Get Your Money Right

hear from you on the Breakfast Club. Hello, who this this jas man? Ain't get it off your chest? No, I just wanted to say I love listen to y'all. Y'all help me every morning. And what up? Though? From Detroit? What I? What up? And Asla when you need a new guest for lit service. I'm trying to get on this show where you got you? And Detroit? Still? Yes?

I live here? What's you? What's your qualifications? Tell me what you do so that I can know what you want to about the radio and broadcast and so I do have the commerence today I'll recally have my own podcast, but dark Fantasy all right? What is it mind doing something in the car and somewhere real dark in the park where nobody can see you. Sounds like a hired movie waiting a half day. Yeah, thank you for calling with your freaking all right, DM me girl? Hello, who's this? Hey?

This is Vine. Good morning to everyone, Good morning getting off your Okay, So in our community, I'm gonna take the black community, we should normalize raising our kids without abusing them. It's just something that shouldn't be done, like

why are we beating our kids? And like and then people are quick to go to the Bible and say, oh, you know, you know, they may spare the rod the towel, but don't we all remember in school that the ride means the rider corrections and not like necessarily disciplining with pain. You know you but you know, you know that's something

we learn from our oppressor. You know, you know, That's That's what I'm saying, Like we need to stop it, Like there are people like that, you know, I whipped her bud or I did there's what about sitting down and speaking with your child, that's right. My oldest daughter is um thirteen, and you know I spent her when she was like young like, you know, two years old, and I felt so stupid, and I always say to myself like, how could my parents you know, beat me

with extension cards and everything else? And be okay, how did that not bother? And that's and that's what I'm saying. And you're you're soul right. It is coming from our oppressors, but I think we needed to be more conscious of where it's coming from. Like bread the word talk to each other because this is so sicky, so sick. Yeah, that's awful, Thank you mama. Oh of course, you guys. Have a great one. You two. Now? Hello, who's this? What? I get it off your chess? Brother? Hey? Man? One,

thank guard. I'm leaving to day, going to work. Man. Tell Joe body talking back? Man? Yes, man, I feel you all right, brot y'all have y'all have a good day. Yes, last one too, bro. Hello, who's this? What's up? Man? It's eighty from Virginia? What's up? Seventy five seven? Get it off your chests? Man, I just want to get it off my chest. I'm feeling blessed to drop the album this one called black Man, black Man from my little brother say what a part of Virginia. You're from

from Chester Peake. Okay, all right, so you wrap? Yeah, all right, Spence, I'm real quick this morning. I see I'm motivated on the greatest thing, under rated, pockets, overweighted. No, you hated, won't believe it. Lit, I told you, lady, just to hold my babies. You see the wings this year, ain't no Mercedes walcome to the room going crazy because I ain't got no shirt on. They will have been on my six packs some she needs to work on chilling needs as MICUs will trying to hurt song pack

smet the nurse home. I got the wave you can church phone and a whole lot of dode. That's a biscuit leton. How old are you, brother? How old are you sir? Thirty one? Okay, do you really have a six pack? Yeah? So what you want to see a picture now, I'm just asking. I gonna make sure you wake just following my id V l O K d it man, I got some hot music on YouTube videos foot thousand kbus all that congrat thing bro bro all right, brother, Hello,

who's this? Dorian? Hey, Dorian, get it off your chests, sir. I just wanted to send all the positive message to everybody and also asks about therapy. Yes, sir, Hey, I just wanted to tell everybody out there struggling. If you're going through anything, it's all a part of your story. Don't give up, keep on pushing and just keep on believing in yourself, trusting yourself and visualize the best version of yourself. You gotta trust your life. You gotta trust God,

and you gotta trust your life. That's it. That's it, now, what's your question of therapy? It's time for me to start working on myself because it's a lot of stuff that I've been holding in and it's time for me to really start to grow more. Hey, best decision I ever made in my life back in back in twenty sixteen. Man. I started going in twenty sixteen once a week every Friday. Whatever makes you feel comfortable, you can go in person. You know, it's a lot of tele therapy that you

can do nowadays. You just got to do some research and find the best therapist for you. What do you what do you think you need to go for? I went, I went for my anxiety and about to depression and ended up peeling back all kind of layers of trauma. But what you think you need to go for. I just need to go for like just for my health, well for my mental health because I'm real bad with my emotions and they affects everyone else around me. Put

the golf and say, okay, it'll be all right. Well I will tell you mane just just just find somebody that's you know, in your area that you think is best suited to fit your needs. That's what I would tell you. And you can. You can go to my website, go to go to the Mental wealtha liiance dot org and you know we have a list of providers. You probably can find somebody in your area. Okay, I appreciate mental Mental Wealthfarelions dot org. All right, brother, thank you, man.

Get it off your chests eight hundred five eight five one oh five one. If you need to vent, hit us up now. It's the breakfast Club. Good morning, the Breakfast Club. This is your time to get it off your chests, whether you're man or blasted. So plea better have the same inn we want to hear from you on the Breakfast Club. Hello, who's this yo? Dj ND Charlotte Maine, m god Angela, good morning that morning morning.

So what I want to get off my chest. I know DJM, but you go through this all the time. Half black people come up to me to ask you about my nationalities, and a student I'm banished for the reekend, but my dad's black, I'm white. It gets me frustrated sometimes I want to know what you do about that? How the hell would we know he tooked about me. I don't pay any mind. I don't pay it any mine. I mean I don't care. I mean it doesn't bother me. It's not like something like, oh my god, this grinding

my gears. No, I don't care. You don't like when people say you demand again, so Joe back, I'm saying black, but I don't upset me to the point where I'm going to corner cry. But people ask you what if they ask you, what are you? Bro make up your mind? You just you just say it's not a problem. But now you're saying you're not to get mad and that I'm I'm trying to understand. So people just say, what are you? Yeah, they asked me what my nationality is.

I'm like, I told him to guess, and they usually go a Spanish. For the reason, I wish envy would I wish Envy would human me one day and say, guess what I am. I understand that he's annoyed that people come up to him that don't even know him and just say, what's your nationality? Like, yeah, I get it. It's annoying, Thank you, brother. I don't have a problem, like I never really under still why people get mad at that. There's so many nationalities and so many people.

If you see somebody, you want to ask, why does that bother people? I don't understand, Well, he's bad. It's inquisitive, like what are you? Oh, you're this and that? Okay, that's I'm in the entitled to be bothered. But if you have something in your mind, you know what I mean? Like, if you in your mind you know what you are, I can see why that would be annoying because you think you would hope everybody else sees it too. But what are you showing me? Black? One? Pure God? Okay,

you don't look black to me? Hello, who's this? Look more on the white side. I'm ninety s I've actually ninety seven percent West African. I've done my African ancestry. Hello, who's this yo? What's going on? Phillip brown listen, yesterday was too crazy. Everybody stupid over social media. Man, you need to all get off of it. Social media is just to ever lasting change some fool over foolboy people we don't care about. That's right. How did you know

everybody was going crazy over it? Where'd you see that on the article anything? All these Yeah, it was news like it was on CNN, MSNBC. I'm like, okay, so you don't use social media. No, not like that, because you know what I'm saying, You start comparing yourself for people who do. Put up the highlight char char, I literally I said, I told Duval this is about a week ago. I was like, your winded. Social media become like a university of higher learning, like I remember ten

years ago, and it was literally just the playground. It was literally just a place we went to have fun. We unplugged. People don't unplugged no more. Hello, who's this? You know what's up? Broke it off your chest? I want to send a shout out to this miserable person I met this week and who worked at the Barclay Center. If you are a miserable person, do not cans it on the other people. What happened. All right. So I was working at j Cole concert. First of all, he's

my favorite artist. I was praying to work this concert. I worked the concert. Um, I'm also an artist, so I'm like, man, I hope I can get a chance to shoot my shot tonight. I'm standing on the side of the stage right and Jay Cole stuck in leg up on the speaker and it ended up pulling off the stage. I caught the speaker. We put the speaker back on. Now, if you have seen it, you would have known that whole chain of speakers would have fell off.

So okay, I just saved that from happening. The woman sees me, yeah, she goes, uh, yeah, you don't belong over here. You gotta you gotta go. I'm like, okay, now I go to where I'm supposed to be. But you know, and you guys have been to the Barklay Center, you know where where the cars come into where downstairs. And I just waited over there respectfully. You know, I could have pretended I was a part of the entourage,

snuck back there. I didn't do anything like that. I just waited quietly, um while you know, while going back and forth and working, and the same miserable worker came over, where do you belong? Oh you don't belong here? Now report more than me and a whole bunch of nonsense. But you could just tell, man, she was just a miserable person and she wanted to pass that on to

whoever else. You know. Now you're leaving out the part where you was trying to slip J Cole your mixtape, and you're telling J Cole you rapped on I just said that. He said that wasn't a mixtape, and and I don't get down. You just said shoot your shot. I didn't want to. I didn't want it. That could go any that could mean anything. You said shot. She's a manager. But was she a manager? No, she wasn't a manager because because she could have gotten in trouble.

