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Everyone everywhere welcome this is. That's the bottom line. With yours, Druman Jean Valerami, you're wely radio broadcast that tells it like it is on KLVII five sixty Am Saturdays at six in the morning and then again on Sundays at eleven in the morning. We also want to welcome those of you who listen to this weekly report online by logging onto either savemiretirement dot com or That's the bottom Line Radio show. As you know by now, I'm a
partner at Asset Growth Associates. We've got offices located in Dallas and Beaumont, Texas, where we offer investment, pension and retirement planning services as well as income tax returns for individuals, families, and businesses. We do it all at Asset Growth Associates, including representing our clients who may be having difficulty with the irs, often being able to negotiate a settlement or occasionally even paying nothing at all, sometimes negotiate a fresh
start as well. As I said, we do it all and have been serving our clients in Texas and Louisiana for decades now. On today's report, we offer information about the ACLU wanting to find ways to interfere with Trump's order to remove illegals, and more about Congress holding hearings about Biden and his brothers taking bribes from foreign governments. Also, in our second segment, we have commentary on how the left wing media seeks to promote sympathy for the families
of the illegals left behind. But why should we show pity? I guess I don't know. Today's Dirty Little Secret exposes and explains how and why President Trump is shrinking large segments of the federal workforce and why we should not be concerned, especially since many of them never show up to work in the first place. And today's solution segment gives you information about investing money safely, earning market link returns and without the worry of losing it whenever the
market decides to have a downturn. And they have a lot of those listen with income tax season. Here now we can help with all types of tax returns. So I want you to know that you can call here four oh nine eight four sixty nine hundred and you can make an appointment where you can get your income tax return done. So take advantage of it. That's it, ladies and gentlemen. We want to start today's show, So let's get started once again. This is Gene Valerani reporting well.
The roundup and deep importation of the illegals continues unabated with NonStop accuracy. President Trump orders to rid the comfy of those who crossed the border illegally or being sent back in record numbers. The challenges to the President's roundup and deportation of the illegals will continue. Despite efforts by left wing lawyers inside the ACLU trying to find ways to stop the deportations. President Trump means what he says,
and the deportation of the illegals will continue. Former President Joe Biden literally abandoned the law when he allowed the ongoing invasion of the illegals to continue during his administration. But soon former President Biden and his brothers may be required to testify before Congress about the illegalities of getting rich by taking bribes from foreign potenti, many of whom were enemies of the United States. It's hard to believe
that that's what was going on. Despite Biden's pardons to members of his family and himself, it will not stop some members of Congress from ordering hearings and saphoenaing the Bidens to testify before Congress, an event which would only result in the Bidens refusing to answer questions by invoking the Fifth Amendment of the Constitution, which provides protection against
someone testifying against themselves. Yet it exposes the criminal activity of the Biden administration and at the least displays how corrupt it was. Democrats in Congress and left wing organizations throughout the United States continue to flex their muscles in defiance of Trump's initiative to clean up corruption within the federal government. Additionally, we will see a reference within the Armed Forces of the United States with the appointment of
Pete Hegseth as Secretary of Defense. Already, the military is pushing out transgender individuals from the US military ranks, plus offering to take back those individuals who were forced out by the Biden administration. When they refuse to take the COVID shots, they're now able to return to military service with all their back pay. Basic ladies and gentlemen. This is a resumption of normalcy and common sense within the US military, which we'll strengthen it and excuse the pun
