Episode 79: Riding The Swells - With Jackie Baldwin - podcast episode cover

Episode 79: Riding The Swells - With Jackie Baldwin

Jun 25, 202144 minEp. 79
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Episode description

Over the next few months, I'm going to be featuring a "where are they now" series of conversations with authors from The Great Pause. My first conversation is with financial advisor Jackie Baldwin. During this conversation, Jackie shares how her clients have been able to ride the storm of the covid-related economy, and how her love of the Connecticut River has inspired her solo authorial debut. Oh, and I may actually have at least a conceptual understanding of cryptocurrency... y'know, as a concept. I love this conversation. Jackie's presence is so real and authentic, and I learned a lot during this conversation. I hope you do as well.

Transcript

It is time to get solar powered. We welcome you back to another episode of the solar powered podcast. I'm Ryan Hall from royal hearts coaching, royal hearts coaching dot com, life and relationship coaching for kings. Now I had an idea just a couple of weeks ago that I believe a lot of my audience and a lot of the audience of this podcast was built off of, off of support and launching the really incredible book, The Great Paws, that came out last summer, that came out in the summer of 2021.

And I wanted to invite a few of the authors that we had on the, that we've had on the podcast as well as in The Great Paws to come back and kind of speak about just what their lives have been, what new challenges they faced, and what new awakenings that they've had here in the past year. And we've got several incredible interviews lined up for you here over the next couple of months. We're gonna lead off with my friend Jackie Baldwin.

Jackie is a financial adviser, was also an author, of course, in the great pause. Her chapter 11 is called dream, and I just reread it earlier today and really got a lot out of it even re rereading it a year later. And let's go up and speak to my friend Jackie Baldwin. Jackie, welcome back to the solar powered podcast. Oh gosh, Ryan. Thank you so much. It's such an honor and privilege to be here. Absolutely. Well, thank you for accepting my invitation.

I know I just kinda threw that out in the Facebook group that we're both that that we're both involved with. And, you know, thank you for accepting my invitation. Oh, I hopped right on. I was like, oh, yes. This is gonna be awesome. I'm so excited. No. I think you were like I think you were a full body yes at this point. Yes. Yes. Absolutely. Yeah. Well, I was, you know, I I was quite when I reread your chapter earlier today, I was quite taken by this paragraph kind of early in the chapter.

The streets became eerily desolate. No one out walking dogs, no children riding bikes, No loud annoying cars in need of a new muffler to jar the silence. The feeling that if you that even if you open your door to the outside world, you were taking your life in your hands. The world has come a long way since you've written that paragraph. Has it not? Oh, it absolutely has. As I'm listening to the cars outside now. Yeah. 1 of the yeah.

I I think one of the one of the earliest, episodes of this podcast, may have been, like, episode 7 or 8, was, I think, titled Are We Living in a Horror Movie? And I was just sort of taken back by just how deserted the streets of Stamford, Connecticut were and how everybody was wearing a mask and we couldn't see anybody and it was just it it was just very jarring. And Mhmm. The world is the world is definitely changing.

Like, there was a giant crowd in Madison Square Garden to watch a Foo Fighters concert last night. I'm actually going to a Major League Baseball game today for the first time in forever. That's gonna be great. Oh, he better believe it's gonna be great. What are, you know, what are some of the, I guess, takeaways that you've had, over just how much the world has changed and the world has started getting back to I hate this word, but that the world is starting getting back to normal as it were.

Right. So living here in Connecticut, we did have a mask mandate, a full arm mask mandate. And so one of the big things for me is I feel naked if I walk into a store. It's as if I don't have my pants on. You know? It's like, oh my gosh. I don't have a mask on. And then I check around, and I'm looking to see, you know, do other people have their masks on? Like, should I have a mask on?

I find myself standing at the door of any building that I'm walking into reading all the signs that are up on there to say, are masks required? Because some places are still requiring masks. Sure. And so I'm looking. So I you know, it's funny how it went from you always wore your mask to now going, okay. Can I it's almost scary not to wear the mask, not because I'm worried of getting, sick because I'm vaccinated, but it's like, is it appropriate? You know? Am I am I not following the rules?

