In Part 2 of this compelling episode of The Cashflow Show Podcast , host Clayton M. Coke sits down with Fiona Graham, Chief Operating Officer of Family Business UK, to explore the devastating impact of proposed inheritance tax reforms on family-owned businesses. Fiona shares her expertise on advocating for family businesses, the economic significance of the sector, and the urgent need for policy consultation to protect jobs and growth. From the potential loss of 208,000 jobs to a £1.9 billion fi...
Jun 24, 2025•11 min•Ep. 122
In this compelling episode of The Cashflow Show, host Clayton M. Coke sits down with Steve Rigby, co-CEO of Rigby Group PLC and Chair of Family Business UK, to unpack the alarming consequences of proposed inheritance tax reforms. With a new Family Business UK report predicting 208,000 job losses and a £15 billion drop in economic activity, Steve reveals why these changes threaten the backbone of the UK economy—family businesses. From their critical role in regional economies to strategies for re...
Jun 18, 2025•14 min•Ep. 121
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke welcomes Eric Johnson, CEO of SurveyMonkey, to discuss the growing distrust of AI among UK business leaders and the launch of SurveyMonkey’s Trust Centre. With 81% of UK leaders sceptical about AI’s decision-making and 79% concerned about biased outcomes, Eric shares insights from a recent SurveyMonkey report highlighting data privacy challenges, GDPR compliance gaps, and the evolving role of AI in security. Learn how bu...
Jun 01, 2025•18 min•Ep. 120
Episode Summary: In this episode of The Cashflow Show Podcast, host Clayton M. Coke sits down with Will Scott, Real Estate Disputes Partner at Irwin Mitchell, to explore the resurgence of office demand as UK businesses adapt to staff returning to the workplace. With 45% of UK businesses planning to expand office space in the next 12-18 months, Will unpacks the drivers behind this trend, the challenges of limited Grade A office supply, and the strategic considerations for corporate occupiers. Fro...
May 18, 2025•14 min•Ep. 119
Episode Summary: In this vibrant episode of The Cashflow Show, host Clayton M. Coke is joined by Kelly Wolgamott, Vice President of Pure Michigan, to explore why Michigan is a top destination for UK travellers. From Detroit’s Motown legacy and professional sports to natural wonders like the Great Lakes and Mackinac Island, Kelly highlights Michigan’s cultural, culinary, and tourism offerings. She discusses how businesses are adapting to sports tourism trends and the state’s economic impact, invi...
May 05, 2025•16 min•Ep. 118
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke is joined by Emma Carr, Commercial Disputes Partner at Gowling WLG, to explore the impact of tariff disruptions, particularly under the Trump administration’s trade policies. Emma discusses how sectors like fast-moving consumer goods, retail, and manufacturing are vulnerable due to tight margins and fixed pricing. She offers practical advice on contract reviews, supply chain audits, and communication to mitigate risks, w...
May 05, 2025•17 min•Ep. 117
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke is joined by Tim Ayling, Vice-President of Cybersecurity Solutions, EMEA at Thales UK, to unpack the 2025 Imperva Bad Bot Report, which reveals bots now account for 51% of internet traffic. Tim explains what bots are, how AI makes them more dangerous, and their impact on industries like travel and SMEs. From polymorphic bots to denial-of-service attacks, he shares how Thales counters these threats and offers practical st...
Apr 30, 2025•16 min•Ep. 116
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke chats with Pauline Green, small business expert at Intuit QuickBooks, about how SMEs can tackle the UK’s recent National Insurance (NI) hike. Pauline discusses QuickBooks’ automation tools, insights from a 26,000-business survey showing sustained hiring, and strategies like salary sacrifice schemes to mitigate costs. She emphasizes cash flow management over profitability and previews AI’s role in simplifying finances, of...
Apr 30, 2025•13 min•Ep. 115
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke is joined by Amy Hancock, accountant, small business owner, and host of Bean Counter to Boss, to discuss how small businesses can navigate the recent National Insurance (NI) hike announced in the UK Autumn Budget. Amy shares insights from a QuickBooks poll showing SMEs are still hiring despite rising costs, explains the benefits of the Employment Allowance, and offers practical tips for managing tax responsibilities and ...
Apr 29, 2025•17 min•Ep. 114
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke sits down with Richard Tang, CEO of Zen Internet, the UK’s oldest internet service provider, to explore the internet’s evolution from dial-up modems in 1995 to the AI-driven era of 2025. Richard shares Zen’s 30-year journey, the impact of smartphones and social media, and the critical need for reliable connectivity in business and daily life. He also discusses Zen’s customer-first, B Corp ethos and predicts how AI will r...
