We're just trying to turn a nechel in to a dime. That's the bottom line. Welcome to real honest talk about money, politics, news and information you can actually use. Buckle up and hold on tight. This is that's the bottom line. The best thing in life of free but you can give them to the bath and be the means. That's what. Hello everyone everywhere,
Welcome listen. That's the bottom line with yours truly Jeene Valerie, your weekly radio broadcast that tells it like it is on kl v I five sixty Saturdays at six in the morning and then again on Sundays at eleven in the morning. And we also welcome those of you who listen to this weekly report online by logging on to savemiretirement dot com or that's the bottom Line radio show.
I'm a partner at Asset Growth Associates. We've got offices located in Houston, Beaumont, and Dallas, Texas, where we offer investment, pension and retirement planning services as well as income tax returns for individuals, families, and businesses. We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs often being able to negotiate a settlement or occasionally even paying nothing at all, sometimes negotiating a fresh start as well.
As I said, we do it all. We've been serving our clients in Texas and Louisiana for decades. Now. On today's report, among our topics, we open in a few seconds year with an opportunity for an observation, and the observation is under which president were you better off financially, Donald Trump or Joe Biden. We're going to make a comparison on today's report. Today's Dirty Little Secret revisits the scandal of Special Prosecutor Jack Smith's illegal appointment to
prosecute President Trump. Yes, actually they're questioning whether Smith was appointed legally or not. We've reported this before. Trump was not properly appointed by the president Attorney General Merrick Garland, and I'll tell you why there's a controversy there. Today's solutions segment, as always, provides information on how to secure the financially safery retirement, something everybody needs to think about. Now. We can help
with all types of tax returns too. And by the way, when it comes to investing money for future use, do you know what your risk number? Is. You can find out by logging on to either savemy Retirement dot com or what is my Risk Number dot com. You answer a brief number of questions, the computer program's going to assign you a risk number between one and ninety nine, and it will show you if you're currently investing to your
individual risk tolerance. Hey, it's free, so log on to Save my retirement dot Com today, and while you're there, sign up for our free newsletter, which offers a lot of tax and investment tips. Well, I've got the lot to cover here this morning, so let's get started once again. This is Gene Valerani reporting everything else aside. With regards to last week's presidential debate between President Biden and former President Trump, the real question is under
which of these two men were you better off financially and morally. The old cliche of two chickens in every pot used to be the promise of politicians soliciting voters and years gone by. Very seldom do we have the opportunity to compare the financial health of our future economy based on the actual record of two individuals
seeking the presidency at the same time. They both hold back to back presidencies, right we do this, we do this time around the and truthfully, we'll be able to consider the shape of our individual financial conditions based on the two men seeking your vote come November. Were you better off financially during the Trumpet administration or the current Biden administration? By better off, I'm referring to
your cost of living expenses. Is it easier or harder to get by and put food on the table and provide shelter now or when Trump was running things? Another question would be under which man, Donald Trump or Joe Biden would you have more faith in the future with We live in challenging times, challenging
economically, and that's important. What about concerns other than the cost of living problems like illegal immigration overwhelming and destroying the American middle class to the point of eliminating the middle class and replacing it with a two tiered system of the haves and the have nots. What about threats from foreign countries like communists China. Communist China is a real threat to the United States, as are other weaker
countries like North Korea that aligned themselves with China. Russia's a big ally of China now too. And what about the rise of crime being brought into the United States by massive illegal immigration. If this continues as is currently occurring under the Biden administration, what does it mean for the future of the American people, who could realistically step in and stem the tideway the destruction from destroying what
was once that shining city on a heel called America. The answer to that question is it's hard to answer, other than maybe only through the second Coming of Christ. But no one knows the hour of the day of that event when it's going to happen, not even the angels in heaven. In the meantime, we have to work with what we have to work with, and remember the old saying, if God helps those who help themselves. Many great
civilizations have risen and fallen before we can came along with ours. Will the United States collapse to communism or its evil twins, socialism, or some other ism yet unknown? Next week we will be celebrating Independence Day, the July fourth holiday, commemorating our country's independence from Great Britain, which itself was once
a mighty empire, now fallen. Like so many others throughout history. The difference between the American way and other countries is that we the people choose our leaders by voting them in or out of power, instead of just being told who the king, queen or potentate is. With freedom comes responsibility to not let it become so out of control. It quickly comes apart. When there is only a free for all minus any responsibility, it degenerates into mob rule,
which then destroys itself and collapses into anarchy. Is that where we're heading? Have we already passed the point of no return in our American way of life? Well? I certainly hope not. But sometimes I wondered, in simple terms, we should have learned by now. With freedom comes responsibility. We need rain, but not so much it brings floods. We need a cool breeze on a hot day, but not a wind that blows up tornadoes or hurricanes. I suppose this is why they say all things in moderation.