And so that's one element. Like, whoever would have thought that before I went in a store or I would go in a store and feel naked because I didn't have a mask on. It's kind of a weird feeling. But living here in Middletown, Connecticut, we have, our main street is bustling, and we have so many restaurants. And on any given night, you can't find a parking space because it's loaded. And for so many months, there were no cars on the streets.

And so now it's so it's exhilarating to to either walk or drive downtown and see every spot full. And while it might be frustrating because I want one of those spots, it also really makes my heart swell with joy knowing that everybody's out and they're about and watching people strolling by on the streets. I mean, it's it's like a holiday every day, and it feels wonderful. Yeah. Yeah. It it really does.

You know, one of the one of my biggest takeaways what has been that, like, if I go out on a run, I usually run the same kind of the same route most every time. And if I did it last summer, I'd be feeling weird if I didn't have a mask on or or whatnot, but you see so many more people out doing the same thing nowadays. You see more people walking dogs. You see more people just, you know, playing like kids playing out in the parks.

They're like, there's a, like, there's a little city park, here in Stanford, maybe about a maybe not quite a mile from me, where I that got, like, some picnic tables and stuff like that. But couple weeks ago, I went and brought my computer with me and was gonna do some writing, but I was just so kinda taken back because I started seeing people, like, filing in, bringing yoga mats, and there was a yoga class right out in the middle of the park.

Yeah. Just out of the blue, that was something you would not see this time line. No. No. No. And I it's funny as you say that too. I realized when I was walking, even I do a lot of trails, hiking, and things like that. And so rather than wear the mask because a lot of times I wouldn't see people. I would pull way off the trail, so that we weren't you know, we were keeping our 6 feet apart and actually look away. You know? Like, that we were so chaotic about that.

And now I'm walking, and you can actually see people's faces, and you're smiling. And you can see the person smiling back at you. Where before, we lost all that. You lost 3 quarters of a person's face. Yep. And so, therefore, like, if you were in the grocery store and somebody were walking past you, my normal inclination is to smile or say, hey. You know you know, no worries or or whatever. Where before, we became very even though we were in the store together, we became very, solitude.

Is that the right word? That's fine. Not that but, you know, I didn't see like, we were in there, and we you went in. You did your business. Nobody talked to anybody. Nobody smiled. Nobody interacted, and it was all business. And now we're back to get out. Yeah. Get the hell out of there. Yeah. And now we're back to it's a social event again. You know? And people are going in, and they're friendly, and they're saying, oh, yeah. Have you ever tried this sauce? No. I haven't. Have you?

Yeah. It's great. You know, we're interacting again. And I it's so funny because I used to take all that for granted until all this happened. And now I go into the store and I'm like, oh, I love I used to hate when people sometimes they'd come up and start talking. They're like, you're like, I don't want now it's it's I embrace that moment. It's like, oh, this feels so good.

So it's very interesting how we have transformed from, I think, being people who were living in solitude without the mask, you know, and trying to just do our business and stay to ourselves. And then when that's kinda taken away, I feel like sometimes I'm experiencing at least that people are now embracing being together. And I hope that we keep that. I hope that we don't fall back into being a me me me world again. I hope that we can hold on to this. Yeah. Yeah. Our yeah.

I, yeah, I totally appreciate that because, you know, not having any family what family up here in the up here in the northeast, you're really kinda limited as to as to what kind of interactions that you could have when we were in the just the depths of the pandemic, of the of the lockdown. Like, one of the most exciting things that I did couple of times, last year was having Zoom poker parties with friends of mine. Right.

You know, low stakes poker parties with friends of mine, and it was just it was just so fun to be able to actually be with people. Yes. Even if it was virtually. Exactly. Exactly. I have clients that up until recently never met me in person because we had to do it via Zoom. And and I have one couple who I, they were older and they they didn't wanna do Zoom. But when we got together, we were wearing masks. And I'll never forget there, it was a gentleman, and he he's he's just very sweet.

