Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast - podcast cover

Smart Homebuying Podcast: Formally knows as The First Time Home Buyer Podcast

Laura Morenolauramoreno.com
Welcome to The Smart Homebuying Podcast! This is the podcast for parents who are ready to create a lasting foundation for their family. If you’re dreaming of a safe, stable home that you can truly call your own, where your kids can grow up with confidence and security, you’re in the right place. I’m Laura—a mom of two, a proud homeowner, and a dedicated homebuying coach here to help you achieve more than just a house. This journey is about building a secure future, investing in generational wealth, and finding that feeling of independence and accomplishment. You’ve worked hard, saved, and dreamed, and now I’m here to make sure those dreams come to life in the best way possible. Each week, three times a week, I’ll share solo episodes packed with actionable tips and invite experts to discuss everything from budgeting and finding a trustworthy agent to avoiding the common mistakes that can hold families back. This podcast is designed to empower you with the knowledge and confidence to make smart, future-focused decisions that align with your family’s biggest goals. And yes, I’m here as the real me—Hispanic immigrant, fun-loving mom, and friend who understands just how much this journey matters. I keep things honest, straightforward, and always with your family’s dreams in mind. I’ll even throw in some Spanglish here and there to keep it lively—because buying a home doesn’t have to be stiff and serious; it can be exciting, empowering, and yes, even a little fun! If you’re ready to take the leap, secure your family’s future, and reach that dream of homeownership with confidence, join me every Monday, Wednesday, and Friday. Let’s take one step closer to the home—and the life—you deserve. Tune in to The Smart Homebuying Podcast and start building the future you’ve always dreamed of!

Episodes

Homebuying Mistake #10: "Not Negotiating Your Mortgage"

Many buyers don’t realize they have room to negotiate better mortgage terms, which can save thousands over the life of their loan. In this episode, we’ll talk about how to approach lenders, compare options, and get the best rate possible. 💡 For more tips on financial do’s and don’ts, check out my Smart Homebuying Finances. Enjoy 50% off with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Ho...

Dec 02, 202413 minSeason 3Ep. 10

Homebuying Mistake #9: "Making an Offer Without Understanding Contingencies"

Not including the right contingencies can put you at risk. In this episode, we’ll talk about the key contingencies you need to protect your interests. 💡 Protect your investment with the right contingencies. My Smart Homebuying Finances Course covers this crucial step. Use code SMARTPOD for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study...

Nov 29, 202415 minSeason 3Ep. 9

Homebuying Mistake #8: Underestimating the Value of a Good Agent

A skilled agent can be a game-changer! I’ll explain why finding the right agent can save you money, time, and help you get the best deal. 💡 Learn how to choose the best agent with my Smart Homebuying Courses! Get 50% off using code SMARTPOD until November 30, 2024. 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study...

Nov 27, 202415 minSeason 3Ep. 8

Homebuying Mistake #7: Skipping the Home Inspection

Home inspections aren’t optional! In this episode, I’ll explain how inspections protect you from costly surprises down the road. Don’t make the mistake of skipping this crucial step! 💡 Make sure your investment is protected. My Smart Homebuying Course covers the inspection essentials. Use SMARTPOD for a 50% discount until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study...

Nov 25, 202412 minSeason 3Ep. 7

Homebuying Mistake #6 Not Researching the Neighborhood

A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building. 💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study...

Nov 22, 202417 minSeason 3Ep. 6

Homebuying Mistake #5: Skipping the Pre-Approval Process

Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget. 💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 Data Source: List With Clever's Homebuyer Sentiment Study...

Nov 20, 202415 minSeason 3Ep. 5

Homebuying Mistake #4: Getting Too Attached to a Home

It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential. 💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed decisions. Use code SMARTPOD to get 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Finances 📊 ...

Nov 18, 202419 minSeason 3Ep. 4

Homebuying Mistake #3: Ignoring Additional Costs

Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips. 💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying Expenses Calculator. Use code SMARTPOD for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: Smart Homebuying Fina...

Nov 15, 20249 minSeason 3Ep. 3

Homebuying Mistake #2: Skimping on the Down Payment

Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success! 💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan the right down payment. Don’t miss the 50% discount with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoreno.com 📚 Course Link: S...

Nov 13, 20249 minSeason 3Ep. 2

Homebuying Mistake #1: "Not Knowing How Much You Can Afford"

Homebuying Mistake #1: Not Knowing How Much You Can Afford Description : In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to calculate a budget that works for your family. 💡 Want to master your home-buying finances? Check out my Smart Homebuying Course for step-by-step guid...

Nov 11, 202416 minSeason 3Ep. 1

What is a Buyer Representation Agreement, with Mary Cates

What is a Buyer Representation Agreement, - Introduction Mary Cates is a Realtor that found her happy place in the Piedmont Triad area of North Carolina. Mary where she helps resale clients, out-of-state clients and first time homebuyers. She enjoys helping clients navigate the real estate process and ultimately finding the home of their desire. In her spare time, Mary enjoys tennis and spending time with family. ➡️ Manhattan/ Brooklyn Real Estate Agent Services: If you'd like me to help you buy...

