In this week's episode, Susannah and Sarah talk to Senior Analyst, Nathan Long, to explore the financial resilience of the nation by unwrapping the findings from the latest Savings and Resilience Barometer. We touch on the true cost of being single, runaway rental costs and the expense of remortgaging. Helen Morrissey joins us to give the inside scoop on measuring financial resilience in retirement and find out how much you really need to save for a comfortable retirement. We’ll also look at wha...
Jul 25, 2024•25 min•Season 1Ep. 76
In this week's episode, Susannah and Sarah look at what the outcome of the general election may mean for our money, investments and pensions. We also turn our attention to the travel sector and what the upcoming holiday season could look like. As usual, we look at the potential impact to stocks and funds in the sector. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See ...
Jul 11, 2024•32 min•Season 1Ep. 75
In this week's episode, Susannah and Sarah speak with Anne Fairweather, HL’s head of government relations and public policy, to break down the manifestos and see where the parties differ, especially when it comes to issues affecting savers and investors. We also take a look at how higher interest rates could affect Natwest, Berkshire Hathaway and Apple, explore funds to watch while rates are higher, and examine the impact on pension planning and annuity rates. This podcast isn’t personal advice....
Jun 27, 2024•27 min•Season 1Ep. 74
In this week's episode, Susannah and Sarah take a look at the energy sector, touching on oil, gas and electricity. We look at how big energy giants, like Exxon Mobil and Shell, are faring and delve into political moves on the General Election campaign trail. Talking ESG considerations and the energy transition, find out how all of this could impact your investments and personal finances. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise an...
Jun 14, 2024•27 min•Season 1Ep. 73
In this week's episode, Susannah and Sarah look at the recent record highs of the UK markets, UK shares and funds to watch and how pension funds are investing right now. They also explore how the answer to your saving and investing gaps may already be sitting in your accounts. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Past performance is not a guide to the future. Hosted on Acast. ...
May 30, 2024•27 min•Season 1Ep. 72
In this week's episode, Susannah and Sarah look at the biggest names in tech, the Magnificent Seven: Microsoft, Amazon, Google (Alphabet), Tesla, Facebook (Meta), Nvidia and Apple. We also delve into the latest edition of the HL Savings and Resilience Barometer for an inside look into the nation’s savings and investments. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. Se...
May 16, 2024•29 min•Season 1Ep. 71
In this week's episode, Susannah and Sarah look into what’s driving metals prices up – looking at using gold and silver to hedge against inflation, lithium use in EVs, the metal recycling industry and copper’s part to play in the energy transition. We also look at how some of the biggest names in mining are faring, and the ESG (environmental, social and governance) implications. Find out how all of this could affect your savings and investments. This podcast isn’t personal advice. If you’re not ...
May 02, 2024•32 min•Season 1Ep. 70
In this week's episode, Susannah and Sarah look at how the pharmaceutical sector is faring after a whirlwind few years. Exploring weight loss treatments, AstraZeneca, Novo Nordisk, GSK, and falling healthy life expectancy, find out how all of this could affect your savings and investments. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more info...
Apr 18, 2024•26 min•Season 1Ep. 69
In this episode, Susannah and Sarah dive deep into the NatWest share sale and Sophie Lund-Yates explores how past government privatisations stand now, touching on BT, British Gas and Royal Mail. Emma Wall also looks at why the UK market is an interesting region at the moment and what that might mean for your investments. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See...
Apr 05, 2024•26 min•Season 1Ep. 68
In this episode, Sarah and Susannah talk all things tax year end and look at the reasons why many leave it to the last minute to make use of pension and ISA allowances. They also look at how this year's Spring Budget could impact your savings and investments - touching on British ISA, cuts to National Insurance and more. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change...
Mar 21, 2024•30 min•Season 1Ep. 67
In this episode, Sarah and Susannah explore the financial sector and talk about the UK's biggest banks and building societies. Touching on interest rate cuts, the NatWest share sale and the impact of upcoming elections – find out how all of this could impact your savings and investments. Hosted on Acast. See acast.com/privacy for more information.
Mar 08, 2024•30 min•Season 1Ep. 66
In this episode, Sarah and Susannah delve into the world of sin stocks, looking at oil companies, weapons manufacturers, Environmental Social and Governance and sustainable investing, as well as the pursuit of net zero. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information....
Feb 23, 2024•33 min•Season 1Ep. 65
In this week's episode, Sarah and Susannah look at the weakening luxury market, a drop in retail sales growth and the impact of brand power. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.