And he wanted to walk me to my car and, you know, and all of that every time. So he walked me to my car, and I'd get in. I'd shut the door. Well, there was he had forgotten to ask me a question. Well, I had already taken my mask off because I was getting ready to leave and came back over to the car, and he looked horrified at me. He's like, you don't look anything like I thought. It was like he was looking at a stranger, and it's so true.

And then so we just got together for the first time, in person where none of us were wearing masks. And it was weird because they didn't look you know how if you read you know how if you read a book. Right? And you envision the character a certain way, and then you go see a movie made from the book. And you're like, that's not how I envisioned that character. That's how I felt about this top one. I'm sure that's how they felt about me.

Wow. I had a whole vision of what was under that mask, and that is not it. Oh, man. Do I get that. I I I really get that. Just being able to, you know, during in my day job working inside the Best Buy, actually seeing certain managers not wearing masks. Most of the employees are wearing mask because they're all young, and I don't know if they believe in vaccines, but that's another story for another time. But, but, you know, certain managers, I'm like, I had no idea you had a beard.

Mhmm. Exactly. Yeah. I had no idea you wore a beard. You have noses. You people have noses. You're missing your front teeth. Didn't know that. I mean, any number it's just so funny. It's really who would have ever guessed this, you know, 2 years ago? Now we can't say a year ago. But Right. 2 years ago, who would have guessed any of this? Like, it that we'd be having this conversation about how people look under a mask. It's it's kinda mind blowing if you think about it.

And then how many masks do we all have stuffed in pockets and bags? Jackie, I think I own more masks than I own underwear at this point. I know. It's so funny. It is so funny. Yeah. Yeah. I'm glad to be global getting rid of them too. But, but, you know, speaking of, speaking of clients, I know your your day job is as the financial advisor. Mhmm. And when we spoke last year, the economy was just in the tank. I mean, there was nothing going on. Unemployment was sky high.

Mhmm. But now things are slowly but surely getting better. Mhmm. What have been some of the takeaways that you've had in that side of your life or, you know, for, you know, for people being able to actually recover financially from the complete tanking that was going on this time last year. Yeah. So, fortunately, because of all of the stimulus, the incredible stimulus that was out there, the re the the markets recovered very nicely and had a very nice return, really over for 2020.

So if if people stayed invested and didn't panic, then they made out, you know, they made out well and actually ended up ahead. For those that did panic and didn't jump back in until they were confident the market was going up, they they probably lost out, because the the markets, when they did start coming back, came back very quickly. So if you waited and hesitated, you lost a lot of the run up.

And so it makes my, you know, fortunately, my clients didn't panic, and they stayed invested because this is something I spend a lot of time educating my clients on, and making sure that they have, my money in the event of a a downturn in the market so they don't have to take this money out.

But what it's done is it's it's made those conversations a little bit easier to have now with people because now they're like, oh, now I see why I have to have at least 3 months in savings, where before they didn't understand that. What has happened, though, I also have a number of small business owners who are clients, and they are struggling, especially in the service industry because, unemployment is still paying a bonus.

And so, in order to they're trying to come out of the pandemic and open their restaurants back up and and get their stores opened back up. And, because of that, they don't have access to pay premium in in hourly wages because they themselves have been struggling all these months. Yeah. Yet the the population, the the workers are demanding a premium. And so we're gonna see more small businesses, not survive because of this.

And it's a real shame because and I and I understand why there needs to be the the bone. I'm not trying to argue whether there should or shouldn't be, you know, the extra unemployment. But I am saying we're it we haven't seen the last of the ramifications from all of this fallout either. And, on top of all of that so so what's happening is potential employees are, seeking, premiums on their wage. So now we're also starting to see wage inflation.

