The Financial Anxieties of Your Parents' Retirement & Winter Energy Bills

Hello, my name's Santasha Nabananga Bamblet. I'm a proud or

Let's get into it.

She's on the Money.

She's on the Money.

Hello, and welcome to She's on the Money, the pod that makes personal finance fun, especially on Fridays. It's our favorite day of the week because we get the team together to celebrate you the incredible She's on the Money community. I'm actually not Victoria Divine, don't know if you up.

I'm Jessica Riggy.

I'm taking the reins because Miss Victoria sounds a little bit like this.

It sounds a little bit demonic, and we.

Love that from you.

So'm here like physically but mostly spiritually.

Yeah, yep, yeap.

So if you hear a little a little scratching in the background.

I still wanted to be involved, Like, you can't keep me.

Away from this. No, Unfortunately, have you guys been trying.

So today I'm going to share my favorite Moneys that's gonna share her best broke tips. We're going to be answering a money dilemma, which this week is all about wanting to help your parents boost their super so they have enough money for retirement, as well as something that you slid into our dms about this week, we're chatting what do you do when you're trying to save money on bills and your housemate is cranking the heater wearing a T shirt like it summer.

Don't look at me like that? Why no? I I like it sounds like me. That's exactly what I heard. She was gonna say.

It's Yess, said Chess. I swear jess as heaters set at twenty six every single time, and she's like on zoom in a singlet. I'm like, yeah, no, soon if we want to live, like, put some socks on.

It's crazy.

How's everybody's weeks been there before we get into it?

I'm good girl, no, like I've just lost my voice, like I've yapped too close to the sun, Like this is what happens when I bite off more than I can talk. When I do too many like public speaking things, I feel like my vocal cords just get exhausted. And then they say no more, and then I say good try and then I still come to what I want. It's so cool, Thank you, thank you. I like sexy

It looks beautiful, beautiful.

Shame.

I did still put a little video on the internet. But I couldn't be like, oh, this is how I did it because I sounded demonic.

Anyway.

That's the most first world problem you ever run into. But also best week ever. Beck we all know has a side hustle of creating clay creations. She has made me a baby ravioli. It's like a spoon rest, but mine's pink and it has red like accents on it, and it says divine and it has these little cherries on it.

I have never seen something more me.

I I feel so thought of, Like it's just so beautiful.

Absolutely.

I feel really bad because Jess came in and gave me a jellycat keyring and I said, thanks Jess. Anyway, here, Victoria, here's my gift.

What I did to Victoria giving you a gift.

That it's not like, oh, if I'm giving just a gift, I have to give beck a gift. It's just like I'm giving you one because I thought of you specifically in this moment, like it happens in ebbs and flows.

I think that's the best part about it.

True.

You know, I do think of you both equally.

Thank you, thank you.

One of you has a gift that was your.

Week, really good week.

I was in Sydney a couple of weeks ago, and so I think I just like, when I come back from Sydney, I'm like, I'm so grateful for the life I have in Melbourne, you know. So I've just been riding a high. Really, I don't think it much. Too much has been going on just living, love and laughing as always and what about you?

Nothing crazy. I've been on a Marvel rewatch. So I went on very interesting Thunderbolts a couple of weeks ago when it released, which was very exciting. We got invited to the previews, so it's so cool to be out with me. They had someone stand at the front. They're like, you're some of the first people in the world to see this movie, and I was like, that is so cool, and it was great. I feel like there was a bit of a lull. I think anyone who's a big

Like we're coming out of it.

And so after watching that movie, I was like, oh, I want to go and rewatch everything in chronological order because it feels like they're starting to tie a lot of things together and there's so many to watch.

So it's that's all I'm doing. I wouldn't have picked you for a Marvel girl.

A lot of people say that my favorite film genre is like an action adventure.

Really, yeah, don't love a rom com? Would you believe? I would not believe.

I do not believe. I think she's to us.

That's I don't get what she says. I don't believe. Yeah, I think action is well for me.

I find it so boring because I'm like, there, just there's a lot of sound.

I know what's gonna happen. True, I's going to prevail, exactly, we already know what's going to happen.

I want to know.