make it great again. A powerful military is what protects the citizens of the United States. With a powerful military defending the country, it lessens the threat of more wars and can be used to restore pu instead of inviting conflict. It's called peace through strength. As for those despots around the world who seek to threaten war, we can be assured they will begin walking slowly, knowing once again the United States is carrying that big stick that Teddy Roosevelt
called it a century ago. Remember he said, speak softly, but carry a big stick. Although I think Trump, unlike Roosevelt, will not be speaking softly. Countries like Red China who seek world domination will find it a little more difficult for the immediate future. Secretary of Defense, Pete the Hexstaff said the other day part of his duties the Secretary of Defense will also include the building all the iron
dome over the United States. He's talking of course, about the US having a defense system which would repel missile attacks from foreign adversaries before they could hit targets here in the US. Trump is also dedicated to establishing a strong economy for the United States. So he's on the job,
ladies and gentlemen, He's he's on the job. He also mentioned moving many federal offices and headquarters out of Washington, d C. And relocating them in different parts of the United States in an effort to displace the massive federal bureaucracy from Washington, d C. To other parts of the country to help release the chokehold Washington d C has on the rest of the country. It's been talked about
but never attempted. Perhaps under Trump it will finally happen. Anyhow, expect America to have a resurgence over the next four years and perhaps beyond, as Trump continues his promise make America great again. And Donald Trump is keeping his promises, ladies and gentlemen. And that's that's a unique that's very unique because in the past, it wasn't always that way,
was it. Politicians would say things to get elected, but then again they felt no obligation necessarily to fulfill those promises, and at least with Donald Trump at the helm where he's making the arrangements to fulfill those promises. All right, we've got a lock to cover this morning. Don't go away, We'll be right back.
We're just trying to turn a nickel into a dime.
That's the bottom line.
The power to tax is the power to disper it. Taxes affect your paycheck, your plans, and even your peace of mind. But this tax season leads stress to us. This is gene Valleraniut Asset Growth Associates. We make filing income tax returns simple, accurate, and stress free. If you're fifty year older, you could qualify for a low price of ninety nine dollars to file your return. So when it comes to your taxes, every detail matters, every time.
Call us four oh nine eighty four oh sixty nine hundred er visit save myretirement dot comm do it today. Taxes are everything. Let's make them work for you. Are you thinking about starting your Social Security benefits early? Before you decide, let's talk about the big picture. Claiming benefits before your full retirement age, whether it's sixty six, sixty seven, or somewhere in between can reduce your monthly income by
up to thirty percent. That could mean thousands of dollars less every year, and once you start, there's no going back. Here's the unintended consequence that smaller check could limit your ability to enjoy retirement, cover healthcare costs, or leave a legacy for you and your loved ones. And if you live longer than you expect, those reduced benefits might not be enough. But don't worry. We're here to help. At Asset Growth Associates specialize in creating smart strategies for social
security and retirement income. Will help you maximize your benefits and secure your future. Call four oh nine eight four oh sixty nine hundred today or visit savemyretirement dot com for your free social security analysis. Let's make sure your retirement works for you, not against you. Plant smarter, retire better.
If you owe the IRS five thousand dollars or more, don't call an unknown eight hundred number. Instead personally meet with us to review your IRS problem. And if you want to pay the IRS nothing or less than you owe, we can set up a fresh start agreement with the IRS. We can help you. Ladies and gentlemen can call us whole free at one eight six six seven, two eight three six nine seven.
We're just trying to turn a nippel into what time.
That's the bottom line from them.
People can't even welcome back.