Right now, things are out of control. They need to come back into good order in our country, and the sooner the better. And this is where we begin this morning's bottom line report. Okay, the US Supreme Court, in a six' to three decision, rule that the US government can put pressure on free speech by coercing media outlets to censor free speech. Yeah, you hurt me right. In other words, if you or a company wants to put announcements on the Internet, the government can come in and put
pressure on the outlets not to release it. The case Murphy versus Missouri was brought by the Republican governors of Louisiana and Missouri. The ruling didn't specifically say the government could censor free speech, only that the governors of Louisiana and Missouri didn't have standing to file such a lawsuit. Will we be hearing more about this in the future, Yes, I do believe we will. I sure, I sure hope they're not trying to silence a freedom of speech in this
country. That's something that would worry a lot of people. So what can we say about the Biden presidency? Bill Haggerty, He's a newspaper man, he wrote in The Wall Street Journal. Recently, Biden's watch has brought disasters, overseas, inflation, and abuses of the US justice system. Biden's election was supposed to be a return to normal scene. Has anything been normal since Old Joe took his residence up in the White House. I'd say no,
nothing, but chaos. He opened the doors to the USA for hordes of the illegals from all over the world, many of whom were rapists, killers, and thieves and terrorists. They're here already planning their next big assault on the American people. My opinion, Old Joe has to go. Then we have this on July the eleventh, we will all find out what Manhattan Judge won Mershon sentence will be for President Trump, And I wonder what will happen.
Will we will he a sentence mister Trump to prison, Will he place him on probation? Obviously we can We can expect Trump will appeal his sentence whatever it is, and then we all better brace ourselves for what happens next after after that occurs. Yes, ladies and gentlemen, we're coming to the to that point. What we're going to find out after that uh Manhattan jury they said that Trump was guilty over that Stormy Daniels deal that they got.
They dug up a misdemeanor and turned it into a fellowy. Okay, folks, I've got a lot to cover. We're going to be back with much more right after these important messages, we're just trying to turn ankeel into a die. That's the bottom line. If you owe the I R S five thousand dollars or more, don't call an unknown eight hundred number. Instead personally
meet with us to review your IRS problem. And if you want to pay the I r S nothing or less than you owe, we can set up a fresh start agreement with the I R S. We can help you. Ladies and gentlemen can call us whole free at one eight six six seven, two eight three, six nine seven. We're just trying to turn a nippel into one dime. That's the bottom line. People move down from them, We will move people can't even look the street in the bottom line, your
weekly broadcast on KLDI. That tells it like it is both financially and also politically of this country. Because politics and money, it all goes together, doesn't it. They determine the fate of a country, our well being. The politicians do. They can tax us, and they can squander the money and taxes that we send them, and sometimes we have to really stop and
think about what they're doing up there and pay more attention. Next week we're going to be celebrating Independence Day, a commemoration of the signing of the Declaration of Independence of the United States from Great Britain on July the fourth, seventeen seventy six, to be America's two hundred and forty eighth birthday on July the
fourth. The question therefore arises, given the present state of circumstances, how much longer will the United States continue to enjoy the freedom, justice, and opportunities our forefathers bequeathed to us. Given the present state of corruption in man engulfing our country, will we be celebrating our freedom in vain? I don't know. Sometimes I think we do. How close are we to losing what so many of our forefathers fought and died for so that we could live in
the land of freedom and opportunity forever more? At the moment, we still feel we are the most wealthy and powerful country on earth. When the Declaration of Independence was signed on July the fourth, seventeen seventy six, someone asked Benjamin Franklin what the Constitutional Congress had created. Franklin answered, a republic, if you can keep it. So, to reflect on this anniversary of our country, we still have to ask if we can keep it or not.