I respect your where I can predict who's going to fall in love. Yes, yeah, I prefer that kind of predictability. Yes, you also went to that with an ulterior motive. You were like, I'm super excited about this, but also it's being hosted by Disney.

It's socredible.

What were you trying to do while you're there?

I was trying to meet some people, connect some things. Disney cruise.

Perhaps I'm really on this time, Like she's on the cruise. It's got to be a way to make it happen. Sadly, it turns out it was me in about five thousand of my closest friends at this event, see, which was still an absolute That's okay.

We can then get a Disney cruise.

We're going to figure out a way to make it happen. Do you imagine back on a Disney cruise I think you'd have the best time.

I think you were leaning in the way that I would need somebody to yes, yes, yes, absolutely.

I feel like you have to lean in, Like you can't go on a Disney cruise and not do all the activities and go like Disney Bingo and do all of the things like I want to eat all of the Mickey shaped everything.

Yeah, I feel like there could be in. I think I'm in.

I'm in.

It has a idea, but I'm in. Leave it with me. But do you guys like to hear it? Speaking of wonderful things, this week's five star reviews.

You get to read these, but no one wants to hear it.

Well, I'm taking much joy in doing it myself, just so you know, to really rub the soul in the wound. This week's review is from Tyler, and she said to that she's on the Money Girls team listeners and everyone. I started listening about eight months ago, and it truly

Again, the biggest thank you from the bottom of my house. Oh my god, that's so good.

It always feel so special that you guys take the time.

Yeah, you don't have to, but you do. That's really nice. I'm so happy.

And it's likely to get an update on your life and what you're doing. And yeah, manifesting the perfect job pops up for you.

Tyler.

Yes, I'm not to hear it all about me, but do you want to hear some money wins?

I do.

I should have thought this through a I'll speed get through it. You probably sick me first one this week. I've got this from Jamie, who went to two inspections for interstate buyers over the weekend. She got one hundred and twenty dollars for each one just to walk through the house, snap a few photos and that was it. Bucks for about thirty minutes of work on a Saturday morning.

She said, Oh my god, that's so good.

And for anyone wondering. Beck commented and said not our Beck. Different Beck commented and said how did you do this? And Jamie said it was air tasker. So good little anybody out there, I have a little wonder on your Saturday morning.

I love a property perv. Yeah, through, I'm not get paid for it. Absolutely.

Next, I've got the money win from Olivia, who said her partner bought her a coffee machine as an early Mother's Day present, so she hasn't brought herself a coffee in two weeks and she's saving five dollars and ten cents per day.

Oh my god, that's so good. How are you are with your coffee? You're doing still going? Absolutely, I have not.

Literally the early days I buy coffee is when I'm here and I've run out of time in the morning and so I must buy coffee. But every other day I do not buy coffee. And I actually prefer you get to a point, we prefer the taste of the coffee that you make the.

French press, the French little French press. Yes, absolutely incredible. Next, I've got money in from Joe, who said she has solar and hasn't had a bill in about a year. She's actually getting credits back from you see company each month.

She said.

The other day they were mail to check for the majority of the credit amount and they still have credit to apply to the next bill.

He got a check. Yeah, you make a legitimate cash from selling your energy.

You're going to pay me.

The energy cofee is coming to you.

God, that is so cool. I love solar so good.

Why did she have energy?

She didn't use all the stuff that she made.

Yeah, I think she produced a sur plus, and I believe I see put back into the grid somewhow.

I'm smarter pers God.

Yeah, so they, I guess pay her for the energy that she generated for them.

Yeah.

Whi's pretty cool. That's so cool. You go renewable energy. You love to see it. I love to see it.

Next, I've got money in from Shelby, who said she booked her son's birthday party at a PLAE center a few weeks back for this weekend.

It's just passed.

When she arrived to pay the remaining on her invoice, she was told that there was a ninety nine dollar party special running at the time that she booked it. She had no idea and saved herself a tidy two hundred and twenty dollars.

Oh my god, Oh that's a lot.

I was thinking, that's a heap to spend on a kid's birthday, kids party's expense.

I don't know what the going rate is. Is that normal?

