Smart Investing by PGIM India Mutual Fund

Smart Investing by PGIM India Mutual Fund•www.timbremedia.in

{"_":"\nMoney and Me
\nFinancial insights that add to your wealth.
\nMoney and Me (https://moneyandme.pgimindiamf.com) (https://moneyandme.pgimindiamf.com/) is an investor awareness initiative by PGIM India Mutual Fund. From Gen Z to retirees, the website offers tailored insights for each persona to help you save, manage household budget, secure your family through insurance and invest as per your life goals. We aim to help investors to take financial decisions, pursue their passion, and achieve their life goals by following the right sequencing viz. budgeting, protection, savings and investing. With this podcast, we hope to help investors imbibe financial discipline to attain financial independence at every stage of life. With a plethora of investment strategies and products, understanding the drivers behind the performance of each asset class, how much and where to allocate your money can be daunting. Money and Me is a podcast which provides investment insights that equip you to manage your investment portfolios efficiently. This podcast aims to explain key concepts of investing, assist you in navigating your portfolio in an ever-changing world. Listen to this podcast to equip yourself with the latest trends in investing and personal finance to make smart investment choices.
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\nSmart Investing
\nMoney Management, Simplified.
\nInvestors today are inundated with data from all sources. PGIM India Mutual Fund brings you a new podcast series Smart Investing that helps you sift information from noise. From understanding the nuances of different investment strategies to helping you follow the thumb rules of money management, this podcast series offers the right insights to manage your portfolios better. In this podcast series, you will learn about the key concepts of investing, what role different investment strategies play in your portfolio, how to diversify meaningfully and achieve optimal diversification. Tune in to access a treasure trove of topics to make smart investment choices.
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\nPGIM India Mutual Fund is a wholly owned business of PGIM, the global investment management business of the US based Prudential Financial, Inc. (PFI). PGIM India Mutual Fund offers a broad range of equity and fixed income solutions to retail and institutional investors throughout the country. We manage 20 open-ended funds operated by 15 investment professionals. Gain from experience is the cornerstone of the brand. Built on a 145-year legacy and powered by its in-depth learnings, PGIM India Mutual Fund is committed to helping people achieve financial wellness and reduce financial anxiety while offering a breadth of investment choices.
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\nMutual Fund investments are subject to market risks, read all scheme related documents carefully.\n","$":{"audioboom:html":"1"}}

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Episodes

15: Ep 015 - Which Investment Style Does Your Fund Follow?

Most of us have heard of large-cap, mid-cap, or small-cap funds, right? But did you know how a fund manager picks stocks – their style – can also impact your returns? Yup, there’s a bit of an art to it! In this episode, Lisa Pallavi Barbora and Ravi Samalad explore the different investing styles, what they mean, and why diversifying across them might just make you a smarter investor. Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to ma...

Jul 22, 2025•13 min•Ep. 15

14: Ep 014 - SIP or Lumpsum – What Works in a Volatile Market

Equity markets have been volatile in the recent past. Sharp corrections are a good opportunity for investors to invest lumpsum or top up their existing investments. On the other hand, SIPs are useful in a volatile market as they help you get more units when markets fall. Lumpsum investing is another option for investors but it can be a bit risky if markets were to fall immediately after investing. Both options have their pros and cons. In this episode, Lisa Pallavi Barbora and Ravi Samalad discu...

May 22, 2025•15 min•Ep. 14

13: Ep 013 - 5 Powerful Ways To Manage Your Debt Effectively

The Indian household debt has been increasing over the past three years, shown an RBI report. It increased to 41% of GDP in FY24 from 37.9% in FY23 and is estimated to have reached 43.5% in the first half of FY25. The report identified three primary purposes for household borrowing. The first is consumption, which includes personal loans, credit card debt, loans for consumer durables and other personal loans. The second is asset creation, covering mortgage loans, vehicle loans, and two-wheeler l...

Mar 24, 2025•20 min•Ep. 13

12: Ep 012 - 5 Strategies to Tackle Market Volatility

Remember March 2020 when the stock market experienced one of the fastest crashes in history due to the COVID-19 pandemic? The Indian market saw drawdown of 38%. It was a stark reminder of how unpredictable markets can be. The 2008 financial crisis was another classic example. In this episode, Lisa Pallavi Barbora and Ravi Samalad discuss what causes volatility and how investors can mitigate it. Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sy...

Feb 20, 2025•21 min•Ep. 12

11: Ep 011 - The 5 biggest mutual fund myths

A lot of the mistakes often investors make stem from a lack of awareness and myths that people believe to be true about mutual funds. In this episode, Ravi Samalad and Lisa Pallavi Barbora discuss and debunk the biggest myths associated with mutual funds. Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only ...

Dec 23, 2024•20 min•Ep. 11

10: Ep 010 - 6 Investing Mistakes to Avoid

“The first rule of an investment is don't lose money. And the second rule is don't forget the first rule.” - Warren Buffett. This quote reminds us that losing less is equally important. Let us understand this with a simple example. If your 100 rupee becomes 50 you will have to earn a return of 100% to reach 100 again. There is so much focus on how to invest right, we often forget to talk about the mistakes we may be making in the first place. In this podcast, Ravi Samalad and Lisa Pallavi Barbor...