Today there are forces at work both in the government, governments abroad and enemies within here in the United States, who seek to destroy us, to destroy the United States is founded. The internal enemies seek to flood the country with illegals who enter here to take what they can get. Some still come legally to share in the boundless opportunities available. But for how long can those opportunities
continue to be available? When our enemies, both within and from without, you know, when they work against the preservation of one nation under God, with liberty and justice for all. And I believe this country is at a crossroads at the moment, with too many of our supposed fellow Americans remaining unaware of the dangers facing us, both from within and from foreign countries as well.
When we see our own president working against the interests of the country and running things from a point of view that all we have is all we have available, is is available to be plundered away or taken for granted. You know they want to raid the treasure chest. Very seriously, what has President Biden done to uplift the American people and reinforce the prosperity and well being of
we the people. I believe we can do better than what we're doing, and we don't need politicians who only take and never work for the betterment of our national goals. Rather, too many of them use their offices to fill their own post It's first you know that it's okay to better yourself and seek more when it's done with integrity and honesty, but not when it's done by
taking advantage of others. What we witness today too often is self serving partisans in it for self a grandizement who only pretend to serve the American people. The United States of America was founded by brave individuals who came here, came the wilderness, built factories and communities blessed by the Almighty for their efforts to be a force for good in the affairs of mankind. And with that freedom and opportunity, the United States did indeed become that shining city on a hill,
filled with opportunities for success. But those opportunities are disappearing. Why Why are they disappearing Because some within the political class and industry as well, more to take than to earn, or more to deprive others of the same opportunities once given to everyone. I remember, when I was young, I used to be told, there's only so much room at the top, meaning it's
hard to get to the top. But for those who do, who comes responsibility right, Jesus said, for whom much is given, much is expected. And I always took that to me to help others or create opportunities for others to do well too. Needless to say, America has been blessed by entrepreneurs and hard workers who took advantage of the blessings of freedom this country bestows on all of us. America is still a work in progress to become a
more perfect union for all. And so with that, let's make sure we keep that keep it that way, so two hundred and fifty six years from now will still be that shining city on the hill with freedom injustice for all. So I hope everyone has a happy Fourth of July celebration here in a few days. I know that a lot of people have a lot of a lot to be thankful for, and others are worried about the state of affairs
going on and worried about the losing what they have achieved. And that's a that's a that's a sad state of affairs to be in such a stake really it is. You know you invest money, Is that money going to have a good return for you? Is it going to come back? Is it you're going to have end up with what you invested in any event? You know you can find out. Do you know what your risk number is? That's a system political system that we I'm sorry, a computer system of political
system. A computer system where you can get on the computer and answer a few questions and it'll it'll give you a risk number. I'm referring to the personal question as to how much financial risk are you willing to take when settings funds aside for the future. Everyone has a risk number. Some are willing to take more risk than others well, some are inclined to take less risk,
and some people are unwilling to take any risk at all. And we can help our clients to access their risk tolerance by logging onto what is My Risk Number dot com and then answer a few questions and our computerized program will
sign you a risk number between one and ninety nine. And then we want you to call us an Asset Growth Associates four nine eight four sixty nine hundred, schedule a time to come in visit with us and help you design a personalized investment plan with a high probability of a successful outcome, because that's what we do here at Asset Growth Associates. Well, we're not on the radio. We're helping our clients achieve their financial goals. We're living in difficult times
right now and we want to remain a prosperous country. And I wonder then when we have people at work, we want to just turn us into a communist country. It's crazy, but we have got to be cognizant and recognize the dangers that we face. We want opportunity and freedom for everyone. And whenever one person has the opportunity to do well, then they also have the responsibility to provide jobs, build build things and help others too. God's given
