We're just trying to turn a neckel into a dime. That's the bottom line. Welcome to real honest talk about money, politics, news and information you can actually use. Buckle up and hold on tight. This is that's the bottom line. The best thing in life of free. But you can give them to the bath and be the get Everyone everywhere welcome this is. That's
the bottom line with yours truly, Gene Valerai. Your weekly radio broadcast on KLBI that tells it like it is Saturday mornings at six and again Sunday mornings at eleven. At any time you want to listen, just log on to That's the bottom Line radio show on the internet or savemyretirement dot com. I'm a partner at Asset Growth Associates with offices located in Dallas, Houston, and Beaumont, Texas, where we offer investment, pension and retirement planning services,
as well as income tax returns for individuals, families, and businesses. We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs, often being able to negotiate a settlement or occasionally even paying nothing at all, and sometimes negotiating at Fresh Start as well. As I said, we do it all and have been serving our clients in Texas and Louisiana for decades now. Our Texas LISE offices also provide services for
our clients in Southwest Louisiana and Northwest Louisiana as well. When we're not on the radio, we work with our clients to help them achieve their investment goals. On today's report, among the topics, we're going to have some thoughts on the upcoming presidential debate between Trump and Biden and some thoughts as to the
upcoming storm at Trump's sentencing on July the eleventh. Today's Dirty Little Secret exposes what's behind New York's High Court refusing to lift Judge Martian's gag order on Trump despite his conviction being behind him now, and today's Solution segment, as always, has information you can use to keep growing your investments without exposure to losses. We can help you ladies and gentlemen with all types of tax returns and
all types of investment opportunities. And by the way, when it comes to investing money for future use, do you know what your risk number is? You can find out By logging onto either savemretirement dot com or what is My Risk Number dot com? You answer a brief number of questions. The computer program will assign you a risk number between one and ninety nine, and it
shows you if you're currently investing to your individual risk tolerance. You know, some people are willing to take more risk than others when it comes to setting money aside for future use, and others may be more conservative than they even think. But listen, it's free to service we offer. So log on to Save my retirement dot com and while you're there, sign up for a
free newsletter which offers a lot of tax and investment tips. It's free, why not take advantage of it. We have a lot to cover this morning, so let's get started once again. This is Gene Dallarandi reporting. The Democrats thought that by dragging Donald Trump into court and finding ways to both resurrect expired items and trying to bring new methods of creating falsified charges against him, it would destroy his chances of succeeding to his second term and create a shoeing
for Joe Biden's second term. But according to polling data, it's not working. Trump leads Biden in most state polls, and if the election were held today, Trump would win the presidency again. Next comes the CNN debates, scheduled for June twenty seventh. However, the rules of the upcoming debate have been weighted in Biden's favor. Yeah, that's right. Rules include listen to me carefully, right, they're gonna they've got that thing rig so it's gonna
be Biden will come out okay. The rules include microphones being muted unless it's one of the candidates turned to speak. Obviously, the CNN debate is being put together to limit Trump from speaking out of turn or to be able to interrupt Biden. The debate conditions were set in advance by the Democrats to be conducted by CNN, which, as most knows, a pro Democrat cable news outlet. Now neither will there be a live audience in attendance. Nobody will
be there. The rules were set by CNN, not the Bipartisan Commission on Presidential Debates. You need to know that. So obviously the rules were put together by CNN to favor Biden. Many have said Biden will be jacked up on drugs to announce his responses much in the same way as he was during
the State of the Union address. They're waiting to see whether he's going to be mumbling and bumbling or whether he's going to just come out charging and then muting the microphones of one candidate while the other speaking is to prevent one candidate from interrupting the other candidate from speaking out of turn. As such, there will be little to be said in the way of interrupting the other during the
