We're just trying to turn a necke into a dime. That's the bottom line.
Welcome to real honest talk about money, politics, news and information you can actually use. Buckle up and hold on tight. This is that's the bottom line.
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That's the bottom line, with yours truly, gene Vaalermi, your weekly radio broadcast that tells it like it is on k l v I fives six am, Saturday mornings at six am and again on Sundays at eleven am. We also want to welcome those a few who listen to this weekly report online by logging on to That's the bottom Line Radio show or finding us on the worldwide web that savemiretirement dot com. I'm a partner Asset Growth Associates.
We've got offices located in Dallas, Houston, and Beaumont, Texas, where we offer investment, pension and retirement planning services as well as income tax returns for individuals, families and businesses. Hey listen, We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs, often being able to negotiate a settlement, or occasionally even paying nothing at all. Sometimes the fresh start,
we can negotiate a fresh start. As I said, we do it all, and we've been helping our clients, serving our clients in Texas and Louisiana for decades now. Our Texas offices also provide services for our clients in southwest Louisiana. On today's report, among our topics today we have previews, that's coming, attractions and what lies ahead and coming to
a voting booth near you. And today's Dirty Little Secret tells you how the US Supreme Court has officially finally declared illegal entry into the US the violation of our laws and the names of those illegals now listed as such are being recorded and deportation is soon going to be underway. And our solutions segment what does your investment risk number? You can find out by logging onto what is my Risk Number? What is my risk number? Dot com?
Answer a brief series of questions, the computer program will assign you a risk number to use and to help you achieve better outcomes in your investment portfolios. And listen, ladies and gentlemen. When it comes to tax returns, we can help with all types returns. And when it comes to investing money for future use, do you know what your risk number is? You can find out by logging onto either Savemyretirement dot com or what is my Risk Number dot com? The answer a brief number of questions.
The computer program's going to listen to you, pay attention to what you're asking it, and you're going to be assigned a risk number between one and ninety nine to show you if you're currently investing according to your individual risk tolerance. Listen. It's a free server we offer. Log on to savemiretirement dot com. Do it when it's convenient for you to do it, The sooner the better, And while you're there, sign up for a free newsletter which offers a lot of tax and investment tips. We've got
a lot to cover this morning. It's time to get started, and let's begin right here. Election day is only a few days away, and based on all the available information floating around out there, deer and far, it's going to be a second term for our former and soon to be future President Donald Trump. At least that's the way
it looks going in to Tuesday's election. Regardless of what the pro Democrat news media is telling you about kalap Kamala Harris actually winning the White House, it's probably not going to happen, ladies and gentlemen. In fact, it was Trump's to take right from the beginning. As is, enemies continuously piled on false charges. You know, I believe mister Trump won four years ago as well, but due to the COVID virus scare, the voter turnout was just too
small to overtake. The massive double counting and in some cases even triple counting of votes in some precincts to deny mister Trump a second term is why they did it. And they succeeded, didn't they. He never did get that second term, and now what would normally not be a term for him, there's another term about to begin. He's going to get to get at this time or not. The Democrats cheated and to the chagrin of American voters.
We Americans have had to endure lower wages coupled with higher prices and listen to the chattering and political class tell us that we never had we never had it so good. That's what they're saying despite higher prices coupled to low we're wages and a malaise, a malaise that could even make Jimmy Carter's presidency seem like the beginning
of a new era of hope, right is it? We don't know in January when and if Donald Trump takes the oath of office and the big turnaround begins, another attempt that an American renaissance will well, It'll rise from the ashes, like that mythical phoenix bird rise from the fiery ashes of its death. A time belongs, a new period of peace and prosperity for we Americans, while our
enemies look at us from afar with more hatred. But the hatred they will throw at us will end up destroying them as we enter a new era of peace and prosperity. Peace and prosperity, ladies and gentlemen, it's right around the corner, It's almost here. Part of that piece
will be the eyes of relief. Our children and grandchildren will no longer have to withstand in our public schools and our neighborhood playgrounds, which will put pressure on those who would bring harm while witnessing the slow and painful destruction of love, our neighborhoods, our school yards, and society itself. All the difficulties going on in the country right now. You know, it's just like those old Western movies where the new tough sheriff brings law and order to a
town overtaken with fear. But the national and international scene, it's like, I like, what's going on right now today? You know, our enemies will also begin backing off, and that's the good news if we maintain the strength that we know that we can muster up from within. But what if the Democrats retake the White House and Congress? Then what we have to ask the question? Because it's not a guarantee that Donald Trump's gonna win the election.