Ladies and gentlemen you're listening to. That's the bottom line. You're weekly broadcast on k l v I. That tells it like it is. As I said in the previous segment, the roundup of illegals continues to be carried out in the federal dragnet to deport illegals from the United States, and the news media is printing and broadcasting stories about how some of the illegals are that are being deported, is breaking up families, stories of wives being arrested and deported,
and workers are rusted while on the job. As this massive roundup continues, the media doesn't print the entire background that are printing and broadcasting these stories in an attempt to promote sympathy for illegals over President Trump's orders to start the roundup of illegals and send them back to their own countries. In some cases, you know, it does seem sad when a spouse of an American is rounded up by Ice for deportation. But these people knew what
they were doing when they came here illegally. On television recently, there was a video report showing a woman weeping at the fence separating the US from Mexico because she arrived shortly after Trump took office and closed the border. Had she come a day earlier, she would have freely entered the United States illegally. The media does this to evoke pity and support illegal immigration, because the media is corrupt and supports left wing lawlessness. I don't know how else
to put it. When an American commits a crime and is sent to jail and leaves his or her family behind, there's no outcry from the news media, and most of the news media is hopelessly corrupt and slants its stories
to protect anti American causes. In more simple terms, the news media has no sympathy for illegals who murder and rape Americans, but when someone like Donald Trump or members of his family are unjustly attacked or put on trial, they play it up and side with the crooked prosecutors because Trump's a Republican and as such is not entitled
to fairness. Because Trump's Republican, Because he's a Republican and as such is not entitled to fairness objective reporting, and truthfully, I've never figured out why the media itself is so one sided and is plainly the mouthbeast for left wing, pro communist and socialist views, especially since the US Constitution protects freedom of the press. Of course, there are some newspapers and news organizations that report and write the news
as it is. Unfortunately they are few, far and few between. Last November, when Trump want a landslide victory, one would have thought the media would moderate its reporting and start printing both sides honestly and fairly. But they won't, and that's why it remains a mystery to me by waste such a precious freedom, freedom of the press. Maybe they're just doing the bidding of the far left because the
far left pays them under the table. Who knows. Maybe the day will come when we can trust newspapers and other news organizations once again, but in the meantime we have to take such reporting with a grain of salt. As they say, most reporters and editors have graduated from colleges and university that are known to be pro left wing institutions, So maybe most news organizations have been indoctrinated from a young age and carry those beliefs with them.
There's nothing wrong with always seeking truth and justice, but twisting the truth to side with injustice is never good. It's never a good idea. Life is too short, and eventually we will all meet our maker at a reckoning of how we conduct ourselves on that sojourn from here to eternity. I know a lot of people don't believe in God, and they laugh at those who do, or agnostics, which if they're an agnostic, that means they're not sure. I take a chance. The Bible plainly states do not
be deceived. God is not marked mocked for whatever a man sows that he will also reap. And we all have free will and can't ignore good and choose what is not good or just. But we must be willing to pay for the consequences of such actions eventually. You know, I mentioned a few moments ago about how the media is running many stories about how families are being broken up by ice weeping in and deporting illegals. Of course it's sad, but they chose to come here illegally instead
of applying to come here legally. And should have known that day would come when that have to pay a price for their actions. And we all know that to be true because that's always the case. Sooner or later, everything catches up. Excuse me, are you worried that your investment portfolio could be ripped to threads? Do you think that chaos on Wall Street will persist? If you do, I need a better return that will not only help you recover some of your buy near losses and get
a head start on the Trump recovery. Hey thousand, time to call us an Asset Growth Associates where we offer plans. Gotta give you a bonus for signing up. And the best part of it is in the principal production plans, you do not lose money. In other words, when the market goes down, you stay right where you are. When the market comes back, you go up from where you
are while everybody else is trying to catch up. Now, if you want to learn more about principal protection, I want you to call us an Asset Growth Associates four oh nine eight four oh sixty nine hundred and as I like to say, if you live in faraway places, you can call us toll three by dialing one eight, six, six, seven, two eight, three, six nine seven to set an appointment. Set that appointment, do it as soon as you can.
Come in visit with us, and we'll share ideas with you that have helped so many others in the past. And there's nothing wrong with having an investment portfolio that doesn't lose money, right, what's wrong with that? Isn't it great that you can have market link returns without being exposed to market linked losses? Be back right after this, so don't go far.
We're just trying to turn a nickel into a dime.
That's the bottom line.
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We're just trying to turn a nickel into a dime. That's the bottom line.