Maybe Jay Cole's people would have called. I respect that. It was just the way she went about it. The way she went about it was just nasty and Charlo Man, come on, I'm shooting my shot up with you on these men. Man, you said shoot your shot. Didn't he say that? You said you wanted to shot my artists before I said that you shot. I'm worried about I don't know what kind of picture you wanted to paint, but I was. But where Okay, I got a question, where are you? Where are you? Not where you were

supposed to be? Though he wasn't you know, he was somewhere else. No, No, I wasn't. I wasn't where I was supposed to be. I mean like, it's not like I was making a disruption or or like I went about it like you know, I work in production, so I'm try not to invade people's face. I get it. Yeah, but she was, she was. She was security. But I will say, out of every venue that I've ever been to, any any concert hall or any arena, the ball layers usually the nicest people I've ever been to a lot

of people, the black lads. This is the nicest place. I was surprised because at the at the Garden that that like that. Yeah, I would say, you know, I love the I would say the back Lace is better than the Garden to me and E Buddy, all these arenas, but I love it the Garden. Dude. We got to do your job, bro, that's it. Good a job, all right. Joe Man the Breakfast Club, Angel and Charlomagne the guard morning. Everybody is DJ Envy Angela Yee, Charlomagne the guy. We

are the Breakfast Club. We got a special guest in the building. Yes, indeed we have doctor Cameron Weett. Welcome Brubbo, Thanks so much for happening. How you doing. He's the Senior Policy Advisor for Equity on White House COVID nineteen task for What does that mean? Yeah, that's the first question I asked when when the administration asked me to come in in this role, Because equity means different things

to different people. But I think from my perspective, and I think the perspective of the Vice President of the President, it's making sure that everyone in every community has the opportunity to achieve their best health, and in this pandemic, it means not just to survive, but hopefully thrive. You know, it's been a tough moment for they're attaching that word equity to a lot of things. I don't know if

they should be attaching that word equity too. You saw what happened last week when they or they when they said it was crackpipes, but it was say smoking supply, kitch, whatever you want to call it. Syringes and all that, and they attached racial equity to that too. Why do

you attaching equity to all these things? Different things become buzzwords at different times, right, And I think then for a long time we talked about disparities and equalities, and now I think people are focused on this notion of equity and appropriately so, right, equity means that you know, you're not doing the same thing for everybody, but you're finding ways to write systemic inequalities that have exists it over time. And to do that you have to make

sure that you tailor strategies in different directions. So I think that's the notion that's it's an underpinning of a lot of what the administration aims to do. But as much as it's a it's an animating principle for the administration, it's a buzzword that a lot of people attack otherwise. And I think that's why the piece with the crack pipes it was it was just a straight up attack, you know, not for good reasons. So what's the COVID

nineteen task force? What is that task for us? Because it seems like you know, we've been we say one thing, and we bring it back. Then we say another thing that we say, ohs, we were wrong, then we say something that it changes so much. So what is the COVID nineteen task for us? What is it supposed to do? Yeah, so on the in the White House COVID Response Team, it's really kind of the core entity coordinating across government.

So you know, um, there are a couple of different pieces and when you mentioned task force, there there was a Health Equity Task Force specifically on the way that the President initiated and doctor Marcella Una Smith was leading that. So their role over the course of twenty twenty one was to convene experts, work with communities, really identify what is going to help us to really accomplish this goal of health equity, health equity specifically within the context of

the pandemic. And so they issued their final report in November. So that was the health equity task for us. The COVID Response Team is more so just the quarterback of the effort. So we work with CDC, we work with you know, all the different pieces of HHS. We work with other components of the White House and other agencies to say what is it that we can do that we can leverage from your agency, your office to help advance the goals of really eliminating our addressing this pandemic.

Now we see cases dropping all across the country, but they say it's still higher than they were at this time last year. So what is this? Has herd immunity kicked in though? What is it? Well, you know, I think OMICRON was a unique monster, you know, I mean it showed up and we just saw cases spike. And I work clinically in the hospital, so I work as an internal medicine doctor, and you know, even on the floor, we just started seeing record numbers of patients coming in.

And these were folks who had navigated this pandemic for a year and a half and then all of a sudden coming in sick with COVID. And I think that you see the cases spike, you know, I dug into the data and they really peaked among you know, black folks,

eighteen at thirty nine in Southern States. And I think you see the combination of the lack of mitigation measures like masks, like you know, some of the physical distancing and avoiding crowded indoor spaces, the impact of the booster effort, right because when you're disproportionality with boosters, then you see that manifest in the hospitalization race. So the cases were concerning,

hospitalizations were really concerning. We had four times the hospitalization rate in the black community just over the last few weeks. And so when I hear people saying the pandemic's over, I'm just like, I don't know what pandemic you're watch but you know, it's it's hard to you know, all the stuff that they're talking. But then you see certain governors in certain states and they're taking the mass mandates off,

and you know, even the airports when you're flying. At one time, you know, there was a middle, there was a seat between everybody for social distancing. Now they're cramming people in, like Saldines like, so what do what should people believe? Because they change things so much. They do in a couple of things. Whereas people say, you know, they change recommendations a lot, and that's true, just the same way the weather man changes the recommendations of what

you should wear in December verses June. Right, I think the environment changes and that's why recommendations change along with it. But that being said, you know, I don't want to lean into like false equivalency. You say, this is what's happening in hospitals, therefore what's happening in communities. You know. I'll give the example from my own family. I have

two kids, one six, one is ten. Right for my two kids, even if the governor in Virginia is saying, oh, kids don't need to wear masks, my kids are gonna be wearing masks. And the reason isn't just that it's going to protect their health and well being. It's that my wife's an emergency dot with the work she does and the work that I do, we can't afford for our kids to be out of school for five to ten days because they caught COVID, right, So we're gonna

do everything we can to protect them. And I think for people who can't afford to miss work for a week and a half, keep your kids protected, right like this is these are mitigation strategies that are rooted in public health. That just makes sense. And so while some governors are relaxing these mandates, the thing I keep reminding people is that nobody's saying you cannot wear masks. What they're saying is that they're not mandating masks in or spaces.

But like Floyd Mayweather said, protect yourself at all times, right, Like you really have to have that mentality in this work. All Right. We had more with doctor Cameron Webb coming up on the Breakfast Club. The Breakfast Club, Breakfast Club, and we are sitting here with doctor Cameron Webb, DJ Envy. What's your thoughts on mandating the vaccine? You know, some people if they don't have the vaccine, their jobs are firing.

And what's your thoughts on that? Well, you know, I think if you look back at work requirements for instance, you know, we put those in place last summer, and and my first thought on it is I was like, well, there's a lot of reason. Sometimes it's rooted in people's confidence. We have to do the hard work of really talking to folks. We had ninety million people who weren't vaccine at that point in time. You fast forward six months,

seven months, and we're down at thirty million. Sixty million people were vaccinated in that time just from those requirements, and then omicron hit, right, And when Omicron hit, we had far fewer hospitalizations in depth than we would have had but for those vaccinations. You know, you look at things like the flu. We have about fifty percent of people nationwide who get the flu vaccine. It's not mandating

forty percent of black folks. But you look at COVID, eighty four percent of black people have gotten a COVID vaccine, and so you know, and as eighty five percent of white people, eighty six percent of Latin individuals. So this is unprecedented levels not only a vaccination rates, but of equity in terms of those vaccination rates. And I look at that and I say, it's not just numbers. Those are lives saved. Those are people who aren't in my hospital.

So so you know, as a as a physician, I'll tell you I'm glad more people are protected than I would have been the case. I think that, you know, the Supreme Court made the decision they made on work requirements, but I think that at the end of the day, these requirements have saved lives and they work. And for people who get protected, you know that that benefit of cruise over time they had that immunologic protection. They care with them every single day. What your thoughts on kids

getting the vaccination? You know, I got six, so at first I was a little scared, a little nervous because you know, I just felt like it wasn't tested enough for children. I did get it for my older kids, but you know, it was still a little nerve wracking. Yeah. Well, so I mentioned I have a six year old and a ten year old, and I remember when my daughter Avery was born. I'm a whole doctor, right, And I remember first time they showed up to put a shot

in her arm. I was like, hold, oh wait, you know, like she's she's straight from God, Like, you know, this child hadn't been touched by anything. Now you're starting to put shot. But again, I had to remind myself, this is part of my being a good parent. It's making sure we're using all the tools we have of today to protect her from the worst of what can happen.

You know, those same two kids, they got vaccinated as soon as possible from COVID, And in large part it was because for my wife and I, we work on the front lines in the hospital. We were always worried about bringing something home to those kids, you know, And so I think that you know, from our perspective, there there was a process that led us to that decision. We don't just follow go with the flow. We said, well, where's the data, And if you dig into the data,

the data on kids five to eleven was fantastic. Remember that the dose for adults for fires or for instance, was thirty micrograms. For kids it was ten micrograms. It's one third of the dose reduced the side effects significantly. And in the side effects, I'm talking about headaches, I'm talking about muscle pain and stuff like that. My kids didn't have any of that when they got vaccinated. But even a step farther you realize that it's really effective

because kids have a really robust immune system. So not only was it you know, safer from a side effects standpoint, but it was just as as good the immunogenicity of of promoting a good immunologic response. And so from that, I'm like, my kids are getting the best of two worlds here. And what's crazy is that, you know, when omicron hit and kids all across their school are getting COVID, my kids were fine through it, right because they wear masks,

because they were vaccinated. That's those are layers of protection that were grateful for. Well, even that information was kind of confusing because I remember when they was telling us, you know, COVID doesn't affect kids at all. And then it was just like just all of a sudden one day it was like, you gotta go out there and get your kids vaccinated. Yeah, you gotta. What I always tell people is, um, you know, don't you gotta. You gotta listen to the messenger, Right, don't let people tell

tell the story because I they say it's not affecting kids. Sure, it was affecting black kids. You know, you look at the rate of deaths. There were more deaths and black children than they were white children, several times more. Right, COVID wasn't the top ten causes of death for kids before the vaccines came out. So people will create a narrative just to further their their point. But the truth of the matter, COVID has affected kids this entire time,

and not only just that. No, it's it's context, right, It's not these aren't lies. Like the context is that people say, are we seeing kids in ICUs to the same rate that we're seeing seventy five year olds? No? Right, But I think for a lot of like people like to boil things down into really simple terms. This really complex concepts, right, But there are a few things So today, if you ask me what's the risk of of COVID nineteen versus the flu and kids, I would say, in

terms of severe illness the relatively similar. But in terms of long COVID I don't know. And one thing I want to protect my kids from are the lingering and long term effects of COVID, right, So, so those are things where it's like. And also remember data continues to evolve. We continue to get new information as this pandemic goes on. So the information that Vauci had back in March of twenty twenty versus March twenty one versus next month in

March of twenty two completely differently. You're saying that in March twenty twenty, the information he dispensed could have been considered misinformation. Now I think it would be considered information that has that has been updated, right, Because if in March twenty twenty we had just started to see cases, by twenty one, we had seen cases, but we hadn't seen what vaccines we're going to be able to do, and we hadn't seen some of these some of these variants.

And now in March of twenty two, we've seen variants, We've seen two years worth of effects of it, because but there's just way more information. And I think that's that's the thing. People. There's not a lot of grace in our society for that, you know, But I think that if you're a scientist, when the way you look at this, you're like, of course we're gonna learn stuff over time. Of Course we're gonna get new data. Of course there's gonna be new articles. Of course that's going

to update the way we treat people. That's that's science, ye, I mean said I mean at one point five you said don't wear a mask. He said mask only for health professional. And I think people see that and you know what you're what you're speaking to is kind of how that undermines some confidence, right for everybody who's keeping track and has a list of you said this this day and then that change. You know, they're just like, I don't know if I can trust you. It's funny.