course of the debate. Obviously, it was put together in the hope it would favor Biden, and of course the debate is really not going to be anything but the law. Before the July eleventh storm, that's when it's coming, ladies and gentlemen, when President Trump is scheduled to appear before Judge Marshan for sentencing in Manhattan, and the big question is whether Trump will be he availed the opportunity to remain free while appealing his sentencing and continue campaigning during the
appeal's process, as well as his guilty verdict. Right, you think Marshan's gonna just let Trump off the hook, They'll kid yourself if Judge Marshan puts Trump in jail from the start, it denies Trump the opportunity to campaign during the election process. After all, Trump has won the Republican nomination and needs
the opportunity to keep campaigning. But as anyone can see, the Manhattan trial and the dubious legality of turning alleged expired misdemeanors into multiple fellow these seems and overreach from the start on the part of the partisan Democrat Judge Juan Marshawn. Most legal experts agree that what Manhattan Prosecutor Alvin Bragg did in his indictment of
President Trump beyond the statute of limitations will be found as an overreach. It is, it was an overreach of the law, and eventually it's going to be thrown out. What happens next, however, if Judge Marshan puts Trump in jail while his case is being appealed, well that may well be the catalyst for a whole new event in this odyssey that the American people have been witnessing. We will just have to wait until July the eleventh to see whether
Trump remains free unappealed, or whether he's in jail or on probation. We just don't know, do it. Trump could bypass the New York state system and appeal straight to the US Supreme Court to overturn what occurred from his Manhattan guilty verdict. And eventually, this is where all this will probably end up, unless the New York court systems throws it out on appeal first. Then there's the other question as to whether or not Trump could have been legally indicted
at all. When the US Supreme Court rules on Special Council Jack Smith's investigation as to whether a sitting president can be indicted while in office regarding what happened on January the sixth is thrown out, then it could ripple down even into the Manhattan cases as well as throw it out too. I don't know it's possible. I guess what the Democrats have done in their law there a former president Trump has opened the Pandora's box, so to speak, of presidential powers.
Everything they've done thus far, in my opinion at least, is nothing more than the election interference, and so all this could be ended quickly or becoming the beginning of a moved the week in all future presidents. The storm.
The storm is yet to count because we really just don't know what's gonna happen next, right, we don't know what Marshan, if he's gonna we know that if he they that jury, that kangaroo court of a jury they found Trump guilty of those that business of how the guy put it together, the Elvin Bragg put it together. So he put a bunch of little misdemeanors together to call it a felony and resurrected it when it was past these statute
of limitations. I wonder if that was even legal to begin with. Probably wasn't. But anyhow, the point I'm trying to make here is that we haven't seen anything yet. We just don't really know what's around the bend and how all this is going to play out. And if indeed we're going to see Marshan put Trump in jail, or if Trump obviously is going to appeal that New York conviction, and whether or not, what the judge will do is just wait and see how the appeals turn out. So that's basically what's
going to happen there. So we're just we're entering into that territory as I speak. It's right around the corner, and it's going to occupy a lot of the political blabber during this campaign for the twenty twenty four election, and of course everyone expects at this point that Trump, all the polls, everything seemed the point that Trump's going to have the victory and go back into office.
So how that all turns out, how this court stuff turns out in the interim, it's going to be what we'll have to wait to see and find out. Back right after these messages, we're just trying to turn a nickel into a dime. That's the bottom line. If you owe the I R S five thousand dollars or more, don't call an unknown eight hundred number.
Instead personally meet with us to review your IRS problem. And if you want to pay the I R S nothing or less than you owe, we can set up a fresh start agreement with the I R S. We can help you. Ladies and gentlemen can call us whole free at one eight six six seven, two eight three six nine seven. We're just trying to turn a nippel into one time. That's the bottom line. We will move now, we will woven. People can't even move free in the word that boat.