Jun 24, 202424 minSeason 2Ep. 30

The Truth About SONYMA Down Payment Assistance Program with Christine Perlow

SONYMA Down Payment Assistance Program - Introduction The Truth About SONYMA Down Payment Assistance Program with Christine Perlow Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA Hall of Fame for the past 10 years and always in the top 5! She is the mom to twin boys who are 18 years old graduating from High School and heading of...

Jun 17, 202436 minSeason 2Ep. 29

Why It Is Essential To Talk To A Mortgage Officer Early On, With David Epstein

David Epstein - Introduction David Epstein is the Vice President of First Securities Home Mortgage, and independent mortgage broker in Royal Oak, Michigan. He has been in the mortgage industry since 1993 and he focuses on giving the best customer service, follow up and attention to detail because he believes this is essential when working on mortgages. He has 4 kids and a wife and in his free time he likes golfing and being outdoors. David Epstein - Home Buying Resources Navigating the world of ...

Jun 03, 202429 minSeason 2Ep. 27

Why Agents & Lenders Need To Lead With Value (Specially After NAR's Settlement), with Paul Abraham

Paul Abraham - Introduction Paul Abraham AKA BetterCallPaul is a mortgage lender and owner of LocalLender that has been in the mortgage business for 30 years. The first 10 years he was a loan officer and now he has become a loan officer trainer. He now runs a Facebook group with over 41k loan officers when he helps them to grow their business. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valua...

May 27, 202444 minSeason 2Ep. 26

Why Buying Overseas Could Be The Best Option for First Time Home Buyers Today, with Rodolfo Delgado

Rodolfo Delgado - Introduction Rodolfo Delgado is a real estate startup founder based in New York and CEO of Replay Listings and Forbes contributor. He also bought his first home overseas and he is coming to share his experience and what he learned in the process. When he is not working he loves swimming and boxing. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you t...

May 20, 202432 minSeason 2Ep. 25

3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024

3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024 In July 2024, significant changes are set to reshape how buyer's agents are compensated in real estate transactions. These changes have far-reaching implications for members of the real estate industry, as well as for home buyers and sellers. Let's delve into what these changes mean for all parties involved. These are the 3 ways you can compensate buyer's agents starting July 2024: 1. Fixed-Fee Commission Paid Directly by Consumers...

May 13, 202425 minSeason 2Ep. 24

Unlocking Wealth: Why Buying a Home Sooner is Your Best Investment with Nick Mullen

Nick Mullen - Introduction Nick Mullen is a real estate agent in Northern Virginia. He believes real estate is a great wealth building tool, and it’s available to everybody. Recently, he’s been working with buyers to acquire lots to build their dream homes. When he’s not working he enjoys the company of family, playing music with his friends, and tending to his houseplants. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why...

May 06, 202427 minSeason 2Ep. 23

Demystifying Mortgages: A Comprehensive Guide for First-Time Buyers by Annika Lynn

Annika Lynn - Introduction Annika Lynn is a Certified Mortgage Advisor based in South Carolina, with licenses spanning 14 additional states. She specializes in helping first-time home buyers and facilitating VA loans. Annika thrives on guiding clients toward building wealth through real estate and to getting them smoothly to the finish line and into their new home. Annika Lynn - Summary Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyer...

Apr 29, 202434 minSeason 2Ep. 22

The Art of Persuasion: Winning Your Dream Home with a Letter to the Seller, with Donovan Reyes

Donovan Reyes - Introduction Donovan Reyes is a real estate agent in Las Vegas. He sells over 100 homes a year to first time homebuyers, investors, professional athletes, and sellers. When he is not selling real estate, he is hanging out with his wife and 4 dogs. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A...

Apr 22, 202423 minSeason 2Ep. 21

Assumable Mortgages 101: The Key to Your First Home, with Michael Lorino

Assumable Mortgages 101 with Michael Lorino - Summary Michael Lorino is the founder and CEO of AssumeList, a site where you can see Assumable Mortgages. A military veteran with over 15 years of real estate experience, Michael recognized the coming affordability crisis with rising interest rates and wondered how homebuyers could more easily find homes for sale with assumable loans. As he researched, he realized that no search tool existed, so he created AssumeList with the goal of making homes wi...

Apr 15, 202438 minSeason 2Ep. 20

FHA 203k Loan Requirements: Empowering Home Renovators With Andrew Winnard

FHA 203k Loan Requirements - Introduction Andrew Winnard is a certified home inspector based in Maryland and HUD 203K consultant that takes great pride in the fact that he is able to work with home buyers to take advantage of one of the most powerful loan programs offered to the public. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly....