I mean, I'm not at the point where Harvey is being invited, but yeah, I'm like my nieces and nephews, like, it can really add up. I mean, if you want to go to a play center, what's that like twenty bucks ahead.

That's actually so Truel's.

Like a dude, Like, even if it's party pies, the second you tell the center that you want them to cater, what's that going to cost?

Yeah?

Yeah right, that soorry. I just yeah, it will definitely add up. And then then there's like their wedding conversation, do you pay for all the kids coming to your kid's birthday or do the kids pay?

Like truly you pay?

Well, See that's what I thought that I've seen in our community, people talking about, oh, I've had my kid go to these birthday parties and it cost X and I'm just like wow, okay, like I'm not prepared for this at all.

Yeah.

Yeah, Harvey's too young to have little friends half parties.

Yeah. Interesting.

Well, then ninety nine dollars sounds like an absolute bargain. Well done, Shelby. And lastly, this week, money in from Claire who said, I want one hundred and fifty dollar about chat for giving a review for a new product I bought, and.

So then I bought myself some extra new goodies. Goteous. That's exciting. I love it for yourself. Yeah, one hundred. I love when people win those late random free giveaways. So fun, so fun.

Sorry, I just realized. I was like, this is completely irrelevant. But I've developed like almost like a scalely part of my forehead and it's in the exactly.

Into a Liz.

Yeah.

I don't know what's coming.

But it's also in the.

Same position where like, because I'm Bangladeshi, it's it looks like I've got a bit cool. Yeah, and so I but it's and so I'm trying to kill it.

I don't know what it is, but it's not x mars.

So anyway, if anyone has any ideas of what kind of why has scales my symptoms, but you just I just really need a diagnosis.

Actually into a blue tongue.

Very strang is happening on my forehead.

And.

You got some broke tips. I do have a breast scale lea forehead, Yes I do. Uh okay, So this best one comes from Pippot, who is referring to I found this in our community, and Pippot is referring to another thing that she saw, So I'm not I know that the credit isn't all on Pippot, but I just want to say that she's the one that alerted me to this. So she said, I have to thank someone In a previous post about community places to yoga for free, I just signed up for four sessions this past week.

I didn't either.

It's really cute. That is so cute.

So it's like I mean exercise classes these days, my partner pays like, I don't know, fifty bucks a week for Upstate or something, and.

There's more so she doesn't know what Upstate is what it is, but like fifty bucks is I'm you know, I'm being really, you know, not generous, the opposite of generous, because it's probably way more than fifty dollars.

And we can get a little fact check. Hold on, Zara, how much does Upstate cost per week? It's fifty fifty five days job.

But there you go.

So instead of that, and I'm sure you know yogur is, I no, never haven't really done it, but it mightn't be on the lesser end of like something that's really physically demanding, but you'd.

Be still surarized.

It takes a lot of strength, like yeah, okay, it's similar to pilarates in that they'll usually give you variations, yeah, depending on how advanced you are. But I so when I was younger, I we're to yogis year and it is crazy how much like strength people have, right Yeah, yeah, yeah, everything holding your body weight.

Oh my god, that's so true. Sorry, I take that, I take that all back. Actually that it is intense. The second one comes from Emily, who says that if you're on long term medication, ensure your doctor writes you scripts for sixty days since the scheme. Sorry, this is helpful in saving two hundred dollars to three hundred dollars every month. I'm assuming that is because I had the same thing, Like I would go to my doctor every twenty days to get a i mean prescriptions, and well

So I think it's just a fantastic idea.

If you have the option, if your doctor is willing try and get six months plus worth of prescriptions practical.

That's a good one. Thank you, yes, and thank you too much, Emily.

I didn't know people didn't do that by default, like in the nicest possible way. I have a brilliant doctor, and he always gives me like a script for six months of my like anti anxiety medication, yes, and so like he checks in with me every six months and then I get a new script and it's all good to go.

True.

But you know, maybe people don't get it as often as I do, Like it makes sense like asking for more on your script if it's non coincident, like it's of no you know.

Issue, yes totally and I guess like sometimes doctors want to see you after with.

