Hello, my name's Santasha Nabananga Bamblet. I'm a proud Yr
the Order Kerni Whaltbury and a waddery woman. And before we get started on She's on the Money podcast, I would like to acknowledge the traditional custodians of the land of which this podcast is recorded on a wondery country, acknowledging the elders, the ancestors and the next generation coming through as this podcast is about connecting, empowering, knowledge sharing and the storytelling of you to make a difference for today and lasting impact for tomorrow.
Let's get into it. She's on the Money. She's on the Money.
Hello, and welcome to She's on the Money, the podcast that makes personal finance fun.
Especially on Fridays.
It is our favorite day of the week because we get the team together, we get to celebrate you how incredible.
She's on the Money community.
Miss Jessica Ricci as always is right here with her money wins straight from the Facebook group.
Miss beck Sayed is going to be sharing.
Her broke tips and we're going to be helping with the money dilemma, which this week is all about whether you should buy gold bullion and something that you slid into our DMS about should you delay a work opportunity if you think you might have kids. I find there is such an interesting conversation, one that historically I didn't think I would be having. But now I'm having these conversations with my friends about like, oh do I take a new job on my current job has a really
good matt leave policy. I just never thought we'd be here.
But we are. Anyway, Before we get there, what do you do this week? Jess? Not much.
I feel like I've moved on to the next holiday. So now it's Mother's Day, which I know some people will say probably not a huge I disagree.
Mom's a very importanti for anyone. As well. We've got a little moonpig giveaway.
Yeah, my god, the moonpeg giveaway is actually elite, like so good.
So you guys are not taking advantage of this. It is free. It is a free card.
Yeah, so if you don't want one for Mother's Day, that's fine, because I tried the code. It might be for Mother's Day, but like you can pick any card. Yeah, so it's I think it's SotM Mum is the coade. We'll put it in the show notes. But you can create any card with you meet Vita. You made a really cute one for duty. It was really sweet.
You can personalize it, can we handr eye on it? And it ships for free too, which I thought was really good.
If you're someone whose mum is maybe interstate or you won't get to.
See there's no catches. Yeah, like it's free.
You can send your mama card to her house for free through Moonpig, or you could send.
A card to you for a later date.
You could like customize one for your partner or customize one for a friend and like have it in the bank.
Yeah. Literally, like there's there's no downside. Money win. We're getting into an early you can have that one for free and what about you? Beck week has been really lovely. Came back from school camp. Camping was so fun.
Is everything I could have dreamed of, all the games, the excitement, seeing all your friends just in the one place and you're like camping in like.
A group of ten not camping. It's like, you know dorms. Is that what you call them? Cabins?
Yeah?
Yeah, fully it's giving. I don't know school camp.
Yes, it's given, and that's exactly what it is. And it was just Yeah, it was just really wholesome and nice. And usually I'm like my friends, know, I don't like a sleepover because I need to scroll for.
A certain amount of time. I just want to be you can do that. But it was really fun. You can do that in my house. That's all good to ask. Thank you.
Like sometimes we will just sit on the couch together and scroll scroll, it's all.
Yeah.
I love who's also in our team. She calls that mouse time. That's my mouth time time, and you've got to.
Like mice and I think that that's really cute and everybody needs a little bit of mouse time.
Yeah, definitely. What about your how's your week?
My week was good, love luf. It has been mundane as always. I have had a few speaking events, which is always really good. And then yeah, just I'm spending more time in the Zella office at the moment, which I don't know, I'm loving it. I know that, like that probably comes as a surprise to you guys, but like I do spend a fair bit of my week working from home because I do feel like I'm a
bit more productive. But recently I've gone, oh maybe I'll spend like an extra day a week in the Zella offices because like, I have these really big goals for the business this year, and like obviously if I'm not present, things aren't gonna happen, and I actually need to put my money where my mouth is, essentially, So that's been
really good. Every single month, my team pick a word of the month, so like we will do like a different word every month, and then all of our activities or things that are in addition to the work that we're doing are themed, and I love that. But this month it's been refocus, and so like we're refocusing on like what our goal and refocusing on like exactly what is important, and you know, even just refocusing personal and professional. So like we've run a workshop, Like we did a
whole morning where I got brunching. We all sat in the workshop room and we talked about our personal goals and set some new personal goals and then our professional goals and what we want to achieve by the end of the year and what we want to achieve by June. And just I feel like when you have clarity, you just feel so clean and fresh. And that's where this idea of me coming into the office a little bit more is anyway, Refocus has been the vibe and it's vibing. Yeah.
