That's The Bottom Line 11/30/24

at Asset Growth Associates. We have offices located in Dallas, Houston, and Beaumont, Texas, where we offer investment, pension and retirement planning services, as well as income tax returns for individuals, families, and businesses. Hey listen. We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs often being able to negotiate a settlement, or occasionally even paying nothing at all. That's a pretty

good deal, right. As I said, we do it all and have been serving our clients in Texas and Louisiana for decades now. On today's report, among our topics this morning, we have a report about the Democrats are going after some of the incoming picks that President Trump has picked for members of his cabinet. And we have more about the controversy surrounding Pete Hegsith, the Fox personality, and his

alleged dalliance with a married woman. Today's Dirty Little Secret looks into the coming deportation of illegal aliens in the United States and Trump's plan for deporting them. And today's Solution segment looks into numerous investment opportunities in the upcoming presidency of Donald Trump. Now, listen, ladies and gentlemen, we can help you with your tax returns. By the way, when it comes to investing money for future use, do

you know what your risk number is? You can find out by logging onto either savemyretirement dot com or what is my Risk number dot com To answer a brief number of questions. The computerized program assigns you a risk number between one and ninety nine to show you if you are currently investing according to your own risk tolerance. Listen, it's free. It's a free service we provide, so log on to savemretirement dot com today and while you're there, sign up for a free newsletter which offers a lot

of tax and investment tips. Well, I've got a lot to cover this morning, so let's get started once again. This is gene Beallerani reporting the news media is wasting no time going after President elect Trump's incoming nominees. The first to go was Matt Gates, who withdrew his nomination to become trumpet Trump's attorney General, and they're also going after Pete hegsett Trump's pick for US Secretary of Defense. In Gates's case, it was over too much hanky panky

with the ladies. Hegseth, on the other hand, was in the process of a divorce and speaking at a women's GOP forum and allegedly had a one night stand with an attendee, a married woman, after having too much to drink. In excess defense, he was going through a divorce at the time and was drunk, and the lady in question allegedly who was escorting him to his room, and she was inebriated as well, Well what are you going to do? Right After sobering up, she sued him and then settled

for money. Of course, since both Gates and the headset were Republicans, the media is just they drew out their swords. The media report such incidents as almost being high crimes and misdemeanors. Had they been Democrats, the media would have ignored the incidents, or, as they did with Bill Clinton, blamed the women for throwing themselves at powerful men. I'm not defending bad behavior on either mister Gates or mister

Hegseeth's part. I'm just criticizing the media's double standard. In former President Clinton's part, the media blamed the woman because, as a lot of people say, women are attracted to powerful men and as such throw virtue or modesty out the window whenever they meet one. Of course, the latter is not necessarily true, but we all know about human behavior, and even King David, the Apple of God's Eye, had

an affair with bath Sheba, a married woman. As for King David, he goes so far as having Bathsheba's husband Uriah, a soldier sent into battle, where King David orders him to be sent to the thickest part of the battle and he is killed. Then there's the story of Samson and Delilah, a man given enough strength by God to slay a thousand Philistines with the jawbone of a donkey. To maintain his extraordinary strength, God tells him to keep his hair long and tell nobody where he his extra

ordinary strength comes from. But the beautiful Delallah lures him into telling her his secret, and foolishly, after he does, his head is shaven while he sleeps, and his strength is gone. The Philistines even blind him, but he repents, gets his strength back and pushes apart the pillars of their temple to the false gods of the Philistines, causing

the temple to collapse and kill all inside. Well, the lesson is to find a virtuous woman to love and marry, and even more so, if you're a powerful man or a high ranking politician, you gotta be careful right. Then again, the Bible tells us the story of when the crowd wanted the Stone the Prostitute to death and asked Jesus about whether or not they should that he told the crowd that he who is without sin cast the first stone, and they all walked away. They walked away because they

were hypocrites. Jesus saved the prostitute, and he told her to sin no more. So, I presume mister Hegsett and mister Gates had had better if if they had better control of their desires and the women in question didn't put themselves in situations like those who allegedly were involved with them, there wouldn't be a big scandal occurring right now for the media to report about no one's perfect in No matter who we are, their's temptation all around us,

