Non-negotiables, uncompromising rules or habits people set for themselves or others, have gained popularity recently, from TV to TikTok. Alec's joining me in this episode as we look at how, in a world of overwhelming choices, some of us find comfort in these self-imposed mandates, especially in the world of finances. 6 Keys to Financial Independence
Brian Helms is with me in this episode as we look at how to have the "money talk" between generations. We're taking a look at how to discuss financial matters with aging parents, like retirement and estate planning, as well as financial principles with kids, like saving money and part-time jobs. And it can be awkward at first! But it gets easier over time. 6 Keys to Financial Independence
Do it yourself or hire a professional? That's the question we're asking in this episode! If, like me, you don't know a lot about cars, there's no shame in taking it to a mechanic! The same goes for your finances. Alec's joining me as we look at which aspects of financial planning you can DIY and which ones you probably want to get some professional help with. 6 Keys to Financial Independence
We're not quite as exciting as what you might have seen in the show MythBusters, but the myths we're busting can keep you from reaching true financial independence! Brandon Barber is with me in this episode as we look at common myths surrounding credit cards, renting, and more. And how busting these myths in your own life can help you make better financial decisions! 6 Keys to Financial Independence
In part two of our discussion on what to do if you're in a divorce, Brian Helms is joining me. We're taking a look at several items you'll want to address like beneficiaries, your estate plan, and changes to retirement and investment strategies. And we'd be remiss if we didn't also talk about taking some time to refocus and heal. 6 Keys to Financial Independence
In this episode, we're wrapping up a three-part series on banking with Lori Melton from First Community Bank. Divorce is hard and navigating the financial challenges that can arise make it even harder. We'll be looking at some action steps you can take with your personal finances. 6 Keys to Financial Independence
I've got special guest Lori Melton with First Community Bank back for part two of our series on banking. Just like financial advice isn't one size fits all, neither are banks! In this episode, we're taking a look at different aspects of banks - services, amenities, culture - so you can decide if you're in the bank that's right for you and give you some things to consider if you're looking to switch. 6 Keys to Financial Independence...
With credit and bank cards being so common, all of us are likely to experience fraud at some point. I'm kicking off a three-part series about banking with special guest Lori Melton of First Community Bank. And in this episode, she's bringing her years of experience in the banking world to help you protect yourself against fraud and what to do if you're the victim of fraudulent charges. 6 Keys to Financial Independence
If you're living life solo, this is the episode for you. Financial planning can be a bit different for singles! Brian Helms is with me in this episode to give you some tips for navigating your financial journey without a significant other. 6 Keys to Financial Independence
You can't run from inflation! It's something we all have to deal with and, frankly, it can be scary. But there are ways you can be prepared for rising prices. I've got Brandon Barber with me as we look at understanding inflation and how investing is key to fighting rising costs. Plus, we're watching a video our team sent us where a financial advisor reacts to inflation in his own life! 6 Keys to Financial Independence
It's a question we hear a lot: am I saving enough for retirement? There's no one-size-fits-all answer to that! But Alec's joining me in this episode as we take a look at three things that can help you determine the answer: your goals, the resources you have/need, and how to get a realistic estimate if you're on track.
There can be a lot of financial considerations when starting a new job. Brian Helms is joining me as we take a look at some ways to slow down and make practical decisions that can have a BIG impact on your future!
Everyone loves an underdog story. But you don't want to BE the underdog. Alec Daril is joining me in this episode as we look at how to prepare, stick to the playbook, and run the play that will give you the highest chance of success on your road to financial independence.