I like that, Like, yeah, anyway. Would you like to hear a five star review? Yes? Please?
Oh I love this part, maybe because it strokes my ego. This one's from Holly, So Holly says, I found Cheese on the Money and The Broke Generation in July twenty twenty four. They absolutely changed my life. I've binged every single episode starting season one from July last year and finally up to date this week.
That's a lot. We have one episodes. I've now paid off all my debt.
Which included twenty thousand dollars left to me by another person. Oh, I have a really healthy emergency fund and we are on track to buy a house this year.
With the help of the beautiful girls at Zella White.
Victoria has such an amazing and kind way of breaking down terms and explaining things so they don't seem so complicated. Jess is so kind and has such a way of wording things that you feel like you're on her journey with her. Oh, Beck is so relatable or honest. I just want to give her a giant hug. Oh, thank
you ladies for the work that you do. You have changed so many lives, including my own, and I am so eternally grateful to be able to access She's on the money and everything that goes along with it.
Oh my god, that's so sweet.
I want your giant hug And you know what, Becky is a giant hugger as I am a giant hugger.
Yeah, as you know. So sweet and congratulations. That is no easy fee. That's so impressive. I love that. I'm going to go talk to the Zella team now and be like so holy. And she gave us a really good review. Can you just tell her I love her? Yeah, totally, seriously, get us some stweet.
All right, let's get into it a little bit further, Jess, community money wins.
What have we got alrighty, firstly, I've got one from Alie who said I'm getting married in September and I was trying to get a dress for cheap. I found a brand new twenty five hundred dollars wedding dress with tags still attached on Marketplace and I only paid seven hundred and seventy five dollars for it. It was the exact dress that I wanted. And this is a huge saving because we'd budgeted two thousand dollars already for a dress, so she's in the green and I feel like that
never happens with weddings. Congratulations Ali, and congratulations on your upcoming wedding. Next, I've got a money win from Kerry, who said she attended the Constant Contact webinar with Victoria a few weeks ago.
That one was so fun.
It was really fun, and she's just received her free business Bible book in the mail. She said it's a money win because I was going to buy it anyway to help start up her date practice.
But she also got a.
Free Constant Contact trial for customer emailing systems, so she's very excited. And I was going to say, if anyone couldn't attend that webinar, there is a replay for all of our small business owner put it on YouTube.
Put it.
I feel like you're a small business owner, baby, you're busy. You probably didn't have time. Yeah, but we recorded it, and Constant Contact to let me put it on the internet, so that was really not really exciting.
We'll pop a link maybe to that in the show notes if you want to check it out. Next, I've got a money win from Kimberly, who said, my husband gave me a bag of too small clothes to drop off at the selvo's bin, and I noticed that they were two old buzzy soccer jerseys in there. I thought they might be worth something, knowing that they were close to a decade old, a little vintage moment. So she put them on eBay for ninety nine cents each and
got about ninety five bucks for that. Sorry what she said, not bad for something he was going to throw on the win. Oh, eBay slept on.
I feel like it's not slept on by me. Yeah, I know. I love eBay.
You can find yourself some bargains, and also you can sell like I know that. I've seen some people saying it's hard to sell a marketplace and stuff. I feel like eBay branded stuff.
And also I like that you can just buy something on eBay and it's yours. I don't have to message the seller and say what are your bank details?
Have get cash out? Yeah no, I'm just paying.
With PayPal and I am feeling safe and.
Shining up at your door. We love so true.
Next, I've got money win from Nidia, who said I called the holiday home owner directly for a property that she saw listed on Airbnb. She asked, if they're borrowing is lower and she saved herself eighty bucks over two nights for a cute place on the beach and it was dog friendly so too, fur baby could come with her, so you don't have to spend money on doggy day care either.
Love always with Google, I feel like a lot of places.
And especially so like my top tip here is if a property is listed on airbbit I'm sorry airbnbb, like we're all just out here for a money win. But if the property is listed on Airbnb and it has a name, Like if the place has a name and it's like, you know, the fancy.
Pants Lodge or something, google the name.