and no one is exempt. Even Jesus was tempted, and those temptations were much bigger than being succumbing to a one night stand. Sooner or later, everything we do or have done will come out, and no matter how many people don't know, the good Lord above knows, and he's the one we should do our best not to disappoint. The world we live in is a vicious one full of things that are tempting, and especially in our goals are to be leaders, well, they have to be more

careful in any endeavor. We have to be put people in office that are trustworthy and live up to the higher standard. But we also have to remember to judge, not lest we be judged. One thing's for sure, those gossip reporters who try to destroy others and stone people with stories that may not be true, they are they're the ones that ought to be exposed, exposed that Jesus said, he who is without sin, passed the first son. So

that's where we're beginning this morning's report. Since there's a lot of controversy right now about who Trump is putting into his cabinet. The news media is looking over those folks with the fine tooth comb and uh, now Trump is he Gates bowed out, but Pete Hegseth, he's Uh, Trump's sticking with him. So that's that's where that is

right now as far as I know. Meantime, President Trump has said that he's putting going to put big tariffs on imports from both Mexico and Canada because of all those foreign imports that are coming into the United States and affecting workers in the United States. So that's that's another thing that's coming down the pike. And listen, I applaud him for that. In other words, his obligation is to the people of the United States, and he's he's going to live up to it, just like he's going

to seal that border. That's another big thing that's going on right now. It's going to go on pretty early. You know that there's going to be Democrat judges that are going to try to fight him, and this whole thing's gonna, you know, be a bone of contention, as they say occasionally. But President Trump is coming into office and he is not gonna waste it. He's not gonna waste He's only got four years. He doesn't have that first term he was in. He was new to politics,

and they got him. Boy, they were after him at every turn, even as fellow Republicans, a lot of them were. So that's it. It was Trump versus the professional politicians. But I think he's a lot wiser this time around. And by the way, they're throwing out all those charges that they were they had against him going in. We'll talk a little bit about that later, but that's that's Occasionally things that don't don't really happen, and we now see it, we see it playing out big and how vicious.

I mean, they wanted to put President Trump in prison and lock him up, right, do you remember that? Wasn't that a shock? And as it turns out, what they were accusing him of was was things that really weren't even crimes at all, and crimes that he didn't commit and that others did. Okay, more after these important messages.

and next on the list will be Christmas. As my dad used to say many years ago, by the time Christmas Day arrives, for all intents and purposes, Christmas is over. This is because our present society is the prelude to Christmas that sets the season, not necessarily the day itself. Now, the anticipation of Christmas becomes the event more than the

big day itself, which ends the season. You might as well say, I know, next after Christmas comes New Year, but that is an entirely different celebration, a different type of celebration. In other words, the anticipation of Christmas itself in some cases is bigger than the climax. Right. So Christmas Day is the first day of the twelve days of Christmas. It's the first day, not the last day

of Christmas. Did you ever think about that? In some European countries, the gift giving is on the twelfth day of Christmas, commemorating the arrival of the Three Wise Men bearing their gifts of gold, frankencense and merder I mentioned this today because Christmas has become as much of a

secular observance than a religious one. Having said all that, I want to wish all listening to me this morning at joyous and a very merry Christmas, because it's still the happiest time of the year for most of us, but not for all of us, especially for those who have lost the family member or suffered some other loss, maybe they lost their job or being away from their families and friends. Having said all this, for most of the Christian world, listen, Christmas is a big day in truth,

as far as ranking holidays go. In all of Christendom, Easter is technically the real high holy day. That that's because on Easter Sunday we celebrate the resurrection of Christ from the dead. He died for all of us and for the redemption of all mankind. It's more than colored eggs at Easter and chocolate bunnies, and just like Christmas is more than spending money for gifts. We all will die someday, no way to get out of it, but

once again we will be resurrected with our bodies. Well, some believe there is no afterlife, nor a resurrection of the dead. Jesus said, blessed are they who have not seen but yet believe. There must be something to it, because many do believe, and in fact, there are more Christians in the world than any other religion. Did you realize that more Christians in the world than any other religions. I know there are different sects of Christianity, but they

are all. There's more Christians than any other religion in the world, so much so that many Christians have held strong to their belief even when being put to death for believing. What would any of us do if faced with such a choice. Like all life, it begins with birth, and we all are destined to die. So as I used to say, tongue and cheap, none of us are getting out of here alive. None of us are getting

out of here alive. And like one of my uncles used to say, we all pass that date on the caliber each year, and someday our number will come up. He's write about that for many. For many, the Christmas season really is the happiest time of the year. But for others all they have left are their memories. Is Christmas past? Right? Like the song and the lyrics, Why can't every day be Christmas? Meaning, of course, finding the same joy in our hearts as many do at Christmas time.