Dex like absolutely like what Beck's talking about. She mentioned dex amphetamine, which is a very restricted drug that can be prescribed to you if you have ADHD yes and when you first go on to ADHD medication, they like manage it really closely, so you might not have the ability to you know, ask for a longer script until they call it trust you with the medication or true work out that it works with your body. But like,

So yeah, I'd say, yeah, just ask the question anyway and see how you go.

This next one comes from myself and also our producer, who are alerted me that Grilled is actually doing mad Wait Bad Wait mad bundays.

Does that make any sense to you? This came up in the slack recently. Georgia loves this.

Yes, it's a real tongue twister. Is that intentionally?

So?

How it works this is through Grilled.

How it works is you sign up, you pick your Aussie rules team or your UGI league team. I just did it before. I don't think you pick one of each. I did try. There could be a way, but I haven't found it. And then if that team wins a match, you get a free burger coupon send to your email and relish account, which is what they call the grilled account. You can dine in on Monday, spend tween doors and redeem your free burger at the till, and then bask

I love that because grilled burgers are so expensive.

And they're so yummy.

Yah're so good, but like twenty dollars for a burger at what feels like a fast food place. Like, don't get me wrong, I know that it's like quality and not McDonald's whatever, it's still expensive.

It's expensive.

And you got a one in two chance, right, like you're picking a keay deal. It's good odds even if you don't follow.

Do you know what, have a date night every week with your partner and both vote again, my god, that's a good deal. So you and just get an account pick and she goes one way, you go the other way.

That you can.

You can only pick one at the start unless you make multiple accounts, which is also an option.

So I mean, Grill's not paying us, so do whatever you want.

And on that lovely notes, yes, if you pay me, I will do better. Victoria can be bought with a grill. Absolutely.

Let's go really quick break. We can chatburgers while we're there. When we come back, we're going to be talking all about how to help your parents boost their supers that they have enough for retirement, and whether or not you should be cranking the heater when you're living with a housemate. Don't go anywhere.

Welcome back, everyone, and here's this week's money dilemma.

Hi, there, have you got a money dilemma you just can't solve that. She's on the Money team is here to help. Every week we tackle your dilemmas, both big and small, to answer your most burning money, career and life questions. To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now, let's take a listen to this week's money dilemma.

She's on the Money. I have the money dilemma. Not directly for myself, but it actually relates to my parents and their retirement. I mean thinking a lot recently about how their retirement is coming up soon, maybe in the next decade. My done is sixty, my mom is fifty eight, and selfishly, in the cost of the being crisis, I don't really want to be in a position where I would need to support them financially while also supporting myself.

So yeah, I'd really.

Appreciate any thoughts, insight, or any tips for how they can start preparing for their retirement.

I have a lot to say about their pension system here in Australia. But before that, Beck, what would you do? I totally know this anxiety.

I feel very much the same with my mum Selfishly, I don't think she has a lot of super and so I'm like, I just think I know that in some cultures it just kind of like expected that you kind of like help support your parents when they can't support themselves anymore when they retire. There's a lot of pressure in this day and age, Like I mean, I can't even afford myself and like to you know, it's a lot of pressure to put it on someone.

So I totally get the anxiety.

I guess I would discuss what their plans are after retirement and if they're if they're like, we're all good, like we have this much in super, we will get the pension well whatever else, then maybe like you.

Can take a load off.

But if they're like, oh, we kind of expected that you would help us out, then my only advice is panic and that's it. But no, I think that, like, I don't think it's ever too late, but you could maybe sign them up for like community housing if it's an option or something like that. So it's a you know, have an ongoing cost of you know, living, whether it's mortgage, whether it's renting or something like that. Like that's just a really nice security blanket because it can be quite

That's my advice. I hope that's kind of helpful. Jess, what are you thinking.

I think it's probably best to ask them about their financial situation holistically, because just because they don't have money in super doesn't mean that they maybe don't have cash assets or some kind of investment. I know that that. You know often when young families, I great, that may not be the case, but you don't know. If that's not a conversation you've ever had, maybe they are holding

Yeah.

Is that why it's called a granny flat.

Yeah, because people would often put them on their property for like granny parents.

Yeah, for grannie exactly. That's cute.