We're starting to see inflation transitory inflation on basic materials because there was such a now there's a huge demand for it. So the supply and demand vary, right, means when there's this huge demand and the supply is low, they're they can charge for a premium. And so we're seeing transitory inflation, whether that stays, beyond and whether we're heading into an inflationary time coming off of the longest low inflationary time in history. I don't know.

That's the that's the $1,000,000 question at this point. But, you know, there's mixed camps. Most economists seem to be of the mind right now with that they are hedging, that it is only transitory and that when things start evening out, inflation will kind of come back down. But we are really in a tough situation there. So I would say that by and large, people are doing really well, that that we're able to stay employed.

The ones that were able to keep their businesses going, they're now seeing the light at the end of the tunnel, hopefully. But it's gonna take some time to unwind from all of this for sure because they're and now we're coming up on evictions. The eviction moratorium is ending. So, you know, I do a lot of, community service work, and I see new people coming to get their lunches on Sundays. I serve lunches to the community, and new faces are showing up all the time.

So I guess I'm just trying to say, I understand many people feel, better because they're able to travel and they're able to do these things. But there's a host of, people who are not doing well. And, I think that we're gonna have a divergence here for a while of people doing well and people that are continuing to decline and and struggle. Yeah. I real yeah.

I really get that, and I really relate to that, you know, with my job because there's just not a lot of, like, I don't see a lot of growth opportunity in my job. Mhmm. I mean, we're talking about this, like, maybe looking to, you know, looking to create something else, with my life. Mhmm. But there's also a lot of, like, new investment opportunities that are out there. Yeah. Absolutely.

Yeah. And I would love to get a professional financial adviser's take on a lot of these cryptocurrencies that are out there, stuff that I just do not understand to say in my life, you know, Bitcoin and stuff like that. I mean, what, you know, what is your take on something like that? Okay. So, as a financial adviser who looks, at the long term and your overall financial health, I've had a lot of clients ask me about this.

And I say to them, if you have money that you don't mind losing as if you went to gamble it Right. Or whatever, then go ahead and, you know, and play around in that market. Unfortunately, there have been a lot of people that have made a tremendous amount of money quickly. But the problem is it's it's not a liquid market, in the sense of if things start crash, it I can't even it it literally take a whole another podcast to describe how it works.

It's very, complicated, and it requires supercomputers to do the trading. And then so, there's starting to be pockets of And and it's also not really regulated, is it? It isn't regulated at all. And and so you have all these, that's why I say, if you wanna if you wanna treat this as fun money and if you make enough to go on vacation, go for it. But do not put your retirement dollars in here, your college savings money in here. And if you want to, that's that's your prerogative.

But you need to be aware that you could literally lose all of it. Yeah. And so, therefore, only put in what you can afford to lose is is my take on this. And there are so many different, currencies out there. And they're all the problem is that they're the markets are all driven by whoever has the supercomputer powers to be doing these these the the the the trading of it, and the liquidate you know, it there's it's very complicated.

But they're actually having problems now providing energy, electricity that are required by these computers to to do this work. And so, therefore, it yeah. I mean, it is that's what I people who are dabbling in this, by and large, I would have to say, haven't really read about how is it working. There's blockchain and all of this stuff, and it's really the more I read, the more uncomfortable I get about it as far as, any type of an investment.

So take take whatever you want, and if you can earn like I said, if you can earn yourself a a trip to, I don't know, Dubai or wherever you feel like you wanna go, then then go for it. But do not put your long term retirement dollars and other things in there just to make a quick buck. Yeah. It's like gambling with the rent money. Absolutely. Yeah. I don't know where it will end up overall, but right now, this is where where where we're at.

I I think it may, if it can become regulated, and there are more it's there's more liquidity, continuity, safety to that, guaranteed liquidity, then I think maybe it will become more commonplace. But then you're not gonna see these huge run ups at that time either. Exactly. When you reduce the risk, you're gonna reduce the potential return. That's how it works. Yeah. Makes sense. Yeah. So Make yeah. Makes sense.

