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Hello everyone, every more, Welcome this is That's the bottom line. With yours truly, Jean Valeradi. Your weekly radio broadcast that tells it like it is on k LVII five sixty am. You can hear this broadcast Saturday mornings at six am, excuse me, and then again on Sundays at eleven. And we also want to welcome those of you who listen to this weekly report online by logging on to savemiretirement
dot com. War that's the bottom line radio show. You can find us anywhere on the internet anytime you want. I'm a partner at Asset Growth Associates. We have offices located in Dallas, Houston, and Beaumont, Texas, where we offer investment, pension and retirement planning services, as well as income tax
returns for individuals, families, and businesses. Hey listen, we do it all asset growth associates, including representing our clients who may be having difficulty with the irs, often being able to negotiate a settlement, or occasionally even paying nothing at all sometimes to go to negotiating a fresh start as well. As I said, we do it all, and we have been serving our clients in Texas and Louisiana for decades. Now.
On today's report, among today's topics, we're gonna mention, we're going to talk to you about electoral votes and the part they play in our constitutional republic and why they protect everyone's vote. And today's dirty Little Secret exposes that Donald Trump has now gained the edge to win back the presidency and why it is so important that he does, and they're out there trying to sully his name within you and it just never ends. What can I say? Today?
Solution segment also wants you to know that it's very vital to maintain a saving strategy in your personal life and even more important to retain an income strategy for your retirement years. Now, listen to me. We have a suggestion for accomplishing this later in today's report. Actually we make that suggestion every week, and listen. We can also help you with your income tax returns and when it comes to investing money for future use. To you know
what your risk number is. You can find out by logging on to either Save My Retirement or what is my Risk Number dot Com. You answer a brief number of questions, the computer program will assign you a risk number between one and ninety nine and show you if you're actually investing according to your individual risklance. Listen, it's free. It's a free service we offer to the public at large.
So just log on to savemy Retirement dot Com. Do it today, and while you're there, sign up for a free newsletter which also offers a lot of tax and investment tips. Well, I've got a lot to cover. Let's get started once again. This is Jane Valerani reporting a year in the United States, the United States of America. That's where we live, ladies and gentlemen. We live in a constitutional republic. Each state is a lot of a specific number of electoral votes based on the state's population
in choosing a president. If it wasn't designed that way, and the presidency was decided by just a popular vote, then you would find that New York, California, and Texas would decide who the president would be. And that wouldn't be fair, right, because it would take away just about everybody's votes except those who live in the most populous states. So our founders devised a system called the Electoral College, and the system has been working well since seventeen eighty seven.
So in America, the president is chosen by the states based on the electoral votes allotted to each state, which is based on the population of each state. That means the big states don't get to rub out the small states and choosing a president. Now, this year's presidential election is currently underway. It's going on right now as I speak, with the final day of voting being November fifth. Will the election be determined on November or will it be
dragged on for days beyond the deadline? Then, even if we know which candidate has won the presidency, will courts get involved ordering recounts and with the outcome there dragging on endlessly. And my question this morning is a simple one. Will we know the outcome of the election on November
fifth or will recounts continue well beyond election day? I hope for the sake of the country we know the outcome when the counting is done on November fifth, because if we do, at least we'll know without dragging it
on endlessly or having lawsuit after a lawsuit. Hopefully the American people will be spared a replay of twenty twenty and everything we've been hearing from the news media indicates either more confusion or that Donald Trump has the election all wrapped up and he's going to regain the presidency.
And for those of you out there who prefer to live in a constitutional republic, we better cross our fingers and hope that Trump regains the presidency and straightens the mess Biden and Harris have made of everything since taking over four years ago. We need stability, and we need an economy that works. If Trump is the final winner, then he will bring stability not only to the United States, but probably to the rest of the world as well.