Apr 08, 202434 minSeason 2Ep. 19

Unlocking Secrets: The 3 Questions Top Real Estate Agents Ask First Time Home Buyers, with Chastin J. Miles

Introduction Chastin J. Miles is a real estate agent who focuses on Dallas properties. He specializes in various types of real estate, like houses, condos, commercial buildings, and luxury rentals. Chastin J. Miles and his team aim to change the way people think about real estate transactions. They go above and beyond what typical agents do. Chastin J. Miles wants to be more than just a real estate agent. He wants to help people understand their local communities better. He also offers services ...

Apr 04, 202433 minSeason 2Ep. 18

$75,000 Seller Concessions and the Intriguing World of Buying a Home in 2024 with Amanda Shepherd

Introduction – Amanda Shepherd Amanda Shepherd is a real estate broker in Seattle-Tacoma with Compass. She's the recipient of the Tacoma-Pierce County Association of Realtors Rookie of the Year award in 2022, and is passionate about helping first time home buyers achieve their goals. When she's not working, she's volunteering at local organizations like Rebuilding Together, the South Sound, her local Chamber of Commerce, or exploring the best Pacific North West hiking trails with her 8 year old ...

Apr 01, 202430 minSeason 2Ep. 17

Moving Horror Stories And How To Avoid Them in 2024 with Justin Revland

Summary Justin Revland is the Marketing Manager for Hornet Moving in Charlotte, North Carolina. He enjoys representing a locally owned and operated small business that is doing big things in a quickly growing city. When not working, he stays busy finding new ways to get outdoors and spending time with his wife and 3 young children. Summary Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable ...

Mar 28, 202437 minSeason 2Ep. 16

The House Hacking Blueprint: Lessons from a 17-Unit Owner, with Seana Caine

Introduction Seana Caine is a real estate agent in Rochester, NY. She loves working with first time homebuyers and helping them buy their first home. When she is not working she loves traveling and spending time with her husband. Home Buying Resources ➡️ Referrals ⭐ Find A Real Estate Agent Near Me ⭐ Find A Mortgage Broker Near Me ➡️ Free Resources ⭐ First Home Buyer Checklist ⭐ First Time Home Buyer Resources ⭐ Best Home Buying App ⭐ Homes For Sale Aggregator ➡️ Get The BEST Home Buying CALCULA...

Mar 25, 202427 minSeason 2Ep. 15

The Home Triangle Methodology, Unlocking the Perfect Home with Alison Derse

➡️ Description Alison Derse is an award-winning Realtor in Portland, OR. Her mission is to offer heartfelt care and white glove service with the best tools, resources and local market knowledge the industry has to offer. She works across all of Portland and surrounding suburbs. When she is not working, she loves entertaining and exploring the city with her husband and two young children. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE H...

Mar 21, 202435 minSeason 2Ep. 14

Building Wealth Building Homes The ABCs of Construction Loans with Danielle Andrews

Description Danielle Andrews is the Broker and Owner of Realty ONE Group Next Generation in Tallahassee, Florida. Danielle has been working in the real estate industry in Florida since 2016. She is an Educator by nature, having spent four years teaching Middle School Social Studies. She enjoys bringing her passion for education into her real estate sales business and brokerage. In her spare time, she enjoys traveling, eating at new restaurants, spending time with her family, and catching up on t...

Mar 18, 202431 minSeason 2Ep. 13

Empowering Home Buyers Unleashing the Power of Home Buyer Education with Matt Gouge

Description MattTheMortgageGuy is a mortgage broker who is passionate about helping first time homebuyers create life changing opportunities through homeownership. Over the last decade he has created thousands of hours of content across YouTube, Instagram, Facebook, TikTok to educate homebuyers to make great decisions around buying a home. Outside of work Matt is a dedicated father of 2 boys (10 & 14), husband to his wife of 15 years (Katrina), and lifelong fan of the Sacramento KINGS! Useful Li...

Mar 14, 202438 minSeason 2Ep. 12

Where to Begin: Relocation Tips for First-Time Home Buyers with Darren Kaplan

Description Darren Kaplan, known as MrMortgageGuru, is a husband of 23 years and a proud father to two wonderful children—a boy and a girl. As a seasoned mortgage banker, he has over 200 positive Zillow reviews, maintains a thriving YouTube channel with over 5000 subscribers, and brings over 20 years of valuable experience to his profession. Outside of work, Darren enjoys playing pickleball and collecting sports cards. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realto...

Mar 11, 202443 minSeason 2Ep. 11

More Than Numbers Choosing a Lender Who Understands Your Story with Danny Meier

Description Danny Meier is a mortgage loan officer out of the Seattle area where he was born and raised. He has been the #1 loan officer in the state for three years in a row and is ranked top ten nationally amongst all loan officers. He is a homeowner, investor, loving husband and father. What makes him tick is helping people make sound financial decisions and meeting people where they are at. Listening is what he considers his greatest skill Useful Links ➡️ Referrals ⭐ Get a Referral to a Top ...

Mar 07, 202439 minSeason 2Ep. 10