The budget tip of the week covers the benefits of collecting gift bags, tissue paper, boxes, bows and anything else used in packaging gifts for people. When participating in this activity you alleviate the hassle of purchasing these items each year while saving money and reducing the environmental waste.
An interview with Vinnie Fisher who is a three-time best selling author of entrepreneurial and business books. Vinnie also founded Fully Accountable, an outsourced full service cutting edge accounting firm, that helps eCommerce and Digital business owners through fractional CFO and accounting services. Listen to this motivational and inspiring interview with Vinnie and you can also get free downloads to his books and other value business tools.
The budget tip of the week covers the average cost of eating out for lunch and provide ways for cutting back, and what you do with the savings.
What things that you can do to finish your budgeting and investing off for the year? This includes reviewing your budget for IRAs, Roth IRAs and 401(k)s etc. In addition, how to manage bonuses, FSAs and HSAs and the review of spending habits to analyze the yearly budget. For the stories: how a 51-year old cipher was cracked by enthusiasts that was sent by the zodiac killer in 1969. Lastly: the story of Christopher Havens who is in jail for murder where discovered his love for math and how his pr...
This episode discusses how to manage your holiday budget so that you can avoid building up credit card interest. In addition, what is the real art of meaningful gift giving, cost effective ways to give to a charity and the white elephant gift event. In the Coronavirus montage, the first story highlights Christmas trees and why some of them have praying mantis eggs hanging from their branches. The second topic covers the monolith that was discovered in Utah and who has since stolen it from the de...
This episode discusses pet insurance: how it works and what you need to consider before choosing to pay for coverage. In addition, they discuss the need for owners to factor in pet insurance into their budget. In the roundtable David discusses how his son chooses to pay for parking tickets at college which is still cheaper than paying for a semester parking pass. Hopefully no one else catches on to his logic. In the Coronavirus montage: the story of a fertility doctor that inseminated eight know...
A question of the week from a listener who asks . . . Is there a standard ratio on how to allocate savings? I do not know how to decide how much to put into my retirement account versus my taxable investments, vs. CDs/High-yield savings, etc. Stories section: three sisters determined through DNA testing that their father was a missing person and had been raised by the family who kidnapped him. Lastly: odd and unusual quips from what people revealed about their family DNA stories.
In this episode David and Cindy discuss how to save money on products that you buy while at the same time helping the environment. The goal is to purchase items that reduce waste (mainly plastic and single use items) and this can be done by replacing your current products at a lower cost to your budget. They also pay tribute to our veterans and highlight the story of a hundred-year old World War II pilot who still flies and set Guinness world record in doing so. Lastly, they pay homage to Jeopar...
We launched our podcast 30 weeks ago and we are excited to bring you the second season and we have many exciting developments to enhance the show.
This episode interviews Myles Gage and Brian Curcio from the award winning investment app, Rapunzl. These two gentlemen met in high school and began trading in the stock market and consequently, decided to create an app to trade stocks in simulation with contest payouts. In addition, they engage with high school and college students to teach them final education and put them on the path toward good financial decision making. Both of them have a great story to tell in this inspiring interview. Th...
This episode explains how stock dividends are established, how they benefit the shareholders and how to use them to buy back stock and create compound interest. The stories montage: the history of Halloween, how much candy is spent each year, and the top 10 ten scary movies and costume stories that people have shared from past Halloween’s.
This episode reviews the F.I.R.E movement which stands for Financial Independence Retire Early. It incorporates many of the savings techniques needed to retire; however, the goals may not be sustainable once the plan is in place. Offbeat stories montage: what people have shared in how they cut back on costs when choosing extreme frugality. Next: A story of a couple ordered an $18 bottle of wine yet received a $2,000 bottle that was meant for the table that they were sitting next to.
In this episode David reviews feedback from listeners and how they made positive impacts with their personal finance choices to improve their futures. Next: How much life insurance that you need to cover your loved ones and guidelines that you can follow to prepare for the future. This is arbitrary decision. Next: there is a recent survey that says there is an increase percentage where democrats and republicans will not date each other.
This episode discusses the statistical impact that past presidential elections have had on the economy.. They provide personal financial tips with dollar cost averaging that you can use leading into the upcoming election. In the Coronavirus montage: A well-known UFO hunter claims that he identified a bible on Mars from a NASA photo. Next: a recent study says that humans are reducing as well as adding body parts faster than any time in history. Next: A story about a woman who began saving money a...
The interview with Tim Bates who has 20 years of experience in the film industry managing projects from concept to production. He is also an experienced voice over artist and is a board member for the Kentucky Film Association. In the interview Tim discusses how COVID has affected film budgets and the way they are made. In addition, he provides insight on how actors feel about their jobs including the likes of Matthew McConaughey, Steve Zahn, Julia Roberts, Dana Carvey, Dustin Hoffman, Paul McCa...
This episode discusses lifestyle creep which is when people spend more because they make more money and do not adjust their budgets to manage their debt and save properly for retirement. Coronavirus montage: the snafu with the upcoming election due to the many mail-in election ballots being cast and individual state rules. Next: The story of a surfboard that was lost in the waters of Hawaii and was found in Philippines six months later. Fast Times at Ridgemont High https://www.indiewire.com/2012...