everyone's skills. We have to use those skills, and that's just the way it is. We'll be back with much more to tell you about right after this. Don't go away. We're just trying to turn Nekel in a die. That's the bottom line. I want to invite our listeners to find out what a risk number can do for them. Visit what is my Risk Number dot com and while you're there, you will find more information and if you click the link on the front page, a quick five minute process will give
you your risk number for free. Visit what is My risk Number? Dot com? Now to take control of your investments and make them do what you want them to do with a very high degree of certainty. That is what is my risk number? Dot Com? Again? What is my risk number? Dot Com? We're just trying to turn a neckl in to a die. That's the bottom line. Welcome back, ladies and gentlemen you're listening to. That's the bottom line. Your weekly broadcast, un KLBI. That tells
it like it is. And it's that time in this weekly broadcast that we have a segment we call the dirty Little Secret, and here it is for today. And I've reported this to our listeners before, but now it's beginning to catch up with the rest of the news media and rightly, so listen what I'm talking about. Listen carefully to what I'm going to tell you right now. Special Prosecutor Jack Smith was appointed by US Attorney General Merrick Garland to
prosecute former President Donald Trump for the so called January sixth Insurrection. However, Jack Smith, at the time of his appointment was a member of the International Court and not practicing law in the United States, and as such, his appointment to investigate and prosecute former President Donald Trump would have required congressional approval first. That's it. There never was congressional approval, and Smith's appointment therefore may
be invalid. Bottom line here, the entire investigation Smith is carrying out against former President Trump is falling apart on I guess you could call it legal technicalities, but you would never know that because much of the media hasn't been telling you. So. Since Smith may have been appointed illegally by Garland, all of his work against Trump may have been for nothing. Now. Judge Eileen Cannon, however, she's the federal judge in Florida overseeing charges against Trump for
allegedly storing top secret documents from his presidency in his Mari Lago estate. She's skeptical skeptical about the argument but the Jack Smith's appointment didn't meet constitutional requirements. But she also has displayed but it has been a common distrust up how prosecutors
have been carrying out their case against Trump. Trump meantime, is arguing that Smith, who has brought charges against him in both Washington d c and Florida was unlawfully appointed as special counsel, and so does former US Attorney General Ed Mees, who actually filed a lawsuit against current Attorney General Mery Garland for bypassing
Congress when Garland appointed Smith. It's not complicated. You know, it might sound complicated, but there's steps you have to take when you appoint a special prosecutor. They didn't take the necessary steps to do it in their rush to go after Trump. They didn't do it right. That's what I'm trying to tell you. Trump's lawyers in the document's case also agree Smith was illegally appointed
by Garland, as does Trump's lead attorney Emil Bove. None of these questions may be answered by the time the November election occurs, and it happens that way, all of the anti Trump law fair attempts that are underway to interfere with the presidential election should have never happened. Everything occurring thus far within the Biden administration to tie up Trump from being able to campaign or put Trump in jail has been an abomination of the US justice system. It's nothing more than
illegal election interference at its worst. In fact, what's happening is a clear and present danger to the US Constitution and an attempt to overthrow free and fair elections in the United States. The entire episode of how the Deep State work to keep President Trump from the presidency should serve as a reminder to every honest American as to how close we've come to losing our god given freedoms under the Constitution. Maney, you're still unaware as to how close we are to losing
freedom and justice in our country from the enemies within. This year's election outcome will either be the beginning of the decline and fall of the American Republic if Biden wins, or the or the restoration of the United States of America. If Trump wins. We're on the precipice and disaster, and we may yet lose what so many have fought and died for in the building of the United
States. It's not rouverbally on my part, it's a it's it's the truth, and I'm telling you right now we're in trouble from a menace within, not only from the left wing menace, but also from the Biden administration. Not to seal off our borders, hundreds of thousands of foreign nationals are illegally flowing across our borders, bringing crime in Mayhem, a barbarian invasion of sorts that the Biden administration remains okay with. Next week we may be celebrating Independence
Day in Vain. Because unless and until the majority of Americans wake up, have become aware of this clear and present danger facing us, we will lose what Ronald Reagan wants called the shining city on a hill where freedom and justice always prevails. Hold on tight, because it's going to be a very rough ride between now and November's election and hopefully hopefully that election ends. Well,