I did some focus groups working with the Department Health and Human Services on unvaccinated young black people. I was like, what are your reasons? What are you concerned about it? And they're like, well, people keep saying different things. I don't feel like I can trust government. I don't feel like I can trust any politicians, and we're like, well, who do you feel like you can trust? People? Saying nobody, that's really and it's just like that's that's that's so disappointing,

you know, and it's it is real. But at the same time, you know, I think about the work I've done a community long before I was in government, and the way that community members look to me then and continue to look to providers in their own community. They'll say they don't trust anybody, but they'll know the local doctor, the person who's like in the neighborhood. They'll be like, let me call up so and so and find out what's real. Right. We still have that dynamic. We know

the local trusted messengers make the difference. But I think that's what happens when you're communicating like nationally, for something that's very local, very individual, not everything applies to one person. All right. We had more with doctor Carmon Webb coming up on The Breakfast Club. The Breakfast Club, Your mornings

will never be the same. Dinight gets to highly anticipate in new CW series All American Homecoming, Rising Tennant stalls simonehis takes the next step by leaving the man she loves to begin her new life at Bringston University, where excellence is a way of life. There, she meets up with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball and helped the

HBCU battle It's way back to greatness. Don't miss All American home Coming tonight at nine eighth Central on CW or stream free tomorrow on cwapp What's Up. It's the dract this club and we are sitting here with doctor Cameron Webb. It's DJ. I was gonna ask, you know, we talk about the healthcare workers and when COVID first happened, the pandemic first happened, a lot of them were on

the front lines. There was no vaccine and a lot of them died, a lot of them lost their life, a lot of them went in the work and not knowing what's gonna happen. Now fast forward a little bit. Now they're saying if a lot of them don't get their vaccination, they're gonna be fired. What do you say to that? Because they put their lives on the line when there was no vac I am them, you're talking

about talking about me. But then some of them people didn't and they don't believe in it, they don't want to. But now we just fired them and just throw them away. But before they were beyond them. We love them. They were heroes and that was like, oh, you're gone, and see it. And again, let's let's tell the facts, right, because people will try to tell you a story. Over ninety eight percent of healthcare workers have vaccinated. Right, It's

a great majority of healthcare workers of vaccinated. And this isn't new to us. Every single year they make me get what my flu shot? If I don't have my flu shot, I got to talk to somebody. That's a problem. Every time the flu shot has been tested, it's been tried, it's yearly, fully FDA approved. This COVID vaccine is fully approved. Right And if you so, if you ask me that question January of last year, and you're like, oh, these are new vaccines, I'd give you that. I'd grant you that. Right.

We're talking about a vaccine that passed the same gold standard as the diabetes medicine you use, the asthma medicine you use. You don't think twice before you take a puff of that albut role. But this is a vaccine that has passed that rigorous evaluation process, right, And so I think for a lot of people, it's not because the data on the vaccines themselves is a little shaky. It's because of this narrative that's been weaved for the last year and a half that just undermines a lot

of public confidence. We have those conversations. I think at the end of the day, there are people who are always going to make decisions that they think is in their best interest, and if that impacts their employment, that's the decision to make, right. But at the end of the day, as a healthcare worker, I know that it's not mine. I don't have the right to bring illness in when people are sick. Right, the patients I was taking care of over the weekend, those individuals who were

already sick, I can't bring COVID to them. My coworkers who are working their butts off for the last two years, I can't get them sick with COVID after they've been doing everything to protect themselves, just because they're in the physicians lines with me and I happen to have COVID, right, so we have to create safe environments and healthcare spaces. That's not new to COVID. That's something we've always held.

People politicize it more. It's more charged than COVID. And you've got three hundred thirty million people who were talking about intervening all right now in this moment. Whereas for some other things. If it's your measles, most of rubella vaccine, everybody got that when they got it. Tetness, they got that when they got it. Right, this is all at once, and that's what creates this kind of frenzy, all at once.

What do you say to people who feel like, oh, well, you know there's people out there getting the vaccine, but they're still catching COVID and they're still getting sick and you can still pass you know, the vaccine, which was another thing that you could say was misinformation because people

told us that couldn't happen. It's heartbreaking, and you know, I think that that's one of the things that is so frustrated to me because on the front end, you know, I was one of those hopeful people right when I got vaccining on December seventeenth of twenty and twenty. I was hopeful that this was going to prevent me from getting COVID, you know, forevermore Right, that's just not what the data ended up bearing out. What the studies did for that vaccine is they said, I'm much less likely

to be hospitalized or die from COVID. But we said, but I'm also less likely to transmit it or to get COVID as well. Ultimately, I think a couple of things blew the lid off that you look at omicron, so many people were getting COVID. Again, I'm always reminded how many people would have died from COVID if it weren't for vaccines, or you know, the primary endpoint of those studies was looking at death in hospitalization. We still saw a lot of hospitalization, but those hospitalizations would have

been deaths, right, Those cases would have been hospitalizations. The benefit of the vaccines has it limited the severity of the illness. And that's just part of it, right, I think, you know, I look at other pieces. You know, there are conversations that we have because we feel like, oh, we're all we're all healthy and well, there are people walking around who look just like you and me, who are living there everyday lives, but they also are immune compromise.

They're also dealing with a new cancer diagnosis. Part of our obligation, our responsibilities to keep in mind there are folks who don't have the benefit of all the opportunities we have to work from home, who don't have the benefit of some of the different medications or the you know and whatnot. And for them, this idea of vaccines,

it's truly life saving for them. And if as a society we're not taking care of, or thinking about, or prioritizing the ability to keep society saved, that's a problem, right, and especially in the black community. Right, fourteen percent of us are disabled. In the black community, we carry more chronic medical conditions. So when we see even vaccinated folks now who are being hospitalized. You know over the age of sixty five, the Black individuals over sixty five carry

more chronic illness into that. And what's your thoughts on the COVID pill. I know, we know we how to go the COVID pill, the new poil. They're saying, what's your thoughts on that? Well, you know, we're in New York. It's a different station here. I think it is ninety percent reduction in hospitalization and mortality, So it's really beneficial. So what is the COVID pill for people that don't know.

So there are two of them right now, one called Monoperevier from Murk, one called packs of It from Visor. The packs of It we so as a government, we got twenty million doses of that, right so that was a big deal. What it does is it makes it so you take that pill within five days of getting a COVID diagnosis, it decreases you're likely at a hospitalization

in death. Now the people who should take it are folks who are at risk for severe disease, so have different chronic conditions, things that put them at increased risk. You know. One of the big things is making sure that right now, it takes a while to make those drugs. This strugg didn't even exist, wasn't even dreamed up this time last year. So the Visor is actively making these pills, but in the meantime we have very few of them.

So what New York has done is they said we're going to prioritize the risk factors that put people a great risk for severe COVID. One of them being raised in the city right and that's created a store because everything's politicized because people take that and they say, oh, now you're discriminating against white people. Knows, anybody who has a risk factor that puts them at severe risk, at risk for severe COVID should have access to these medications.

They can save their lives, keep them out of the hospital. So so I think that this has the potential to be huge because then what we focus on is getting people tested, and that's why we have COVID test stock Gov and we're getting tests out to people. That's why private insurance is requiring tests, Medicare is getting tested people, Medicaid is getting tested people, making sure people can know whether or not they have COVID and go from there and get the treatments in Do you, um, well, I

know you gotta go with you. Do you think there's power? And just simply saying I don't know absolutely? You know if you if you've been a physician for any period of time, that's critical. You know, my barbershop in Charlottesville is called the Barber's then, and every time I go there, like sit down in the chair. You know how the barbershop is, They're just like cam I got a question and people just start, you know, rapid firing around the shop. And what's interesting is so often I'm just like, I

don't know the answer to that. Right. That inspires confidence because then they know that what I'm saying, if I tell them something that's factual, they're just like, I trust him because when he doesn't know, he says, I don't know.

That's something you have to learn to do. Some people aren't comfortable doing it, but I think that at the end of the day, that's it's for encouraging inspiring confidence for people, especially in this era of you know, there's always a camera in your face, you know what I mean, Like if you're putting somebody on TV every day, they

gotta say something. So sometimes I can say I don't know, that's right, that's right, or doctor camera where we appreciate you for joining us and thank you for spitting some facts for sure, Come up anytime, man, We'll do all right. It's a breakfast Club. Good morning, the Breakfast Club Morning. Everybody's DJ Envy, Angela Yee Sharlamage and the guy. We are to Breakfast Club. We got a special guest. Yes, indeed, she tried to come a couple of months ago, but

her security tested positive for COVID. Can't you believe it? I can't believe it. Who don't test positive for cod Wow? You didn't test positive? Did And then a couple of days later you did? Yes, I did? Oh my godness, but you're back. Yeah, COVID free. Absolutely, no, thank you, thank you, thank you for well. Actually this coat came from the set of Ghost Book Too Power when I shot and um, I think Mary, I mean no, it was a gift. And no, I didn't really did answer

this one. But I do see a wardrobe but this wasn't from Power. I think that Mary was supposed to wear it and she didn't. And they fit me and I asked for it and a girl like me, and so I got it. Really, don't mean my power people at the wardrobe people not they'll be asking for it. Jadabits, don't fitty somebody? Now, well, yes it is. Now. First of all, I've been really actually very good. I'm healthy, okay, most important, Yeah, and I'm working and I'm in demand.

And my family, you know, there's always challenges in the family, you know, a little health scares from folks over here and a little you know, it's a lot of that going around with everybody. But other than that, I can't I really can't complain how the concert has been because I know a lot of comedians are saying that some of the shows haven't been asked pack because some of the venues are making people wear masks or have to be vaccinated. So a lot of people that they said

it wasn't like before. So how was it? Were you going out back there on the road. We haven't had a problem like that, you did, Cat Williams, lou Now Curry. They don't allow you know, packed houses and they made people we mask. Well, whatever they're doing, our audience is doing it and doing it well. I love the community that you know, you and Kat and Red Yell always

go on tour together. Well, we were on tour together fifteen years ago on his first tour, right when people were starting to transition him from Money Mike into the Kat Williams, you know. And for us to be back on tour together again fifteen years later, I don't even know that I've heard of anybody doing that. Wow, you know. And then there's an Oakland connect action with all this, because Mark Curry is from Oakland, like as is Laura Hayes and Paul Mooney. I'm from Oakland. I met Red

in Oakland and I met Kat in Oakland. Wow, so we are And me and Cat been knowing each other since we have a kid the same age, and uh, he's been done me since my daughter's probably four. Wow. Wow. I saw you on the Amazon Doctor fat TUZI. Yeah, the era of hip hop comedy, and he talked about her. You know, Black comedians had to form their own community, you know, when Hollywood wasn't given them a look. What

was what was that experience like in that era? I think that was really empowering because we were not city waiting for them. They weren't coming where we were. We did our own thing and then they came there and we were doing it whether they came or not. You know, we were doing it far as So this is comedy with no money. Don't forget. There's no such thing as

money in comedy at our level. We'd looked up to the Eddies and stuff like that, but there was no you know, Guy was coming up, Joe was coming up, Jamie was coming up, DL was coming up. We was all coming up to this like era. I've never been part of an era before, I mean the sexual seventies. Of course I was there, but I'm talking about, you know, professionally, and it was really exciting because the hustle was a different type of heat. You know, we didn't have social media.