We just feel very very strongly that he will. You know, It's just that everything has grown so bad that our faith in the future is also beginning to fade away. If we wake up on Wednesday morning and find out that our new president is Kamala Harris, a lot of Americans are going to be very, very depressed, and that means a new state of mind will begin sweeping the country, and one which suggests a new wave of hopelessness has begun to take over because our faith in the future
will have suffered a blow. But then if we wake up on Wednesday morning and learn Donald Trump will be our new president for a four year term, most of us are going to be more hopeful than those becoming more hopeless. You will be hearing the old tune happy Days or Here Again being played on the radio. That's what you will be hearing. If Trump wins, Trump returns indestructible, bringing with him a new era of hope and the
gloom and dooms. Theirs will be relegated back to those dark corners of society, to the hell and hopelessness that they alone can endure, while everyone else has a brighter future to look forward to. Now, for many, a Trump win will put a brighter you know, just a big basket of joyful glow on the Christmas lights, if only because faith of mind, the faith in your mind's going to drive our spirits to succeed in the face of adversity.
You know what I'm trying to say. We will hope for a turnout that puts Trump back in the White House with a strong enough victory that we won't have to keep fighting the same election turnout for the years ahead.
So while hope is in the air this weekend, enjoy it because that spark of hope will explode into a very bright future and help restore our faith in the future and bring with it the blessings of peace and prosperity upon everyone, all of us, not only for the season that's ahead, but for the coming decades of uninterrupted happiness. And I'm going to tell you it can. It can happen,
ladies and gentlemen, It really can. So as you can see, there's so much chaos that's mixed in with everything that's developing on the eve of the presidential election that it's kind of hard to put your finger on exactly to know what to expect. First of all, First of all, we know that the news media is the enemy of freedom and justice in the United States. So anything that the mainstream media reports is going to be to try and support the anti americanism of communism, because that's just
really the way it is. And you can challenge me on that. But you know, there's a lot to be said for freedom and justice in this country, and I don't think that we're getting the level of freedom injustice that our constitution allows for in the United States of America has founded, So we got a lot of trouble within that we have to deal with. All right, ladies and gentlemen, I want you to listen to me very carefully. We've got a lot more to cover in the ensuing
minutes on this week's report. I don't want you to go away. I'll be back with more right after this.
We're just trying to turn a nickel into that's the bottom line.
If you owe the I R S five thousand dollars or more, don't call an unknown eight hundred number. Instead, personally meet with us to review your IRS problem. And if you want to pay the I R S nothing or less than you owe, we can set up a fresh start agreement with the I R S. We can help you. Ladies and gentlemen can call us whole free at one eight six six seven, two eight, three, six nine seven.
We're just trying to turn a nippel into one dime.
That's the bottom line.
We will move now.
From now, we will move right. People can't even walk free.
Welcome back, ladies and gentlemen. You're listening to this week's edition of that's the bottom line. It comes your way at six o'clock on Saturday mornings and then a repeat performance on Sunday mornings at eleven am. And within that hour we try to be the voice of freedom and justice. And now we have a little space in the program that we call the Gap. What's the gap all about?
The gap is between the coming dirty little secret. We're going to be reporting to you in the next segment of the show at what we just covered in the first segment. So where are we, ladies and gentlemen, where are we at this moment in time? Donald Trump's endless campaign to retake the usb residency will soon be known? And this is on the assumption that no one will find a box of uncounted ballots in the furnace room of a big city courthouse somewhere. And the question being
posed to our listeners is a simple one. Once all the votes have been talented, will someone somewhere find even more votes and just enough to give the official vote count to one side or the other? Awaiting the outcome of the November fifth presidential race will soon be known.
The odds if shifted to Donald Trump retaking the presidency and Miss Kamala Harris returning to Southern California, where she and the people who thick as she does will be able to lick their wounds and eagerly begin anew and start more bitter attacks on President Trump. Our way of political life here in the United Slate States is morphed into a vicious campaign of hate thy neighbor who disagrees
with you politically. However, when the odds of the wrong side winning has as its goal the destruction of the US Constitution and with it, are precious bill of rights enshrined inside, well, it's more than pastime to realize the odds. The odds that freedom loving Americans are facing is the
very loss of freedom itself. That's what we're facing. It's more than just the high berbally coming from the pro communist and socialist elements from deep that's coming at us from deep deep within the left leaning elements of the
Democrat Party in the United States. It's really the stealth revolution being carried out against our precious bill of rights, those rights shrined within the Constitution itself, and our design to remain untouchable from the hands of our internal enemies, who, if they had their way, would prefer to simply put those rights through the shredding machine somewhere in the basement
of the US Capitol Building in Washington, DC. You know it as well as I do, and that is our Constitution remains under assault from the enemies within and who are already elected representatives that are supposed to be representing US. US three the people think they're doing that, I don't know. What do you think? They're occupying seats within the House and Senate, and with it the power to present new alterations to our laws, right, which simply put, is to
put put it to the test. You know that would probably before it would probably be found unconstitutional. Attempts from those who take an oath to protect and preserve the US Constitution but simply have no way, no no known desire, nor any any deep rooted obligation to preserve our American way of life, which is all too soon going to
be tried to take away from you and me. Thanksgiving artwork of prayer, fool people arriving at the shores of the New World with the freedom to worship God, not as a foreign king or potentate would order them to, but rather as the conscience does, their own conscience does. Along with the Good Book itself, the Holy Bible, and to use it as a guide on that sojourn that we are. We are all on, you know, that road from here to that land not yet made from human hands.