Welcome back, ladies and gentlemen you're listening to that's the bottom line. You're weekly broadcast on KLVII that tells it like it is. And now it's time for that segment that we call on this report the dirty little secret, and we like to share those secrets with you so that you know what's going on behind the scenes. President Trump said in his run for the presidency he was going to trim the federal workforce, and by now everyone
should understand Trump means what he says. The pink slips are going to be handed out to many in the federal work force, and of course the fur is flying. His unions are trying to prevent it. But listen to me, to no avail, because Trump has the authority to push his orders through and diminish the bloat of the Biden years. First off, besides the pink slips, he froze hiring for most departments for ninety days and adding that they cannot
hire contractors either. Now, his orders contained some confusion, you've probably heard that on the news as to which agencies were affected, and he has temporarily rescinded his order to clear up confusion. However, his goal is to trim federal employee roles to save taxpayers money, and unions are rushing into try and prevent the reduction in the federal workforce.
But President Trump has a way around it by restoring what was formerly called Schedule F, which lets him reclassify certain civil servants as at will employees by using By using this reclassification method, up to as many his fifty thousand federal workers will be eventually affected. Biden during his presidency established roadblocks to prevent such layoffs, but the law still allows Trump to carry out these reductions in the federal workforce. Many of the federal workers affected stay at
home most of the time. Anyhow, They don't even bother to show up for work, and they still get paid. Trump is ending this vast waste of spending your tax dollars. He's also ending the practice of workers staying at home and still collecting paychecks. He's ordered them to get up and go to work and the federal offices provided and
to do it in person. When the federal government is supposed to be responsive to we the people through elected officials, but civil servants and union protection over the years have allowed workers from previous administrations to remain for the Many are partisan Democrats who then worked undermine President Trump and his new administration with weeks to the press and behind
the scenes obstruction. What Trump is doing is simply beginning a process of making the federal government more responsive to the American people, and from President Trump's point of view, trimming federal employees would save money for taxpayers. That's you and me, enlighten the burden of future regulations on all Americans. Joe Biden increased the federal workforce by two point four million people by the end of last year, which was
an increase of seven percent. President Trump campaigned on reversing this trend, and his early orders show that he intends to keep all the promises he made during his campaign
to win back the presidency, which is done. Most Americans hate to see people losing their jobs, but in the case of the fifty thousand workers in DC eventually being given the pink slip, it's something they had coming by accepting paychecks and not even showing up to work, but instead staying at home, claiming they could do their work better at home than going to the trouble to show up at their respective offices every day. Let most of us do, and he did nothing and just stayed at home.
But yet we're receiving a salary from the federal government paid for by your income taxes. It was literally taking advantage of you, the hard working tax payer. The taxes we pay are to fund the federal government to provide for many things on behalf of we the people, not the simply siphon off our hard earned dollars and waste them by sending our money to bureaucrats to stay at home and not even show up on the job. Our plight is to our plight. Listen to me. You can
get your good book out. Our plight is the work by the sweat of our brow. Has stated in the Bible, not to have the wages of our earnings siphoned off so others can remain at home and not even bother to show up at their offices to go to work. So don't feel too sorry for them or think that Trump is putting workers on the street without cause. Anyone who is paid to provide a service or to do
a job is obligated to honor their commitment. If they're just collecting money for doing nothing, we the people are paying them, you know, through the income taxes we send the federal government. Then it amounts to taxes without representation. Right If they're taxing, taxing you to pay these people, and these people aren't showing up for work, and they're still taking your taxes, who's representing you? It's taxation without representation. Isn't that one of the many things which marked the
American Revolution and our country separation from Great Britain. Yes, it was. What Trump is doing is simply curtailing wasteful spending, and he should be applauded for it. He shouldn't be criticized for it. And so naturally the news media they're going to make it look like he's, you know, putting families out of work and putting them on the street and starving them and nothing, nothing, ladies and gentlemen, could
be further from the truth. But you know that's your media for you, your pro communist, pro socialist, pro Democrat news media. Shame on them, you know, just shame on him. This is not your father's Democrat party anymore. I can tell you that I could, I could, I could talk for ours because I used to be one and it just it's just not the same anymore. Uh what what what the Democrats? What the Republican Party is under Trump is kind of going back to what even the Democrat
Party was years ago. So anyhow, I want you to keep that in mind, ladies and gentlemen, the Democrats have gone too far left. And when they go that far left, then it it's it upsets the the your rights and and everything under which the American Constitution was founded under or written for. HEO. We're busy at our office at Asset Growth Associates, and I want you to know that. To learn more about us at Asset Growth Associates, log on to Save my Retirement dot com and find out more.