To social media was you need to see that money and that was it. If somebody told you, then you go see them and to see a word of mouth builds like that. It's like watching the wave at a baseball game. You know. I was gonna ask, you know, you you speak with whatever, whatever's on your mind, and you come from an eraware comedian sport what's on their mind? Or you ever nervous about cancel culture? Do you watch what you see now at all? I would be lying

if I said I didn't. I don't want to sound hockey, but I really sort of can't be canceled because too many people love me. I would have to, like Melissa Child, let's do something really hideous to lose all my fans. I got fans from where I used to live, and I got fans from when I used to be girls got leaders, and I got fans. It's gonna ride with me.

Whatever they say. I've been drug you know. I've been drug in social media before, and I find that, first of all, you can't be cyber bullied if you don't read the right for two days. That usually all scandals only last for the eight hours or something. To the naxt scandal, you know, you gotta go on, it's gonna end. It's silly to me, though, because I feel like man comedians have a different license than everybody else. Always have, you know, and always should have that. So it's just

weird to me when people get mad about things comedians. Well, first of all, when I say I do think about something, I do think about them, and then I usually go ahead and do whatever the I was gonna do anyway, because when people who come to see me, they came to see me, they want to know my perspective. They didn't just I don't. I get new fans every day, but they're pale in comparison to the people that have been riding with me for the whole thirty years. I

was gonna ask, are you familiar with the metaverse? You know, I smoke weed, and so that's the only verse that I know about. I don't really with the metaverse place right exactly, Hollywood, but they possibly could start charging people like if you harass somebody in the middle verse, like if you hey, smack somebody in the ass or your ass look big or something like that, they can possibly maybe press charge. Okay, I think I think that's good

because but it's fake. We have enough perfect that fake. Listen, that metaverse and this universe is all fake. So you know the point, uh, I think that we do have to get a grip on all these pedophiles and traffickers and nasty mother. You gotta be able to have a game that don't end up for somebody maybe in somebody up or can somebody really you know, get a real thing, woman, get a relationship, get out of this and then you're going there and taking frustrations out on bitches in the street.

So you're going your metaverse he smack holes around or do whatever they do. You know, Yeah, yes, yes, charge the others. Charge them. Stupid said you spoke, how much you spoke? Not enough? I'm gonna tell Whack give you something. Wacked out. He got his own line. I tried to tell Wax to give me something to lass. Ain't talking about that. Lu. I'm all right, how's your husband doing? He's really sick, you know, really yeah, So you know, having a sick mate teaches you what the real vows

are about that better worst rich report sickness now. And so I'm a woman out here where a husband can travel with me no more. And that took a lot out of our relationship because he used to ride with me and ride for me. But you know, I'm still there. We see each other when we can. You know, I'm trying. He can't be at my house because I'm going or if I'm having to him. So he says, with his daughter, and I love my daughter in law, and so you know, it's all cool. I just don't get to see him

that often. I would love to say that I'm out here trolling and recruiting, but that wouldn't be right to say on television work. No, it would not have a You're gonna get better? Is it's something that's gonna He's gonna? I don't think so, No, man, are you seeing like that? First of all, he has a heart monitor. Yeah, CLPD, that don't get that's a real bad like lung disease. People who love smoked cigarettes yet the people who smoke crack get it. And people who just some people just

get it. I guess it's a terrible lunges makes it very difficulties on oxygen and stuff like that, and um, you know, it's just real frail, and so I don't think it's gonna get no better. But it's mine and his mother's mouth are still working just fine. They ain't even say let's pray for him, like, let's no, he's fine. He's just sick. He's not like gonna drop dead any day, because we already thought that. And the mother he's strong. You know, he ain't going anywhere. Okay, yeah, no, because

each other. Like, we've been married twenty years okay, but we got married in ninety days. So I didn't really know a lot about him when I married him. Why did you marry? We was in love just like that. What did yall meat? But not all in a row? Um? Wait, first of what did your meat? We met at a restaurant buy in Sacramento. Okay, And what you mean you haven't been married twenty years straight? Well you know litten periods that we were separated, okay, And so anyway, but

we're cool, we're good. We say a little sweet stuff, look through each other all the time. Like, shut up and get the fuck off me. I'm hot. You got you a little boot you a little I would never tell you that. On the Breakfast Club Stupid. We have more with comedian lou Nelle. When we come back. It's the Breakfast Club comorning morning. Everybody's DJ Envy, Angela Yee, Charlomagne the guy. We all the Breakfast Club. We're still kicking it with comedian lou nell Charlomagne. I love seeing

you on Black TV and lu Now. I love seeing you do interviews and I love seeing you be interviewed. And you did an interview recently and you talked about the Kardashian cursing because he said Kim is trying to take Kanye's catalog. Yeah, because what else is it. She's got money of her own. She don't need a dime from that mother, her kids, kids, kids that never need a dime. Why would you have suggest my black ass

female opinion. But while after you've had two six one baby, you carried one you had to do by sager when you had two, why did you press and just how to have two more kids with a man that you already know is unstable? Oh, he could have been doing the work at the time. He could have been going to a therapist, he could have been on his Why four you already had two kids? Why four? I think it's the more kids, the motor motherfuck catalog is gonna you gotta divide it with all the kids and bitches

generational wealth in this mother. She just wanted the same kids from the same fall. What's that like? What do you think about her new relationships? I think that's real. Um, I think she's having a lot of fun. Lift him. He looks like a vampire to me. He's so hell you know, he got big ass something like that. That's what I heard in the streets. I had some word on the street. Is Pete Davidson the song who said good like a baby arm? Really? Yeah, that's what I heard.

I ain't gonna want to find out a good luck him and ain't like she can't take it so God sake. So people have those conversations about people's petises. No bitches have those kind of conversations. So women just be on talking about Yes, whoa there's the wet adress elbow pants pictures. There's a bunch of celebrity big rumors and factuals out there that we talk about. So maybe that's what it is, right, because she is a woman who has everything, has he's

had everything. You just want to have some fun. Yeah, I think that after the last how many township in man if I say out of the last six marriages, I think that that did not work out and were extremely painful. She might be throwing costumes when to say it, this mother makes me laugh. Let me tell you something about comedy people. It's the greatest afrodijac and the most charming thing you can do to win any motherfucker overs. Be funny. You can pull a motherfuck with your new man.

I've done it a million times. And if you got a big two, god damn well. I don't need all that most Let me tell you something. I'm getting ready graphair cracked. But I'm at an age or I don't need my commuterus tilted to the side. I don't need a goddamn bladder infection. I don't need to be walking funny. Then they I don't need all that I've done, all that I've been that got to peels nice, comfortable, comfortable. So so it's it's comfortable. It's a comfortable you're getting

very personal. How big it's you're seven inches three fourth eight when it is warm, but let's warm it. Yeah, you're very very ball Charlotte. Man, let's give me a ruler. Let's warm this bitch up and measure. Let me do a married man and I get married, not buried. But it's seven inches three four eight seven. That's nice. That's comfortable, right, Yeah, that's what I'm starting fromingt my penis. That's comfortable, comfortable, cocomfortable is that's a winner because people get bitch. You know,

we're watch to get goals of out. Then we gotta go to the goddamn doctor. And every time I pee myself, that's because your uterus has spent the around. I don't need that. Right on, Charleagne, that's comfortable. Right on. The Instagram took down your finty potos. Yes, and the stupid thing was they put them back up, so there was

an outcry, honey, rebellion. They took the pictures down, not for I don't know why I put the fistures down, because if anybody read anything, that was the compilation of pictures which had already been posted, but not in a compilation like that, had already been on the net for like a year, and it was the beginning of the year, and I was trying to pay allmags to people who really made an impact on my life that year. One

of those people was in Rihanna. I met her a friend of GOT, a mutual friend of facetimed me and she popped on her and she's a comedy fan apparently and fan of mine, and so I said that my daughter was a big fan of her lines dre. I said, I wish that you made it in large. She said, well I do. I said you do, and she said, yeah, So I want to be a model. She said, let's do it and not a little. And so then a couple of days later she DMed me and asked me

for my email. I was like, oh yeah, and I emailed her back, I mean said of my email back, And you know, a couple of days later, contracts started coming this at that and then you go to a catalog and you pick out the lingre you want to model, and then they send it to you and then you take pictures and you send them back. They approved, but I tried to keep it classy because number one I had already done a penthouse six pages spread and you know I didn't bust it open there. I did that

real classy. You can go online and find it Luneill Penthouse the Mega Long story Short. So what I would have to do with Drake the pitches you wanted to show off the part of the LINGDREI is cute. It was on the ass. You got to show your ass. I was on the you know, hearts and nipples whatever. Not the only thing that made me a little uncomfortable. I got four brothers with then you know, the pervs and my family and everybody's family. I don't want to

like my uncle looking around. But you just have to suck it up and take that because you know your neighbor, you don't know who's seen it. But also I had to take him a consideration. My daughter, you know, like she was getting that yo de nail. Your moms like yo yo. So you know, a lot came with that. But then there was the check. So he did with

the check. So so you wanted to pay homage to Rihanna. Yeah, so I did that and then they took but I took some of the five like Hottest Pictures or the Channel whatever to swipe this and uh put them all together. It was too much blackness for that Instagram and he I was shutting him down and then they took it down. Then I went on and said, mother, could please, First of all, these are approved by Rihanna. These photos are approved by him is. I'm advertised for her. This is

a guy did and they put it back up. It made me back down. Now, I don't know, but have you congratulated her on her pregnancy. I'm dying too. I haven't DMed her. I may I feel like you may not be going through her DMS that much right now, but I probably will do that and leave her voice message. But even though she watches says, hey, Rihanna, I'm so happy that asap Rocky is a snack. And I'm very very happy for you. You're beautiful and radiant and can't wait.

