As the use of golf cars and other low-speed vehicles continues to grow, so do the risks associated with their design, maintenance, and aftermarket modifications. One of the most significant concerns? Fire hazards—often linked to lithium-ion battery conversions, improper wiring, and charging issues. In this episode of Subro Sense , Partner and Host Aaron Jacobs welcomes Tim Martin of Rimkus to explore the mechanics of golf cars, common causes of fires, and the legal challenges involved in pursuin...
Apr 16, 2025•44 min
Throughout the last few years, the notion of solar energy has become more prevalent in just about every walk of our lives. We see solar energy in homes; solar energy is now utilized by local utility companies and private individuals. It's an industry that promises incredible growth over the next several years, but this can also lead to increased property claims and subrogation opportunities concerning solar energy systems. In this episode of Subro Sense, Partner and Host Aaron Jacobs is joined b...
Aug 28, 2024•47 min
As subrogation professionals, it is sometimes easy to direct our concentration on the liability issues in each case and to overlook the details associated with the damages and first-party claim adjustment. That said, in most cases, it is beneficial to conduct a thorough evaluation of the legally recoverable damages during the early stages of the subrogation investigation. An error in the proper calculation of the recoverable portion of a business interruption loss could drastically affect the ov...
Aug 01, 2023•34 min
On April 13, 2023, and as part of other recent tort reform measures implemented in Florida Senate Bill 360 was signed into law, which shortened Florida’s Statute of Repose for construction claims from 10 to 7 years. Join host, Aaron Jacobs and guest, Sean Ravenel, with Butler, as they discuss the impact the bill will have on subrogation claims in the state of Florida.
May 15, 2023•10 min
HB 837 was introduced to the Florida House of Representatives on February 15, 2023, and was signed into law on March 24, 2023, by Governor Ron DeSantis. Join host, Aaron Jacobs and his guest, Matthew Peaire, a partner with Butler, as they discuss the impact the bill will have on subrogation litigation in the state of Florida.
Apr 25, 2023•18 min
Join host, Aaron Jacobs and Halliwell Director and Senior Forensic Architect, Roberto Beauchamp, as they discuss the proper methods of investigating claims associated with water infiltration through window installation during high wind events, as well as a number of misnomers about the proper testing methods and interpretation of testing data with regard to the forensic investigation into these claims. Roberto shares several tips and suggestions for the forensic evaluation of window failure clai...
Feb 24, 2023•30 min•Season 4Ep. 2
Join host, Aaron Jacobs and Partner, Matthew Peaire with Butler as they discuss the unique factors and challenges a subrogation professional encounters when investigating a large volume of hurricane claims for recovery potential. Aaron and Matt cover a variety of practical tips that will help you efficiently triage claims and maximize your recoveries, based on over 20 years of experience in dealing with hurricane claims in Florida. Filled with insightful tips and enlightening conversations with ...
Nov 08, 2022•21 min•Season 4Ep. 1
Amazon, Google, Apple, Samsung and numerous other manufacturers have “Smart Home” devices that may be found in an estimated 175 million homes worldwide. Join host, Aaron Jacobs, and guest co-hosts, Bob House and Nick Mahoney , with SEA, Ltd., as they discuss how Smart Home product data can assist you in your forensic fire investigations and potentially increase your opportunities for a subrogation recovery. Filled with insightful tips and enlightening conversations with subrogation experts from ...
May 07, 2021•34 min
Get ready to sail the high seas with Butler Partner and host, Aaron Jacobs and co-host, Craig Sylvester with Jensen Hughes , as they discuss the factors and circumstances that should be considered when evaluating boat and vessel fire losses and associated subrogation claims. From the components of vessels most commonly involved in fire claims to potential subrogation claims against third parties like service contractors and marinas, Aaron and Craig will prepare you for your next voyage into the ...
Mar 09, 2021•43 min
The Holiday Season is here, but what if the celebrations don’t always bring cheer? Host Aaron Jacobs presents the “Holiday Havoc” series featured on Butler’s Subro Sense Podcast. Three podcasts + Holiday mishaps = Everything you need to know about Holiday-related claims. Stockings hung on the mantel above a warm fire sounds like a delight to many during winter’s cold months, but did you know that according to National Fire Protection Association(NFPA), half of the reported fires involving heatin...