Even for me who knows very little about investing and, you know, financial future and whatnot. So yeah. Yeah. Thanks for that explanation. I've always wanted to get a, like, a professional's opinion on something like that because I know a lot of people who just swear by this stuff Yes. And have made good money with it. But I'm just like, I'm not sure. I'm not sure. And, you know, and and kudos to them. Sure. But I also know and I'm not necessarily equating this, but I also will share with you.

I know plenty of people that go to Vegas or here right here in Connecticut, go go to Foxwoods, and they tell you about all the times they won and how they get this special sweep and all of that. But I haven't heard about all the times they lost in order to to to get the earnings. So so, therefore, I'm a little skeptical. I get that. I really get that. Well, before I get way too uncomfortable, let's turn the channel here. You're working on a book. Are you not? I am. Yeah. I am. I'm so excited.

Talk about the bend in the river. We I I got really I got really curious, when we're talking about that before we rolled here. Yeah. So the bend in the river is really, I I've experienced, a lot of challenges and and outright trauma in my life. And, I've always had a affinity for the Connecticut River since I was a little girl. My family, we used to run an airport at Goodspeed Opera down at the Goodspeed, right behind the Opera House, and it was right on the river.

And so when I was a little girl, I spent a lot of time down at the river. And the river itself, is relentless. It and it it keeps, flowing. It doesn't matter whether there's a storm, whether it's calm. It it it doesn't say, oh, I need to stop falling for a minute because it's getting a little rough out here. It keeps moving, and anything that's in the river keeps having to move with it. And even if I'm standing on the bank of the river, the river is still moving.

And there's something that's very, powerful about that, that no matter how deep our trauma is and how maybe stuck we feel, the fact that this river just keeps flowing, is powerful to me. And it's, it's taught me a lot, my experience on the river. I, have a goal of segment paddling the entire 410 miles of the Connecticut River with my 2 dogs in my inflatable kayak. And I've done about a 120 miles so far. And so my goal is to be done with it by 2023.

So I've got about another, 120 that I'm doing this summer, and that'll get me, you know, a little over halfway. But, I've learned a lot. There it hasn't my trips on the river haven't always been smooth. There's been rough waters. I've had mishaps with equipment. You know, you name it. We've had it. And, and yet, it's it's, strengthened me, and it's built courage. And, I feel pretty good about myself at the end no matter how how challenging it was.

And so I started thinking about as I was on the river alone. You know, the dogs don't talk. So I have a lot of time to think. Or so you think. So hours and hours and hours. And I started really relating the river and my experiences on the river to life and finding the blessings because you have to. Right? I mean, we could sit there and and wallow, and I could sit there in the middle of the river, saying, oh my goodness. The the waves are 3 feet. What am I gonna do?

Or I could just keep pushing through it when paddling and get to my destination and reach my goal safely. And and so I started looking at this and creating those experiences with this with my life. And I found that even the most darkest hours, I've been able to pull blessings from. And I thought, okay. So this is the gift that I've received, and I wanna give that and pay it forward.

And so this book is designed to potentially give the reader an opportunity to to see my life experiences and then maybe take a new look at their lives and find the blessings all along and all the in their life as well. Because once we do that, that's when the magic happens and the pure joy comes. Even in the midst of of chaos, you can find joy and blessings.

And so I'm hoping my my intention is that this book will help with that, help others discover what I've been able to discover, and I'm so grateful. So Yeah. And I love the metaphor of the river that it never stops. It never Yeah. You know, it never stops. You don't know where you're gonna find, like, peaceful flowing water or if it's gonna be, like, crazy rapids, around the bend.

Well and that's exactly why, you know, in trying to discover what should the what should the title be, it is the bend in the river because I've had moments where I'll be on perfectly beautiful glass like water and sun and thinking this is gonna be a great day. And I go around the bend, and I see 30 motorcraft coming at me. And I go, oh, dear lord. What just happened? So that's why I decided to title it the bend in the river because we don't know what's around that bend in the river.