Welcome back, ladies and gentlemen. You're listening to that's the bottom line. You're weekly broadcast on KLVI. That tells it like it is. Well, we know what's going on in the country right now. They say that, you know, President Biden is not in very good shape mentally. You hear that on the news a lot this past week. He's old, he's feeble, he obviously has dementia. He's confusing, confuses him. Should feel sorry for him, but what can you do. He's just probably too old
to be the president of the United States. Of course, we don't really know who's calling the shops in the country anymore. He might be the president of name only. But the Democrats are becoming very concerned about the chances of his winning re election. Obviously, the polls suggest that Trump's going to regain the presidency. President Biden has seen better days, or so it seems,
and of course that happens to all of us. He will turn eighty two years of age come November, so not only is he the oldest person to ever be elected president, he's also the oldest person to be serving as president. His wife, Jill Biden, is only seventy three. She's quite a bit younger than he is. As everyone knows By now, Biden's age has become an issue, not the only issue, because he's also known to have taken illicit brides enriched himself by using his political office to do so. Everyone
knows, excuse me, everyone knows about his illicit wealth. Right, So it's not just his inability to function mentally, it's also his character that's called to mind. As the twenty twenty four presidential election inches closer and closer each day, it's really a fact of life that as people grow older, their mental capacities can be affected one way or another. Politicians are, but they
they're not exceptions to the rule to get old. To start, either people who start losing their mind or else their body betrays them, seems to one or the other. And sadly, some people decline mentally in old age, while others decline physically. Now, what's sad is for those of us who grow older with our minds intact, feel betrayed by our bodies. And also the other side of the coin, where an older person remains in good shape
but their mind is gone. That's a tragedy also, And this is why it's been said youth is wasted on the end just about the time we get it all figured out, we get old, and neither our bodies fail us, or perhaps worse, our minds fail us too. The answer is there is no answer. Either one or both will get all of us right. Either old age the old age will get all of us, that's for sure. There's no getting out of that. But it's either our body's going to
betray us our mind's going to betray us. But it's a fact of life that none of us are getting out of here alive, so we have to make the most most of it while we're still around. From a religious point of view, getting older should be welcomed because before we leave this world we have the opportunity to prepare ourselves to enter a much better one. From a Christian point of view, growing old and passing away is only the beginning, not the end, and this life is merely a test of some sort as
to where we will spend our eternities. But while we're still here, it would be great if we all gone along with one another and helped one another more than we do. One thing for sure is if we don't get the misery of politics under control, we will never achieve peace on earth. And that's something we all should be thriving for. But while many strive for good,
others do not, and that's when the troubles start. So in the end, as it has always been, life is a continual fight between good and evil, and we look at the world today and we see it full of evil on one form or another. It's everywhere and hard to overcome. As Christians, we hold out the hope of Jesus coming back and setting things straight someday. As far as I'm concerned, the sooner the better. But in the meantime it's really up to all of us to try and work together
in peace and harmony with one another to make it happen. When I was a boy, an uncle of mine often reminded me that in America we live in the land of milk and honey. He came from a world at war to the good old USA. Years later, as a young US marine, I also saw firsthand what he was telling me, and that truly, compared to the rest of the world, we do live in the land of milk
and honey here in the United States. Compared to most other countries. Some have it better than others, but what we have here that many other countries do not have is the freedom and opportunity to improve our lot in life. That's what America is all about. You could be born poor, but you don't have to stay poor for the rest of your life. We do it, We get ahead. We do it through hard work and education mostly, and of course that requires us to put out an effort to accomplish our goals.
We have opportunities all around us, but we have to prepare ourselves to seize those opportunities when we see them for the good of our families, loved ones, friends, and our fellow man. Before any of us can survive and go into better things, we need the freedom to do so. We need the freedom to do so to survive and go into go on to better things that you know, to be able to do that, we need the freedom to do it and then have the initiative to both recognize and seize those
opportunities to come our way. So while we still have a chance to do good and make the right choices, we need less self serving politicians and more dedicate hated patriots to resecuring the cause of freedom and justice. And the sooner we wake up and begin making it and doing that well, the sooner we do it, the better off. We're all going to be ladies and gentlemen.
That just seems the way things are right now. I'm telling you you have to take advantage of things whenever they come along in your own life for your own well being. And just like in the world of investing money, which is what we do here at Asset Growth Associates, you have to be you have to know well, get a little bit of help, and hope
that the outcome of an investment package works well. We know how to do that for our clients, and we do it by just asking them if they know what their risk number is. You know, it's all based when you put set money aside for the future. You're never supposed to invest more than you can afford to lose. But we have plans here at Asset Growth Associates that don't lose money. When when the market goes down, your money stays intact. When the market goes up, your account grows. That's great.
