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Small Change

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Small Change is a podcast all about the small things you can do that will make a BIG difference to your finances. A twice weekly show with quick, easy-to-action tips delivered by our panel of finance gurus.  It's like having a panel of money experts right in your pocket!

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Episodes

Want Something? Sleep On It!

All those Instagram ads and marketing emails are pretty good at convincing us that we need to buy something NOW. But Jess Brady, co-founder of Fox & Hare Financial Advice and Ladies Talk Money, reckons putting some time between you and that purchase could save you from buyer's remorse... CREDITS Host: Rachel Corbett Contributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Mon...

Sep 09, 20212 minSeason 1Ep. 52

Make The Most Of Your Tax Return

Getting your tax return is exciting for most of us, all of a sudden you've got hundreds (or maybe even thousands) of extra dollars in your bank account. What do you usually use it for? Well, Natasha Janssens wants you to think about how you can make your tax return work for you! CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au. Managing Producer: Elle Beatti...

Sep 05, 20212 minSeason 1Ep. 51

Spring Clean Your Good And Bad Debts

Spring has sprung! Many people use this time to get rid of old clothes, or clean out those dusty boxes from under the bed. But Renae Vercoe reckons spring is a perfect time to clean up your debt, and she's got some great tips to get you started! CREDITS Host: Rachel Corbett Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @ moneymode_ or head to her website moneymode.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer an...

Sep 02, 20214 minSeason 1Ep. 50

How To Reduce Your Energy Bill

Between winter, working from home, and lockdowns, a lot of us may be in for a shock when that next energy bill rolls around. Luckily, Betsy Westcott has crunched the numbers on how some simple habits can save you some serious cash on your next energy bill (and save the planet while you're at it!). CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie L...

Aug 29, 20213 minSeason 1Ep. 49

Look Out For This Home Loan Trap

If you've got a mortgage, you've probably thought once or twice about refinancing. But Renae Vercoe is here to tell you that looks can be deceiving when it comes to refinancing... CREDITS Host: Rachel Corbett Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @ moneymode_ or head to her website moneymode.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not consti...

Aug 26, 20213 minSeason 1Ep. 48

Make Your Phone Your Budget Buddy!

Screen time has been on the up and up for many of us, so why not use that time to whip your spending into shape? Molly Benjamin has all the info you need on the apps that can help you take control of your finances. CREDITS Host: Rachel Corbett Contributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @ msmollybenjamin or head to her website ladiesfinanceclub.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode ...

Aug 22, 20212 minSeason 1Ep. 47

Redecorate Without Breaking The Bank

What's on your wish list? Whether it's a new set of plates, a comfy computer chair, or a snazzy vacuum cleaner, there's always something that we want to buy new. Well, Betsy Westcott is here to tell you how to save that trip to the shopping centre AND save some serious cash while you're at it! CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead ...

Aug 19, 20213 minSeason 1Ep. 46

How A Bad Job Can Keep You Broke

If you're stuck in a job you don't like, the main reason you're still there is probably financial security. But, Natasha Janssens knows personally that being in a bad job can affect your finances more than you think... CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimbal...

Aug 15, 20212 minSeason 1Ep. 45

A Payrise Doesn’t Always Mean More Savings

The saying goes you've got to spend money to make money, but once you start making more money, how do you stop yourself from making every pay check disappear before it's even touched your savings? Betsy Westcott is here to tell you about something called lifestyle creep... CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead Producer: Rachael Har...

Aug 12, 20213 minSeason 1Ep. 44

One Thing Most People Forget To Insure

When you hear the word insurance, what do you think of? Probably car insurance, health insurance, home and contents insurance... But is there something you're forgetting? Renae Vercoe is here to tell you that you're probably not insuring the most important asset of all... CREDITS Host: Rachel Corbett Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @ moneymode_ or head to her website moneymode.com.au. Managing Producer: Elle Beattie Lead Produce...

Aug 08, 20214 minSeason 1Ep. 43

How To Get Fee Free

Sure, tackling those big ticket purchases is a great way to save cash. But how many small payments are going under your radar? Rachel Smith is here to tell you that all those little fees can add up... CREDITS Host: Rachel Corbett Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Chan...

Aug 05, 20212 minSeason 1Ep. 42

The Easy Way To Say No To Online Shopping

Do you find it WAY too easy to shop online? Well, Betsy Westcott has the one click solution to help you out! CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your ...

Aug 01, 20213 minSeason 1Ep. 41

Hate Budgeting? Go Old-School!

Spreadsheets... Does seeing the word make your eyes glaze over a little bit? Well, Rachel Smith is bringing a retro approach into the 21st century, to make budgeting easy! CREDITS Host: Rachel Corbett Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not constitute financ...

Jul 29, 20212 minSeason 1Ep. 40

Spend Less, Eat Better

Saving money on food doesn't mean you have to eat the same meal every day for a week, Betsy Westcott is here to tell you how meal kit services could save you some serious cash! CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not constitute financial adv...

Jul 25, 20213 minSeason 1Ep. 39

How To Hack Your Salary

Picture this: you can pay for the things you need AND you lower your tax bill at the same time. Almost sounds too good to be true right? Well, Molly Benjamin is here to tell you how salary packaging could do just that for you. CREDITS Host: Rachel Corbett Contributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @ msmollybenjamin or head to her website ladiesfinanceclub.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball T...