Nov 12, 2024•18 min•Ep. 10

9: Ep 009 - 5 steps to implement a goal based investment plan

Goal based investing concept is easier to understand but very few investors follow a methodological and bucketed way of managing their finances. In this podcast, Lisa Pallavi Barbora and Ravi Samalad analyse the pros and cons of this approach, which kind of investors it is ideal for, how to go about identifying your goals and use the right asset classes to plan for your short, medium and long term goals. Log on to https://moneyandme.pgimindiamf.com/ ( https://www.youtube.com/redirect?even... ) t...

Sep 27, 2024•23 min•Ep. 9

8: Ep 008 - Analyzing Fund Returns

Analyzing and interpreting fund returns can be a challenge, especially for novice investors. In this episode, Lisa Pallavi Barbora and Ravi Samalad help you understand what compound annual growth rate (CAGR), extended internal rate of return (XIRR), rolling returns and absolute return mean and how to interpret them when looking at your fund’s return. Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage. All Mutual Fund inve...

Aug 09, 2024•20 min•Ep. 8

7: Ep 007 - Sector funds

If you have been observing the market, PSUs shares have been in the limelight in the last one year. As investors, one may be tempted to invest in PSU stocks. This is where sector funds come into play. They invest in one particular sector or theme such as PSUs, technology, pharma and so on, which helps you take a dedicated exposure to one sector or theme. Lately, many fund houses are launching thematic/sector funds. The Assets under management in the sector/thematic fund category have increased b...

Jun 26, 2024•16 min•Ep. 7

6: Ep 006 - Active or Passive: How to Make a Choice

When one sets out to invest in mutual funds they are not thinking active or passive, rather they just want to invest in something that fits in their risk profile, goal, or time horizon. Over the last few years, we have seen a plethora of fund launches in the passive space. Passive Funds provide you market exposure at a low cost. In this podcast, Lisa Pallavi Barbora and Ravi Samalad discuss about what these two distinct categories are and dwell deeper into which of the two should one focus on mo...

May 15, 2024•23 min•Ep. 6

5: Ep 005 - How to Select Equity Funds For Your Portfolio?

In life we are inundated with choices – whether it’s the choice of clothes, the colour and brand of cars, perfumes, the list can go on. Clearly, there’s a wide variety of options available today in every sphere of life which can be sometimes overwhelming. Similarly, we have a wide variety of investment options within the mutual fund industry. In this episode, Personal Finance Expert Lisa Pallavi Barbora and Ravi Samalad from PGIM India Mutual Fund discuss, how one can select the right equity mut...

Apr 12, 2024•22 min•Ep. 5

4: Ep 004 - 5 smart ways to use Systematic Transfer Plan & Systematic Withdrawal Plan

Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) are tools offered by mutual funds that provide great convenience and flexibility to cater to investor’s different financial goals. In this podcast, personal finance expert Lisa Pallavi Barbora and Ravi Samalad talk about how these facilities work and how investors take make efficient use of them. Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage. All Mut...

Feb 12, 2024•17 min•Ep. 4

3: Ep 003 - Best of both worlds – How Hybrid Funds give you an edge

Hybrid Funds are gaining traction and that is evident by the steady growth in assets in this category. The AUM of hybrid funds category has doubled from Rs 3.10 lakh crore in Nov 2020 to reach Rs 6.30 lakh crore as of November 2023, shows AMFI data. Similarly, the number of folios in this category have grown from 94 lakhs to 1.26 crore during the same period. So what’s the reason behind this astounding growth? In this episode, Personal Finance Expert Lisa Pallavi Barbora and Ravi Samalad discuss...

Jan 12, 2024•17 min•Ep. 3

2: Ep 002 - The what, how and why of asset allocation

A 1986 study titled Determinants of Portfolio Performance by Brinson, Hood and Beebower showed that asset allocation explained 93.6% of the variation in a portfolio’s return. This clearly shows the importance of following an asset allocation approach to investing rather than chasing return or flavour of the season. In this episode, Personal Finance Expert Lisa Pallavi Barbora and Ravi Samalad from PGIM India Mutual Fund discuss what asset allocation is, different types of asset allocation, its b...

Nov 23, 2023•16 min•Ep. 2

1: Ep 001 - 5 steps to Build your Emergency Fund with Debt Mutual Funds

An Emergency Fund helps you tap into your savings when you have to incur an unplanned expense or take care of your non-negotiable monthly expenses during a temporary loss of income. In this maiden episode of Smart Investing series, Lisa Pallavi Barbora, a Financial Coach and Personal Finance Expert, discusses the importance of creating an emergency fund, where to invest and shares five simple steps to create an emergency fund corpus. Listen to the Smart Investing podcast series by PGIM India Mut...

Sep 30, 2023•17 min•Ep. 1

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