You're listening to the John and Heidi Show Bonus Hour. If you miss any of the program, you can find a podcast at the bottom of the page at Johnny Radio dot com. Thank you for listening to The John and Heidi Show on a Monday. We are excited to have Brent Baker joining us in the studio here in just a little bit. He sent me the information ahead
of time and I posted it yesterday. We're gonna be talking about single family I'm trying to think what it's called something program from the city of Seouit Falls. I posted it. He and I will chat about it here in a little bit. But if you're interested in the program, it's a way to help rehabilitate homes. So if you know somebody who maybe is on a tight income and they're really struggling to keep things up with their home in the city of Sioux Falls, the city has a program to help out. And I
think it's really cool that that's what Brent would like to share. So we're gonna chat with him all about that coming up in just a bit. Also, I want to share this with you as well. We're gonna be chatting about it over the next month or So there's an event coming up on June twenty fourth. It's a benefit called Benefit Bags and Pool and it's a draw Partner High Low Scotch doubles Draw Partner Bags tournament at Rack City Billiards in Sue
Falls. It's coming up on June twenty fourth. Sign Up is at noon one o'clock start time, So you can enter either the bags entry, the High Low entry or maybe if you want to do both, you can do that. But they've got several different things that they're going to be doing. It is a fundraiser and I picked up one of the posters at two four seven Sales and Service Friends of ours, wonderful people and this is a family that they know. This fundraiser is for this family. And again there's gonna
be food trucks that day, silent auction fifty fifty raffle. Again, we'll be chatting about it quite a bit between now and then, but I've got the poster here I wanted at least mention, so you can put it on the calendar. June twenty fourth, rac City Billiards at three o nine South Bonds And in Sue Falls and again noon startup one pm start time and we'll have all the details at Facebook dot com, Slash Sunny Radio and Facebook dot
com Slash Sue Falls News. What a year with prices on everything going up, It's more important than ever to have a better credit card. Some people use a credit card that's not a very good one. At better credit cards dot com, we offer a variety of credit card options to fit your needs. Whether you want a card to give you cash back or points and perks, or a credit card to help you build your credit, we probably have it ad Better credit Cards dot com. Give yourself a little credit. Better
credit Cards dot com. That's Better credit Cards dot com. Thanks for listening to the John at Heidi Show. Excited have mister Brent Baker join us once again. Hello sir, how are you. It's a great day in South Dakota. It is a great day. And Brent is a realtor with clients First Group and Keller Williams and Sue Falls and we've got something kind of different we're going to talk about right now. We usually we're talking about things that
have to do with, you know, buying homes and selling homes. But you told me about this program that this isn't you. This is a city of suit falls, but it's definitely worth talking about a Seeing Family Rehabilitation program. And let's kind of talk a little bit about what this program is. This program that the city has, this is for homes that are in need of a little care and targeted toward income levels that most people are just really
struggling at. So the city is willing to help with some repairs. There are some guidelines, obviously, but just to help people keep their homes up to a certain standard for cleanliness and for maintenance wise, to protect it because that's shelter is a very important part of it of our lives, and especially in South Dakota, and a lot of the time this is stuff that you would want to do, but maybe it's just not in the budget right now because hey, I can't afford to do it. That's why I haven't done
this. There's some assistance available to maybe help you get that thing done correct, correct? You know, sometimes it's that it's not a budget issue. Sometimes it's simply not knowing who to turn to or what needs to be done. We don't all come from the same background. Yeah, but the city is willing to make some repairs for you, and so my advice to people is is to get in touch. It's soup Falls dot org, slash planning
dash, development slash Planning dash affordable Housing. I'll put a link to that too. There's a lot going on there, but there's a lot there, but I will put a link to it to make it really easy to find. And in the information that you handed me at it says what work it's eligible, so repair or replace, faulty plumbing, repair places, faulty heating system repair place, faulty electrical warren or leaky roof? What else? Screen doors, storm doors, you know, so a lot of the things that
you know. Maybe again, some of these things can be very, very spendy and it's not necessarily something that's on the budget for everybody. Also, I see necessary painting, insulation, winterization, and handicap accessibility. So if you'd like to know more about this, again, I'll throw a link on our Facebook page to make it really easy to find. But this is something
it's called the Single Family Rehabilitation Program. I see there's an application on here and if you have a question, you can also reach out to the City of Sioux Falls, correct and there is a phone number six oh five three to six seven eight one eight zero and that is the housing general line nice and again a single family rehabilitation program from the City of Sioux Falls. So we'll throw some information about that on our Facebook page to make it really easy
to find. And we should probably since we've got Brent Baker in the studio talk a little bit about the real estate market and like, this year is different than last year. But what kind of year are we having for twenty twenty three when it comes to selling homes? Is it a good year to sell a home, a good year to buy a home? Yes, Inventory is down, okay, and there are stowcases of multiple offers driven by the fact that we have very low inventory. Now a lot of people are struggling
with well. Interest rates are up, but that doesn't necessarily mean that the price of housing is going to come down something, because demand is very very strong in a growing city. Yeah, and that one of the things that you can also keep in mind. I remember we bought this home at a time when interest rates were you know, not bad at all, but there was a time we did buy a home when interest rates were high, and
then we refinanced it a few years later. So when interest rates you know, because again, that's one of those things where you go, do I wait to buy the home when interest rates are down, but now I can't get to home because the one I want is no longer available. So you kind of want to just make sure you think that through as well. Correct. And the conversation I've had with people is housing is a must for everybody. Shelter of some form is a must, and you can't avoid that.