We sing songs of peace on Earth, But the missiles and bombs are still raining down on other parts of the world, in the Holy Land than in the Ukraine and in Russia as well as an army of communist Chinese regulars are now massing on the border of the Ukraine to help the Russians take that country away from the people who live in the Ukraine. Are we on the eve of another World War? I'm asking that question this morning, and I'm tying that in right as we

sing peace on Earth, goodwill to men. But right now, with all that chaos that's going on, and now that they're the Biden administration has decided to allow the Ukraine people to send those missiles into Russia, and of course Russia ours back. They cut off water lines going into other parts of Europe. So now what we have is a war that is getting getting worse. So that's why I ask we on the eve of another World War?

Our incoming President Donald Trump claims he will end the conflict between the Ukraine and Russia as soon as he takes office. Hopefully he will be able to do that, but January twentieth seems a long time away before Trump resumes his presidency. Meantime, the Holy Land is anything but Why these days with Israel defending its borders from Hamas and Hezbelah, you know, its neighbors on both sides of

its borders, how far will that war go? Will it be the war against Israel foretold in the Bible heralding the second coming of Christ? If it is, will the United States be involved and have missiles reigning down on the United States? Answers yet to be given, and hopefully not not gonna have happen. Right, Let there be peace on earth, as the song lyrics go, and let it begin with me. Those are the lyrics to an old hymn.

But peace on earth, the man is what the angels were singing in the skies above Bethlehem a couple thousand years ago, If anything, a night to remember, And I wonder what kind of a night it really was. Imagine angels. I'd picture angels singing up in the sky and you look up and you see them. They're playing their hearts and they're singing. What an event of what an event. That must have been quite an event to see. And then of course we have our Christmas trees, which are

a symbol of eternal life because they're evergreens. And they had someone tell me one time that when Christmas is over and they throw the old tree out, that's a symbol of Christ because they did. When they put put the old free out, then that means that you've discarded it,

just like they discarded Christ on Good Friday. Anyhow, we're coming into the Christmas season and very excited about it, and we hope everybody is prepared and you're ready to have a good time and enjoy the coming season and not be too concerned about other things that are occurring in the world right now, although we have to be and we've got to pay attention to that because if it gets out of control, it's going to affect us.

I mean, we've been fighting wars for decades now and it's time to Maybe we do need a little peace on earth. Goodwill come in and I certainly hope so. Okay, back after this.

my risk number? Dot com?

Columbia can do about it. Manhattan Judge Juan Marshawn in Manhattan is still dragging his feet, but a state court cannot charge someone inside what should be a federal case, so that trial was ill fated from the beginning. Actually that was the case all along, but no one brought it up, not even the judge. As of a few days ago, hush Bunny payoff charges brought about by Stormy Daniels is also on its way to the trashy. On January twentieth, Donald J. Trump will take the oath of office,

becoming the forty seventh president of the United States. The Democrats pushed those charges against Trump over his alleged affair with Stormy Daniels, which mister Trump denies ever happened. Look for that case also be tossed out. Incoming President Trump, I guess, is living up to a new nickname of the Teflondon Mister. Everything seems to slide right off. There was a mafia chieftain that needs to call the Teflondon.

Mister Trump will easily slide into becoming president once again, and I expect we will watch the next big chapter in his life, and first off will be the deportation

of criminal illegals. Expect the corrupt news media to bel hing pictures of crying children across the America's front pages, which may not even be the case, since many of the illegals being rounded up and being sent back to their home countries are really vicious individuals known to be criminals, many of whom are already in custody being awaiting deportion, a deep deportation. What the Biden administration did was unnecessary to import allow criminal aliens into the United States. He

opened the gates and they all came rushing in. All of that will be ending soon, and the news media will play it up as something unfair, trust me, that's what they'll do. They'll want to try to bring pity to those who came in illegally. But it's not going to be unfair because they violated our immigration laws and they have no right to be here to begin with. They can visit, but then they have to go home.