And you can buy lots of different like there's all kinds now you can buy, like tiny homes that are pre assembled and containers and also so maybe looking into something like that.

Otherwise I don't have a lot of information, so I'm just gonna handfall that right over to the financial expert.

So I have limited voice, and I do apologize that this is a husky version, but you actually have a lot of control. You have a lot of ability to help them. Because you've said, you know, they're immigrated seventeen years ago. I'm assuming they don't fully comprehend like the Australian pension system. So that's where your knowledge and skill

Create a plan.

Right, so you said that they were I would say relatively young, like they're not, you know, in their late sixties when you can access a pension, so today they can't. They would have to be at their what's called like a qualification age basically, which is where you hit a particular age to be able to access the age pension. They have a number of years before they get to that, at which point I would assume that the plan is

Also pay off that property, et cetera.

They might or you might find they're in a better situation to make a plan for the next five even ten years to aggressively contribute to their superannuation so that they can draw down on that. In addition to the age care pension, which given you've told me they don't have a lot of assets and I've made the assumption that they don't own their house, is potentially going to look like as following. Right, So the age care pension gives a maximum, and there's like different levels of what

Don't I can gives you free cinnamon donuts.

There you go, And I just think cinnamon donuts are going to change your life. But like, having these cards and knowing the benefits of them is going to increase your quality of life. Like if your parents are going far out, we're going to retire, both of us are currently working full time, or we have you know, more than one hundred thousand dollars coming into our household right now, going to forty one thousand dollars a year.

That's hard.

So what can we do to support that to go?

All?

Right?

Well, you love a coffee and you love a donut, Like, here are a few benefits that could maintain that type of lifestyle so that the two of them can still go out and have those little dates or have the nice sweet treats that they definitely deserve but maybe can't fit in the.

Budget as easily.

Now there is going to be different eligibility criteria depending on your state and territory, so you need to look into that. I wish I could be like this is exactly what it is. And then there's the Commonwealth Senior's Healthcare cart So get them in all of that, like sign them up for all the benefits. Go talk to center Link, go work out what that looks like. The other thing I would say is when parents get a

Yeah, that's what I want my tax money to go to it.

This is what I want my tax money to go towards. This is why I'm so passionate about feeling privileged about paying tax, and I know that so many people could be like, oh it goes to the doll blood as it does. I don't care about those people. There is always going to be an individual in any system trying to take advantage of it. But you're telling me that my tax dollars go to making sure that we have healthcare, that we have roads that are safe to drive on,

I love that for us.

So you can actually do a lot about retirement planning and you can actually sit down and go okay, cool, like this is a bit overwhelming, but the money smart webs is so straightforward, like yes, the process might be hard, but like start talking to your parents now, like go okay cool, Like we need to have a look at your retirement plan because one thing, so for those of you, you know, playing along at home, when you do the aged care pension and you're trying to sign up for this,

Aged care eligibility.

And I'm going to do a whole episode on this because I think it's really important. But in Australia, to get the full pension, you cannot have assets of more than four hundred and seventy thousand dollars. So let's say your parents have five hundred thousand dollars in stuperanuation between

Yeah, and your time you thinking about it early, like this is great time to figure it out exactly.

Exactly, and there's never like it's never too late. Yeah, like there's always a way to make something work. Yeah, totally, That's why I love financial planning anyway, Sorry, guys, we can do the juicy stuff now.

All right, this week's m when a little something like this, Hey, she's some money. This might be over the top, but it's getting colder and my winter anxiety is setting in. I live in a share and I'm really careful.

With my money.

I'll layer up sit under a blanket before I even think about turning the heating on. But my housemate is the total opposite. She'll crank the heating the second it's cold and walk around in a T shirt like it's summer. Every time I hear it kick on, I feel sick thinking about the bill, our priorities are just so different. She earns more than I do and doesn't seem to think about the cost, and I literally lie in bed

I am the crank the heater housemate.

But I also think, like if you are living with someone, this is the tricky thing about like housemates, and like any kind of situation where you are put in a position where like if you discuss how you're feeling, people are I don't know what I'm trying to say, but I think like in this dynamic, the likelihood of someone getting defensive is so much higher for some reason in like a sharehouse environment. So it's like it's very hard to like just be like, oh, just communicate with them.