Apr 28, 2025•20 min•Ep. 113
Episode Summary: In this episode of The Cashflow Show, host Clayton M. Coke sits down with Marion Macknonochie, Science Manager at Pukka Herbs, to explore the growing sleep crisis affecting 65% of surveyed Brits. Marion shares insights from Pukka Herbs’ research, revealing how stress, screen time, and modern lifestyles disrupt our body clock. She discusses the power of natural solutions like herbal teas, the impact of blue light, and practical tips for better sleep. From creating daily routines ...
Apr 28, 2025•11 min•Ep. 112
Episode Summary: In this engaging episode of The Cashflow Show, host Clayton M. Coke welcomes bestselling author Otegha Uwagba to discuss her innovative collaboration with Pukka Herbs, reimagining the classic fairy tale Sleeping Beauty as Sleepless Beauty. Otegha shares how she crafted a modern narrative tackling sleep issues, particularly among young women, drawing from her own struggles with insomnia. She explores the impact of bad habits like late-night phone use and the benefits of Pukka’s N...
Apr 28, 2025•8 min•Ep. 111
📝 Episode Summary: In this thought-provoking episode of The Cashflow Show , host Clayton M Coke sits down with Dr. Louise Morpeth , CEO of Brain in Hand, to explore the real-world impact of DEI (Diversity, Equity & Inclusion) on UK businesses in the wake of rising resistance in the U.S. They dive deep into the value of neurodiversity, the risks of political influence on corporate culture, and how inclusive business practices drive innovation and profit. 💡 Key Discussion Points What DEI tru...
Apr 17, 2025•20 min•Ep. 110
📋 Episode Summary In this eye-opening episode of The Cashflow Show , host Clayton M Coke is joined by financial psychotherapist and author Vicky Reynal , to explore how our emotional relationships with money shape our definitions of wealth. They discuss insights from the recent HSBC Premier report, how generational and cultural influences affect financial behaviour, and why wealth is no longer just about yachts and six-figure salaries. Vicky also shares actionable steps to shift from a scarcity...
Apr 16, 2025•12 min•Ep. 109
📝 Episode Summary: In this thought-provoking episode of The Cashflow Show , host Clayton M Coke is joined by award-winning presenter, author, and BBC Sounds podcast host Toni Tone to explore the evolving meaning of wealth in modern society. From generational differences to the impact of social media, Toni shares insights from HSBC UK's latest report on financial perceptions and unpacks the often-unspoken truths behind money, success, and financial literacy—especially for Gen Z and Millennials. ...
Apr 14, 2025•18 min•Ep. 108
📌 Episode Summary In this eye-opening episode of The Cashflow Show , host Clayton M Coke speaks with Xian Chan, Head of Premier Wealth and Solutions at HSBC UK. Together, they unpack HSBC’s latest research revealing why £213,000 is now perceived as the minimum income required to feel wealthy in the UK. This insightful conversation explores the perception gap , cost-of-living pressures, generational views on wealth, and actionable advice for individuals and businesses seeking to achieve true fin...
Apr 11, 2025•15 min•Ep. 107
Episode Summary: In this episode of The Cashflow Show , host Clayton M Coke is joined by Katharine Photiou , Managing Director of Workplace Savings at Legal & General (L&G) , to unpack the dangers of early pension withdrawals. Katharine shares powerful insights into the "lottery effect" , why many retirees outlive their pension savings, and how strategic planning, education, and smarter industry reforms can help people retire securely. Whether you're early in your career or nearing retir...
Apr 09, 2025•9 min•Ep. 106
Episode Summary: In this powerful episode of The Cashflow Show , host Clayton M Coke sits down with Lisa Picardo, Chief Business Officer UK at PensionBee , to explore the real cost of pension disengagement. With insights backed by research, Lisa breaks down how neglecting your pension—even in your early working years—could cost you up to £500,000 at retirement. Learn how behavioural psychology, digital tools, and proposed industry reforms can help reverse this alarming trend and empower individu...
Apr 07, 2025•10 min•Ep. 105
Episode Summary: In this enlightening episode, Clayton M. Coke sits down with Catherine Foot of Phoenix Insights to explore groundbreaking research that positions the Southwest of England above London as the best region for long-term employment. They delve into topics like job satisfaction, financial security, and confidence in employment longevity, offering insights into how different UK regions fare in these aspects. Key Points Discussed: Phoenix Insights Overview: Catherine explains her role ...
Mar 24, 2025•14 min•Ep. 104
Episode Summary: In this episode, Clayton M. Coke explores the issue of 36 million abandoned online shopping carts in 2024 with Simon Forbes from MasterCard UK. They discuss the reasons behind cart abandonment, focusing on security, payment choice, and user friction, and delve into MasterCard's response with the Click to Pay technology. Key Discussion Points: Understanding Cart Abandonment: Insights into why 67% of consumers abandoned their checkout in 2024, with a focus on security concerns and...