Be back right after this.
We're just trying to turn a nickel into a dime.
That's the bottom line.
Planning your financial future. Taxes can be one of your biggest expenses in retirement, but they don't have to be. With a tax efficient distribution plan, you can keep more of what you've worked so hard to say. Here's how it works. We help you strategically withdraw from your accounts to reduce tax liabilities and maximize your retirement income. Whether it's choosing the right accounts first, or minimizing capital gains, or tailored strategies ensure you are keeping your investments deficient
and your income steady. Take control of your financial future. Let's make your money last longer and work smarter for you. Call four to oh nine eight four zero sixty nine hundred today or visit savemiretirement dot com to schedule your free consultation. Your investment deserves a plan as unique as your goals smart investments, smart tax strategies. This is gene
Valerati of Asset Growth Associates. If you've been watching recent news, a few banks have had a run where customers panic and withdraw all their.
Money at once, causing the banks to fail. If that isn't worrying enough. On January first, twenty twenty three, the Federal Reserve set a new low reserve crumpch for net transaction accounts to six hundred and ninety one point seven million dollars, meaning that banks with net transaction account balances up to this amount are subject to a reserve requirement ratio of zero zero percent. You heard me right, zero
reserve requirements. Forget fractional reserve banking. How about zero reserve banking? Why would the Federal Reserve create this environment of uncertainty? If this is of concern to you, and it should be, we can show you how to protect yourself and how to locate and utilize financial institutions with very real reserves, not zero reserves. Give us a call an Asset Growth Associates one eight six six seven two eight three six nine seven. That's eight six six seven two eight three
six ninety seven. You can also reach us locally in Beaumont, Texas by dialing four oh nine eight four oh sixty nine hundred.
Give us a call. You'll be glad that you did.
We're just trying to turn a nekel into a dime.
That's the bottom line.
Welcome back, ladies and gentlemen. You're listening to that's the bottom line. You're weekly broadcast on KLVII. That tells it like it is, and listen to me right now. We have a solution for you on investing your money. And we do this because for every problem, there is a solution.
In today's solution segment as always wants our listeners to know if they want to avoid loss in their financial investments, there's ways to do it, and one way would be to call us an Asset Growth Associates where money can be set aside to earn market link returns without exposure to market linked losses. And what these accounts offers essentially risk free market returns, providing freedom from market losses and These accounts do not lose value when there's a market
decline and a panic sell off. The contract remains fully solvent during a downturn because the plan is designed to not lose value and previous earnings when the market retreats and loses value sometimes taking years to get back to where it was to start with. You don't want to go through that. Not so with principal protection plans, because with principal protection plans, you do not lose money. You don't have to wait for the market to come back.
