask for fo...
Jun 17, 2021•27 min
An update on Clark’s review of T-Mobile’s home internet service. / Clark loves solar power but has a warning about the industry. What to know when installing solar for your home. Ask Clark topics include: 1031 Exchange Rules: What You Need to Know - Clark avoids this as capital gains tax rates are favorable now / Best Free Password Managers: 7 Top Picks - Consumer Reports Password Manager Ratings / What Is an Annuity, and Why Does Clark Think They Stink? / How To Find and Choose a Financial Advi...
Jun 16, 2021•28 min
We bear the cost of credit card fraud directly. A quarter of Americans were victims of credit card fraud last year . One simple way to protect your wallet. / Are you concerned robots will take over all of our jobs? Throughout modern human history, there have been predictions of job loss due to technology. Clark smart historical perspective on automation, robots, jobs lost - and gained. Ask Clark topics include: How to Switch Banks in 4 Simple Steps / 5 common contractor scams and how to avoid th...
Jun 15, 2021•24 min
Clark breaks down the true value of remodeling and the best reason to do a home upgrade . / Trading, bartering, getting stuff for free - Several ways to find goods, from clothing to furniture, for little or no money while helping to eliminate waste. Ask Clark topics include: Google Fi Review: The Best Cell Phone Provider for International Travel? / Mint Mobile Review: T-Mobile’s Network for Only $15/Month / 3 Things to Know Before Buying Owner’s Title Insurance / Home Title Lock: Is It The Same ...
Jun 14, 2021•26 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Weddings are coming back in big numbers. Couples can eliminate the financial pitfalls that can poison a relationship by first thinking through what’s important to each and having an ongoing dialogue to get financial cards on the table. Hear Clark smart strategies about how to proceed from there. Clark Stinks & Ask Clark topics include: The Best Veterans and Military Charities / United Service Organization...
Jun 11, 2021•30 min
Clark recently moved and has fresh wisdom on downsizing / How do you seize the opportunities available in today’s job market? We need to be lifelong learners. The more we learn, the more we earn. Employers can’t match skilled workers to available jobs. The ladder is training. Middle skill jobs require skills based training. Clark discusses 3 approaches including workforce development programs - the win-win we need in the U.S. Ask Clark topics include: Fidelity Investments Review 2021: Pros &...
Jun 10, 2021•24 min
Both Walmart and Amazon are getting into healthcare to save money for their companies, and potentially for all consumers (including those insured), using both telehealth and clinics. Clark explains the offerings. These outsiders will expand outside of their own employee groups to become a threat to the medical industry, and a benefit to consumers. // In addition to having a physical DL, some states are rolling encrypted digital versions to carry in your phone. Mobile driver’s licenses are not su...
Jun 09, 2021•26 min
Clark speaks with admired colleague, finance expert JONATHAN CLEMENTS - founder and editor of HumbleDollar , author of personal finance books and former personal finance columnist for The Wall Street Journal , among other accomplishments. They discuss the core attributes of financial success, working part time in retirement , prioritizing debt, marriage & money, saving late in life, paying for college, divorce - financial strategies for life's stages and rebounding from life's setbacks. Want...
Jun 08, 2021•44 min
You may be a candidate for strategies that can lower your credit card interest rate and eliminate your annual fee. / Life Insurance is an area where you can easily get ripped off. Clark guides you through the process. You’ll learn the different types, what to avoid, where to look and how much to buy. Fear not. It’s easier than it once was . Ask Clark topics include: Radon Gas / Policygenius Review: What to Know Before Getting Quotes / Haven Life Insurance Agency Review: How It Works Want more mo...
Jun 07, 2021•28 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / If you are an owner or involved with the finances of a business, you know the banking industry has traditionally killed you with fees. Clark lists several alternatives including something new from Square and a warning about specialty online lenders. Clark Stinks & Ask Clark topics include: How To Find Your Chromebook's End-of-Life Date - Lifehacker / 4 Things to Know Before You Sign Up for Locast / Overdr...