Dec 22, 2020•22 min
The Holiday Season is here, but what if the celebrations don’t always bring cheer? Host Aaron Jacobs presents the “Holiday Havoc” series featured on Butler’s Subro Sense Podcast. Three podcasts + Holiday mishaps = Everything you need to know about Holiday-related claims.
Dec 18, 2020•20 min
The Holiday Season is here, but what if the celebrations don’t always bring cheer? Host Aaron Jacobs presents the “Holiday Havoc” series featured on Butler’s Subro Sense Podcast. Three podcasts + Holiday mishaps = Everything you need to know about Holiday-related claims. Episode One: What happens if the insured fries more than just the turkey? Who is at fault if the fries turn to flames? A 2013 NFPA study revealed that on Christmas Day the total number of daily fires is estimated to be 58% above...
Dec 16, 2020•21 min
Oftentimes, third-party liability adjusters will refuse to pay the full amount of the “Repair Cost Value” (“RCV”) of the damages included in the subrogation demand, and contend that they only owe “Actual Cash Value” (“ACV”), regardless of the amount paid in the underlying First-Party Property claim. Join host, Aaron Jacobs and guest host, Raymond Franks with Rimkus Consulting Group as they discuss and dissect the ABC’s of RCV and ACV damages evaluations and the associated potential effects on yo...
Sep 02, 2020•32 min
Like all other aspects of life, the forensic investigations of existing and new subrogation claims has been significantly impacted by the COVID-19 pandemic. Senior Mechanical Engineer and Certified Fire Investigator, C. Tripp Wagner III , BME, CFI, with Jensen Hughes joins host, Aaron Jacobs to discuss how to approach forensic investigations in light of the current COVID-19 guidelines and limitations and how forensic investigations may be able to continue at this time by considering certain crit...
Apr 28, 2020•29 min
Insurance subrogation professionals face unique hurdles when a tortfeasor’s liability insurance limit is insufficient to pay the entirety of the subrogation claim and claims asserted by other parties. In other words, sometimes, the pie is not big enough for everyone to eat. Please join host Aaron Jacobs and guest Robert Meyer, Esq. (VP and General Counsel of Subrogation Strategies) as they discuss the special considerations and factors applicable to fix funds/limited pool scenarios and helpful t...
Feb 11, 2020•27 min
Historically, many jurisdictions have held that Amazon was not a “Seller” when considering products sold on its website by third-party vendors. Recently, a U.S. Court of Appeals held for the first time that Amazon was a “Seller” and therefore potentially liable for defective products purchased on its website. Host Aaron Jacobs will be joined by guest Michael Wolfer as they discuss the history of product claims against Amazon; the potential significance of product warnings; and the ramifications ...
Feb 11, 2020•17 min
The litigation ensuing from the catastrophic events of 9/11 highlighted the importance of addressing “Made Whole” considerations when evaluating subrogation claims. Butler’s Managing Partner, Scott Katz and Partner, Jessica Skarin join host, Aaron Jacobs to share four critical Made Whole Rule lessons to be learned from the World Trade Center litigation.
Feb 11, 2020•26 min
There are many critical factors that must be considered when drafting or reviewing a proposed subrogation release. For example, many insurers are reluctant to agree to indemnity, hold harmless, or confidentiality provisions in a release, which are commonly requested by a settling defendant. On this episode of our Subro Sense podcast, Aaron Jacobs with guest speaker, Matthew Freiman of Craig/is Ltd , will explore the potential difficulties that may be presented in a subrogation release and recomm...
Feb 11, 2020•27 min
Join Aaron Jacobs and guest speakers, Ying Tse of McLarens and Lisa Weinstein of Southport Financial Services, Inc. , as they discuss methods of coordinating insured's interests and deductible from a client's perspective in this Subrogation Podcast.
Feb 11, 2020•29 min
The first episode of Subro Sense is now available to listen and download! In this episode, Partner Aaron Jacobs and guest Gerald Albrecht discuss tips and techniques for a successful mediation practice. A special thank you to our guest speaker, Gerald “Jerry” Albrecht, of Albrecht Mediation Services for being a part of Butler's subrogation podcast.
Feb 11, 2020•27 min