This is this beautiful chocolate baby. Yeah, all right. We have more with comedian lou Nelle when we come back. It's the breakfast Club. Comedi in angel Cholomna guy, we are the breakfast Club. We're still kicking with comedian lou nell Now for everybody comes up, we always talk about the Mount rushmore comedy Mount Rushmore for me, yes, ma'am, Mooney m Richard, how many muscles on the hire for John Rivers. This is a good one. H And actually,

with the racism aside, it still remains from me. Roseanne barn too. Really, that bitch beat all the odds. She was white trash, she had like five kids, she had a loveless marriage. She was a waitress and a diner. She was heavy set, she wasn't classically beautiful, yet she was slaying people in that diner. And that's how she even got noticed. She was everything that Hollywood don't say is what you should be to be successful. And she

saved CBS or whatever that station was ABC. She came in there and restructured that host and took ther over the Ore show. And here's the other ironic thing. We had met and became friends like I've got you know, we got out having dinner and stuff like that. I know her kids. So on the second season, that would have been after that first season of the new one, which was still good. The first episode was good. Whenever saw him no more after that because you know what happened.

But the second season, had it came up, I was gonna be her black grandchild's grandmother. J her Son a long time ago in the first first season had kissed the black girl well, and when they brought it back, he married a black girl and they had a child, and I was gonna be the kid's grandmother. But you know what happened after that. She did bring the show back, though they called it something else. She ain't back, and I mean there was her, I there, not there. Oh

got you got you, got you got you. That's a good asmall rushmore Man, because I think Paul Mooney is very underrated. I don't think they realized how powerful his pin was. He's my everything, He's everything, and how a lot of Richard material came from exactly and I can't pass you know. Of course I wanted to throw in Eddie. Of course I wanted to throw my girl homegirl. Lord Hay is from Oakland. You know, I want to throw

in people like that. You said four, that's my four and Joan Rivers fantastic worked until the day she dropped. She didn't retire. Try to tell people comedians don't retire. We died. One of my favorite books is Joan Rivers. I hate everybody, including myself Joan was a beast. Beast but yo, Phyllis Diller do you know who that is? Phillis Diller wrote a crow a cookbook one time, and I went and bought it and all empty pages, one hundred and twenty five of them, lying empty what that was?

But mid sold that I bought it. Well, you got a little Diller cook but empty. I never met John Rivers. I tried very hard. I really really respect you said. You grew up in the sexness what it called the sexual seventies. Party called it the sexual seventies. Was that the hippie era? Yeah, I mean that's more sixties. I think the seventies was, you know, just people smoking a lot of weed. We didn't have the good weed we got now, but we did have something called tie stick

back in the day. What it was sort of brownish, not so green, and it used to have like a little thread wrapped around it, and I swear to guy, it tastes like candy when you're smoking beautiful high. It was just adorable. Everybody loved it, so you mean it so all of us. If you're born in the seventies, you probably were products of that sexual seventies. Yeah, there was mushrooms. We had a lot of mushrooms, there was.

I never took a quay loot or anything. I was under speed Binny's and your Mom's diet pills and like that running track in a performance enhancing drug. And yo, I'm pious about that too. But I get the man um, you know. And there's the LSD of mescaline that was like mascaline. I had used to take this called purple purple microdot. You see the inside of this whole. How tiny that is. That's how tiny a purple micro dot

or on sunshine was. You take that, bitch, and honey, you know how how it feels to go up Escalator Corona coasture and then go down. Imagine going up that fast? Damn. Wow. I remember dancing the groove line like for like it felt like two hours. Damn. And you never had no crazy effects. No, I never had a bad trip on nothing really except that muther cocaine. Cocaine hell with drug the seventies was pure cocaine or right, that organic one

you're tripping in the cocaine. No um, You know. I was there for when when the free base started, you know, yeah, no crack was later free base was taking like uh, I think it was either They used to use to dip like your cotton swab into it and burn because it burns real clean and you don't get like if you had a lighter up took glass and get Black City one fifty one rum. It's what you would dipped it in. And then they had some kind of ether concoction they used to rock it up in before the

bay con soda in the water. I don't know about that part. I'm a ba con solder. Or I could rock up a rock right now. You don't forget it. It's just like riding no body. I don't out or but never because it is totally the devil. I only have four regrets in my life, and that is I never met Tupot or three regrets and I met Tupot, I never got to go to Studio fifty four, and that I ever ever ever touched cocaine. It's like the devil.

He was only for a wall or just well there's I mean not the rock so much, but there was just a lot of pout of around. It was like everybody had it at the club. We had clubs. They used to save them till six o'clock in the Warner in the Bear called Silks. Silks was like the Studio fifty four, but not so disco. And I've been saying, I'm just six o'clock in the morning, Well, how are you gonna dance? So six o'clock in the warning? That's right, living like that Studio fifty four that was in New York.

What was here? People talk about it? What was the Lord then? Well it was like the disco era and the cod came madness. It was everywhere, and um, disco

was real fun back then. And then it was the place to be because I don't know, Steve Ruebel and his partner were really connected some kind of way, and they had all the stars wanted to come there because it was had the best music, had the best job, and had to do the most beautiful people, had a lot of sexs going on, and I have musical stars and everybody you know, and the Warhall Michael Jackson's this bit Taylor Beyondca Jagger rode to the Mother on a

white horse. I heard in the club and it was just wild in front of the bakery and stuff like that. But you know, all good things. So like our tunnel was big and all the artists that rappers came in. Yeah, that was that for that's crazy. You know how popping the club gotta be for you to know about it, and you wasn't even here. I tried my very best, but I was so young. I wasn't traveling then. Yeah.

So but yeah, that not only that, they got documentaries about Studio fifty four, extensive ones and the rise on the fall of it because Jay ended up when you know, the fans came and got the mother had so much money and there off and just you know, being reckless and didn't do that taxes. I feel like when we had Paul Mooney up here, God blessed Dad. He said he saw me in there. I was like, I'm not I wasn't no age being no Studio fifty four. Now, I didn't you see that? Well, you know, say, goddamn

thing make you start thinking about it? Was that there. We know we never put that interview out. We interviewed Paul Money way way back in the day. We put you a flashback and didn't drop it. Um don't I mean we was I like Paul Mooney. I've seen Paul Mooney. I've seen him make people walk out of shows, but that morning he was really in a mood abrasive. Yeah, that's fine. Oh yeah, I remember, like I don't want to put Paul out there in that light. We got it, I mean, we got it in me. I will actually,

well they gotta Oh my bad. Damn, it's been kind of in depth like that. Well, thank you, crack. That's gonna be your cookbook, right, give me a Twitter and Instagrams and all that good. Okay, Instagram at lunell l u e n e l L. My um website is hey lunell dot com h e y l u e n e l l dot com. You'd be surprised, Charlot Magne. How many people get the spelling of hey wrong? But no, not Hey. Let's us eat And then um, oh you

said he was mad about the track too. Oh yeah, about Takari Richard and being kicked out after mama died and you got busted with some weed, and this other bitch is gonna got bustled with a performance enhancing drugging her and they're gonna let her run. That's that's wrong. That's wrong. That's wrong. They said the other one is underage, or that it's a loophole in it, but that a bitch is a white loophole wife one right, that's the little Paul right, that's right. Don't get me see, that's

why I'm glad some water water. It's the breakfast Club. Your morning's will never be the same. Tonight is the highly anticipated new CW series All American Homecoming. Rising tennant stars Simone Hicks takes the next step by leaving the man she loves to begin her new life at Brixton University, where black excellence is a way of life. There, she meets up with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball and helped

the HBCU battle it's way back to greatness. Don't miss All American Homecoming tonight at nine eighth Central on CW or stream free tomorrow on c W app. Charlot Maine say that game. Don't get out the shape man you are dunkey. Today does not discriminate. I might not have the song of today, but I got to don't get that. So if you ever feel I need to be a don the breakfast club, bitchesle just don't give today today.

Well at Sharon. Donkey of the Day goes to the over forty people who got the scrapping in a Golden Corral last Friday. And Ben Salem, that's I pronounced Dye ben Salem, Ben Salem. Ben Salem is right outside of Philadelphia. First things first, though, dropping the clues bombs for Golden Kraal. Okay, I was talking to our producer Taylor Taylor this morning. He's one of our producers. She's from Philly. I believe she was involved in this situation. I was watching the videos. Listen.

I was watching the video and I really think I saw her. When I asked her about it, she didn't deny being there. She just tried to throw me off by saying, I don't like Golden Corral. You a damn lie. First of all, women from Philly loved buffets, Okay, loved him all right. Second of all, how can you not love Golden Corral? Drop another clues bombs for Golden Krawd. It's people listening to me right now headed the Golden Kral for that buffet breakfast, Okay, might be the best

buffet if it's in the business. As far as chain restaurants are concerned. Okay, I'm forty three years old. I didn't ate at them all, baby, all right, some of them don't even exist no more. From Ryan's, the Shawnees, the Western Sizzling, the Sizzlers, Old Country buffet all slaps, Old Country come on now, come on now, I don't know, but they all slapped at one point or another. But none of them touching Golden Koral. Okay, right now, Golden

Koral Omelet Station still slaps, all right. The waffles, the cinnamon rolls, the biscuits, the pancakes, the French toast to grilled corn, beef hash nigga, what is you talking? Wrote? Okay, assorted yogurts donuts. It's an elderly couple headed the Golden Koral right now hearing me talk, and they're saying, right on, okay, they got what you want at Golden Corral. From healthy to man, I'm high as hell. How much meat loaf and mashed potatoes cannot eat? Okay? My fat as them

jumped at dinner? All right. You know I'm transfat. I'm about one hundred and seventy eight pounds right now, but I identify as someone on my six hundred pound life. Let me stick to the story. There was a fight, okay at Golden Corral, a fight, in all out brawl. I'm talking about forty people. It really looked like the Royal Rumba in their chairs were flying, big bodies banging into each other. I sway, I saw Mark Henry going head up with Rakishi and Golden Corral in his video.

Bench McMahon would be proud. But what would make a brawl of forty people break out at a Golden Corral? You probably already know the answer. Let's go to CBS three News for the report. Police Boy. I talked to a man who posted that video online. He says he was told that fight broke out after the buffet here ran out of steak. Video shared with iowitness News shows punches being thrown and high chairs flying as a fight breaks out inside the Golden Corral and Ben Salem Friday evening.