We've been doing this for a long time. It's nothing new. These accounts are available and sometimes you know, you have to take advantage in advantage of it, and we we assess each client. Then we ask them to do this little computer test to an assign a risk number, and then that guides us in helping put an investment package together for them so that they have a good outcome one way or the other. That's really the way that we operate
here at Asset Growth Associates. Call us four O nine eight four oh sixty nine hundred will be back after this. We're just trying to turn a nickel into a dime. That's the bottom line. I want to invite our listeners to find out what a risk number can do for them. Visit what is My Risk Number? Dot com? And while you're there you will find more information and if you click the link on the front page, a quick five
minute process will give you your risk number for free. Visit what is my Risk Number dot com now to take control of your investments and make them do what you want them to do with a very high degree of certainty. That is what is my Risk Number? Dot Com? Again, what is my Risk Number? Dot Com? We're just trying to turn a neckel into a dime. That's the bottom line. Welcome back, ladies and gentlemen you're listening to That's the bottom line. Your weekly broadcast on KLDI. That tells it
like it is. And when we're not on the radio or when you can't tune in on either Saturday mornings at six or Sunday mornings at eleven, you can always find us on the internet by either logging on to That's the bottom Line Radio Show or savey Retirement dot Com. You'll find us there too, and then you can listen to the show and stay tuned into a lot of things to go on because in you know, the way things are right now,
politics, more than the economy is what drives the stock market. Because the politicians get in there and they can either do the right thing and make things good or they, you know, someone like Trump gets back in there. The economy is going to go up. It's gonna boom again. That's gonna be good for investing money, and it's gonna be good for business. It's going to be good for people that need to work for a living.
Second thing is if the politicians get in there and then they want to mess everything up, well, then that's a horse of a different color, isn't it. Here's this week's dirty little secret. The State of New York per edict from its highest court declined last week to hear former President Trump's appeal of his gag orders imposed on him by Juan Marshan judge. Judge Juan Marshan, despite the trial being over and Trump already convicted by that Manhattan jury, he
shouldn't have that gag order still hanging on him. The New York Court of Appeals declared it would not hear the appeal because no substantial constitutional question is involved. Well, if you're not allowed to defend yourself in court and you have a gag order put on, and people that could have added to your innocence are allowed to come on there and talk, well, then what does that
mean. It means that really you didn't have a fair trial. The New York corp of Appeals declared it would not hear the appeal because no substantial constitutional
question was involved. You know, Trump was convicted in May for allegedly falsifying business records as pertains to those alleged payments as former lawyer Michael Cohen made to Stormy Daniels's hush money payments not to speak about an alleged sexual encounter she claimed she had with Trump, which incidentally was paid to her by disgraced attorney Michael Cohen on behalf of Trump, out of which Trump denies ever happened to begin
with. Now that the trial has ended, Trump once Judge Marchand's yag order lifted. That New York's highest court refused to lift it. It goes to show further the depth of unfairness the Democrat party in New York continues to hold. They hold, I mean, the Democrats control New York and they've got
them tied in up there, bound tight. So even after former President Trump was convicted, the New York system still says, mister Trump has to abide by Judge Merchand's gag order, which seems further to become a constitutional issue free speech. Now, if you're a Republican wrongly accused and convicted in New York, I guess it means the US Constitution's Bill of Rights has no value in the state of New York, or in should I say, new York's all
Democrat judicial system. In effact, the New York courts have no UNI for the Bill of Rights. What's next? Up there? What's next? It sounds more like some court eatyche that would come out of communists read in China or some other country ruled over by communists rather than the United States system. Manhattan Judge Wang Marshawn thumbed his nose that the US constitutions guarantee a free speech and New York's high estes State Court declares Trump does not have free speech while
running for the US presidency despite that trial which convicted him. No longer requires no law, you know, because he's convicted and he's but he's still they still should have his constitutional rights with With such a ruling, the Supreme Court should the US Supreme Court. This is what I'm trying to say. The US Supreme Court should step in immediately and demand New York reinstate Trump's First Amendment
right to free speech. The state of New York has become so far, has gone so far to the left that it resides now within a non constitutional zone at odds with the US Constitution's Bill of rights. What's next, ladies and gentlemen, on this odyssey of Unamericanism. What's occurring in New York is
