IDR Application is Live Again: What Should You Do?
Episode description
After months of waiting, the Income-Driven Repayment (IDR) application is live again! But with all the changes, options, and deadlines, where do you start? Learn the steps you should take if you’re considering switching repayment plans, the implications for Public Service Loan Forgiveness (PSLF), and how to navigate the updated requirements for loan consolidations and recertifications.
In today’s episode:
4:37 Application processing, clarifying recertification, and the PSLF buyback
16:16 Double Consolidation advice for Parent PLUS borrowers
20:54 PSLF recertification and confusing payment count updates
34:17 When to consolidate and reasons why you shouldn’t
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