Ben Salem police confirmed the brawl may have involved more than forty people and happened following an argument among some customers. This man, who used to work at the Ben Salem Golden Corral, says he was told by a current employee about the initial altercation. From what I heard, it was over steak. Apparently somebody cut in line. His friend heard the same details. There was a shortage of steak. Take a close listen, and a man can be heard saying, all I wanted was some steak. All he wanted with

some steak, man, that's all he wanted. Listen, listen. We got more eyewitnesses. Alexis Rios was an eyewitness. He was on the line Go six ABC News. Alexis Rio says it started over a misunderstanding regarding a piece of steak. Come on. Rio says the person in front of him became angry with the cook because Rios received his steak first. He's trying to understand what you want. He's trying to give you what you want. I had a rare steak, which is a lot faster to cook than a well

done That's why I got my steak first. Next thing, you know, he says, that misunderstanding erupted into an all out brawl. I grab a chair to defend myself and then to the lads, was it punches were gaining throng, chances of games throng, you name it. You can call it, cups, glasses, everything, you name it. These folks got the fighting because the buffet ran out of steak. Now, let me tell y'all something. This isn't no Golden Korate commercial. I don't know anyone

who works that works there. This is something I'm saying out of the goodness of my heart and the fatness of my thoughts. There might not have been no steak left, but I can't sit here and say I go to Colden Koral for the steak. There's a lot of other proteins, and that dinner buffeted I thoroughly enjoy number one on that list. I mentioned it before their tasty earth meat loaf. Okay, with some mashed potatoes and coin. Now we're eating. Okay, there might not have been no steak left, but what

about those golden fried strips? Hi? Come on, now, y'all fighting over one protein out of buffey a buffey Golden Koral. There's unlimited options for everybody. They got bourbon screech chicken, they got fried chicken, they got fried fish, big fish pot rolls, they got carved vote in turkey pot pies, Golden Karls pot pies. All right, there's too much there for y'all to choose from. For y'all to be fighting

over steaks. See, the problem is y'all didn't eat enough yeast rolls before you went to work on the buffet. You have to eat at least one, no more than two yeast rolls at the buffet and drink it with a glass of water. Because when you eat the yeast roll and drink the water, it expands in your stomach and keeps things like steak shortages from ruining your experience. Okay, it keeps things like that from happening because when your

stomach is full, Okay, you won't eat as much. Now I knew y'all might think I'm joking ninety five percent of the time. Okay, but you have to understand what places like Golden Corral mean to some individuals. Right now, I feel pure innocence thinking the Golden Corral. It makes me feel warm inside because those are moments I remember as a child with my family. Okay, Golden Corral offers a sense of comfort, a sense of peace that I don't want to see disturbed by a group of individuals

fighting over steak. I heard pain and that man's voice during that fight. Listen, man, all he wanted was some steak. Okay, play it one more time. Red, you know what I heard when he said that, I heard all my life I had to fight. Okay. That is a brother that is tired, exhausted life kicking his monkey ass, and all he wanted was some steak. And yet he comes to this place, a comfort called Golden Corral, and ends up in a buffet fueled bra for what for what? He

didn't even get the opportunity to get to the soft surf. Okay, we didn't even talk about the soft surf, the ice cream cones with the vanilla and chocolate soft surf. Okay, they got all kind of candy toppings and hot fudge. Oh my god, man, the carrot cake, the assaulting, the cookies, the cupcakes, banana putting, the fudge brownies. Man, stop playing with Golden Corral and stop playing in Golden Corral. Okay, learn the rules next time, or stay your ass home

when you get there. Eat a damn ye stro okay, depending on your side, Eat three for drink some water. Okay, so you don't eat up all the food, all right? And every Golden corl Vett knows the point of the buffet is variety. Okay, assaultments. You don't go eating up. Okay, one thing, you try everything. They're saying something for the next man. All right. The reality is they probably didn't have no steak because beef is in short supply in a lot of places. Okay, supply chain disruptions are real.

But the moral of the story is this. You know who's going through a lot right now, literally everybody, So just be kind. Please give those forty folks who got the banging in the Golden Corral the biggest he hall. I got a feeling. Taylor was there. You don't play a game. The Breakfast Club and everybody is tj Envy, Angela Yee, Charlomagne the guy. We are the Breakfast Club. We have a special guest in the building. Yes, indeed, he is my tax attorney, Eric Lee. Welcome Eric, Good morning,

Good morning everyone. Who is Eric Lee? Well, before we started, let me tell you how I met Eric. So I was having some tax issues and some tax problems. I think a lot of us sometimes we do, and that's because we come from places where we honestly don't know how the correct way to do taxes or how to set up out businesses. And I didn't, and I was

lost and confused. I reached out to a couple of accountants and tax attorneys who guided me wrong, and I was stuck to the point where most people don't know where the I rs. Actually put a lean on my passport no yes, and I couldn't track if I couldn't move, and I didn't know, and it was and it was nothing I can do. It wasn't the fact that I owed the money. I was going back and forth with them and they were doing things that I didn't think

was right. And a friend of mine named Steph told me that he had a friend that had a friend, and I reached out to Eric, and Eric came and he worked my issue out. And the reason he's here today is because I know tax season is right around the corner, and there's so many people that need help with their taxes and just don't don't what to do it or how to do it. So I was like, why don't you come up and try to break down a lot of the things that you do that maybe

you could help people like you actually helped break it down. Eric. I want to know how you how you saved envy that we don't say how you saved my ass, but well, I mean, you know, it's definitely been an interesting journey, Envy, right, and what we actually need to consider, especially for your listeners, right, the people who make sixty thousand dollars one hundred thousand

dollars of lass. It's like the various deductions that came in last year under dividen administration that most people forget about. Most people actually never even heard about these days. For example, many of your listeners, if they have children, all right, under the age of seventeen, they should be getting three hundred dollars a month last year. All right, yeah, tax credit that's in child tax okay, okay, well, mansions in

charge right now, we'll just send it, right. We probably don't have that right now, So it's two thousand dollars a year. But last year it was three thousand dollars for children under six to seventeen. Kids less younger than six, it was thirty six hundred about if somebody has six kids up to how many kids infinite amount? Okay, But

but that's the nice credit. That's everything that everyone hears about, Charlane, all right, but Envy, the big one, this is the one that people don't know about, okay, is a dependent care credit. The depending care credit is if you have children who you need to actually drop off at daycare or summer school, whatever someplace that you need to have your kids at when you need to go to work.

All right. That is eight thousand to sixteen thousand dollars sixteen thousand dollars for expensive twenty twenty one, twenty twenty one, all right, And this is something that is so important for our listeners. Sixteen thousand dollars. We always talk about how expensive childcare is. Right, the Body Administration got something right. They gave a sixteen thousand dollars for each um for the dependent care credit. Right, your listeners need to take

advantage of that. What what qualifications do you need to get? Dead sixteen thousand to make sure that you know our listeners are able to get it. So this is this year's tax return which is due when April April fifteen, April fifteen, So what are the qualifications to get you know, that amount of money for that? What is it called again?

Dependent care credit? Dependent? Uh? The dependent must be thirteen years or younger unless they cannot physically or mentally take care of themselves, okay, right, you also have to they have to live with you for fifty one percent of time. Now, this is also not just when we think about just kids, all right. If I'm taking care of my parents and they follow fall within the same criteria, it's also eight

to sixteen thousand dollars dependent, all right. So it's also a misnumber when we think it's only for children, all right. So it's a valuable item, right, Your listeners just probably got sixteen thousand thouars. To wait a minute. So if I'm if I have a kid in this per kid no, no, no, up to two, up to two, Yeah, the first one is eight, two, three, four, five whatever it is, sixteen and then also like so I know a lot about

our listeners. A lot of people out there, they have their mothers living with them or their fathers living with them, and they're taking kid of their mother and fathers. So they can get that under the Dependent Act as well. Yes, if they actually have a facility, that also help with

them as well. Now, a lot of people always ask, you know, they're working on the five and they get taxes taken out of their check, what write offs can they do if they if they already working in on the farm, they already take taxes out How can they get more money back or write more things off? If possible? What do they need to set up? Do they need to set up a corporation? Es core but LLC? Do they How do they write off their gas? How they like? How do they do that to get more money back? Well?

I hate to be a lawyer with you guys, but it kind of depends, right, It kind of depends, because I don't want anyone to be just setting up a corporation just to get a tax deduction, because that doesn't make any sense. You're throwing away thousands and thousands of dollars to get a tax deduction of maybe thirty seven percent. That doesn't make sense, all right. What does make sense is actually going through your sources of income and finding

out what your income is. Right. If it's just w two wages, all right, then we may need to actually set up a retirement account like an IRA or four one K you know, go to Morgan Stanley, go to Mary Lynch whatever and set one up, right. It doesn't take you very long. Okay. If it's interest income, we need to determine do you actually need to income or can you actually transform that income? All right? Maybe you'll

want to change it into a municipal bond. Right. Some of our older listeners, you know, who are retirees, they may have like a bunch of savings income, interest income, right, so then they should change it into something that's non taxable, all right, capital gains. Maybe you don't sell your stock, or maybe you transform it into a what is called

a dividend reinvestment plan. All right. So if you're getting, for example, dividends from Microsoft three dollars a year or whatever it is, right, you can change it where you don't get that three dollars. You actually get stock in Microsoft, and that is not taxable. So it really does depend on the client into situation. What are the top five things you can't write off? Because that thing, as you know,

that's a great question. Okay, some people, some clients will say like, hey, I have all these clothes, I have this chain, right, can I write this off? The rule is ordinary and necessary business expense? All right. First of all, it has to be a business expense. Second one, you have to have income. If you don't have income, you don't have expenses. So when people say like, all right,

can I buy a car and just write this off? Charlottagne, Right, well, first of all, is it necessary and is it ordinary? All right? What type of business do you have? If I buy a Rolls Royce, Right, that's probably not necessary, but in some situations it may be right. So so it goes down this path of like what is necessary? Yeah, we have more where Eric Lee? When we come back, tax season is right around a corner. If you need some helps information, well, Eric Lee, I'll help you out

when we come back. It's a breakfast club. Go Morning Morning. Everybody's dj envy angela ye, Charlomagne, the guy we are to breakfast club. We're still kicking in with tax attorney Eric Lee. Now, tax seasons right around a corner, and they'll help you get some extra money. Charlomagne. How did the tax quo would hurt low and middle class families? There are two examples. I want to give you two examples, right,

first example is let's look at interest. Right. My parents don't have much money, right, they open an account at City Bank, they put in a thousand dollars, they get some interest income. Right, that is taxet ordinary income up to thirty seven percent. Okay, up to thirty seven percent. Federally, let's not even talk about the state. Okay, thirty seven percent. If they got dividends, they go on robin Hood open