You O'donald Trump's a strong enough leader to accomplish it, and to do so without forcing the United States into World War three. That's where we're headed, ladies and gentlemen, with these crazy politicians running things these days. And then what if Trump wins the popular vote and comes up short on the electoral vote count. It could have. In fact,
it has happened in the past. Most recently was in twenty sixteen when Hillary Clinton won the popular vote against Donald Trump, but Trump won the presidency because he captured the electoral vote count. Now, for years, listen to me, the Democrats have been trying to do away with the electoral college since they always win both New York and California, which usually there big enough states to swing the presidency to a Democrat candidate if they managed to pick up
a few smaller states. All that being said, it goes without say the fight to save the United States from collapsing into tyranny and inaugurating a new era of one party rule is becoming a danger. It's a danger that we're going to have to reckon with because it's it's creeping in to become more probable than ever and more probable than they ever thought was possible as the growing threats of communism and socialism continue to gain ground within
the Democrat Party. This is what's happening right now, ladies and gentlemen. So the combination of moral decay coupled with the growing threat of destroying the makeup of an American family with one man and one woman as a father and a mother with children comprising the family makes it very possible to salvage the traditional family and the underpinning
of a society itself. If the enemies of freedom succeed in destroying the American family, which is itself the seed of society, then the family will also be destroyed, along with the rest of civilization itself. As the collapse of a moral society continues to come apart, it brings down everything. Everything else comes tumbling down. And this is why we Americans find ourselves at the juncture. We're at the crossroads. We're at the crossroads we never thought we would ever
have to cross. And there's still time, ladies and gentlemen, there's still time to prevent the collapse of society as we once knew it and return to a nation founded on the family unit, Mom and dad, the home, the family. You know, it's within a moral and just society. But not if we let it slip through our fingers. The future is now, and in fact, it's just days away.
Now's the time to wake up. So now the coffee, as they say, and do so before we never have it again, because if they take it away, if it fails and we lose what we have, then it's going to really be hard to recover it. Ladies and gentlemen, it'll really be hard to recover it. At the beginning this morning's report, how important this year's election outcome is going to be, because it could very well be the
most important election we've ever had. And I'm telling you right now, little by little, the enemies of freedom and justice, they are creeping in, and they're little by little they're taking the answers. Even speculation that Kamala Harris is just a figurehead president candidate, that it's really a way for them to try to slip Barack Obama back into the presidency of the United States. I don't know if that's just conspiracy theory or not, but I know I've got
a lot to cover, So don't go away. We'll be right back.
We're just trying to turn a nickel into a dime. It's the bottom line.
If you owe the I R S five thousand dollars or more, don't call an unknown eight hundred number. Instead personally meet with us to review your IRS problem. And if you want to pay the I R S nothing or less than you owe, we can set up a fresh start agreement with the I R S. We can help you, Ladies and gentlemen can call us whole free at one eight six six seven two eight three six nine seven.
We're just trying to.
Turn a nipple into one dime.
That's the bottom line. We will, we will.
People can't even walk the street, big.
Bat.
Welcome back, Writers and gentlemen you're listening to, that's the bottom line. You're weekly broadcast on KLDI. That tells it like it is. Former President Barack Obama is on television campaigning so much for a Democrat victory in this year's presidential election. If we didn't know better, many Americans might think it was mister Obama who was running against Donald Trump for the presidency. And you know what, maybe that's
exactly what is happening. Kamala Harris's names on the ticket, but many believe Obama is really a shadow candidate who will be running things from behind the scenes. Hey, who knows what if anything is, if anything is accurate anymore. I don't know Obama was running things before he forced
Biden to step down and inserted Kamala Harris. Is she really the Democrat presidential nominee, or is it a committee comprised of Barack Obama and a stealth crew of anti American pro communist operatives seeking to simply slip in and take over. And I suppose this is why we see Obama as much as anyone else on the evening television newscasts. It's really Obama front and center, conducting his stealth campaign behind the scenes right there in Washington, d C. Now
what does this tell you? It says, even if she's elected, Kamala Harris probably won't be running anything other than becoming the ceremonial head of state, the person who trucks about the globe, cutting ribbons and expressing that big wide mouth ear to ear grin she has as a stand in for the man who really is running things, the rock, Hosaim Obama. The anti American Democrats are with one heartbeat
of gaining complete control of the US presidency. And there's only one man standing in their way, ladies and gentlemen, and it's Donald J. Trump, who, if he succeeds in regaining the US presidency, will restore peace, prosperity, in justice to our American way of life. And we the people are out and about casting our votes and attempting to restore law and order to our American way of life
by putting Trump back in the White House. And hopefully Trump packs the gear to take it back and take on all of America's enemies, both foreign and domestic, and restore liberty and justice for all. You know, the traders in Washington, DC and elsewhere, they threw everything they had
at Trump, including those two assassination attempts. But Trump still standing and obviously has become a man with a mission and who knows may really and truly meet the Lord's choice to step in and help calm the world down a little bit. Ass has often been said time and time again, God worked mysterious ways his wonders to perform unless much I do believe if Trump wins back to presidency, he will restore American leadership in a troubled world because
he's a strong enough individual to pull it off. Plus, this time around, he knows who his internal enemies are, and you know, the ones working in the halls of Congress and elsewhere in those dark corners of Washington, d C. But then again, what do any of us really know? We're seeing our country disintegrating from within by our internal enemies, and we need a strong enough leader with the ability and determination to see it through to a victory of survival.
