That's The Bottom Line 12/07/24

I'm a partner at Asset Growth Associates. We've got offices located in Dallas, Houston, and Beaumont, Texas, where we offer investment, pension and retirement planning services as well as income tax returns for individuals, families, and businesses. Listen. We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs, often being able to negotiate a settlement or occasionally even paying nothing at all,

sometimes negotiating a fresh start too. As I said, we do it all. We've been serving our clients in Texas Louisiana for decades.

As always, we will share more solutions on investing money and provide opportunities for safe and rewarding investments that defy market swings, because that's really what we do for a living. Now listen, we can also help you with your tax returns and when it comes to an investing money for future use. Do you know what your risk number is? You can find out by logging onto either Save my retirement dot com or what is My Risk Number dot com?

By answering a few questions, our computerized programs are going to assign you a risk number between one and ninety nine and show you if you're currently investing to your individual risk tolerance. Listen, it's a free service. We offer it to everyone. Log on to Save my Retirement dot com. Do it today, and while you're there, sign up for our free newsletter, which offers a lot of tax and investment tips. Well, I've got a lot to cover, so

let's get started once again. This is Gene Bellarandi reported President Trump, working with Texas Governor Greg Abbott, has established the blueprint for the mass exodus, which soon will be underway once Trump's officially is resident again on January twentieth, the exodus of criminal illegals will begin on the southern

Texas border. Texas Governor Greg Abbott has offered some fourteen one hundred acres of land on the border with Mexico to the US government for construction of deportation facilities, and Texas will become the stepping off point for illegals to be expelled back to their countries of origin. And Texas has spent more than eleven billion dollars to deploy National Guard troops and state troopers to the border towns along the Rio Grand, creating a system for jailing illegals on

state charges and to houlse them awaiting deportation. Ironically, as the roundup soon begins, the influx of new illegals continues to enter the United States. That's like a revolving or effect, arriving here only to be rounded up and sent back to where they came from. The operation has been dubbed Operation Loan Star. Texas has offered the federal government fourteen hundred acres of land along the Rear Grand in rural

Star County to the new facility. The state bought the land for three point eight million dollars, and, as suggested incoming President Trump, used the land to build those deportation facilities. As for the Texas National Guard troops, they're going to be shifted from short term deployments and we'll be serving deployments as long as a year or longer and build a permanent base near the Rear Grand. Guardsmen will also

be given authority to detain the illegals. Incoming President Trump said he plans to declare a national emergency to carry out the deportation plans, so it will be happening, and of course Democrats in Congress will continue to try and stop this massive defensive measure from being undertaken by the incoming Trump administration, as will some Democrat judges if given the opportunity. So we can expect many trying to DeRoyal Trump's plans to protect the US border from illegal crossings,

like they did during his previous presidency. But this time around, listen to me. This time around, he has GOP majorities in both the House and Senate, and with more elected to office this time with legislation supporting the president's initiative, it's going to be more difficult to accomplish by those who pose him. Nonetheless, the Democrats, with the help of the anti American news media, you know the news media

hates America. With the help of the anti American news media, well they'll do as much as they can to create sympathy for the illegals being arrested and ship back to foreign foreign countries. We're certainly living in a turning point during American history. Ladies and gentlemen, The incoming Trump administration is moving to secure and bend the border against illegals, while the liberal Democrats in Congress are planning to do all they can to undermine what the Trump administration will

be setting out to do to secure the border. So we're to have this influx of criminal gangs and others who abuse women and children and attempt to enter the United States for criminal enterprises. Now that's going to slow down now, and if it's it's not going to continue. And of course, if it was continued, just imagine this, this thing, if this kept going on and on and

on and on, and more and more kept coming. And I'm talking about bad people coming, you know, the ones that are bringing young girls to be used in the sex trade. Well, that would eventually bring our nation down. You know that, don't you. We have to stop it. Why many of the Democrats in the House and Senate cannot see this or don't care if it happens, and that allow it to continue, Well it boggles my mind

at times, and many other folks too. I guess one would think, regardless of political party, most Americans would welcome securing the United States from foreign criminal gangs and also protecting innocent people from being kidnapped and brought into the country against their will like these young girls that I just mentioned. But the law coaching of Operation Loan Star, as it is being called, is the effort by those