Because this is a very scary situation. I totally get that.

But hopefully your housemate is someone who is really really open and really chill, really fair, really kind, and is not going to be defensive.

That is the perfect scenario.

I do think it's you know, and I don't want to be like, you know, communication is key, but I think people grew up different. I feel like if you grew up wanting to just blast the heater out, like I grew up in a heater household, where like there's not even for a single second, and there's no way I'm going to be uncomfortable in my own house. And then I moved in with a friend who was like, just put a blanket on. I'm like, oh, please put

And she's like, no, it's you know, just chuck some socks on, just put more socks.

On, that friendly pairs of socks anywhere I just put the heater on.

And so like, I'm a heater girl because I want the air to be warm. I want to move freely. But I will also pay. I'll happily pay more.

You would hate living with me.

I hate cold.

You would because like even when the heater goes on, Get this, guys, this is not a flex. Jess would hate living with me as well. In fact, when just comes to my house, I purposefully put the heater up because I know she'll be more that's cue.

But like I will put the heater.

Up to a level when Jess is not in my house that it just takes the edge off, like it doesn't have to be warm. But like, girl, we're not going to be living in twenty three degree heat. Like you don't need heat twenty three degree heat, No, absolutely not, and your house does not need to be twenty three degrees, but like it can't be below like sixteen, that's ridiculous totally, but like you know, I'll get it up to twenty and then I'll turn off the heater.

Yeah, because you can wear socks and a blanky and like it's just so not efficient energy why But also like it's so expensive, like that's the bee it's so expended expensive.

But if someone was like I'll pay seventy eighty percent of the energy bill.

Yeah, but you're not having that conversation yet. So like if your housemate had said that you're not going to feel sick at night, are you, like you're not going to be like worried about it. Just what would you do if you and I had to time?

Like right in the middle.

So as you guys know, someone actually commented with this on one of our reels very recently. We spoke about do you remember we filmed it. It was like, what would you not give up from your budget? And I said, I don't think there's anything that I wouldn't cut if I had to cut things. Yes, And someone commented and said, would.

Just give up her?

We've actually reduced our average temperature by two degrees this year.

It's important we did what it's better for the environment.

And also just like last year, one month we had a bill it was eight hundred dollars and I nearly died.

I nearly died, but for the quarter, for the quarter for the gas.

Now it was for a month.

Really yeah, and that's when I was I think our house and this is the thing is we have high ceilings, we have a bedroom house, Like it's not cheap to heat so at all. Yeah, there's lots of things a factor in. I would say, I agree, you got to talk to your house mate because if they're like Beck and they grew up in a household where you didn't think about it. I grew up in a house that didn't have heating as a child, like we did not We had a one single flame heater on the wall.

That was it. Like, we didn't have central it teing, So it's never something we thought about. As an adult, I was like, oh my god, heating, this is mint.

Yeah, so I've just like gone really hard on the extreme. But if you're someone who never had to think about it, it might not even be occurring to them in the way that it is to you. So I think that by bringing it up, if they're as VI was saying, if they're a nice person, they might just go, oh my god, I'm so sorry. I hadn't even thought about that. So hopefully if you approach them kindly, they can just

A little space heater.

You can get some like relatively energy efficient ones nowadays, and particularly like if you're sitting in a living room or a bedroom, like you don't need to be heating a house and all of it rooms if.

You're not using all of the roots totally.

So those little space heaters are great because then maybe your housemate could heat whatever room they're into their hearts desire. They can keep it toasty comfortable, the don't have to feel bad, and the electricity is generally a lot more affordable than gas as well. So if you can get an energy efficient one, because there are some that are really not zero energy efficient, that might be a good middle ground.

But I think you just have a chat to them.

And I wasn't even thinking about it because we don't really do the air con like household thing.

I was.

I was thinking about those little orange radiator heaters. You put your heater blanket on, you get your radiated. You know it's and so that's what I was.

So that's actually really clod blanket too. We recommended this on stories recently.

Used to at the office.