There's certainly nothing wrong either with sending them back and find out if they really are entitled to be treated as refugees and live here. You know, though, probably they're just going to be sending them back to Mexico, or some of them back to Mexico and made to wait there. The ones that are seeking asylum and to see if

they're eligible for asylum here in the United States. The ones who came across the border and came differently than that, they didn't seek asylum, Well, they're going back to their home countries. Nonetheless, expect to see crying babies on the nightly television news. You know, crying is being taken away from their mothers and so on, so forth. Not everyone has to go. They're going to start with the Trump says,

they're going to start with the really bad first. Beyond that, Trump will have to begin rebuilding the border wall or the parts of it that Biden sold for scrap metal on the fence line. But it has to be done if we Americans want to live in peace within our own borders, or or you know what's wrong with wanting to live in peace within our own borders. Tell me what's wrong with that. Of course, Trump will get a lot of flak from the Democrats for pushing law and order.

What so ironic. These people streaming into the United States would have probably probably been able to cross the border if they just came here legally. That's the arity they would have applied to come here. Many of them would have been allowed to come here. And this has nothing

to do with charity. It has everything to do with an orderly path of entering the United States legally, and the main thing is though that those being deported will be sent back because of crimes committed that while they were here, and as Trump himself recently said, some with genuine reasons to seek asylum will be allowed to stay in the United States. So we're not that cold hearted, and neither's President Trump. So it probably won't be as unjust as the Democrats along with the media are going

to play it up to be. And for his part, Trump will be squeezing in as much change as he can since this will really be his second term as president, so he has to move swiftly and accomplish as much as he can in the time allotted for his administration, and I believe he will accomplish what he sets out to do. We'll just have to wait and see what the Democrats have up their sleeve to disrupt his incoming administration.

But for the time being at least, I truly believe things will be getting better for the American people under Trump. Something else I've been hearing is that four years ago there were more votes counted than were actually cast, and maybe Trump should be now just finishing his second term because he may have won the last election, and this past election there were I don't know, thousands or less votes.

Just something to think about. You know, there's a lot of skullduggery, I think is the word that is used occasionally that it should be looked into. When Trump is reinstalled as president in January, I think we should look into that and find out if Biden was elected based on illegal votes. After all, who knows what evil lurks in the hearts of men. And that's the real question, isn't it. Ladies and gentlemen. Yeah, we have a we have a lot going on. Don't be deceived though. Your

investment accounts are very important. The media all talking about how the markets are going to being responding or positively. Now's a good time to invest. We're going to make some money under the Trump's second administration. But you never know, and you may not. You know, if you have funds in the market right now, it might be a good idea to consider moving some of those funds out of

harms way. And you can do it because you can get market returns, you can enjoy making money investing money, and you can do it without taking the risk of losing money. It's it's these accounts that we offer through our work at Asset Growth Associates, Principal Protection accounts. What that means is your money is protected when the market goes down. You don't lose any money. When the market comes back. While everybody's waiting to catch up, you're already

moving ahead. And there's nothing wrong with that. Plus, these these contracts are issued by life insurance companies. Somebody passes away, the proceeds go straight to a name beneficiary. They don't have to go through probate. These these are important considerations to take. I'm telling you right now you really ought to come in and talk to us, because you know, everybody has a future, and your future depends on the decisions that you make in the here and now. That's

just the way it is. Call us four nine eight four h sixty nine hundred and we'll be back with more right after this.

On January first, twenty twenty three, the Federal Reserve set a new low reserve crumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero percent. You heard me right, Zero reserve requirements. Forget fractional reserve banking. How about zero reserve banking? Why would the Federal Reserve

create this environment of uncertainty? If this is of concerned you, and it should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh sixty nine hundred.

for you. Okay, when you hear us mention principal protection on this program, we are talking about specialized financial contracts which promise your initial investment principle and credited earnings are never at risk of market losses. In other words, you have money in one of these accounts, the market collapses,

you don't lose a dot. And that's because, unlike those who invest in buying stock shares or mutual fund shares, people placing funds in a principal protection account are not actually buying any shares of stock, bond or an index, but rather they're earning returns based on a market index or a combination of then. As such, a market downturn cannot reduce the contract value. These principal protection accounts are designed primarily to help our clients accumulate savings for retirement income.