Americans appreciative of law and order. The failure to succeed in achieving this attempt to secure the border and eliminate all manner of criminal activities from gaining a foothold here in the US is the necessary task to accomplish, To accomplish a safe and civil society, safe for families, individuals to grow prosper in our once dubbed land of milk and honey. Right, everybody always said America, the United States,

was a land of milk and honey. Well, you know, it's a challenging task that must be done, but someone has to do it, and we should all be glad our incoming President Donald Trump is committed to accomplish it before his four year term is up, because he only has four years to serve ladies and gentlemen. So with all that occurring, it's got to be a rough job

to get much of this done. You know, the whole object of being an American is to live in freedom, and most significantly would be the freedom of every individual's to improve their lot in life through personal initiative, using your God given talents to pursue your goals without impediments from the government. In order to accomplish success, you have to be free, free through either education or natural talents.

And this is why it's so imperative to live in a free society that rewards success and why we cannot succumb to the false promises of socialism, which limits individual success and places limits on what you can achieve, because you are free to succeed. So don't let anyone, including politicians, ever limit you, ladies and gentlemen, especially you young folks. You have opportunity. Part of being free means you should plan for your future, go to work, set funds aside

now for future use. And many people can do that by participating in their employer sponsored for one case of savings plans at work others, but you know, the ones that are getting close to retirement. The more important thing for you to do is start to be thinking about protecting your nest egg and that's what we do here at Asset Growth Associates four nine eight four sixty nine hundred. You call us soon and we will help you save your retirement back after this We're.

front page of America's newspapers about the economic hardship. Communities will begin suffering once the Trump administration begins its deportation of illegals come January. The stories have a common thread. The low earning illegals comprise workforces in many smaller communities across the United States. A roundup of illegals in these communities will find it hard to find replacement workers who have been rounded up and shipped back to their home countries.

That's me the value of such news stories has little or no merit. I say this because employers who hire illegals do so knowingly and to avoid paying benefits to the workforce, and in doing so, avoid such things as collecting matching Social Security withholding income tax, et cetera, et cetera. Not only are employers who employ such people denying jobs to American workers, they avoid paying and withholding funds for

retirement or other benefits paid for through payroll deductions. In general, and there are always exceptions, but if you're an employer Lloyd American worker, you have to be paid at least a minimum wage of seven dollars and fifty eight cents an hour if your employer has a gross volume of sales or business of at least five hundred thousand dollars per year. This does not apply to those workers covered

by union contracts. So poor immigrants coming to the United States illegally soon find out their wages cannot compete with the cost of living. But low wages here are still better than what can be earned in their own countries. Now, my point is that there's no excuse to underpay anyone for the work they do, and to do so for the sole purpose of making an unjust profit. That's the

whole point here. Another point would be the illegal immigration problem we have in the United States is among the root causes of paying foreign workers less than American workers and being able to be enriched for doing so. I'm talking about the other side of the coin of large companies going overseas to find workers there that they can pay the lower wages to in those countries and then make a bigger profit by selling the product in the United States. That's wrong too, because it deprives a job

and an income for an American worker. Now we soon find there's no easy answer, but the answer always boils down to do unto others as you would have them do unto you. Right, that's the golden rule, and we all know who pulls us that. As for an employer making a profit here or she has to do it, has to or it makes no sense to undertake the expense and the risk of opening an entire business operation. So obviously there's always going to be a gap between

cost and profit. That's the real challenge of running a business, paying shareholders and employees and having enough leftover to continue the operation of the enter If the cost of doing business is too high or too risky, why do it at all? Right? President Trump is going to send the illegals back to where they came from and allow those who come legally to stay and become Americans. But he's not going to do it at the expense of the American worker. And it makes sense that he's determined to