Jun 04, 2021•29 min
Banish streaming price confusion - Our new interactive tool allows you to enter your favorite channels to uncover the best options for you. Load & delete channels and find your best price per month. ~ Live TV Streaming Channel Tool - Clark Howard ~ / Travelers, an important warning about timeshares . Clark explains why there’s no intrinsic value. The industry expects a great year due to pent up travel demand, making people extra vulnerable to the timeshare pitch . A NEVER NEVER Clark rule on...
Jun 03, 2021•28 min
Airbnb is in need of hosts. The original idea was to save money. But now, 1 out of 4 stays are a month or longer due to remote work capability, driving the average cost of an Airbnb stay up 35%. How to flex with this environment and save on lodgings this summer. / Vacation & work/life balance is seriously vital to health . A new WHO report details how excessive work is literally killing people. Many are working themselves to death. Use your vacation! You’re better at what you do when you get...
Jun 02, 2021•25 min
Vaccines have changed the recovery equation much sooner than thought and employers are moving up reopening offices. Many bosses don’t trust employees working remotely and miss control. Many workers love the flexibility of working from home and have choices to make. Pros, cons, exceptions and company culture considerations in the hybrid work debate. / Clark reviews the Citizen app . Will he continue past his free trial? Recently, someone was falsely accused due to the app. Citizen responded well ...
Jun 01, 2021•26 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Fintechs are bringing about enormous change. Forget banking fees, minimum balance requirements, check cashers & payday lenders. Legit services are available for all. App based and online banks , the best credit unions - are great alternatives. The DNA of traditional banking is hostile to those who don’t have big balances. Welp, you don’t need them either. Chime Review: Pros & Cons of the Bank Challeng...
May 28, 2021•26 min
National 529 Day - Millions have 529 plans to save for college with tax free growth for qualified spending. Be aware 529 Plans vary. Many states roll in a state tax deduction for contributions up to a certain limit. Clark tells you which plans to eliminate and about the recent regulatory change involving grandparent owned plans. / Would you leave a $20 bill languishing in a drawer or toss it out? Gift cards are real $$ disguised as ….. gift cards. Time to use ‘em or lose ‘em. There’s $800M in gi...
May 27, 2021•25 min
Deadline to Savings: June 8 - The video streaming world is in huge transition. Mergers signal industry consolidation. Philo - still the cheapest - is going up but Clark tells you how to avoid the price increase. See if Philo would work for you. // Why does Clark call cryptocurrency fake? Clark describes cryptocurrency in theory vs practice, the government restrictions and the fundamental value of electronic money. What to expect if you play in crypto today. Ask Clark topics include: The New Wash...
May 26, 2021•24 min
Shopping auto insurance: Ideally, you need to compare to find the best deal. Clark breaks down auto insurance shopping services, highlights The Zebra , helps you navigate the lead generation aspect and understand independent vs captive insurance agents. You can do this ! // There are many pitfalls with online ads and purchasing - tactics used by companies to bait you into buying services and goods you don’t want or need. Know when you’re being manipulated online . Ask Clark topics include: 7 way...
May 25, 2021•24 min
The “side gig” economy is the real deal, and some people are making 6 figures being their own boss. It’s a great time for those with specialized skills to make money freelancing . - SideHusl - Find the Best Money Making Option for You // Americans have paid off a great deal of credit card debt. Credit card banks are getting desperate and making generous offers. Even if you have no credit score , you may be in a better position than you think. Ask Clark topics include: Use Google Navigation to av...
May 24, 2021•26 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Nearly 1 in 4 Americans have 0 in their rainy day account . How to get this done after the whiplash of 2020? Clark gives you the little steps that build life habits, including starting a savings account and Roth IRA to gradually build your savings . Clark Stinks & Ask Clark topics include: Locast / How To Watch Local Channels Without Cable / How to Make a Disposable Razor Last 12 Months / 5 Reasons Why Ho...
May 21, 2021•27 min
In the pandemic, many have been forced to work from home. Now that offices are starting to re-open, do you want to go back in person? Survey : Would you rather work from home or get a $30K raise? Employees say no contest... / Survey : 71% expect significant increases in the value of homes, placing real estate investing over stocks. Why this optimism may be misplaced: Reversion to mean . Investment real estate right now doesn’t work. If you're not buying real estate for the right reason, you may ...