Because if you come and see us and talk to us about principal protection those plans issued through our work at Asset Growth Associates, these accounts do not lose value during a decline and are contractually guaranteed not to lose value. Then when the market goes back up, these accounts just
resume earning money immediately. So while other investors directly in the market are playing catch up and just trying to get back to where they were, principal protection investors are already adding more earnings and moving forward, moving forward because they've never lost anything while the market was in decline, and these accounts a great way to grow an investment nest egg without exposing it to market to clients, I'm
telling you right now, it's a good deal. And Asset Growth Associates we've been helping our clients grow their nest eggs without ever having to worry about losing value during a downturn. The market always comes back. You know that when it goes down, it goes It always comes back, but may not do so on your timeline, especially if you're already retired and finding out that you've run out
of investment money at an old age. Call us an Asset Growth Associates where you can participate in plans which earn market link returns without exposing your account to market link downturn. Listen to me, Please listen to me. There's nothing wrong with not losing money, and the same goes with plans that provide such safety. The phone number to call is four O nine eight four oh sixty nine hundred or toll free one eight six six seven two
eight three six nine seven. We have been helping our clients for decades now, and we've been offering these plans for decades as well as regular investments too, because we can do that at Asset Growth Associates, we offer the principal Protection accounts because what they do is they offer long term security, and the plans that are available do not tie up your money for decades, because if you need to dip into your accounts with us or begin
drawing an income from them, they're readily available. You've heard me promoting principal protection plans for decades now on, and our company will be doing so for the years ahead. Our work, what we do is to provide safe investments for those who become our clients, and we're committed to
continue doing so for the years ahead. It's not worth the aggravation of gaining money and then see it shrink away during a downturn brought on by a panic on Wall Street, when you can have the peace of mind of knowing your nest nig is fully safe and available to you when others are seeing their nest niggas decline due to a fickle stock market. At Asset Growth Associates,
we are client oriented. I want you to call us soon for an appointment where you can learn how these plans work and by the way, they bypass probate, so named beneficiaries never have to worry about funds being tied up. And because these accounts are issued by big life insurance companies, and unlike money in banks, every dollar is backed up, not just a portion of it. These planets can be cashed out for their full value to they they can be designed for lifetime income payments as well, and they
cannot be outlived. And also you can still you know, and you have money that if you your life is shortened for the good Lord calls you home, well your beneficiaries will get the rest of the money and it bypasses probate. So if you're looking for a safe place to grow an estate, call us an Asset Growth Associates four oh nine eight four oh sixty nine hundred long
distance callers. We have a toll free number one eight six six seven two eight three six nine seven and we can also be reached online by logging on to save my retirement call us an Asset Growth Associates four o nine eight four h sixty nine hundreds, and let us show you how to put together an investment program.
Where's just trying to turn a neckle in whate that's the bottom line, Where's just trying to turn a neckle in.
That's the bottom line.
People welcome back, ladies and gentlemen, you're listening to the closing two minutes of that's the bottom line your weekly broadcast on KLBI.
That tells it like it is. You know something, I want you to remember that when we're not on the radio, we're busy working with our clients helping them secure their nest eggs and their investment programs. So please don't forget that. You can call our offices and come in and visit with us, and we'll share some ideas with you that have helped many others in the past. Our phone numbers four oh nine eight, four oh sixty nine hundred and are toll free numbers one eight sixty six seven two
eight three six nine seven. And you can also reach us online by logging on to Save my retirement dot com. Because, ladies and gentlemen, stop and think about it. Do you really know what financial independence means? Now here's a hint. Financial independence means you have the ability to meet your financial goals, whatever they may be, goals such as providing for your children's education or being able to retire comfortably. Also, what provisions, if any, have you made toward being able
to handle financial emergencies at Asset Growth Associates. We are committed to helping our clients answer those questions. And if those wild swings up and down on Wall Street have you slightly or even moderately concerned, why don't you call us an Asset Growth Associates. We have a toll free number also one eight six six seven two eight three six nine seven, And why not just take that first step to achieving financial independence because it's possible to do so.
And just remember we're either just a phone call away or a click away because you can always log on to save my Retirement dot com. A lot going on in the world, and believe it or not, time passes very quickly. I can vouch for that as I as I grow older. But the measure of time, as they say, as quickly, and the older we get, the more we recognize how truly time flies. Right, you might agree with me. This is why it's important to plan for the future
when it comes to money. Proper planning prevents poor performance. So one of the ways to properly plan would be to call us an Asset Growth Associates. We can put together a program, an investment program for you that you don't have to lose sleepover. Clock on the wall says I got to go. God bless you, God bless your families, God bless freedom loving Americans everywhere.
That's the bottom line.
You can reach asset growth associates by calling one eight six six seven to eight thirty six ninety seven are by visiting savemretirement dot com