do this now. Each of us has a skill or a talent. God gave us a skill. God gave us a talent, and we should be able to work in an occupation we want and be paid for doing it. There's not talking about that. The real issue is flooding the workforce with unskilled workers and depleting the resources of the American people through higher and higher taxes needed to support those who do not have the skills or the

abilities to meet the needs of the modern world. They come here and they don't work, and then they collect money that you pay in taxes, and sooner or later the pyramid collapses. Being an unskilled individual in a foreign land, unable to speak the language is unfair to the individual to begin with. Right, it makes no sense at all, as has been said for centuries. Now, give someone a piece of bread and they'll eat for one day. Teach them to make their own bread and they'll eat. Always

have something to eat. Right, simplistic answers, but true statements. America has become great among nations because Americans have worked hard and earned it by creating opportunities and having the work ethic to achieve it. Other countries also should learn to compete and grow rich based on the same principles which made America great to begin with, because then they could compete with the United States. That's the whole point here.

the government to run. And what the government, what the government has been doing under the Biden administration and other administrations in the past, they have been using your tax dollars not for the betterment of the American people, but they have been using that money to pay for welfare for the people that come here illegally, many of whom are committing crimes, and they're just living, you know, living off of your tax dollars. Now, that's not right. You know,

that's not charity, certainly not charity. I've said this before and to say it again late. You know, the key to achieving financial independence means the ability to meet your financial goals, whatever they are. Ask yourself a question, just ask yourself. Are you satisfied with your present wealth? How do you handle financial emergencies? How will you provide for your children's education? And finally, will you be able to retash? Right?

Good question, God askt Growth associates. We can answer those questions and much more so, why not give us a call four oh nine eight four oh sixty nine hundred. Call us. If you live in faraway places, the toll free number one eight six six seven two eight three six nine seven can always get on your computer if you have one. Log on to Savemyretirement dot com. Send

us a little note there. We'll schedule the time for you to visit with us and allow us to show you really and truly how to simplify your life, how to prepare, how to prepare for the future. We have to take another break right now, but don't go away. We have a lot more to cover. Be back right after these messages.

is my risk number? Dot com?

be able to connect to the show. And now time for what we call the dirty little secret, So listen carefully. Outgoing President Joe Biden lied to the American people when he said he would not give his son Hunter Biden a pardon for a Hunter's alleged crimes of soliciting bribes

on behalf of his father. President Biden faced with possible prison time for lying on a firearm purchase and using cocaine and other drugs, income tax evasion, and who knows what other crimes Hunter Biden the other crimes that he could have been accused of. Well, they're all wiped away, wiped away clean, including crimes if any even even that, no one knows about the unknown crimes up to this time. Wow,

what a deal. Huh What about Joe Biden. He was a participant and much of this, Remember Hunter was the bagman many in the Biden crime clan, including the President and others not yet pardoned or mentioned by President Trump I'm sorry, not yet mentioned by President Biden, but well maybe before he leaves office. Has shown the American people that their president was a crook, a criminal who enriched himself and his family by collecting bribes from America's enemies

and America's allies as well. And the Biden administration, Joe Biden, they had a bribe scheme operation going, and they just enriched themselves over his presidency. And who knows what he was doing before and became president. He's been in Congress for decades. It's going to retire now, but they had quite an operation to go, and there's no way to

gloss it over our American president. Joe Biden ran a criminal enterprise from within the White House under the cover of much of the news media and his Democrat colleagues. You know, you would think that these aggressive reporters would go in there and do some undercover work and expose something that they never do. And the Democrats are involved because the news media has sold its soul to left wing politics of the Democrat Party. They don't work for you.