May 20, 2021•25 min
Venmo , Tik Tok and Security : Payment App Rules - Don’t use them to pay strangers and beware hackers. Plus, PayPal has attached a social feature to Venmo. Unless you override it, people can see your payments - Why this is risky and what you can do about it . And, should you log in with social apps? / 37 Million of us are traveling over the Memorial Day weekend. Driving tips to ease the way. Ask Clark topics include: How to Sell Your Car in 5 Steps - Clark Howard / Costco Travel / Travel Archive...
May 19, 2021•25 min
The average price of a used car is up 17%; new cars are up 10% over the last year. If you’re in a car lease that’s ending, Clark has a strategy your wallet will love. / Lab created diamonds are chemically identical to diamonds dug from the earth. The price is the bigger difference. Plus, there are environmental and humanitarian advantages. But there’s something you should do before you give this gift…. Ask Clark topics include: Credit Cards / Fraudulent Unemployment Claims / Google Flights / Sco...
May 18, 2021•26 min
Clark wisdom on life-long learning, the transient nature of work, pursuing your passion and being true to yourself, staying relevant in a fulfilling vocation, your approach to money and finding satisfaction and joy in life. / There’s an important deadline you need to know about. There are just days left to take advantage of an incredible free photo storage offer. Ask Clark topics include: Replacing lost key fobs affordably / Emergency Fund Complete Guide: How Much & Where / 7 Emergency Expen...
May 17, 2021•28 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / An update on net neutrality. The cable monopoly is being broken piece by piece. Internet service choice is coming. Clark explains how this is comparable to cable’s monopoly over pay TV being crushed in the marketplace. Clark has a video streaming challenge for you and helps you SAVE money by comparing streaming services all in one place! Best Streaming Services: Every Option Explained - Best Live TV Streaming...
May 14, 2021•31 min
Scott Keyes, founder and chief flight expert of Scott’s Cheap Flights joins Clark to talk about myriad aspects of travel now and moving forward. Essential listening for travelers as 2 experts convene. Want more money advice? Sign up for Clark’s free daily newsletter ! Learn more about your ad choices. Visit megaphone.fm/adchoices...
May 13, 2021•38 min
The prevalence of cyberattacks and the nature of the east coast oil pipeline attack - A Clark smart warning and actions you can take. / You must file taxes , or at least file an extension - whether you can pay or not. 90% can prepare and file taxes for free , yet only 7% do. Clark shows the way. Also, $1.3B unclaimed 2017 tax refunds could disappear next week. Get your money . Ask Clark topics include: GasBuddy / Do Not Get a Big Tax Refund Check / Know the Rules for Roth 401(k) Rollovers / Grou...
May 12, 2021•26 min
There’s an ongoing series of Facebook messenger scams . Facebook identities are taken over by crooks who use familiarity to commit affinity fraud. What you should out for. / Clark backs out of a long gas line in California & pays the price. What should you know about summer driving? Clark explains ‘ backwardation ’ in terms of where gas prices are, why, and where they’re headed. Ask Clark topics include: Homeowners Insurance / Hearing Aids / Apple Credit Card Review / Best Cash Back Credit C...
May 11, 2021•25 min
Money talk ain’t pillow talk but it works to save a marriage …. There’s pent up demand to throw weddings, but be prepared to take the leap by talking money before the nuptials . Clark describes one of the greatest flashpoints in the first 3 years of marriage, and the nature & importance of ongoing money & goal conversations. / If you too like to squeeze out every last bit of toothpaste & other products, you’re on the right track. Housing and cars are our biggest expenditures. We can ...
May 10, 2021•28 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / The job picture could not be more different than 1 year ago. Now employers are desperately looking for workers across many categories. For the class of 20 - this could be reset time. The key to getting good work is personal contact, not just sending out resumes. Network with people. Digital methods are a process of elimination. People hire people. Clark Stinks & Ask Clark topics include: Costco vs. Sam's ...
May 07, 2021•28 min