Feb 08, 2024•27 min•Season 1Ep. 64
In this episode, Sarah and Susannah discuss the latest HL Savings & Resilience Barometer. We explore where life is getting tougher, how retirement resilience is falling, and reveal the golden rules of investing for those getting started. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information....
Jan 26, 2024•24 min•Season 1Ep. 63
In this episode, Sarah and Susannah talk about how you can protect yourself and family from investment and pension scams, and why cybersecurity is an ESG issue. We also look at what market opportunities scams can bring and which companies could be most at risk. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more infor...
Jan 12, 2024•32 min•Season 1Ep. 62
In this episode, we examine what 2024 might bring for investments, pensions, savings, house prices and interest rates, and explore funds and shares to watch. All investments fall as well as rise in value, so you could get back less than you invest. This is not personal advice. If you are unsure of a course of action for your circumstances, you should ask for advice. Hosted on Acast. See acast.com/privacy for more information.
Dec 28, 2023•28 min•Season 1Ep. 61
We explore the challenges for buy-to-let investors and tenants, whether it’s a sensible option for your pension, and an alternative way to invest for income. Hosted on Acast. See acast.com/privacy for more information.
Dec 14, 2023•30 min•Season 1Ep. 60
We examine the Autumn Statement changes, looking at ISAs, tax cuts, economic forecasts, pension changes, and the politics. We also revisit shares and funds we suggested as ones to watch, to see how they’re faring. Hosted on Acast. See acast.com/privacy for more information.
Dec 01, 2023•28 min•Season 1Ep. 59
In this episode, Sarah and Susannah discuss investment into infrastructure. Talking HS2, housebuilding and the environmental, social and governance (ESG) implications, find out how all of this could impact your savings and investments. Hosted on Acast. See acast.com/privacy for more information.
Nov 16, 2023•34 min•Season 1Ep. 58
Our Investment and Personal Finance experts answer some of your most common retirement questions, covering annuities, the triple lock, ideas for your portfolio in retirement and how much you actually need to save up to retire comfortably. Hosted on Acast. See acast.com/privacy for more information.
Nov 02, 2023•32 min•Season 1Ep. 57
Sarah and Susannah put commodities under the microscope and discuss how the Israel-Hamas conflict has impacted oil prices, as well as the evolution of green energy. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Oct 19, 2023•25 min•Season 1Ep. 56
Our Investment and Personal Finance experts discuss the squeeze on budgets and the rise of the night in. We look at companies taking advantage of the shift as well as the struggles of the hospitality industry. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information....
Oct 06, 2023•25 min•Season 1Ep. 55
Our investment and savings experts look at the highs and lows of working for yourself and the ways self-employed people can plan and prepare for a more comfortable financial future. Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on podcast@hl.co.uk . This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Hosted on Acast. See acast.com/privacy for more information....
Sep 22, 2023•31 min•Season 1Ep. 54
Investment and personal finance experts assess the ESG and commodities challenges, charging questions and how Tesla, BP and Aston Martin are navigating the EV revolution. If you have any questions about this episode or anything else to share, you can reach us on podcast@hl.co.uk . This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/pr...
Sep 07, 2023•33 min•Season 1Ep. 53
Our investment and savings experts look at the ways we can help to lend a helping hand to our loved ones. Looking at investing for children, passing on your pension and inheritance tax – there are many ways to pass it on. Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on podcast@hl.co.uk . This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend o...
Aug 24, 2023•33 min•Season 1Ep. 52
Our investment and savings experts look at the wellness industry, with a focus on how tech giants are using AI to change the way we monitor our health, fitness and nutrition. Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on podcast@hl.co.uk . This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in. Hoste...
Aug 11, 2023•31 min•Season 1Ep. 51
Our investment and savings experts look at how the hospitality industry is faring this summer – exploring the outlook for events companies, brewers and a drinks giant. Find out what it could all mean for your finances. Hosted on Acast. See acast.com/privacy for more information.
Jul 28, 2023•31 min•Season 1Ep. 50
In this podcast, Susannah and Sarah explore the financial resilience of the nation, touching on debt, saving for retirement and mortgage rates. Hosted on Acast. See acast.com/privacy for more information.
Jul 14, 2023•28 min•Season 1Ep. 49
In this podcast, Susannah and Sarah explore how the rise in interest rates impacts the housing market, mortgage rates and our investments. Hosted on Acast. See acast.com/privacy for more information.
Jun 29, 2023•32 min•Season 1Ep. 48
In this podcast, Susannah & Sarah explore the current state of the US economy and how the UK will be impacted if the States go into recession. Hosted on Acast. See acast.com/privacy for more information.
Jun 15, 2023•25 min•Season 1Ep. 47