They work for the Democrat Party, at least their news divisions do. But they need you, so that's when they get their revenue from their advertising revenue, and then they expect you to buy the products that appear in their ads. You know, listen to me very carefully. I get rich quick operation. I'm talking about the Biden administration, which went unreported by the negligent news media and many others in

the political class. As time goes by, we will learn of many others within the Biden crime syndicate, other crimes that if they'd profited from bribes from America's entities, such as communists Red China communist regimes behind the so called Iron Curtain. All the while these crimes were going on, the Biden crime Syndicate managed to accuse Donald Trump, our former and future president, of being a criminal and dragging

mister Trump through countless investigations. Criminal raids on his residence at Mara Lago, which for the most of the Biden presidency occupied the news headlines accusing mister Trump of criminal wrongdoing. What it was the accusers within the Biden circle who were the ones committing high crimes and misdemeanors. Don't be surprised that there are more more expose a's coming out between now and January twentieth, and even after then when

Trump regains the presidency. You know something, it only it only makes sense now to see the incoming President Trump wanting to be very selective as to who he puts in his cabinet to help carry out the duties of the Trump presidency. Now we probably are only seeing the proverbial top of the iceberg as to what lies beneath and what further alleged crimes will be coming to the top as we move through the early days of the second Trump presidency. We've all heard the term power corrupts

and absolute power corrupts. Absolutely well, We're witnessing the bitter harvest right before our own eyes, and who knows how much further the destruction of law and order in the United States would have fallen had the voters chose another term for the Democrats to hold the White House and said of the collective wisdom of the American voters to send Trump back to Washington to lead America out of this building nightmare our country was, Our country was desperately

trying to escape from. Oh do you believe all that? Well? As the Christmas bells continue to ring, a signal of hope and good cheer is long Overduely's and gentlemen, long overdue. Another another signal the week need members of the Senate should heed is to let Donald Trump build his team within the Justice Department and FBI. You know, he's nominating people that can get the job done, but they're going

to squabble about that. The struggle for freedom and justice must continue in the spineless members of Congress should support the Trump appointees instead of malking at them. Trump has the job of cleaning out the ruck and decay inside Washington, d c. And it must begin on his first day of office. You know, I believe he will. And yet our enemies within will try to sign his efforts every way they can and slow his progress with senseless lawsuits

to prevent the successful outcome. And this means a massive reformation from the in the bowels of Washington, d C has to occur. Complacent bureaucrats, you are on the dole sucking up your tax dollars without even showing up for work is but a small example of the DC corruption. Soon there will be as they as they say, soon there will be a new sheriff in town, right, And that new sheriff, of course, is Donald Trump. Trump has the job of cleaning it up, and he's going to

do it. The United States is going to be preserved. And Donald Trump when he takes charge, he's got the mission to secure in the United States and return returning America to its former glory. So God bless him and the job that lies before him, because and his administration. But if anyone can turn this country around, at Donald Trump.

And that's really the bottom line, honestly, really and truly, this has been this has been a situation where the United States of America, our great country, was on the road to perdition. It was collapsing, ladies and gentlemen, it was rotting from within. Trump went in there to try to do the good job that it was required of him in his first administration, and they poisoned the water. They accused him of crimes he did not commit. They raided his home, they did all those things, and somehow,

through the grace of God, he survived it. And he's back in charge, and he's going to bring us back around. We'll be back with more right after this.

On January first, twenty twenty three, the Federal Reserve set a new low reserve crunch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero percent. You heard me right, zero reserve requirements. Forget fractional reserve banking, how about zero reserve banking. Why would the Federal Reserve

create this environment of uncertainty? If this is of concern to you and it should be. We can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh sixty nine hundred. Give

us a call. You'll be glad that you did.

and often presenting new challenges for your cash flow. In other words, what's what you do when you start to getting old or you're going to get a chance to meet a lot a lot of new people that and

most of them were white coats. They're doctors, nurses. The needs to change, but the demands for your living expenses and other bills often grow, like medical bills that put unexpected strains on your budget and an individual's cash flow, which usually comes from pensions, social security and what savings

if any, are available to dip into now. From youth and throughout life, we're told to save for that rainy day because like it or not, it comes, it comes around, and even if it doesn't, individual needs change, which they just change over time. Inflation always drives up prices, that's one example, and it always requires more cash outlay than expected.