Mar 17, 2025•14 min•Ep. 103
Episode Summary: Clayton M. Coke and Bola Sol delve into how pop culture might perpetuate the gender investment gap, discussing the portrayal of finance in media, societal stereotypes, and initiatives like eToro's Loud Investing to encourage more women to invest. The conversation highlights why women invest less than men and how to bridge this divide. Key Discussion Points: Gender Disparity in Investment: Men save £1,512 more annually and invest at higher rates, creating a £567 billion investmen...
Mar 10, 2025•27 min•Ep. 102
Episode Overview: Join Clayton M Coke as he chats with Dr. Sophie Mort about integrating wellness into daily work routines and making 2025 the year of sustainable work-life balance. Dr. Sophie shares insights into snackable wellness practices, avoiding burnout, and building habits that stick. With data-backed strategies and real-life examples, this episode is packed with actionable advice for anyone looking to thrive in their professional and personal lives. What You'll Learn in This Episode: Ho...
Mar 03, 2025•16 min•Ep. 101
Episode Overview Welcome to the milestone 100th episode of The Cashflow Show! Host Clayton M. Coke reflects on the journey from a slow, uncertain start to joining the top 1% of podcasters worldwide. Inspired by Nelson Mandela’s quote, “Everything seems impossible until it’s done,” this episode dives into the challenges, wins, and future plans for the show. From video podcasting trends to celebrating the loyal Cashflow Crew, here’s what’s in store as we aim to become the #1 business podcast in th...
Feb 24, 2025•8 min•Ep. 100
In this episode of The Cashflow Show, we sit down with Tim Campbell MBE, renowned entrepreneur, business advisor, and advocate for personal development. Tim shares invaluable insights from his time on "The Apprentice" and beyond, diving into his work with Tesco Mobile's Help Hub, his dedication to cancer awareness, and his innovative ventures in recruitment and artificial intelligence. From practical business advice to reflections on health and well-being, this episode is packed with actionable ...
Dec 22, 2024•27 min•Ep. 99
Join host Clayton M Coke as he sits down with Simon Squibb, the visionary entrepreneur behind Help Bank, to explore innovative ways aspiring entrepreneurs can achieve their dreams without breaking the bank. In this candid conversation, Simon shares his journey of launching 19 businesses, embracing failure as a learning tool, and his mission to democratize entrepreneurship through his groundbreaking platform, Help Bank. Key Topics Discussed: The Genesis of Help Bank: • Simon’s inspiration for cre...
Dec 22, 2024•27 min•Ep. 98
In this engaging episode of The Cashflow Show , host Clayton M Coke sits down with Jessica Rogers, an experienced business leadership and wellbeing coach. Together, they explore the unique challenges faced by entrepreneurs and self-employed individuals, particularly during the festive season. From navigating the year-end tax deadlines to addressing the mental health struggles associated with burnout, this episode is packed with actionable insights and strategies to help business owners maintain ...
Dec 20, 2024•22 min•Ep. 97
In this episode of The Cashflow Show Podcast , host Clayton M Coke sits down with Cecil Adjalo, co-founder of Foundervine, to explore the transformative impact of celebrating Black entrepreneurs in the UK. The discussion dives deep into how initiatives like the Wray Forward program are empowering Black founders to overcome barriers in funding, mentorship, and confidence, paving the way for innovation and economic growth across 23 industries. Topics Covered: Foundervine’s Mission: Founded by Ceci...
Dec 20, 2024•19 min•Ep. 96
In this compelling episode of the Cashflow Show , Clayton M Coke sits down with Professor Binna Kandola, Senior Partner and Co-founder of Pearn Kandola, to discuss the alarming rise in workplace discrimination following the October 7th Gaza conflict. Drawing from Pearn Kandola’s extensive research, which surveyed nearly 7,000 participants across six religions, they explore the pervasive issues of Islamophobia, antisemitism, and how organizations can address these challenges effectively. Key Topi...
Dec 18, 2024•13 min•Ep. 95
In this engaging episode of The Cashflow Show , host Clayton M. Coke sits down with Olga Kefalogianni, Greece's Minister of Tourism, to discuss the remarkable recovery and future strategies of Greek tourism. From record-breaking visitor numbers in 2023 to innovative digital tools shaping the traveler experience, this conversation highlights Greece's vision for sustainable, inclusive, and year-round tourism. Key Highlights: Tourism Boom Post-Pandemic: Greece achieved record-breaking tourist arriv...
Dec 18, 2024•13 min•Ep. 94
In this episode of The Cashflow Show , host Clayton M Coke sits down with Nick Bolton, CEO of Ordnance Survey (OS), to explore the fascinating evolution of Britain’s iconic mapping agency into a cutting-edge technology and data powerhouse. Key Topics Discussed: From 1791 to Now: OS's transformation from traditional maps to a digital-first organization driving innovation in geospatial data. Leadership Vision: Nick’s journey to becoming CEO and his mission to make OS a central player in modern Bri...
Dec 18, 2024•20 min•Ep. 93