If you're an officerity, you would need a heated tha get it came out. I think you're about forty five dollars. Aldie did them as a special wife a few weeks ago.

Forty five You would be shocked at how warm one of those keeps you. A gift.

Also, I want to mention here because Becky said that it was a really scary thing to have these conversations with your housemate, and I totally get that. I think when you're having these conversations, you also need to take the emotion out of it. But you need to actually look at how you're approaching situations like this. Because if Beck, you and I live together and I came to you and I said, you always have the heater on, immediately, you're going to be different one hundred percent. So we

Bill, it's a we thing.

We are in a household together and we are able to have an impact on our finances.

It's also like the problem is that the energy prices and you take the people out of it. It's like you probably love your housemate and you guys have it exactly. So that's why we need to tackle things as.

A group as opposed to this.

Housemate does one thing and another that just creates division and it's just going to mean that that's a point of contention. You might drop the conversation and never want to come back to it because you're like, oh, we just fought when that happened.

You want to hear what everyone else?

Yes, please alright it So the first thing we asked over on Instagram was are you the type of person who rugs up before you put the heating on? Sixty one percent said yep, I'm a human burrito, twenty percent said no, give me the warmth asap, and nineteen percent said, in this economy, yeah, I am. Next, we said how would you handle this situation?

Eighty percent of.

People said, girl, you got to bring it up asap, nine percent of people said I'm just going to live with it, and twelve percent of people said I'd passive aggressively start dropping some hints.

Okay, no, no passive aggressiveness. No one wants to live with someone who's passive aggressive.

No.

It makes people stop leaving notes on things. Stop it. Yeah, yeah, awkward chats in the group text.

Yeah, stop leaving the house.

They're sending a group message. Come that out.

Lastly, we said give us your two cents. We definitely got some thoughts. Firstly, somebody said, I implemented a five clothing rule in my sharehouse, but I must be wearing pants atop a jumper, socks and slippers before.

The eating grace on. Wow, I kind of don't hate it. Yeah, I actually like it. I think it's fair too.

Next, somebody said to me, eating is a basic necessity, and I give up other things before I gave up heating, which is also a very fair take. Somebody else said, you have to take the downsides with the upsides of sharing a house. It is cheaper for a reason, which is kind of a good point.

Yeah, but it's not if you just have the heater on the whole time.

Well, yeah, I could probably pay more, more less and live on your own exactly. Somebody else said, I'd want to have proof that it makes a significant difference before I bother bringing it up.

So I just look at your winter versus your summer bill. Yeah, there's your proof, or year on year potentially even before Jess moved in.

Yeah, cheaper or also get a heat pack. Heat packs a great for heating. That's another one I've got true. Somebody else said, I've been in this exact situation. I said, nothing, my house makes work from home and had the heating on twenty four to seven.

This is also a great point one person.

Because I'm the work from home person. But I just don't turn the heater on like we have it on in the morning to bring it up to like, you know, nineteen degrees twenty degrees, and then I'll leave it off snug with a heat bag and then it goes on the evening when we're both home. Oh cute, Like, maybe that's what we try, you know, maybe there's a middle ground. Somebody else said bring it up, but be prepared that they'll probably have grievances to raise tu Yeah.

Yeah, that's well. Start stealing our cereal.

Yeah, stop leaving your socks next to the laundry basket.

I've had a conversation about that.

And lastly somebody said hide the remote and then plead innocence.

She's just disappeared.

Yeah, because there's no like, it's not like a TV with like another button on the thing. Maybe there is, I don't know is a.

Wall one, but it tends ours has the remote sitting on the wall. I'm pulling it off.

Yeah, I just no, it definitely wasn't me. I definitely I never turned the heating on.

I don't know whether I'm a really budget friendly option.

You can actually have a baby and then you can blame the remote going missing on the baby.

He must have run off with it, Yeah, must have been months. You're going to be just fine.

They're going to be financially flush, and I think that's it.

I'm going to see me out. I hope you feeling had it.

Next week, VD, we miss your toes, but you can hear on Monday.

That was recorded before this. I think it's quite sexy.

You don't.

That's very nice.

That's very nice. We'll see you next week, guys.

Bye guys.

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Mm hmm