You know, the enemies of freedom and justice have literally caused Trump to run the gauntlet, but through the grace of God, the man still standing. So somebody, if there, must like him, and they must like us too. You know, in a few weeks we will know if we have survived this latest attempt to destroy the United States by our enemies the world over, and we're still We're still standing, the American people, We're still standing, which can be taken as a sign if we so choose to accept it
as such. Now, I don't know the answer to much of anything anymore, or how things are going to turn out in this perpetual battle between good and evil. We do know the battle rages on, and if we don't regain enough control to get everything back under control, we
will only be able to speculate the probable outcomes. But at the moment, as things are beginning to look, it appears the attempt by evil to destroy freedom and justice is going to suffer a setback, and if Trump takes back the presidency, there will be a reckoning, and most of us will be cheering it on. You know, we're
days away from knowing the outcome. And as one of my old college professors used to say, we have to we have to hope for the best, but prepare for the worst, because no matter what, it's always going to be better if God is on your side. And that's really the way it is, ladies and gentlemen, It's always better if God is on our side. And I hope He sees us through this and what's happening here. Of course, we all know the outcome if we read the Bible
a little bit. You know, here's something else I want you to know. We're living in troubled times and we lack proper leadership from the Biden administration. Biden just made a mess of everything, and he's not you know, he doesn't even know probably where the men's room is anymore. But by now it is becoming obviously clear that President Biden and his family have been up to their necks in crooked schemes for most of the time that he's held public office. Biden's a disgrace to the office of
the presidency of the United States. But what about you and your family. If you use proper planning, you know you can survive the current trauma that they're putting us through in Washington, d C. You can ensure your family's future. Now's the time for a flight to safety. And if you come in and visit with us an Asset Growth Associates, we can help you both protect and grow your nest eggs, ladies and gentlemen, you can do it. I want you to call us for an appointment and we can show
you the kind of work that we do. All you have to do is pick up the telephone in doll four h nine eight four sixty nine hundred. You call that number, we'll answer the telephone. We'll set a time for you to get together with us. We'll share ideas with you that have helped others in the past, and we can design a plan that'll work for you and help you be prepared for the future. And you know that that's that's the way it can be. And we do have the possibility of things turning out better, or
hopefully we do. So that's why I want you. The next time you're caeruising through the internet, why not log on to Save my retirement dot com. Learn a little bit about the company that we operate, Asset Growth Associates, and uh we've been helping our clients for decades now. We've been helping families in Texas and Louisiana for decades. We've planned to continue doing so for the years that lie ahead. Four oh nine eight four oh sixty nine hundred.
That's our local phone number in Beaumont, Texas. I want you to call us, set an appointment, come in and visit with us and learn more about the work that we do for our clients. And if you live in far away places, call the toll free line one eight six six seven two eight three six nine seven and then you'll be able to reach us online. Also, if you log on to Save my retirement dot com, so join us right after the break.