Jul 22, 20212 minSeason 1Ep. 38

The Simple Trick To Stop Impulse Spending

These days, anything you could possibly want is right at your fingertips. But how do you stop yourself from buying things you don't need? Rachel Smith has got a simple tip on how to cut down on your impulse spending. CREDITS Host: Rachel Corbett Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episo...

Jul 18, 20213 minSeason 1Ep. 37

Micro-Investing 101

Do you ever wish that your money could work for you? Well, Betsy Westcott reckons micro-investing could help you do just that, and she's got the tips to get you started! CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or ...

Jul 15, 20213 minSeason 1Ep. 36

Call Your Bank With Confidence

How's your phone call confidence? When you call your bank do you get what you want, or do you roll over as soon as you hit a hurdle? Well, Natasha Janssens has got all the tips you need to master the art of the customer call. CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @ womenwithcents or head to her website womenwithcents.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Am...

Jul 11, 20215 minSeason 1Ep. 35

Get Crafty With Your Goals

Have you ever made a vision board? You may think it's something out of a school project, but Molly Benjamin is here to tell you that vision boards could help you stick to your financial goals! CREDITS Host: Rachel Corbett Contributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @ msmollybenjamin or head to her website ladiesfinanceclub.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does n...

Jul 08, 20212 minSeason 1Ep. 34

Are Your Emails Stopping You From Saving?

How many times have you entered your email to get 10% off something? And now your inbox is full of marketing emails telling you about the next big sale which all look so tempting... Luckily, Betsy Westcott has a hot tip on how to clear your inbox, and stop those impulse purchases! CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beattie Lead Producer: Rac...

Jul 04, 20212 minSeason 1Ep. 33

New Financial Year, New You!

It's a new financial year, and if you've been putting off your money matters, now's the time to get on top of things with some great tips from Renae Vercoe! CREDITS Host: Rachel Corbett Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @ moneymode_ or head to her website moneymode.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice o...

Jul 01, 20214 minSeason 1Ep. 32

Take The Stress Out Of Paying Bills

We've all been there... You told yourself you'd pay a bill tomorrow, and then all of a sudden it's a week later and you're rushing around in a panic trying to find that pesky bit of paper. Natasha Janssens has got the solution for how you can make paying bills that little bit less stressful. CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @ womenwithcents or head to her website womenwithcents.com.au. Managing Produce...

Jun 27, 20213 minSeason 1Ep. 31

A Lunch Out Or Life Savings?

Having a shopping centre nearby for your lunch break can be so convenient, but they can also tempt you to make unnecessary impulse purchases. Rachel Smith has some great tips on how to save money by changing your lunch time habits. CREDITS Host: Rachel Corbett Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Assistant Producer: Amy Kimb...

Jun 24, 20213 minSeason 1Ep. 30

Are You Oversubscribed?

There are so many streaming services that you have to keep up with nowadays, from TV, to music, to movies, but how many of them are you actually using on the regular? Betsy Westcott reckons it's time to have a think about whether you value a streaming service over the cash you're spending every month. CREDITS Host: Rachel Corbett Contributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle Beatt...

Jun 20, 20212 minSeason 1Ep. 29

SOS! Plan For A Money Emergency

Have you ever thought about what you would do if something went wrong tomorrow? If you're car broke down or you needed a new phone, would you still be able to pay all the bills you need to pay? Renae Vercoe is here to help you prepare for any emergency, with some simple tips on how to set up an emergency fund. CREDITS Host: Rachel Corbett Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @ moneymode_ or head to her website moneymode.com.au. Manag...

Jun 17, 20213 minSeason 1Ep. 28

One Simple Step To Stop Scammers

How often do you check your bank account? If the answer is 'not often', Molly Benjamin is here to tell you that saving yourself the stress of opening your banking app could actually be losing you money. CREDITS Host: Rachel Corbett Contributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @ msmollybenjamin or head to her website ladiesfinanceclub.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Small Cha...

Jun 13, 20213 minSeason 1Ep. 27

You Don't Need A Big Salary To Save

Have you always thought that if you could just earn a bit more money it would make saving a whole lot easier? Well, Rachel Smith is about to change the way you think about your income. CREDITS Host: Rachel Corbett Contributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Assistant Producer: Amy Kimball This episode of Small Change does not const...

Jun 10, 20213 minSeason 1Ep. 26

Get The Most Out Of Your Insurance

When was the last time you looked at your insurance policy? And no, when you first bought it doesn't count... Luckily, Natasha Janssens has all the questions that you need to get bang for your buck out of your insurance. CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @ womenwithcents or head to her website womenwithcents.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kim...

Jun 06, 20213 minSeason 1Ep. 25

Don't Get Sucked Into Buying A Round Of Drinks

Who doesn't love eating out with friends?! It's just a shame when it slowly starts to break the bank... Thankfully Molly Benjamin, founder of the Ladies Finance Club, has a couple of cheeky ways to have your fun AND have money left in your pocket. CREDITS Host: Rachel Corbett Contributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @ msmollybenjamin or head to her website ladiesfinanceclub.com Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer: Amy...

Jun 03, 20212 minSeason 1Ep. 24

It's Tax Time... AGAIN *insert eye roll*

We get it, tax time can be stressful, annoying and just a lot of work. But not if you get yourself prepped now! Natasha Janssens has got you covered with a step by step guide to getting you sorted. CREDITS Host: Rachel Corbett Contributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @ womenwithcents or head to her website womenwithcents.com.au. Managing Producer: Elle Beattie Lead Producer: Rachael Hart Producer and Editor: Amy Kimball This episode of Sm...

May 30, 20215 minSeason 1Ep. 23
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