an abomination of being an American state. It would seem to me the US Supreme Court should immediately step in and overrule what New York is doing to former President Trump with courts like we see in New York and likewise judges such as Juan mar Shan. Those New York courts and their judges should be placed in some sort of remediation course and made to retake the bar examination if they're practicing
law in New York before being allowed to administer justice there. If a court was doing to a Democrat that what they're doing to Trump, the National Guard would be sent into New York to take control of that state's justice system. I know it, I believe it. You know, it's a it's a it's a one sided system there, and what the what that does? It
interferes with justice. In fact, it's already happening in some ways. Last week it was announced the Texas Stock Exchange may soon become the center for stock and bond trading in the United States. And it's already functioning, and it may eventually begin and and and in fact replaced the New York Stock Exchange as the premier stock exchange of the American business system of buying and selling stocks and bonds. They'll be doing it out of Dallas, displacing New York. I
don't know. If that if you've heard that news, but that's something that's going on right now. What we're witnessing is not only a Democrat political assault on Republican Donald Trump, than an assault on the entire US Constitution and the rest of us who live in America. Governments in the United States are supposed to be elected by and for the American people, and for and by a
single political party. But sooner or later, one way or another, our American system has to be strong enough to prevail and stop this current assault underway against our American way of life. America represents the last best hope for mankind,
yet it is under assault as never before. And we better all wake up and smell the coffee before it's too late, because obviously, if anyone is really paying attention to the law as the law is written, as our nation was founded, and we witness what's going on with Donald Trump, who is seeking to regain the US presidency, and instead of just getting out there and having a free and fair election, they're doing what is called law fair
and they're trying to use the law to break the law and to eliminate his chances of becoming president again. And you know, if he becomes president, the economy's going to boom like it did the last time he was in office. So you know, ladies and gentlemen, we want to live in a free society. We want to live in a society where there's opportunity to change your lot in life. In other words, if you're born poor and you work hard, you can become wealthy. That's what America is all about.
We'll be back with more right after this. Don't go away. We're just trying to turn a nickel into a dime. That's the bottom line. This is Gene Valerati of Ascent Growth Associates. If you've been watching recent news, a few banks have had a run where customers panic and withdraw all their money at once, causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set a new low reserve trumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero percent. You heard me right, zero reserve requirements forget fractional reserve banking. How about zero reserve banking? Why
would the federal reserve create this environment of uncertainty? If this is of concern to you and should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight six six seven two eight three six ninety seven. You can also reach us locally in Beaumont, Texas by dialing
four oh nine eight four oh sixty nine hundred. Give us a call. You'll be glad that you did. We're just trying to turn ankel into a dime. That's the bottom line. Welcome back, ladies and gentlemen you're listening to that's the bottom line. You're weekly broadcast on KLBI. That tells it like it is Balnce. Time for a solution, a solution as as regards your investments. You know, an Asset Growth Associates. That's where we work. I work, I'm a partner there and we help our clients attain their
financial goals. And we have a solution to just about anything that has to do with accumulating money for future needs, because that's our real vocation in life. And this is because helping individuals and individuals plan appropriate investment strategies is what we do on a daily basis doing our work here at Asset Growth Associates. Why not call us soon four oh nine eight four oh sixty nine hundred or call us on the toll free line one eight sixty six seven two eight three
six nine seven, or simply log on to savemy Retirement dot com. Get in touch with us. We'll make an appointment with you, and then you can allow us to offer interested parties our services for direct market participation plans. We incorporate plans based on the individual risk tolerance of our clients. Do you know what your risk tolerance is? You can find out by doing the exercise we offer on Savemiretirement dot Com. Takes a few minutes, you answer a
few questions, and then you're assigned a number. Often for our financially conservative clients, we also, when appropriate, offer to incorporate principal protection into an overall plan. Some of our clients often seek a measure of safety in their plans, and that's when We use plans index to the financial markets for returns,
but plans contractually guaranteed not to lose money during a financial downturn. Not losing money during a market decline or periods of volatility is very valuable, especially as we grow older or planning for a specific need. We all know the financial markets have both up years and down years. Principal protection accounts keep the