Many people are encouraged to save money and to do so through payroll deductions into employer sponsored thrip plans like your four to one cage or four oh three b's, et cetera. But no such plans are tied to the stock market and can be akin to a roller coaster ride with values rising and falling as the stock market climbs and falls, and once a person retires, there's no more paycheck to keep funding their four o one gays

or similar plans. At Asset Growth Associates, we feel we found the answer by eliminating the market declines through a principal protection plan. When we issue those plans to our clients through quality, will find massively large financial institutions. Your money is Safe plans index to the financial markets. They capture the gains, they preserve those gains when the market has a downturn, and it always will. The market's always

going to be a roller coaster ride. But when when the market's doing well, these accounts that I'm talking about, the principal protection plans, they're making money, and then if the market declines, when it goes down, you don't lose

that money. That money stays right in that account. When someone has money in a principal protection account issued through our work, that asset growth associate money is added during a rising market, it remains when the market is in retreat, and once the money is made, it stays in the account and is available for withdrawals when the market comes back. Instead of waiting to get back to even these If you have money in these plans and you're already brushing ahead,

you're ahead of everybody else. Nothing outperforms the stock market over time, but often our individual timelines do not rise and fall in harmony with our financial needs. But market link returns and capture and keep market link gains during an upturn, do not lose gains during a downturn. All right, write this phone number down four O nine eight four oh sixty nine hundredth you live in a far away place. We have a toll free line one eight six six

seven two eight three six nine seven. We can also be found online by logging on the safmyretirement dot com. Once again, the phone number four O nine eight four oh sixty nine hundred. Anyone nearing retirement already retired now would be a good time to look into whether or not a principal protection account would work for you and your family, especially if you're nearing retirement and do not want to see your nest egg shattered by some unexpected event.

Because like, there's terrorists, they're still lurking out there, there's Tirollo, We're lurking all over the world. One of their main goals is to damage the United States, both financially as well as physically. They want to blow America up. We have our own politicians, our own in our country that work against the best interests of our country. You know,

listen to me. Money isn't everything, but it sure comes in handy sometimes, and the more of it you have as you enter your retirement years, the better you're off you're going to be. Remember, procrastination is the thief of your tomorrow's. Anytime is a good time to put your money into a safe investment strategy, to mine, to grow and preserve that money, and also to pride provide you the liquidity you need from here on out. So listen to me four oh nine eight four to oh sixty

nine hundred. Try to remember that phone number. You call us, you make an appointment with us, and we will go over things with you and share ideas that probably may be able to help you to preserve your nest egge. It's important thing. It's important to look into these things because there's opportunities there that you want to take advantage of and give you the financial stability, especially as you get older. Right, it's so fun being poor, whether you're

going old or middle aged. Call us four O nine eight four h sixty nine hundred. Stay tuned because we've got more to share.

log on to That's the bottom Line radio show. You'll find us all over the internet, and then you can listen to this show at your leisure here and you should because we pass along a lot of information that's very helpful, and then your next step would be to look into it on your own. Come in, talk to us, and we may have just what you need. Safety and investing your money that grows without worrying about everything coming apart.

You know, there's an old saying which says suggests that not putting all your eggs in one basket, and the same goes for an overall investment strategy. As you've heard us say on this weekly broadcast for decades now, makes sense to have part of a nest egge placed in an account that eliminates taking on the risk of loss

caused by a market downturn. That's what principal protection accounts do, and this is why we promote using principal protection within an overall portfolio, because we do everything that any brokerage company does. Can we buy salad stock for you here?

Principal protection accounts, however, market link returns and good fixed interest returns to help build nests eggs without exposure to losses during You know, the market's always going to have downturns, So when the market dips, you get to nothing, nothing happens to your account. When the market comes back going back up, you're just going right back up from where you left off. And we've all seen enough downturns and

over the years to know that that's important. It is even more important after you retire because if you've been contributing, say to a four oh one K plan, four H three B plan, and then you're retiring, well, then you're not contributing anymore because you know a longer work and you're retired. Listen to me, it pays the plan ahead.

We can help you with your planning processes. We've got great communication with many different financial and institutions and we can put you in the right place at the right time for you to get a good return. Well, we're out of time, so God bless you, God bless God bless all Americans, and we'll be back again next week.