But we what we do know is that the river is gonna keep flowing around that bend. And I can either choose to go along with it and ride it and endure it and pull blessings from it, or I can get off and sit on the bank and watch it pass me by. Well, that that that is a powerful statement in in so many ways. Like, I'm, like, I'm getting a, like, I'm getting an image of, of, my dad and I used to go fishing a lot on the Black Boyer River in near Tuscaloosa, Alabama.

And, one of the places we used to go to was a, was like a, I guess, a thoroughfare for, for tugboats. Oh, okay. And there was a lot. I love tugboats, by the way. Yeah. And there was a lot. But when you but when you're just like like, when the water is just, like, glassy, maybe a little breeze Yeah. And then here comes the tugboat coming around the corner pushing a massive barge, and you're getting Yes. You know? You're you're getting, like, 6 foot swells.

It can it's enough to take you out, but it's also enough to know that this water is there Yes. And it ain't going anywhere. You might be going somewhere, but the water is not going anywhere. Yes. Yep. Yeah. And and it is, yeah, it's it's powerful. And, you know, I there's many times where I sit there going, oh, what what am I doing out here? Because, literally, I am the only paddler out there. So that should tell you something.

When you don't see because in the morning, I see a lot of other fellow kayakers and canoeing and paddle boarders and all that kind of stuff. And then they all disappear, and I'm sitting there like, where did they all go? And here come the jet skis. And then here come the jet skis, and I'm like, oh, that's fine. I'm the only dumb one still out here.

But and when those swells come, it is it it it can be terrifying, and yet you have to stay so intentional about what you're doing that you're never more alive either. Because you're like, oh, I gotta I gotta be present here. I can't just you know, I gotta really be aware of everything that's going on around me, and feel it and experience it. And so, therefore, it's it's exhilarating, I guess, at the same time as as it is kinda scary. Yeah. Yeah. That's that that's really that gave me chills.

But that's what draws me back time and time again. Like, I just keep going back for more. And I get smarter each time. Sure. I do learn, and I say, okay. So rather than going on a Saturday afternoon on a beautiful sunny day, maybe I need to start taking my my trips in the middle of the week. So it's not like I sit there. You know, what is it? Insanity is doing the same thing, expecting a different outcome. So, you know, I've gotta actually be intelligent about this and say, okay.

So what have you learned, Jackie? Which is exactly what we need to do in our lives. Because when you go through something, you say, okay. What did I learn from that? And what could I do differently next time if this same kind of situation comes up? And so, therefore, I am doing that. I'm not trying to sit here saying, yep. We're gonna keep going back out there when there's you know? No. I have learned something. But, yeah, it's been exciting.

And, fortitude and my new word, my new favorite word is resilience. Love this word, and it is becoming my mantra because, it was this, John Cabot Fenn is a psychologist, but he does a lot of research. And he started this mindfulness institute at, UMass. And, anyway, he's he had a saying that said, you can't stop the waves, but you can learn to surf. And Boom. Yeah. And that is the crux, really, of resilience. I mean, there's so much more to it. Of course. But, ultimately, that visual yeah.

That's that's me. I'm learning to surf, baby. I hear I heard that. I heard that. You know? And we were also talking about, about this before before, we wrap up here, but we were talking about this before the recording that you've really got a new relationship, I would say, with the concept of forgiveness, with the concept of forgiving, forgiving your past, forgiving, you know, certain, you know, slights in your life.

And, wonder if you could share a little about that, what we, what we spoke about. Yeah. Absolutely. So forgiveness was something I've struggled with for a long time. Forgiveness of myself, of course. I shouldn't say of course. Of course. For me, it's of course. But, also forgiveness for, others that have really deeply, deeply caused pain and trauma in my life. And that's and yet I know that I needed to do that, but I always struggled with it. And I always say, oh, yeah.

Yeah. I forgave them because you go through I've gone through counseling and coaching. And every every time I've gone through it, forgiveness is the key. So I think I think I've just kinda said, yep. I forgave them. I wrote my letters. I did all of that, and I thought I cleared it. And then, boom, comes back again. And I realized I haven't really forgiven them.