In the last episode (159), Chad and I discussed getting started with credit. It's best if you can save and pay cash, but if you need to finance, you'll want good credit! Chad's back as we look at tips to build and maintain good credit. 6 Keys to Financial Independence
Debt isn't ideal, but it's often necessary. And your rates depend on your credit score. Chad's with me in this episode as we look at how to get started in establishing and building credit responsibly. We're starting with the basics and in the next episode, we'll go into more detail! 6 Keys to Financial Independence
Friends and clients sometimes ask about an investment idea and I'll ask, "Is it a speculative investment?" Most don't know what that means! Brandon's on board in this episode as we clarify what speculative investment means, and when they might be okay for you. 6 Keys to Financial Independence
Have you ever heard an "old wives' tale" or urban legend and thought to yourself: I can't believe people actually think that's true! In the financial planning world, we've got some myths that Brian and I are going to dispel in this episode. And you won't have to worry about running into bigfoot on the path to true financial independence! 6 Keys to Financial Independence
Vacations are meant to help you reset and recharge, taking a break from the day-to-day. So what about a financial vacation? Chad's joining me in this episode as we look at ways to take a step back in order to bring your financial independence into focus. 6 Keys to Financial Independence
I don't know about you, but I'm super pale and if I'm not prepared, the sun will burn me to a crisp. And if you get burned bad enough, you're certainly hesitant to repeat the process. We frequently hear stories from people who have been burned financially. Fortunately, Brandon brought the sunscreen and beach umbrella this week as we learned that while we can't avoid risk in the market, there are ways to manage that risk. 6 Keys to Financial Independence...
It's been a "hot minute" since I graduated college and entered the workforce, so that's why I've got Alec with me today! We're looking at ways you can set yourself up for financial independence even though you're just getting started. 6 Keys to Financial Independence
Teresa. Chad. Ask us anything! We've your questions on deck for this episode: Should I start my 401k in a Roth or pre-tax if my employer offers both? If I'm investing in my 401k and HSA, what am I missing by skipping the IRA? How should a 21-year-old who's starting to invest manage risk? If you've got questions of your own, send them to me at show@getreadyforthefuture.com ! And don’t forget to check out 6 Keys to Financial Independence !...
Which is better: dollar cost averaging or lump sum investing? It depends! Brandon, a paraplanner in our West Little office, is joining me as we look at the pros and cons of these options and which one might be right for you. 6 Keys to Financial Independence
If you're in your 30s, retirement might seem like a LONG way off. Brian joins me in this episode as we look at some misconceptions and obstacles you might face when getting started early. But if you start early, your future self will thank you for it! 6 Keys to Financial Independence
TikTok has become a popular source of financial advice and tips. But is it a good source? Alec Daril, an advisor on our Conway team, joins me in this episode as we take a critical look at the advice peddled by these "finfluencers."
When you're thinking about meeting with a financial advisor, where do you start? What do you look for? In this episode, I'm sharing a bit of my journey in becoming a financial advisor, as well as red and green flags to look out for in your search for an advisor who's right for you. 6 Keys to Financial Independence TC124 We Need to Talk Broker Check...
In the final episode of a three-part series about insurance, Ryan Evans with Wayfinder Insurance is walking us through umbrella policies. What are they? And how can they help protect your assets?
In part two of our insurance series with Ryan Evans of Wayfinder Insurance, we're looking into auto insurance! What does "full coverage" really mean? And spoilers ahead: replacing your vehicle is NOT your greatest risk if you have the misfortune of an auto accident.
This is the first of a three-part series on insurance. And for that, I'm bringing back Ryan Evans with Wayfinder Insurance. In this first episode, Ryan brings some cautionary stories from his time in the industry. And why it's important to have a relationship with someone who can walk you through the complexities of the insurance world so you can protect your hard-earned assets.
We're answering YOUR questions in this episode of Talking Cents. Chad is joining me as we take a look at: Is there a version of an IRA for self-employed people? Is it a good idea to use some of the funds from my previous employer plan to pay off debt? What do I need to know if my parents want to gift me stocks/mutual funds and add me to their bank account? And if you've got questions, send them to me at show@getreadyforthefuture.com !...
There are a lot of tools out there to help people prepare their taxes, but there are times when it's best NOT to do it yourself. Chad's joining me as we dive into scenarios where it might be best to have the help of a professional so you can make the most out of tax season. 6 Keys to True Financial Independence
