It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme. In this episode filled with valuable information, John will answer these common questions: 1. What is the first home scheme? 2. How can someone apply for first home scheme? 3. How does the first home scheme work? 4. How to find first home scheme houses. 5. How long does first home scheme approval take? 6. How does the first home scheme diffe...
Jun 12, 2025•19 min•Ep. 30
Welcome to the Tea and Mortgage podcast, episode #29! In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever. Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinions about machine learning in mortgage. Those include how AI helps John’s process to review paperwork...
May 09, 2025•28 min•Ep. 29
It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman! In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money. Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during the worldwide financial reshuffling of 2008. Those tracker mortgages definitely come with bad memories and negative connotations, but this new &am...
Apr 17, 2025•25 min•Ep. 28
In this episode , we focus in on a somewhat rare and seldom used mortgage tool, bridging loans. For those who aren’t aware, bridging loans are short-term financing solutions designed to provide immediate funds to home buyers or sellers, typically to bridge the gap between the purchase of a new property and the sale of an existing one. They are commonly used in scenarios such as buying a new home before selling the current one, purchasing properties at auctions, or financing property renovations....
Mar 19, 2025•18 min
Welcome, everyone to the Tea and Mortgage podcast episode #26 ! We hope you enjoy these little chats and get some value out of them. Speaking of which, today we’re going to talk about a recent significant milestone for JC Mortgages, as we just received out 200th Google review! Not to pay ourselves on the back (pat, pat), but most remarkable is that John Coleman and the entire team at JC Mortgages has an average 5-star rating on Google even after 200 reviews! So, today we’ll talk about that miles...
Feb 14, 2025•27 min
Welcome to the Tea and Mortgage podcast episode 25…kicking off the new year in 2025! (We promise you we didn’t plan that coincidence.) As is now the annual tradition, in this episode, mortgage broker John Coleman gives his predictions for the coming year. So, what will 2025 hold according to John’s crystal ball? Find out by listening as he gives prognostications on mortgage rates, home prices, buyer demand, tennis and other sport happenings, and more. He even skillfully dodges predictions about ...
Jan 01, 2025•22 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman. Since we’re in December and rolling towards the end of 2024 and the start of 2025, John and co-host Norm Schriever are going to recap the predictions he made this time last year for 2024. John’s prognostications for 2024 included: • Interest rates • Property prices in Dublin • Peo...
Dec 10, 2024•19 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode , John Coleman talks about most common mortgage and home buying mistakes. After 20+ years in business helping people obtain a mortgage and buy homes, John Coleman has a whole lot of experience and has helped countless thousands of people along the way. So, in this podcast, he will share the most...
Nov 14, 2024•22 min
In this podcast , mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier. John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscient solution that is replacing human interaction. In fact, AI done properly just smooths out inefficiencies and delays, allowing more time to spend 1-...
Oct 08, 2024•35 min
Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic. John then covers his quick return to Ireland to see the iconic band, Coldplay in concert. Back to business, in this podcast , we also talk about invaluable strategies for bidding on a property in Ireland. If you’re currently looking at homes in Ireland or just starting the process, it’s crucial that you understand the bidding process. Armed with...
Sep 11, 2024•20 min
In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans. John walks us through the amazing and unique services his firm, LifeSize Plans, provides. From their website: Bring your plans and future project to a real life-size experience before you put $1 on construction. With the use of state of the art integrated projection technology we are able to show your complete project – including upper and lower floors, external ...
Aug 09, 2024•25 min
In this episode , John Coleman talks about protecting your finances & future with One Plan insurance. You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies. Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times unscathed, and help achieve peace of mind. One Plan Unlike many other brokers, we have a strong relationship with Irish Life, who offer their uni...
Jul 08, 2024•25 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode , Irish mortgage broker John Coleman and co-host Norm Schriever talk about the recent decision by the European Central Bank to cut interest rates by a quarter point. For those who aren’t aware, the European Central Bank cut its key interest rate to 3.75 percent from 4 percent on June 6, the firs...
Jun 10, 2024•16 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this Tea & Mortgage podcast episode #17 , host John Coleman and co-host have the pleasure of welcoming on a special guest, Suya Sausmikat! Making her second appearance on the podcast, Suya, talks about the Brazilian community here in Ireland. Of course, Suya is native to Brazil and only came to Ireland a...
May 06, 2024•29 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #16, John Coleman of JC Mortgages and co-host Norm Schriever talk about a few important topics and news when it comes to obtaining a mortgage and buying a property in Ireland. · It may not be news exactly, but John was recently featured in the Sunday Independent newspaper. Check out his article!...
Apr 08, 2024•21 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #15 , John goes through some of the top questions about obtaining a mortgage and buying a property in Ireland. We utilized Artificial Intelligence to get a list of the top questions you’re querying around the terms “Mortgage Ireland” and “Home buying Ireland.” The great AI tool answerthepublic.c...