We're just trying to turn a neck one to a dime. That's the bottom line.
I want to invite our listeners to find out what a risk number can do for them. Visit what is My Risk Number dot com and while you're there you will find more information. And if you click the link on the front page, a quick five minute process will give you your risk number for free. Visit what is My Risk Number? Dot com now to take control of your investments and make them do what you want them to do with a very high degree of certainty. That is what is my risk number? Dot com? Again, what is
my risk number? Dot com?
We're just trying to turn Ankeel into a dime. That's the bottom line.
Welcome back, ladies and gentlemen you're listening to that's the bottom line your weekly broadcast asked on KLBI. That tells it like it is. And now it's time for the segment of the show that we call the dirty Little Secret. You know, we're down to a matter of a few days, and the nightmare of campaign twenty twenty four will have passed into the history books. If we're lucky, Donald Trump will ascend to his rightful second term as President of
the United States. If we're not, then be prepared to see if you have any old foot stamp books lying around, because things are likely to take a nasty turn for you. I can't see the future any better than anyone else can. And while I'm smart enough to understand that most of us do better during prosperous times, I'll never understand why there are people in this world who prefer every thing to be coming apart so that they can curse the darkness.
Last week, headlines across the Wall Street Journal read and them quoting Donald Trump has the edge for Nile. Yes, last week was a turning point for the Trump campaign, and from all indications, his campaign is strengthening. If things hold as they now are, it is very likely Trump will win back the US presidency and World War three will be yet further postponed for a while longer. But events can change in an instant, and no one knows
with certainty what the future will bring. Most of us are hoping for peace and prosperity, while they seek the destruction of peace and prosperity, but only for the wicked. Be careful what you really really wish for, ladies and gentlemen, because, as the saying goes, if you want something bad enough, you're probably gonna get it. But then there's always a chance that once you get it, you're gonna wish you hadn't.
But from my vantage point, with the election a little more than days away, all indications are that mister Trump will be elected President of the United States on Tuesday, November fifth. If he is, there will be a lot more to be thankful for because if there's anything we could use a lot more of these days, it's a stronger dose of peace and prosperity through strength and determination. Attributes mister Trump possesses a lot of They trust me, he does. He has to face it, Ladies and gentlemen.
President Trump never quits until the task at hand is completed. You've got to You've got to hand him that much. But for now, according to no less a source than the Wall Street Journal, Donald Trump, Donald Trump still has the edge, at least for now. If he keeps the edge, and there's no reason to believe he won't, then he will be returning to sixteen hundred Pennsylvania Avenue on inauguration Day,
January twentieth, twenty twenty five. His enemies will curse all the lost attempts as convicting him of crimes he did not commit. And they tried that. They just couldn't put him in jail. But they did manage to get a conviction in that Manhattan courtroom where Trump was convicted of making thirty four counts of hush money payments to Stormy Daniels, but he was never sentenced because the US Supreme Court threw the case out before Trump was sentenced, before that
crooked Manhattan Juan Martron. And when we Americans think back to all the courtroom drama the Democrats and special counsel Jack Smith put mister Trump through, it will be the topic of ill fated courtroom shenanigans for decades to come, and beyond that, it will also be a testimony to the wilful attempts at political persecutions of an innocent man ever attempted by partisan Democrat judges and prosecutors in a
Manhattan part room. If anything, it was one of the most painous attempts by crooked judge and jury to put an innocent man in prison ever recorded in the annuals of criminal justice here in the United States of America. It's as if all the forces of Hell itself rose
against Donald Trump, but still failed. Now we marry Cans have certainly lived for a period of American history which which will remain a notable place in all future law books, journals, history books, or any kind of book, including comic books,
that have ever been published. But did occur, and it occurred in broad daylight, the broad daylight of a Manhattan court room, not in the darkness of the Middle Ages that in the twenty first century of modern America, it showed, if anything, the attempts crooked judges and politicians will go to to convict innocent individuals, no matter the overwhelming innocence of an innocent man who was also a president of
the United States. Now nothing else, this attempt at an unjust prosecution of an innocent man in the face of overwhelming innocence remains. It remains one of the biggest miscarriages of justice ever carried out in an American courtroom. You have to marvel. You just have to marvel at this episode of one individual who survived unbelievable legal and judicial attempts to destroy him, and after all this time is
still standing. You have to love it and admire Donald Trump for his strength and determination in the face of such so much adversity. It's almost unbelievable. But yes, they were throwing that much at him, and they figured they were going to be able to prosecute him. They were going to be able to throw him in jail and lock the Kia. And that is what they do in communists China, that's what they do in North Korea. You're not supposed to do that in the United States of America.