In this episode David and Cindy review a cash out refinance versus a home equity loan versus a home equity line of credit. They also provide an analysis of what may be the best option to use one of these loans and the drawbacks to borrowing the money. In the Coronavirus montage they discuss the story of a woman who cut off her hand in an effort to receive an insurance payout and the story of a national park in Thailand that sends people’s litter back to them and posts it on social media. https:/...
This episode reviews how to evaluate debt-to-income ratio (DTI): how to calculate it, what to watch for in your budget, and how it used for evaluation when buying a home. Next, the interview with Dr. Peter Rork, the co-founder of Dog is MyCoPilot. He created a charity where used his own airplane to fly dogs and cats to adoption shelters to save them from being euthanized. He has saved over 15,000 dogs and cats over the past eight years. Coronavirus montage: The story of a man who custom built a ...
This episode reviews the Robinhood online trading platform. From breakdown their pioneering marketing, unusual trading practices and their history of website outages causing some traders to lose large amounts money. Coronavirus montage: what are the common words and phrases that people say incorrectly and the story of a woman whose kept a McDonald's hamburger in her closet for last 24 years. Next:: The story of a woman who was pronounced dead at her home; however, was found alive at the funeral ...
The interview with highly decorated former Navy Seal Tom Chaby. He spent 26 years the military and was leader commanding teams from four to 1,000 in over 60 countries throughout the world. He has led missions in many critical areas of the world including Operation IRAQI FREEDOM and Operation ENDURING FREEDOM. In addition, he was a SEAL Instructor leading the current generation of SEAL operators. Over the past six years, Tom has provided consulting to 100+ high performing corporate organizations ...
The interview with Ryan Doyle the founder and Owner of Video Vision 360, a global video production company. They discuss how he started video recording with a $400 camera and developed it into an international business. He also discusses his philosophy on recording “all things epic” and his outlook on running his business with respect to forming long lasting relationships. Additionally, they discuss Ryan’s passion and success with his philanthropic efforts starting with his non-profit venture wh...
This episode discusses how the Coronavirus has changed plans for couples to have a traditional wedding which has forced them to opt for micro weddings. What are the advantages of choosing this option? In addition, why does a stock split and why investors often continue to drive up the stock price after the split. Coronavirus montage: The story of a couple who bought a storage locker for $100 without looking at the contents first and then after they opened it up, they uncovered a $1 million treas...
This episode discusses the ins and outs of what can happen to people when they win the lottery or receive large sums of money. Coronavirus montage: discusses the executive order given by President Trump to ByteDance for them to sell their American TikTok business unit due to security flaws that can lead to stealing intellectual property. Next: The Cascade brand says to use the dishwasher every night even if it isn’t full, as it uses up to five times less water than rinsing dishes by hand. Next: ...
This episode discusses food cost in that American’s waste 40% of the food that they buy. They discuss what can be done to reduce the waste while saving money and helping the environment. Coronavirus montage - the food edition: the unusual partnership between Crocs and KFC whereby they created “Country Fried Crocs” as a promotional novelty release. Next: how retailers such as Costco are no longer selling sheet cakes and have opted to sell the 9-inch round cakes to cut down on social distancing. L...
This episode explains the scenarios where credit card debt can be given to your heirs; however, credit card insurance can be used to waive the debt when the cardholder dies. Coronavirus montage: the story of a dog that traveled 57 miles back to its former residence two years after moving out and the hilarious story of a women who intended to pay for the murder of her ex-husband using the fake web site, Hire a Hitman. Lastly, the human interest topic discusses the story of an original Rosie the R...
This episode discusses how you can shop for your medical surgeries and how it can be beneficial to you if you spend the time to research before you go under the knife. Coronavirus montage: why you don't need prewash your dishes before using the dishwasher and how the Los Angeles Dodgers are giving the fans the opportunity to have their image posted onto cardboard cutouts and placed into the stands for a charitable cause. In the human-interest topic: The story of Tenino, Washington who is printin...
This episode discusses the IRS tax tool to estimate of the taxes that you need to pay. Next how to use money during the year rather than receiving a tax return. Next: the historic and unique contract that NFL superstar Patrick Mahommes agreed to. Next: Japanese company Yamaha is testing an app that pipes in crowd noise from people's phones to simulate fans in stadiums.
This episode discusses pet peeves and observations about shopping at Costco. Next: Perhaps the biggest mistake that is made in financial planning which is when people pay more in interest on debt than what they are earning in the retirement planning. Coronavirus montage: the story about a petition that is underway in Ohio to replace Christopher Columbus's statue with Chef Boyardee. In addition, the story of a man who was arrested for smuggling marijuana using an underwater sea jet. Lastly, NASA ...
The story of Bobby Bonilla who was owed $5.8 million from the New York York Mets and was offered a payment deferment which will lead to $29.8 million in total compensation. Coronavirus montage: How Apple Maps will give routes to avoid red light cameras, how Donald Trump has the ability to use nuclear weapons to shoot down hurricanes and the story of a business that was saved by making toilet paper roll cakes. Next: funny tweets from couples that are learning to cope with each other while working...
This episode provides tips to watch your budget so you don't pay extra for products and services that were added or cancelled on your bills. The second topic discusses situations where you can pay less and get the same quality and satisfaction for products. Last segment: cyber security experts Austin Endo & Claire Cochran discuss password protection tips to keep hackers from getting to your financial data.