Mar 11, 2024•30 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. And in this podcast episode , John and co-host Norm Schriever do just that. John covers the state of the property market in Ireland in early 2024, as well as what he’s seeing for interest rates and the mortgage outlook. Additionally, John talks about his recent trip all the way to Las Vegas, Nevada where he wat...
Feb 14, 2024•12 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. Every year, thousands of American move to Ireland, many of them transferred by their company, ready to retire, or just in pursuit of a more enjoyable life here. A good number of them end up looking to buy a home and settle down. But they’re often faced with questions, confusion, and outright frustration when it...
Jan 22, 2024•41 min
Well, my friends, 2024 is upon us, and that means my humble little Tea & Mortgage podcast has been alive and well for a full year now. Through these twelve episodes, we’ve shared a lot of knowledge for homebuyers and those looking for a mortgage in Ireland, talked a lot of business and the economy, and had more than a little bit of fun! So I truly appreciate each and every one of you listening, commenting, and sharing the podcast, and I promise even more great episodes and help for homebuyer...
Dec 15, 2023•26 min
In this episode #11, we have a nice chat with Paul Tobin, founder and owner of Paul Tobin Estate Agents Ltd here in Dublin. Established in 2006, Paul’s firm is not about chasing high volumes of clients and property listings, but a boutique practice offering professional bespoke services to property owners. In our podcast chat, Paul gives some invaluable tips to buyers who are just walking into a property, reveals why energy rating is so important, and pulls back the curtain on the bidding proces...
Nov 06, 2023•33 min
It’s our 10th episode of the Tea & Mortgage podcast, and we couldn’t be more thankful for all of your listens, views, shares, and support. And today to celebrate, we have a very special guest, Breffnie O’Kelly. Breffnie O’Kelly is an estate agent who specializes in “helping busy people find property,” and she’s very good at what she does, as you’ll hear on this podcast. Breffnie is a licensed property advisor based in Dublin and understands how stressful it can be when you want to find the r...
Oct 16, 2023•37 min
In this episode #9, we have the pleasure of chatting with Linda Phillips, who handles the insurance and mortgage protection division of JC Mortgages. With over 30 years working in the industry, Linda has invaluable knowledge and experience guiding clients not only through the protection they need to obtain their mortgage, but the insurance and financial planning aspect that’s so necessary. With more than 1 in 3 Irish citizens diagnosed with a serious illness in their lifetime, being properly ins...
Sep 18, 2023•26 min
In this episode, mortgage broker John Coleman and co-host Norm Schriever dive into the world of AI, especially how it will (very soon) change the mortgage business. Things are moving lightning fast in the AI world with huge advances even month-to-month, and already, ChatGPT seems antiquated. But John has long been interested in the potential uses of machine learning and automation to improve his systems, quicken his mortgage processing timelines, and enhance the client’s experience. In fact, Joh...
Aug 16, 2023•32 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #7, we interview a special guest, Solicitor Mark O'Donnell of O'Donnell Murray LLP. For those of you who are buying your first property, or foreigners who have expatriated to Ireland and now look to purchase a home, you may have questions about the solicitor’s role in the transaction. Well, all ...
Jul 18, 2023•37 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #6, John Coleman and co-host Norm Schriever go over the roadmap to obtaining a mortgage and buying a home in Ireland. John Coleman has created this detailed roadmap over the course of helping countless thousands of buyers and clients, and perfected it to give you the very best chance of having y...
Jun 05, 2023•35 min
Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #5, JC Mortgages and co-host Norm Schriever are honoured to talk with special guest Suya of JC Mortgage about Brazilians buying property in Ireland. Suya moved from her native Brazil to Ireland eight years ago, and since then has worked in the mortgage industry, helping hundreds of other Brazilians live their dream by buying a hom...
May 03, 2023•26 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #4, John Coleman and co-host Norm Schriever cover: 1.A recap of John’s monthly property and mortgage market recap 2.5 of the most Googled search queries about buying a home in Ireland 3.Bank transfers and getting your bank accounts in order before your mortgage 4.What John loves so much about th...
Apr 12, 2023•18 min
Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #3 , John Coleman and co-host Norm Schriever cover: 1.A Recap of your February mortgage & property market recap (yes, a recap of a recap) 2.Welcome to March – and let’s talk about St. Patrick’s Day in Ireland. 3.Giving Ireland’s rugby team their flowers. 4.Can foreigners really own real esta...
Mar 03, 2023•23 min
Tea & Mortgage w/ John Coleman Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #2, John Coleman and co-host Norm Schriever cover: · John Coleman offers a few quick impressions on the current property market, as well as some advice on whether buyers should look in Dublin or elsewhere in Ireland. · An update on the mortgage market, including the difference between what the ba...
Feb 03, 2023•27 min
Tea & Mortgage w/ John Coleman Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode #1, John Coleman and co-host Norm Schriever cover: •Why they started this podcast. •How would John recap the 2022 property market in Ireland? •What property buyers can do to get ready for 2023. •John shares some resources that will help home buyers. •What he sees for property prices and mortgages...
Jan 20, 2023•31 min