But they were doing it, weren't they, And that all the service a warning to all of us, every single American, that you know, you're up against some pretty some pretty stiff odds in this world whenever you're you're an innocent person and they're coming after you. It's a terrible situation to be in. But I guess it happens every day. What can we do? All we can do? You know, we're just spectators. We're watching these events unfold, and you know the in the end we can still go to vote.
We better make sure we vote for the right people. We better make sure that we don't fall into this trap of thinking that money grows on trees and that you know, there's never going to be a rockoning for the wasteful spending that the federal government goes about putting out misty, but that's what they're doing. We have to watch our pocket books at home, don't we. We can't just buy things we can't afford. You know what happens if you do, You end up in debt and you
end up losing it. Anyhow, ladies and gentlemen, we have to walk the straight narrow in this life. You know it as well as I do. And the answer is always going to be that you know you have to be. You have to prepare for the future to hope for the best, and you have to prepare for the worst
and hope for the best. And that's just the way it is, and it's going to always be that way, and that's why we encourage you to get involved in saving money principal protection accounts, and these accounts are issue thrower sis what you call us four oh nine eight four oh sixty nine hundred if you live far away one eight six six seven two eight three six nine seven, we'll be right back with more right after this, where us try.
To turn ankel into a dime. That's the bottom line.
This is Gene Valerati of Ascent Growth Associates. If you've been watching recent news, a few banks have had a run where customers panic and withdraw all their money at once, causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set a new low reserve trumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero percent. You heard me right, zero reserve requirements. Forget fractional reserve banking. How about zero reserve banking? Why would the Fed funeral
reserve create this environment of uncertainty? If this is a concern to you, and it should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh sixty nine hundred.
Give us a call. You'll be glad that you did.
We're just trying to turn a nickel into a dime. That's the bottom line.
Welcome back, ladies and gentlemen you're listening to that's the bottom line. You're weekly broadcast on kl the eye that tells it like it is. And now it's time for the solution segment. A period in the show each week where we share ideas with you that will give you good, good, solid advice on how to invest money and do it properly. Wild is vital to have a solid saving strategy. Listen to me, it's more important to have an income strategy
for your retirement. The years will come and go and you will find yourself at that point someday to How many times have we heard comments like experts say retirees will only need eighty percent of their current income after they retire. Now, what the so called experts are not saying is that people actually spend more during retirement than they do when they're actively working. During your working years, most of you spend more money on the weekends, and
in retirement every day is a weekend. Realistically, we can expect the cost of consumer goods and services will continue to increase over time. As we grow older, we will very likely become more familiar with doctors and hospitals. That's just a fact of life. Trust me, they're out there waiting to collect your money. When you retire, you're going to be seeing more doctors, and you're going to be seeing resorts to retire at Unfortunately, the cost of health
insurance continues to rise dramatically. For example, health insurance premiums rose by two hundred and thirteen percent between nineteen ninety nine and two thousand and sixteen, compared to forty four percent increase in the cost of consumer goods overall. I guess we can thank Obama for that, right. The point is that we all need a solution as to how to increase our income after retirement or risk outliving our
retirement cash flow. That Asset Growth Associates we have a solution for not outliving your retirement income we really do, and simultaneously avoiding the effective market volatility on retirement assets. We have plans which increase with the rising cost of living and encourage interested parties to call as soon an Asset Growth Associates. The phone number locally in the four oh nine area code is four oh nine eight four oh sixty nine hundred. The toll free number one eight
six six seven two eight three six nine seven. Easy way to remember that number one eight sixty six Save my Retirement. You can also log on to a computer program log on to Save my Retirement dot com. Any way you reach us, you can reach us, whether it's computer or telephone, you schedule time to meet with us, and we will inaugurate a planning session. And the good news is we are living longer. But the bad news is it's coming it's costing us more money to do so.