So I just recently came across, a new view of forgiveness, which is the acceptance of what happened and then not harboring resentment for that person who caused the pain any longer. That I can do. I was looking at forgiveness as I seek forgiveness for, from others. If I hurt you, Ryan, I would come to you and say, I am so sorry. I've never meant to do that. Would you forgive me? And I would hope that you would forgive me and and accept my my my apology too.

And then, hopefully, we can move on from there. Yeah. But what do you do when you have to forgive somebody that has never asked you for or acknowledged that they've even hurt you? That's that's a whole new ballgame. And yet, I was mixing that forgiveness with that which I would want to receive. So I was having a hard time giving that because they never asked for forgiveness. They never even acknowledged that they hurt me.

And so then I found that I was harboring resentment, and resentment nourishes that root of bitterness. And that root of bitterness will destroy me if I let it. And so I needed to stop that resentment. So forgiveness is accepting what happened and then no longer resenting that person. And then that gets rid of that root of bitterness, and I am free to move on and be at peace and joy. And that was flipped the script for me on that. It's been huge.

Yeah. You're a lot you you you allow yourself to actually be with the flowing water instead of fighting. Mhmm. Absolute oh, that's good. I gotta write that in the book. I can tell about it. But yeah. No. I'm a writer after all. So I know. But I I don't know. I just feel like, that has just changed so much for me and allowed me because I do have interactions with those people who who and I and I realized as soon as I could do that, I'm able to interact with them without any anxiety.

There's no hold on me. There's no nothing. They're just another person. Where before, I would either be fearful or anxious or angry. So it really has changed my life. Yeah. And the significance just grabs hold and just won't let go. Right. Yeah. It's beautiful. And but it I wish I had I wish I had heard this, new take on forgiveness, you know, years ago because it could've saved me a lot of a lot of trouble. But, hey, better late than never. Exactly. Better late than never.

It was put in your place at this time for a reason. For a reason. Absolutely. And so now I have been, trying to share this with everybody that I can because I'm hoping that it will help others to to achieve that level of forgiveness as well. I love it. I love it. Jackie, this has been a really powerful conversation. As always, I thank you. And when the, and when the bend in the river drops and when is it gonna drop? When's your goal? My this fall.

It was supposed to be this spring, but I I had 2 family crises to to, that hit me at the same time, the beginning of this year. And so that really threw me off. But we're we're we're making our way through that too, those 6 foot swells. Amen to that. So so now we've pushed it to fall. So And, you know, the door is always open for you once it drops to Thank you. Come back and talk about it.

And, Ryan, I just wanna tell you, you're such an amazing interviewer and and podcaster, and I just I just, appreciate you so very, very much. And that's why as soon as you put this opportunity out there, I was like, well, this is a gift to me. I'm taking it. So thank you. Well, that means a lot, Jackie. I I I really do thank you. How can people find you? How can people, find you? I'm, I do have, I'm actually gonna be starting a, Instagram for the dogs as well for our adventures on the river.

But, I can be found on Facebook, Jacqueline, the Jacqueline Baldwin, CLTC, for that's my business page. I'm on LinkedIn. And then, my website is www.blfinarc. Com, which is b and l Financial Architects. So Beautiful. And we'll include links in the, in the description. Absolutely. Thank you. Thank you, Ryan. Have a great time at the game today. I sure will, Jackie.

And thank you for joining us here today, and thank you for listening to to the solar powered podcast, a presentation of Royal Hearts Coaching. For more information, you can find me on royal hearts coaching.com. You can follow me on the social media machine at Ryan Hall writes on Facebook, Twitter, and Instagram, or you send me a good old fashioned email at [email protected]. Well, that'll do it for this episode.

Until we meet again, this is Ryan Hall saying thank you so much for listening. So long for now. I love you all, and as always, go get solar powered. Take care.

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