And despite the intended goal being to accumulate and grow money for future use, clients still have access to their funds inside these types of contracts and they can be drawn upon in the here and now. Based on contract guarantees, you can set them up to send you a check each month. Listen to me, these are unique, good contracts. We deal with the best companies there are around that offer this and best of all, they're issued by life

insurance companies and they don't. That means when someone passes away and money is needed, they bypass probate. The money goes right to the name to beneficiary. But I also want you to know that we offer more than principal protection plans at Asset Growth Associates because traditional investments are also available through our firm's fee based investment advisory services.

Opening an account US at Asset Growth Associates is one of the ways to help build retirement assets, or if you're already retiring, you can come see us, and we can help you also disperse that money so that that money is stay safe and it doesn't evaporate before your eyes, and also to pay you an income that you cannot outlive. Now, we fully understand one size does not fit all, and that's why we offer many different ways to allocate funds

for either growth or income. Is part of an over we're all investment strategy because that's really what we do, and we're not on the radio. So we invite interested

parties to give us a called Asset Growth Associates. Our phone number in the four oh nine area code four oh nine eight four oh sixty nine hundred, or if you live in far away places, we have a toll free line one eight six six seven two eight three six nine seven one eight six six seven two eight three six nine sent either way, we'll put you in touch with us to schedule a time to learn or about how to have a successful investment outcome. Listen to me,

ladies and gentlemen. Opportunity is everywhere. You just got to find it. One size does not fit all, and a big the stock market is not the only way to accumulate money. Stock market investments are a good way to accumulate money, but there's risk associated because those values go up and down. When you hear me talk about principal protection, I'm talking about plans that make money. They go with

the money accumulates, it goes up. The difference is when the market goes down, it stays put, and when the market starts back up, it doesn't have to make up for loss for losses because it never had any losses. I'm telling you right now, these are good plans. You can take the money out, lump some you can take the money out and monthly payments, you can do. It's liquid too. The principal protection plans are also liquid. They're designed to grow over time, but so are all investments.

All investments are designed to grow over time. But a principal protection account is excellent for if you're still working and can you accumulated money, saying your four to one K and that money's vested and you can move that money. We can roll that money out of the four to one K, put it into the principal protection account and that money will not be exposed to shrink eachever again and it will continue to grow. So what's wrong with that?

That sounds like a pretty solid idea to me, and you can, like I said, these these plans are available where you can dip into your money when you need it or just set yourself up on a steady stream of income. That's just money. That's it's a good way to save money. And I can't stress that enough. So I want you to call us an Asset Growth Associates. Four oh nine eight four sixty nine hundred. Thanksgiving is over, Christmas is coming sooner or later though all the festivities

will end. We'll be back right after this.

for future use. Also, you can listen to commentary that kind of gives you a feel that's different than listening to a newscast with regard to what's going on in politics, and politics is money. Politics is money because when the politicians they if what's her name would have got elected instead of Trump, you know what would have happened. Taxes would have gone up, your pace checks would have shrunk, that have been more jobs shipped overseas. And but for

the time being, we are secure. Trump's gonna put big high tariffs on on both Canada and Mexico with regard to automobiles and other manufacturing goods that they manufacture in Canada and Mexico and then ship into the United States. So there's a so that means that there's going to be more and more jobs in the United States. Let's

face it, that's exactly what we're talking about too. One the more jobs that means the market's going to be up, and whether you use principal protection account or whether you use traditional investments. We can handle both here at our office. We're especially you know, we want to help people save money for the future, and we want them to be able to make money and not have to worry about the stock market crashes and so on and so forth. So I want you to give it serious consideration. Call us.

Call us an Asset Growth Associates four h nine eight four sixty nine hundred, make an appointment, come visit, show us your present portfolio if you haven't. If you don't have one, we can start one for you. And we can also take a look at your rolling over money that you may have in a four oh one K or a pension plan and doing it with the principal protection Well, the clock on the wall says, we got to go. God bless you, God bless freedom loving Americans everyone.