You know, when Social Security was established in nineteen thirty five, life expectancy was just over age fifty nine for men and slightly above sixty three for women. By twenty twenty, life expectancy is gonna It's risen to over seventy seven for men and eighty two for women. That's the life expectancy right now, and many, many, many of us are exceeding that. That means we're living longer. That gives us more time for freights and pains and things to see
doctors for. Right So, the time the plan is now, because the future is now. The decisions made today are the decisions which are going to govern our lives for the future. That's just the way it is. Ladies and gentlemen. You're going to see more doctors as you get older.
You know.
A friend of mine used to say that the difference between a dirty old man and a dignified elderly gentleman is money. Of course, I'm being facetious when I say that, but the need for sufficient income will always be there, whether we're working or whether we are retired. Now's the time for proper planning, because proper planning prevents poor performance. So give us a call soon an Asset Growth Associates the phone number four oh nine eight four oh sixty nine.
Appointment with us. Take a look at your situation and we will help you outline a plan that will help you in your retirement years and so that you don't run out of money. Poll free number one eight six six seven, two eight three, six nine seven. Either one of those numbers four O nine eight four oh sixty nine hundred or one eight six six seven two eight three six nine seven. Either one will put you in
touch with us. You can also breach be reached on the World Wide Red by logging on to Save Myretirement dot com. You get a hold of us, we'll set an appointment, we'll meet with you, we'll share some ideas with you, and then you can take the first step of the thousand mile journey that is necessary to complete your planning process so that when you get old, you have some money to fall back on and you can live comfortable in your old age. We'll be back with more right after these messages.
Where'd just trying to turn a necke in die? That's the bottom line, where's just trying to turn a neckle in?
What die?
That's the bottom line.
Welcome back, ladies and gentlemen. You've been listening to That's the bottom Line, your weekly report that comes to you on klv I Saturday mornings at six am and then again on Sundays at eleven am, and anytime you want to listen by logging onto either Savemyretirement dot com or
log on to That's the bottom Line Radio show. You can find us all over the internet and we bring you this report to share ideas with you and let you know what's the bailable so that you can have and prepare to have the tools necessary to prepare for comfortable retirement. No one knows the future, but what we do know is that the future will arrive, and when it does, we're going to be older. To prepare for that future, you're going to have to have a dependable
source of income when it arrives. Nowadays, even those of us setting funds aside for the future and traditional investments are finding out that depending on the stock market can be disappointing that Asset Growth Associates we have a solution. It's called principal protection accounts. Its accounts that you place funds in and then that money grows and it is not subject to loss caused by a market downturn. The money is never lost when the market has a setback
like I did this past week. But more importantly, when gains are added to these accounts, they become part of the growing protected principle. The money's going to be there. If you have one of these accounts, I want you to call us an Asset Growth Associates. The phone numbers four O nine eighty four sixty nine hundred. You allow us to help you simplify you're in your investing options, the options that you have. Time passes very quickly, ladies
and gentlemen, Time passes quickly. You know that if you're listening to the show, if you're getting close to retirement, if you're already retired, you wonder where did all those years ago? What's next? Listen to me. There's a lot that's coming down the road. You have to be prepared for it, one way or the other. One thing you're going to always have to have is you're going to have to have a little nest egg somewhere that you can fall back on. That's just a fact of life.
No one knows the future, but we do know that the future will arrive, and when it does, you're going to be older. And that's that's a fact of life. Well, the old clock on the wall says that we're running out of time. More ways than then we want. God bless you, God bless your family, God bless freedom loving Americans everywhere. We'll see you next week.
That's the bottom line.
You can reach asset growth and susinates not calling one eight six six seven to eight thirty six ninety seven are by visiting savemiretirement dot com