So you can pay rent and continue paying somebody else's mortgage, or you could pay rent and start gaining some equity, not to mention control over your environment. Yeah, we get caught up in the price of things, but the reality is that number rarely rinks. Yeah, so always keep in mind that in a few years, in all probability, that home will be worth more than what you paid for it and you'll look a lot smarter down the road.
Are the rare exceptions, Yeah, but they're rare. Absolutely. If somebody has a question about buying a home or selling a home and they'd like to reach out and talk to somebody that knows what they're talking about, I suggest, Brent, Brent, how do they get a hold of you. I can be reached at six zero five three one zero zero two ninety seven or Brent Baker at kW dot com. Very nice, Brent, thank you
for stopping inswer Hey. It's always a pleasure. John Again, Brent Baker, and I'm going to throw a link to that single family rehabilitation program thing we talked about. Again. That's not from Brent, that's from the city of Sue Falls. But I'll throw a link directly to that to make it easy to find at Facebook dot com slash Sunny Radio and Facebook dot com slash
Sue Falls News. Did you know you can allocate a percentage of your IRA to physical gold and silver with a tax free rollover, You can put your IRA back on the gold standard. Genesis Gold IRA is the only IRA that can hold physical precious medals. Call now for your free gold and silver report and learn how to qualify for up to ten thousand dollars in free silver Genesis goold ira dot com. But like to help protect your IRA today with a
simple phone call. Learn more and get the phone number at Genesis goold ira dot com. That's Genesis, goold ira dot com. Time now for this day and Sue Falls history, brought to you by the Suit Falls Fund Page
and Sunny ninety three point three. It was on this day May twenty second, nineteen thirty four, that a request by South Dakota Governor Tom Berry was granted by the Federal Relief Administration, creating a eight hundred and twenty acre co op farm right along forty first Street in the early days of the Dust Bowl and the Great Depression, all of the land currently occupied by Century Theater, Walmart, Menard's, Sam's Club Home Depot, Lake Lorraine, Hobby Lobby,
and other major retailers at local shops in that area. It was federally administered farmland, the land where Barnes and Noble now sits, where family homes and the administrative office buildings were put up. The entire project was roughly bordered by forty first Street on the south, Louise to the east, Marion to the west, and Skunk Creek to the north, all leased out to dozens of families and forty acre plots. The families worked their own forty acres, but
shared equipment and machinery amongst themselves. The program thrived and continued well into nineteen forty four, until the rebounding economy and World War two made it obsolete. In nineteen forty four, plots of land were put up for sale, with
families currently enrolled in the program having the first rights to buy. So the next time you're sitting at the intersection of forty first to Louise and you see all of the traffic zipping along, the huge retail stores in every direction, and the hustle and bustle of the city life, try to picture acres and acres of crops, dirt roads and tractors. Then get to driving before people start honking at you. This day in Sioux Falls History has been brought to
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fifteen dollars a month. That's far less than most people are paying just fifteen dollars a month. Learn more now at mintervention dot com. That's mintervention dot com. Here's your market bat minute for Monday, May twenty second, brought to you by Genesis gooldirea dot com. Equity markets rebounded last week as investors began to embrace the new normal. The new normal is a time of high interest rates, high inflation, and tepid economic growth, punctuated by the ups
and downs of a rolling bear market. The S and P five hundred gained more than one point six to five percent for the week and broke above the forty one fifty level, which is significant. The move could lead to a higher high, possibly as high as forty three hundred, but a move higher than that is questionable. The news of the week came out of the retail sector. Retail results are mixed, with consumers shifting towards staples and away from
discretionary items and the big box diversified names are the only winners. Footlocker, a purely discretionary name, not only gave a week report but guided the entire year lower, and that may be echoed this week as the second half of the retail sector issues their reports. You could get the inside track in your inbox at Marketbeatminute dot com. Insurance chicken dot com wants to know how much
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