Truth is, we are travelers, travelers to that borm from which no one returns, at least not in the time of our our choosing, but from the choosing of a much higher power. I think you know what I'm talking about. You may agree or disagree with me. But coming soon to a voting booth near you, we will have the opportunity to choose who our next president will be and who are represent representatives in the US House, And said it will be. We get to choose who represent us.
It's freedom. It's freedom, ladies and gentlemen. But sometimes the people that we vote for they that others vote for others, and so we end up in the minority. You know, a week from now, the election is going to be over, and hopefully the people will have elected who are leaders. Should be happy with the outcome. Right when we vote for our representatives, we the people have an obligation to
choose representatives who reflect our American moral codes. And when the day comes, we vote solely based on a political party instead of who that representative is in terms of his or her own moral compass, and if that individual reflects we the people, there is representation. You know, it's very necessary if we're attempting to preserve liberty and justice, and because that's really that's really the bottom line, that's
really what we're attempting to accomplish. We are attempting to accomplish the goal of maintaining but this country was founded upon, and that is freedom injustice and freedom injustice for all. Now, listen to when we're not on the radio, and I'm not on the radio talking where the country is and the malaise that we're in and the hope to pull ourselves out of that malaise and go to where there's
freedom and justice. Well, when it comes to setting funds aside for future use, we can help you, ladies and gentlemen. That's what we really do when we're not on the radio. Putting funds away in a four to one k work well during your early years, but as a personeers retirement
market downturns can wipe out years of accumulated funds. You know that the one solution is to move a portion of those accumulated funds out of harm's way, out of an existing four oh one K where you may have your funds now or inside of four or oh three B, and you want to move it. Move that money while there's still time to preserve that money and not have it exposed to market losses inside of one of the inside of the stock market, market goes down, you lose money.
You want your money secure because we can put you in a principal protection account. And when the money inside of a principal protection account is immune from loss caused by market downturns. Okay, we'll be back with more right after these important messages, so don't run off.
We're just trying to turn a nekel into a dime. That's the bottom line.
I want to invite our listeners to find out what a risk number.
Can do for them. Visit what is My Risk.
Number dot com and while you're there you will find more information and if you click the link on the front page, a quick five minute process will give you your risk number for free. Visit what is My Risk Number dot com now to take control of your investments and make them do what you want them to do. With a very high degree of certainty. That is what is my risk number? Dot com? Again, what is my risk number dot com?
We're just trying to turn a nekel into a dime. That's the bottom line.
Welcome back, ladies and gentlemen you're listening to that's the bottom line. Lee broadcast on k LVI. That tells it like it is. This show is sent your way on Saturday mornings at six am, and then they send it your way again on Sunday mornings at eleven am. And of course, you can listen to this show online anytime you want to by logging onto That's the bottom Line radio show, or simply that's it. You log onto that
or log on to savemo retirement dot com. You can listen to this and past shows, so you never have to miss any of these. All right, We had some big things occurring in Washington, DC this past week. I mean really big things. The US Supreme Court has stepped in and they have overruled for the Virginia Democrats. And that's the big news from this past week. They've over ruled the Virginia Democrats who had recently ruled non US citizens residing in the United States can vote, They can
vote in state elections. Well, the U. S. Supreme Court said no, you can't. So the High Court, after having said no in Virginia, as is in other states, now non citizens of the US cannot vote legally in the old Dominion of Virginia or in any other state as far as that, as far as that goes, that's it, ladies and gentlemen. The High Court came down that that Virginia has to go by the same rules as every
other state. Illegal voting, which has been the which has been considered by the Democrat is is slowly but surely seeing this violation of the immigration laws being taken away and to fade and just be to fade away. Just it's it's an attack on the constitution, you can say, as and so the US Supreme Court they're stepping in and they're saying, no, we have to save the constitution, which is the right thing to do. As you know, this is this business of the states coming in and
trying to override the US Constitution. Well, it's not supposed to work that way, is it. Illegal voting, which has been condoned by Democrats is slowly but surely having this violation dealt with head on and has been has been occurring in many states controlled by the day Democrats. Local authorities have been permitting its non citizen residents to vote in the US federal elections. And that is the illegal ladies and gentlemen, all they's against law. Can't do it.