up an account. Right. Dividend income is taxed at most twenty three point eight percent, so you have a swing of fourteen percent. All right, Who has dividends in America? The wealthy rich? Yeah? Right? Who has interest income? More likely? Retirees more likely? Poor people you know, who need to open up to something like a savings account. Why would decode change that because there's really no difference between interest

income and dividend anycome. If you think about it, it's easier to open a robin Hood account than it is to open a savings account in Bank of America. Right, So that's one thing. Look at the meals that we're talking about, Charliemagne. When you take your kids out, right, not tax deductible. But if you have a business, why would that be tax deductible? You know? So these are like very very simple things, but into our policy things to your question. Right into fifties and sixties, there were

significant tax credits and deductions for setting up multifamily households. Okay, now those are done. Now the tax credits and deductions are for setting up these McMansions. Right, So our shift in housing has gone into larger homes away from the multifamily homes that we need a place for New York. All right, So you see this throughout the code, all right, And this is no slamm against RS. Seventy three thousand

people work at RS. They're actually pretty overworked. There are fifteen sorry, there are sixteen thousand people who work at the phone banks into IRS. And when you called IRIS, Charlemagne, you're always on hold. You're on hold for hours, Envy, you're talking about your passport thing that was hours of just being on hold. Sixteen thousand you nominy calls it get a year, two hundred and forty million columns. It

is it? True to IRIS was created to help the people, and then it changed where it's like more of a government thing ATNIT. Now yeah, I mean you know when we think about like what taxes were for, right, it was for education, it was for health and maintenance of society, right. But now it's just become an organ and it's become kind of like a political entity and almost kind of like a kicking bat, you know, like people just like kick it now, you know, and it's become this like

organization that has to just interpret this behemoth? Did the Internal Revenue Code actually probably nine times the size of King's James Bible? Nine times? Who the hell can you read all it? Nobody can? Nobody can. No, Like I mean, if you're asking me, right, yeah, Like I know my corporations, right, I know my transfers, corporate reords, I know tax planning, right. But if you asked me, like, hey, it's state planning. Hey, my mom has you know so many millions? I don't

know that section. I don't know that sectioned out well, right, I have to rely on my partner, Christina Pazza, who knows how to reduce people's income, you know, for estate planning. So nobody anyone who says they know every part of the tax code, there's no possible way. Is there a way not to pay taxes? Like you know, I know at one time that's in the taxol. We got to read it. Anyway not to pay taxes? I don't know. Maybe if you were Native American, you know you don't

have to pay that? Is that any truth to any of it? No? No, no, no, noative, I mean you got to you gotta pay, you gotta pay where your income is source, all right. So even people who say like, hey, moved to Nevada, moved to Florida, moved to Texas, moved to Puerto Rico. Right. I have a client who, um knock on wood you know, is going to be a bitcoin billionaire, right all right, And everybody in the bitcoin

industry is like, oh, just move to Puerto Rico. So any kind of avoid all your taxes I've heard that before, right, No, because or make sure your servers in Israel or something like that, you know, to avoid your taxes absolutely not right. You have to pay your fair share, all right, of

where the income is source, all right. But where those people actually minimize or lower their taxes is to implement certain vehicles to get them from thirty seven percent where we were talking about for like interest income down to twenty three point eight in dividends kind of like how Mitt Romney did it, you know, with hedge fund money. Right.

So that's how people reduce their taxes. And now I'm not gonna lie to we did live in like a Florida or New York man that would say was so much money because New York state taxes to be kicking ass. One d p So you know, that's about how much they take you go. You know, you got ten point nine percent state and then if you live in the city, it's what three three point eight seven six, right, California thirteen point three. New Jersey's ten point seven five right,

So yeah, you have to go to Texas. You got to go to Florida. Right. Some people say that, some retirees. Some retirees will say like, hey, um, how do I avoid all my state income tax? Well, you have to move to Florida. But the thing is, you actually have to move to Florida. You actually have to live there for like one hundred and eighty three days, right, And that's may not be as easy as you think. You know. Yeah,

I was gonna ask. You know, there's a lot of people buying houses right now during a pandemic, interest rates low, it seems like people are giving money. How can you make you that Well, first of all, after you buy a house, can you write off anything in the house at the end of the year. And also, is there any way to get any type of tax returns for buying that house? Because you buy a house, now you got to pay taxes at the end of DYEA you're broke. So is there anything that you can do to write

any of that stuff for? Yeah, so your property taxes will be part of your itemized deductions. That's a tax deduction. Okay, your mortgage, your interest is a tax deduction. All right. So those are the two key ones. All right. Now let's talk about your house. Right, are you using that for a business purpose? Right? If you have an office? Yeah,

home office deduction all right? If you have a business, right, maybe you instead of taking a home office deduction, you should have some shareholder meetings in there, right, and that could reduce some of your business income, and then it would also then serve as a deduction for you, depending on how the business is formed. We have more with Eric Lee when we come back. Tax season is right around a corner. If you need some help, some information, well,

Eric Lee to help you out. When we come back. It's the Breakfast Club. Good morning, the Breakfast Club burning. Everybody's DJ Envy Angela Yee, Chalomagne the guy we are the Breakfast Club. We're still kicking in with tax attorney Eric Lee. Now, tax seasons right around the corner, and they'll help you get some extra money. Chalomagne, how does do the loans affect people's taxes? So a great question.

It depends. If you make less than seventy thousand dollars, make sure make sure you speak with your tax prepared because you get a twenty five hundred dollars tax deduction. If you make more than seventy thousand dollars up to around eighty thousand, it does phase out, meaning it reduces.

What about people who just bought a new home, how how did they get a high retire Again, it would depend on home mortgage interest as well as property taxes, and then some of the things that we were talking about. You know, if you have a business, then maybe you need to utilize your house within the business. You know, when it comes to the administration, the presidential administration, what helps people more when it comes to money as far

as saving is it the Democrats are Republicans? You know, because you had a lot of businessmen saying I want Trump because Trump does better for business owners, and then you hear other people say no, no, no, Biden is going to help the people that need it more. So what are your thoughts on as far as helping people and writing things off and for small business owners and regular people. So I live in Illinois, Okay, and we always hear about the corruption in Illinois and how bad

potholes are the school system and everything. At the end of the year, my husband and I were very fortunate. We're very fortunate. We live a blessed life. I mean, I'm in the breakfast club. Are you kidding me? Right? And we always try to make deductions at the end of the year, charitable deductions to reduce our taxes. Right. But there's something I do where I look up to zip code where we live. We live in oak Park, and we look for what do schools actually need? So

teachers actually put up these projects, they ask for donations. Right, every year, invariably we get people teachers who ask us for juice boxes, crayons, toilet paper. We have teachers who are asking us for toilet paper. What country do we live in? Okay? And when we hear about wasting taxes, when we talk about that, Okay, hold that aside. I have students who don't have toilet paper, are you kidding me? Right? But in wealthier neighborhoods in Chicago, they're literally giving out

ip iPads tor kids. All right, So when you're talking about who's better Republicans or Democrats. You know, I have to be agnostic about that, all right, But what I need to know is the listeners need to make sure sure that they call in, that they are actually educated, that they actually make sure that the senators and congress people are actually making sure that durings that dependent care credit for this year. That's so real, what you're saying,

because it doesn't matter who's in the office. It's like the poor always stuff, yeah, or even if they're a provision Charlomagne, they need to know that it's there, right, Like, I mean, you guys have this amazing platform, right, but I'm sure there are plenty of listeners who did not know about the dependent character or even a child tax credit to by are right. So when we're seeing the poor always suffers one hundred percent, but when they even

get something, they may not know it's available. Yeah. And the reason I wanted to bring you on is because you know, we always talk about I always say, servicing

our life. Right, We'll take our car to get oil change, we'll take our car to gets high is, we'll take you know, there's so many different things, but we have to make sure that as a person we're taking care of right and whether it's going to the doctor, whether it's having a will, whether it's having an accountant, an attorneys, things that you know that we use, that we need.

And now I call you all the time. I don't care if I'm buying a car, a piece of jewelry, a T shirt, if I'm taking a trip, I call him because I want to know the best way to write it off or the best way to pay for it, and you're always there to help me. So I just wanted to say thank you, and hopefully you know you gave some thank you, some insight to people out there of why they need a good accountant and sometimes that fast food accounting services might not be beneficial to you

and it might be actually hurting you. So I just want you guys to take a look to that and make sure you have a great tax attorney that can look into your stuff and help you on your journey, because a lot of us have journeys, and you know, he's part of this journey with me. So I just wanted to say thank you. Now you can want to get in touch with you. I know you're not really taking clients, but I know if they wanted. Maybe you have a good they have a question or whatever it

may be. How can they get in contact with you or your firm? Yep um go to our website at Players Management Group dot com players p L A y e R S Mgmt Group g r oup dot com. Now with business, Now, what do you suggest for people that have a company LLC squote? What's best? What's better? Why they use each one? Because a lot of people don't know the difference between LC escorp and what they

should use it for, you know, or even C corps. Right, and that really depends because each one of their primarily six entities out there. Right, you could be a sole proprietorship, I just you know, do an uber thing. Right, I can be a little bit more sophisticated form an LLC. I could form an escorporation, and could form a C corporation Charlemagne, and I can open up a coffee store.