we're on a precipice, ladies and gentlemen. We're actually right now in the law before the storm, waiting for this Judge Mersn in New York City to make his decision on Trump's penalty for being found guilty. Trump, of course, is is going to appeal and it's going to probably end up eventually in the US Supreme Court. Right now, the Supreme Court is deciding on a lot of things as I speak. But what I'm trying to get across to
you is that we're at a crossroads right now in this country. We are actually at a crossroads and we have you know, they say every election that's the most important election ever, but this one is a very important election. Anyhow, while you're celebrating, while you were celebrating your Fourth of July or picnic, while this while while that's going on, there are other evil forces at work in this country, and what are they doing. They're actually working
to take away our freedom, the freedom of speech. For example, they they they say that they can cut off people. The Supreme Court they didn't make a ruling that they could do it, but they said that the people that were challenging something where they were taking with the internet is actually suppressing free speech. They said that the people that were suing for that, well that they didn't have standing to sue. So I don't know what's going on in
that game. That was one of the decisions last week from the US Supreme Court. So we have a lot here to really really think about as were celebrating the fourth of July Independence Day. In any event, ladies and gentlemen, that's just the way it is right now, and we've got to pay
pay close attention. And that's why the selection that's coming up is so important, very important, important, beyond beyond anything that we can imagine up to this point in the history of the United States, and we cannot allow to fall into such a way that we lose everything that we have worked so hard for for what two hundred and fifty eight years of this nation's history. Well,
we've got a lot more to cover. Ladies and gentlemen. I don't want you to go away, want you to stay tuned, because we're going to be back with some financial solutions for you. We're going to talk about things that we do for a living and how it can help you. Be back right after this. We're just trying to turn it now full into a dime. That's the bottom line. This is Gene Valerati of Ascent Growth Associates.
If you've been watching recent news, a few banks have had a run where customers panic and withdraw all their money at once, causing the banks to fail. If that isn't worrying enough. On January first, twenty twenty three, the Federal Reserve set a new low reserve trumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of
zero percent. You heard me right, zero reserve requirements. Forget fractional reserve banking. How about zero reserve banking. Why would the federal Reserve create this environment of uncertainty? If this is a concern to you, and it should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine
seven. That's eight six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh sixty nine hundred. Give us a call. You'll be glad that you did. We're just trying to turn a nekel into a dime. That's the bottom line. Welcome back, ladies and gentlemen you're listening to. That's the bottom line. You're weekly broadcast on KLBI. That tells it like it is. It's time now for a solution, some advice that we can pass
along to you on investing money and having a better future. You know, when you hear us mention principal protection on this report that we give you every week. We're talking about specialized financial contracts which promise your initial investment principle, the amount of money that you put in and any credited earnings are never at
risk of market loss. And that's because, unlike those who invest in buying stock shares or mutual fund shares, people placing funds in a principal protection account are not actually buying any shares of stock, bond or an index fund, but rather our earning returns based on a variation of market indexes in disees or a combination of them. As such, a market downturn cannot reduce the contract
value. These principal protection accounts are designed primarily to help our clients accumulate savings for retirement income, and despite the intended goal being to accumulate and grow money for future use, clients still have access to funds inside these types of contracts that can be drawn out upon in the here and now based on contractual guarantees.
But we offer more than principal protection plans at Asset Growth Associates because traditional investments are also available through our firms feed based investment advisory services opening an account with us at Asset Growth Associates is one of the ways to help build retunant assets. We fully understand one size does not fit all, and that's why we offer many different ways to allocate funds for either growth or income as part
of an overall investment strategy. These are just a few the reasons why many people rely my own plans available through Asset Growth Associates to help them achieve their long term financial goals. It's hard to save money, right, but when you put the money away in a principal protection plan, you know you won't lose anything and you have access to your money and it's it's going to grow.