But all that has been changing, and a big, a big order came down from the US Supreme Court this week and just can't do it anymore. The United States Supreme Court this past week ruled that the state of Virginia can proceed with removing non citizen UH non citizens from its voting roles such as such such tactics have have been being used by by Virginia and some of the other states as well as as well as where resident aliens have been allowed to allowed to vote for
candidates who are not legal citizens there the rule. The ruling is a major victory for Virginia Republicans, who have who have have had seen, who have been, who have seen in the biggest, biggest block of non citizens living in the United States and the DC suburbs of Virginia grow in large, large enough numbers to see Republicans in Virginia lose much of their political grip on that state. All of this is now. This is now about to change, Ladies and gentlemen, as Democrats will will have to have
it harder. They're going to have a harder time securing a successful of successful voter outcomes from those communities made up of ethnic minorities. It's a mess. It's a mess. They just want to vote the way they want to vote, and they want to disregard the US Constitution the US
Supreme courts as you can't do that. And the ruling last week by the US Supreme Court that non citizens who reside in these jurisdictions will no longer be able to vote in national elections comes days before this year's presidential election scheduled for Tuesday, November fifth, right around the quarter and the ruling will also boost votes or Republicans in those states where non US citizens have been being
allowed to vote for decades. Now, I guess you knew that, maybe you didn't know that, maybe you were unaware of it, that they've been allowing provisions for non US citizens to vote in a lot of these a lot of these elections. So the Democrats and the surrounding states of the of the states that surround the district of Columbia. Well, it's
made a difference. It's made a difference in voter outcomes from those states where the effective were effectively which are effectively bedroom communities of the entire Washington DC area, and still continue to help states like Virginia, West Virginia and others Maryland as well pull in more votes from Republicans who live in the bedroom community surrounding the DC area.
I suppose one would say it provides for more opportunities for Republicans than it does for Democrats as non citizens as far as that's concerned, to vote, and they have had their votes count in the end. In the end, it's nothing more than in a number of it's a numbers game, and the porches within a PU a political party may not therefore have had have more than it has been aligned. They've given it. They've given themselves more
authority than they're allowed to give themselves. That's that's the easiest way to get it across to the ladies and gentlemen, the very easiest way to get it across. And the move by the Supreme Court means, among other other developments, that those sleepy little hamlets surrounding Washington.
D C.
Will begin to see more more growth than ever before, because more and more growth than ever before, it's their history, because much more muscle. They've been given much more muscle within the strength of the Republican Party now, so you're going to see the Republicans reflexing their muscle there in the DC area and they're going to give the The Supreme Court a stepped in and said that you cannot overstep or about and that was a big bit of information that came in from a US Supreme Court ruling
this past week. And uh, they're still trying to fill in all the gaps and that Uh, that's that ruling and we're going to find out more about that as we as we continue to move ahead, uh in the days, weeks, months, and years to come. Ladies and gentlemen. Uh, these are challenging times that we're living in right now. And let's face it, we're having an assault on the US Constitution among other things on a day, day to day basis. Trust me, we'll be back with more right after this.
We're just trying to turn a nekel into a dime. That's the bottom line.
This is Gene Valerati of Ascent Growth Associates if you've been watching recent news, a few banks have had a run where customers panic and withdraw all their money at once,
causing the banks to fail. If that isn't worrying enough, On January first, twenty twenty three, the Federal Reserve set a new low reserve trumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero percent. You heard me right, zero reserve requirements. Forget fractional reserve banking.
How about zero reserve banking? Why would the Federal Reserve create this environment of uncertainty? If this is a concern to you, and it should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call of Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight
six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh.
Sixty nine hundred. Give us a call. You'll be glad that you did.
We're just trying to turn a nekel into a dime. That's the bottom line.