Right that becomes a general partnership by default. Right. Each one of these have their own benefits, okay, but each one of them have their own weaknesses, all right. A good attorney or a good CPA would probably tell you to actually have them all if possible, because there are certain provisions within the S corporation, certain benefits that do not apply to the C corporation. Okay. So, for example, if I'm an employee at S corporation, certain benefits that

I have as a shareholder employee I can't take. I can't take it. But if I'm an employee of the C corporation, I can take those deductions. Okay, for example health insurance, right, the company can actually deduct that if I'm an employe of a C corporation. If an employee of ANES corporation, I can't deduct that. Okay. So you may need a comprehensive plan where you actually set all those things up in place. Got you all right? Well,

Eric Lee, very informative. It's the Breakfast Cloud. Good morning, Envy, Thank you so much, the Breakfast Club. Your mornings will never be the same. I get to highly anticipated new CW series All American Homecoming. Rising tennis star Simone Hicks takes the next step by leaving the man she loves to begin her new life at Brixton University, where black excellence is a way of life. There, she meets up

with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball and helped the HBCU battle its way back to greatness. Don't miss all American homecoming tonight at nine eighth Central on CW or stream free tomorrow on c W appm HD one New york I Heart radio station. Let me put a little bit of a breakfast club your life stop. DJ v Angela, Charlemagne the Morning. Everybody is DJ envy Angela Yee, Charlomagne the guy. We are the breakfast club. We got a

special guest in the building. Them and CEO of one United Bank owner an owner, that's right, Kevin Kobe, welcome. What's up? Man's good to see you, cash Man. I haven't seen you in a while, and it always wants my heart to hang out with you. You know, such a source of inspiration to all of us, so as we appreciate you and everything you do as well, So we want to know what's new. I know there was Tell them what one United banker is. Friends, just just

give them a reminder, Okay, a reminder. One United Bank is the largest black owned bank in America. What Mason

specialists financial technology platform. It has built the technology to have a nationwide customer base and to provide all the modern financial services that we come to expect out the day to day life, things like Benmo, cash app and being able to use those kind of services, plus unique things we created that are special for the Black community and people who have limited resources, things like two day

early pay. It's a big deal to people to be able to get their paycheck two days early as an example, that's a one United Bank program. Things like cash Please, and this is a big one because it was a

black company that introduced it. If people are saying it's one, it's possibly a solution to pay their lending and that's that's one of our product that allows a person to get a short term, small balanced loan, which we often find ourselves needing in times of emergency, and being able to do that without relying on traditional credit kind of mechanism.

So if you think of one United Bak as a bank, that is a technology company, something that has the actual ability to organize Black America and its allies on a national basis, and not just to provide them with financial services and products, but to lead to actual important changes in society. Something that has the ability to create a power base for us to give us the actual power to do things like affect racism and our society. We do things like conduct anti racism programs in a unique

kind of way that can affect for all society. We do things like financial literacy programs that teach and communicate with Black people in a way that we understand. So now for people who are trying to buy home, how can is when United Bank first of all open open for business, so they are are lending. Man, We're absolutely open for business, and and we're on and we're popping. And any large base will tell you that they don't

have the technology that we have. They don't have the ability to deliver services and products like we have in many ways because we have a new technology infrastructure, we weren't locked into old systems that have grown less effective over time. So it's the institution. Since we started this journey together, since we became friends many many years ago, the dream is becoming a reality what we all wanted to happen, just like you guys have grown. The breakfast

club has grown one United bake It's grown. It is an example of black excellence. It can organize us as a people to create change that we've been trying to get since the end of slavery. I didn't like that question. You asked, what you're trying to make it seem like they can't give our loans to people because they're a

black bank. What did you mean by that, sir? I wanted to make sure that they're able to satisfy all the loans that people are coming in and asking, well, I wouldn't they be able to That's what I'm asking. I know at one time, when they first started, they were minimal to a certain amount. So that's why I'm asking. Is that true? Well, it's true with any company. The companies go on journeys and they become stronger over time.

That's the key. And and you know, look, you know I know him and got to watch them when it comes to watch them, Kevin, all right, you gotta watch to Kevin. And I ask what about cannabis? I know a lot of minorities are getting into cannabis, and thinks are not allowing them to actually have their money there? How was one gotta bank with that? Now, now let's be clear, it's not it's not the banks. Banks wanted

to it. It's the government. You see, when we're we're we operate on a national basis, and when you're doing things that cross state lines, then you got to deal with the law when it comes to things like that. We think that black business is fundamentally changing and there's a whole new opportunity set that is critically important that we understand. Cannabis is one aspect of aspect of it, but the bigger phenomenized technology. See, you can't get stuck

with buggy whip businesses in a better reality world. Okay, so we know, yeah, man like because look a look, during the pandemic, we lost fifty percent of our businesses, which is bad. But at the same time, he creates a new opportunity for us. Technology fundamentally changes the business opportunities that are available to us as a people, and we got to build technology based businesses. We have to

develop new kinds of businesses than existed before. And that's one of the critical things that it's our job as leaders to convey to people. It's a new day. Social justice is now the reality. We can now for the first time, think about it. For the first time. We can stop people from killing us. We could use things like social media to create justice where we couldn't create justice before. At the same time, businesses are fundamentally different now.

The new modern black entrepreneur is very different than what we're used to seeing, and uh, you know, we have to recognize those differences. We have to build those new technology based businesses. We have to support those new technology based businesses. And that's the key to our future. We have to recognize we hit a critical inflection point right now. If we're going to be effective and participate in society, we have to become masters of technology. We ought to

be social media machines. We have to be able to you know, look, politics is great, that's one aspect of power, but the power is always with the people you get you can bring fifteen million tweets down on somebody, then you can get their attention. And that's our opportunity is to use this shift in technology to create political, social, and economic power. And that's our job as leaders to

inform the people of what's going on. All right, we have more with Kevin Cohee when we come back, don't move. It's the breakfast Club. Good morning morning. Everybody is DJ Envy, Angela Yee, Charlomagne the guy. We are the breakfast Club. We have the founder and owner of One United Bank CEO Kevin cohe still here, Cholomagne. Imagine your question, keV. You know you're og. What do you think, um, what do you think is more important? Equality or equity? Equality

or equity? Well, I think both are important and I think that they're both happening. You can think of equality as being a right that not just black people understand, but everybody understands. If you looked at the social justice movement, you looked at the riots last year, those weren't just black people out there. There was all kinds of people who were involved in the social justice movement because that

was just right. People understand right from wrong. It's just now, through social media and other technology, we have the ability to exercise our social point of views. That so that's the big thing. Remember, Okay, before last year, despite everything we thought about civil rights, you know, those boys would have got away. We're killing, killing, killing my men down to South Georgia. That's the last year we've been here

to sixteen nineteen. But that's why I asked the question equality equity, because it seemed like during civil rights we always was fighting for equality. But when Martin Luke King Junior wanted to pivot to that equity. Four people's marching getting that money. That's when they got them about it. Okay, well that's what I'm saying. They can't get technology out out of here. Okay, see that it's a broader based opportunity to move the masses to get equality and equity.

I'm not going to choose between equality. You think about equality and equity, I gotta have both of those. You're not going to take either one of those things away from it. What are some strategies do you think would help fight the racial wealth gap? The racial wealth gap is a knowledge problem. It's understanding what you need to do and then having someone to motivate you to complete

the transactions you need to complete. So it all starts with the most basic things understanding where you are today, where's your money coming from, where are you spending it,

what is your financial wellness? And from that foundation of starting there in an organized way, really understanding what's going on with you now and unfortunately, you know a lot of times we don't understand how to understand where we are and then us and then working from that foundation to engage in the basic transactions that are necessary to build well like in this pandemic they you know, we have been challenged with is getting Black Americans to understand

the importance of a will. I mean, you know, you know, unfortunately that's not been something that's been at the top of our agenda and something that we're working on. We're working on, and so the conveyance of that kind of information,

things like insurance time like this. I mean, you know, you know, sometimes unfortunately we can learn the hard way the impact of not having basic things like insurance, things like investing, things like homeownership and understanding where to buy home we're not to buy home and how to do it. So so it's a knowledge So when you say eradicating racial wealth gap, we see that as a knowledge problem. And for us, we always go to technology to solve

that kind of problem. You talked about all these wonderful podcasts that is this that work towards that. But what we try to do is we try to create an umbrella. We try to create a framework for being able to do that systematically on the national basis. Think about it, if we were working in harmony on it, where we were all thinking about okay, for real, we actually want to deliver the knowledge to Black Americas necessary to build well.

And then we're gonna like, we're gonna work with the person through the entire product process of both teaching them and then motivating them to complete the act. We can do that. Now, we can actually do that. That's why I say this is such an important time. We can eradicate the welcat. But it has to That's how it has to be done. It it has it has to come from with. It needs the creativity of Charlemagne talk that we already you already gave me some great ideas

just sitting here for during this interview. It needs, it needs the energy of in me. It needs it needs that kind of involvement that, you know, the kind of involvement that that will allow us as a people to say, yeah, man, I'm down with that. Okay, just like we do everything else. Okay, we want to make something hot. We know how to make things hot. We can make financial literacy hot. And the thing about that we make it where where it

becomes part of our life. Where we're sitting there, we're watching the basketball game, and we say, man, you know, like what stocks do you old? Like all those podcasts I told you about that's literally what they do and they got millions and millions of followers, and which is wonderful, which is it makes an amazing opportunity. That's it. Okay, what you just describe that ability to convey financial information and to create millions of millions of followers which you

can then turn into tens of millions. Okay, it's really to go, right. So technology has us on well on the way to being empowered in our society in a way that will make America better. So it's happening. There's no question that's happening. We just have to become better and more proficient and more organized and how we deliver our messages. So that's how you eradicate the racial well cappin, it's only one answer. It's not about the government. Nobody's

gonna get us to us. This is about us doing what we're doing right now, okay, and by doing what we're doing right now, we can change this country. It's just knowledge we never okay, think about right now. Technology with all the corporations that the buys supplies or hiring people for new and better jobs as an example, we've never had an opportunity like this. The opportunities you can create for yourself using the using in the you don't

even have to make the product anymore about it. If you look at the latest role of the billionaires, most of them don't make they don't make nothing. Okay, they don't they don't they don't make nothing. Okay. But at the same time, you know, but that's that's the wonderfulness of today. We have to get our people involved in that we got into and now it's the time. Now seize the moment, make the move. This is time to make the money. This is the time to get the power. Well,

how can people put money into the account? Give them a website so people might want to open up an account. They don't have to be in Atlanta, they could open it up anywhere in the country. Exactly. It's one United Bankers. That's simple, O N E, U, N I, TED dot com, one United dot com, go check us out. Okay. Then you make your decision to start start with Okay, our products, our cars, our card to fly. I would put our cars up against anybody like who's got the Fly's car? Okay.

Then to start there okay. Then before we go anywhere else. Okay. It's one United for shore. Okay, like like we have so our products are fly. They work by let me see, please look at it. I always our Greenwood card is our newest card, but our solidarity cards our stuff it it's our stuff is fly, it's modern, it works. We're doing all we're doing all the right things for the individual and we're doing all the right things for us as a people. All right, well, Kevin, we appreciate you

for joining. Definitely hit up to the website when United dot com. All right, yeah, it's the Breakfast Club. Is Kevin cohe Morning, everybody is DJ Envy, Angela Yee, Charlemagne the guy. We are the Breakfast Club. Leave us on the positive note. Listen to positive note comes from Steve Jobs. All Right, your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma, which is living with the results of other people's thinking. Breakfast Club, finish, y'all dumb,