gains credited and up years without losing them during downturns. In simple terms, clients and principal protection get to keep the money credited to their accounts without fear of losing it, as well as keeping their original principle without worrying about losing a portion of it caused by a stock market downturn. Making money and keeping
money is how these plans work. It's no more complicated than that, and this means there's never a wait for recovering money after a market downturn, because nothing's ever lost to begin with in these types of accounts that we offer money in. These types of accounts can only earn returns, but they never lose them. No more complicated than what I've been saying for years now. Not
all investors have the same goals Asset Growth Associates. The first thing we do in opening an account is to conduct what is called a risk tolerance questionnaire, which assigns a risk number for the client. Anyone can log on to Save
my retirement right now and find out what their risk number really is. The lower the number, the less risk the client is willing to take a higher number ascertains how much risk a client is comfortable with, and so a portfolio is designed based on what outcome the client is most comfortable with, with either acceptable levels of risk or none whatsoever. There's no perfect plan, but depending on individual client needs, some are better than others, and we operate to
do the best job we're capable of for our clients. As I've said time and time again, we offer plans that do not lose money. We offer plans from protect that are immune from market loss. We talk about these principal detection accounts. They're immune from market losses. I here a lot of ads on the radio right now where people in faraway places are putting ads across the
country doing the same thing we do locally in Beaumont right here. You know, just plans immune from market loss as well as other plans which include an element of for risk, but that's what the client want, but only an acceptable level based on a client profile. And we've been on we've been putting
our message out on this weekly broadcast for decades now. So I want to invite you to call us if you've been listening to the show and you've been wanting to call us and learn more about what we do here, and you don't have to talk away to people living in faraway places. Just call us four O nine eight four oh sixty nine one hundred, that's our local number in Beaumont, and we'll set an appointment with you and come in and you can can talk to us if you live out of the four O nine area
code. Toll free one eight six six seven two eight three six nine seven call us soon for an appointment, okay, And you can also reach us online and save my retirement dot com. Because proper planning prevents poor performance, and by getting a proper plan together, I think that you will be glad because that's what we do for our clients. And I wish I could have more time to tell you about it, but we'll be back with more right after this. We're just trying to turn a nickel into a dime. That's
bottom line. We're just trying to turn a nickel into a dime. That's the bottom line. Welcome back, ladies and gentlemen. Thank you for listening to this morning's report on That's the bottom Line comes your way every weekend Saturday mornings at six and then again Sundays at eleven. And you can also listen to this show online that savey Retirement dot com or just log onto That's the
bottom Line Radio show. You'll find us there this show and all past shows, so you can hear what we have to say about investing money and also the commentary about politics, which is really has an effect on the value of your money. Trust me. Biden has a new plan to allow illegals to remain in the United States, you know, if they marry an American now, even if they came here illegally. He's always pondering new plans because what
they want to do. Listen, what's happening right now is you're being betrayed by the government of the United States because what they want to do if you're a member of the American middle class, they want to squeeze you out and replace you with foreign workers. You know, you ought to be able to figure that out. You don't need me to tell you that. And that is what they're doing. So while you were sleeping, more and more illegals
flipped across the Ria. Grand We've got them blocked off in Texas, Governor appit's doing a good job here. But now they're coming. You know, they're still coming through California, New Mexico, Arizona. The Biden administration really is keeping the border open, even though he says that he's had an edict
where they're closing it right now. So I'm telling you, are you ready for another nine to eleven because it's very easy to see what's happening, And it's also very easy to see now that these people are coming in from all over the world, from China and other places, that there could possibly be another big nine to eleven and it'll be a big crash. And I'm telling you right now, don't discount it. I'm not trying to fear monger. I'm just telling you, but it's very obvious. And if you want to
survive financially, why don't you call us an Asset Growth Associates. We offer plans that you don't lose money. The money grows, you have a good return. They're safe, they'll pay you an income and keep your family in good shape. Well that's all the time I really have for this morning. I hope you tune in again next week and learn more about what's going on on this little this little show we have coming out of Beaumont, Texas. In the meantime, God bless you, God bless your families. God bless
freedom loving Americans everywhere. That's about. Online, you can reach asset growth associates by calling one eight six six seven to eight thirty six ninety seven are by visiting savemiretirement dot com