Welcome back, ladies and gentlemen you're listening to that's the bottom line. You're weekly broadcast on k LBI. That tells it like it is. Well, it's it's been a wild ride on the on Wall Street recently, especially whenever it comes to we're making this big change. We have a new president. It's going to be coming in and we hope it's Donald Trump. I'm going to be able to come in and give us a positive outcome and we'll
it'll happen quickly. We won't have to drag it out for two months until we find out whether Trump's going to be the next president or not. But that's the situation that we're in. So right now, what we have to do while we still have time. If you haven't voted yet, you've got to take the time to vote. We've got to make sure you do that because if you don't vote, then you don't have I guess you shouldn't have the right to complain if you either don't
vote or take the time to vote. So just well, what can I tell you you just have to not drive yourself crazy with the outcome something that maybe your votes could have had a different a different outcome. One thing we must recognize is that when it comes to setting funds aside, you know, dealing with the financial gloom and doom, we have to understand that when it comes
to investing money for future use. Washington DC Democrats love to have it become more more of a problem than a solution because really they have no problem with losing money. Instead of working hard so that the public at large does not lose money. Not only is the are we dealing with is what we have to deal with in this country. We have to do so with us the challenges that they put in front of us. Now, let's
make it easy for you. When is it time to come in and talk to us at Asset Growth Associates and visit with us on the subject of accumulating money for future use and having that money be there whenever the time comes, in other words, to have an investment strategy that accumulates money for you and it's going to be there, and the money is going to be there when it comes time for you to say, hey, I
built this nest eak. I'm going to need this estake to help me during during, during what's left of my life and not worry myself to death. What we have, what we have to do is say money aside on a regular basis and accumulate that money for the future. And if we if we do that properly, if we set that money aside and let it build over time, then you're gonna have a good outcome, especially because with these uh these accounts that we issue, whenever you earn
a return, the money goes into the account. The money stays in the account, but it doesn't it doesn't fade away. The money stays in the account. That's the first thing. So you don't and whenever the money just uh goes into a downturn, the market goes into a downturn, you don't lose anything. That means your money stays intact. Whenever things are a little bit a little bit on the crazy side, and that that happens everywhere. And so you if you have the faith, you want to have faith
in the future that your money's going to accumulate. But then it doesn't accumulate, and you've you're pulling your hair out right listen to me, ladies and gentlemen. Nothing's for sure.
But you can set money aside on a regular basis in one of these accounts and you will build a reserve and then whenever the day comes when it's time for you to retire, you're going to have this this UH account built up and it's going to supplement your retirement years in other words, your pension, your F one KSE,
whatever it is. You've built this money up and you want to retire, and you want to have this money there either for your your future, for your your your children and your grandchildren, or for your own well being, so that you have so that you do have a reserve account that you can fall back on. And that's important that that's what you have to do. And that's what you do whenever you set money aside for accumulation
for future use. Simple thing. Set some money aside, let the money build over time, not have it exposed to where you're building it up and then you wipe out, You wipe out years of accumulation. You don't want to do it that way. You want to be able to set money aside on a regular basis, it accumulates and whenever the market's up, it's making money. When the market's down, you hold onto your money. It stayste put. Very important, very very important. That's what you have to do. Do
you keep that in mind? All right? Keep that in mind because it's a you can cool your hair out. All right. We'll be back with more after this. Don't go away.
We're just trying to turn ankel into what. That's the bottom line. We're just trying to turn a nekel into a die.
That's the bottom line.
Welcome by ladies and gentlemen. You're listening to that's the bottom line. Your weekly broadcast brought to you UH Sundays at eleven o'clock in the morning on the weekends and again and also on Saturday on six o'clock in the morning. You can listen also to this show anytime you want by logging on to savemin retirement dot com shared. We will be sharing investment strategies and investment things that have worked for many for many over the over the decades.
That helps helps us to help share ideas that have been helped the very very helpful for you, ladies and gentlemen. I want to ask you a question before we sign off today. Do you know what your financial independence? Do you know what that means? This financial news business. Rather, do you know what financial independent means? Here's a hint. Financial independence means you have the ability to save to meet your financial goals as well as meet your living
expenses goals. Is able to help your find to finish, your children, get their college educations, and enter adulthood with more opportunities. What provisions provisions are you having are you using to move toward solving uh, solving your financial your your needs. Those are the things that we talk about eachw on this weekly, weekly, weekly broadcast, that we will plan to do for the future, long in the future,
the weeks and months ahead. But the main thing it is that setting some money aside for future, your shoe, your your futures. All right, we'll be back with with next week. So I don't want you to leave us. Don't go away meantime, God bless you, God bless your r your families. Less but pray for the history or for the continued continuance of the United States of America.
Of our mess are our future. For now we need you to pray for the United States of America and the outcome of this financial investigate this this, investigate this annual batter that we're faced with on the election and lay lay stand past. Will we be again? See you next week.
That's the bottom line.
You can reach as at growth associates by calling one eight six six seven to eight thirty six ninety seven are by visiting save my retirement dot com.