Main point is there's more than one way to allocate funds inside an investment account, and a mix of allocations or different strategies, and we know the ones that have had the test of time the ones that work best. So we invite interested parties to give us a called Asset Growth Associates the phone number four oh nine eight four oh sixty nine hundred and as I like to say, if you live in far away places, the toll free line is one
eight sixty six seven two eight three six nine seven. Either way we'll put you in touch with us to schedule a time to learn more about how to have a successful financial out We can also be reached online that saved my retirement dot com, So don't look the current political crisis become your financial crisis. Call Asset Growth Associates. Log on to Save my retirement dot com. Learn more about us and the work we do at Asset Growth Associates. While visiting
our website, you can also find out what your risk number is. You can log on or you can just log on to what is my risk number dot com? Directly by answering a few questions, you can find your risk number, which we will then use to design an investment strategy unique to your individual risk tolerance and provide a percentage probability of the outcome that you can expect.
Nothing wrong with that. Everyone knows there's no perfect plan, but depending on your personal objectives, some are just better than others and helping you reach your goal. So why not call us for an appointment today? Again?
The toll free number one eight six six seven two eight three six nine seven local four oh nine eight four oh sixty nine one hundred call us and you know why not set a time soon to let us share some ideas with you that have helped others in the past, because that's really what we do for
a living. I know, we get into politics on this broadcast each week, and we feel that's important because you need to know what's going on because the politics of a situation is really what affects the economy in this country. You know that, So why not set a time soon to come in and talk to us. Just simply get on the phone either doll four oh nine eight four oh sixty nine hundred or live in far away places one eight six
six seven to eight three six. We'll answer the phone, or if you get a recording, we'll call you right back, and then you can learn more about the type of work that we do at Asset Growth Associates. We've been doing this for a long time, folks. It's been a couple of decades now, and I want you to know that we've helped a lot of
people secure their retirements, come out to have a lot of solvency. They have some of these big crashes they have on Mall Street, they have never been the ones ever had to go on through if they had a principal production count here because they never lost a dime, and then it just ticks up where the market is after that. So that means that when everybody's waiting to just get even, well, one of these principal protection accounts, you're already
zooming ahead. You need to call us and learn more about it and then consider whether it's something that you can do to help you secure your future. All right, that's it. We'll be back with more after this message. Where's just trying to turn a neckel in to die? That's the bottom line. Where's just trying to turn a neckel in? What die? That's the bottom line. Welcome back, ladies and gentlemen you're listening to that's the bottom
line. We've only got a few minutes left in this week's program. Here's something to think about this week as you celebrate this country's independence the fourth of July. Want you ask ask this question of yourself, who signed as President bidenn in the Israeli Hamas war all under way, especially as US troops have been wounded. I make you wonder because he's you know why he's doing it, don't you. He wants to get more votes. Hef thinks we'll get
more votes out of Muslim Americans in Michigan. That's what's so, he's not helping Israel. That's not good. Don't be deceived, ladies and gentlemen, when it comes to investing your money. Your investment accounts are not out of
harm's way. If you have funds in the market right now, it might be a good idea to consider moving those funds out of harm's way into one of the principal protection plans you hear us talk about on this weekly report, where investment funds can be protected from incurring losses and also both capture and keep gains when credited. All it takes as a phone call to Asset Growth Associates
four to nine eight four sixty nine hundred. You call us, we can set up an appointment, we can review your present situation and uh put put put you into a program that will you'll be very pleased with. You know, the stock market is uh you know, something can be very skittish, and with all these people that are coming into the country right now, the
terrorists are slipping in. There could be another nine to eleven type attack in this country, and you know what that's going to do to the stock market. If that happens. So now's the time, really, with everything that's going on, is to set a little bit of time aside and come in and talk to us and ask that Growth Associates where we can take your money, your four oh one K transfer. It put you in a safe position where you won't lose anything. They'll still continue to make money. So just
don't be deceived, That's what I'm telling you right now. Don't don't be surprised and then be shocked and find out that uh we've been uh where we're we're in a perilous situation. Well that's about all the time. The clock on the wall tells running out of time, and this broadcast we'll be back next week. Of course, in the meantime, I want everybody that's listening today to enjoy the upcoming fourth of July holiday Independence Day, and remember what
you're celebrating meantime. God bless you, God bless your families, God bless freedom loving Americans every year. That's the bottom line. You can reach SSET Growth Associates by calling one eight six six seven to eight thirty six ninety seven are by visiting savemiretirement dot com.