Totally, like google what they've called the property, because if they've gone to that effort, it probably has its own website or it probably has another listing and you can go direct.
Yeah I'm clever anyway, So I tried to do that a little while ago.
It went direct and they were like, oh, yep, to book the property, we need a deposit of X, but booking it through Airbnb no deposit. So I was like cats booking it on Airbnb. Yeah, seriously, so check.
It before you wreck it.
Lastly, this week I got a money in from Amy who said she bought a cute vintage keyhole dresser at a vintage store.
Partner's a sweetheart and is picking up on Wednesday for her.
I love you too.
We love a little vintage finish piece. Yeah, I call me, hey, give me your broke tips.
So actually, just quickly while we're on the AIRBB train.
Yeah, my partner, this is kind of do you have a girlfriend who would have known?
I know I will not shut up about it, but she wanted to say it.
I need her.
I need beck to talk to my husband ramping up how obsessed he is with me.
Yeah, I can do that.
You call Steve and you call James and be like, here are the expectations I'm setting because I want what jesscott.
I can have an open and closed checklist. Yeah, for breakfast and nights because of it. And then like you know, during the day service sort of thing said to you really do Yeah that is.
Really really.
We probably should just be in those being relationships.
It's kind of nice. I'm gonna say it's kind of nice. It sounds like a dream.
And this is this is going to maybe even you know, it's going to annoy us, might annoy you.
Jess like very casually mentioned she want to stay in Melbourne Place, which is just like.
This hotel and cute.
I've never been there, but I had never heard of it. But I was like, okay, cool, we I'll like, you know, surprise it with a little Friday night thing there. But then I went to the I google it, and I went to the actual website. But then I thought, hang on one second, I'm sure I've seen booking dot com, and like, what if in all those places are being shot back it's like eighteen percent this one for this particular day, you're thirty percent back on And I bought it through there, I got.
Like thirty dollars or something. Yeah, money, we I mean more than more than three dollars.
I remember that, And so make sure you do that first before you show through all these other avenues.
I feel like, obviously Jess and I and you we are all obsessed with shop obsessed, but I feel like people are forgetting like it was trendy and now it's just like a part of everyday life. Yeah, forgetting to use it.
Please don't please yet forget just don't forget you guys.
Like it wasn't trendy, it's actually making you money.
Yeah, we love free money.
And even if it's like five cents per transaction, it's like from little things, big things grow exactly right. And I'm sorry in evance, I am going to go back to back with the last.
That's okay, that's okay. What's your second one? No, actually that wasn't a break tip at all. That was just a freebie. But the first one comes from.
That wasn't your broke tip, That was not my brick tap.
Oh that's just a hot little hound.
So this first one comes from Sam who says that apparently, and I haven't physically fact checked this, but if you buy something from Buddings and it's like under hundred dollars, then if you go in and it's like say, it's like you know, general wear and tear, it's just not working anymore, they will replace it. If it's under one hundred dollars, they just replace it, no questions asked.
Such a great policy. I heard they do the same for plants.
That is, if you kill plants, my plants dead, and they'll be like oh, here have a new one.
That's crazy to me. If you have your receipt.
Crazy, I think that's insane because honestly, if you kill a plant, it's usually user error.
Yeah.
So I don't know why they're giving you another one, because you're probably going to kill that too, But it's nice to know that they are that generous.
That's insane. I had no idea. Wow, I have so many plants that are going to take back. This next one comes from Emma, who is maybe a friend of the pod, who.
Says that there's going to become an ongoing character. I think so.
I think online offline? Yeah, okay, Emma, not the one that we used for every other week. Yes, Tips mentioned that there's a place in Ringwood called Ringwood Repair Cafe. Okay, you you go GeSe off coffee. But also if your shoe is broken, they repair it for free.
No they don't.
Yes, I mean like maybe just the best of their ability. They're probably not like a fool. I don't that's Gene Noddler. But they repair. That's what I've seen, But I'm sure like they'll do it.
Is it everything crazy? It's everything? What?
So you just got a broken bracelet? They'll be like, oh, let me have a crack at that.
They'll probably have a crack at that.
Oh my god, is like going to like a parent's house for a coffee and then they fix it.
Yeah. Oh this is so wholesome.
You know.
It isn't a cue.
How people can bring broken items to be fixed by expert repairers.
Expert repairers. I love this.
It's giving Men's Shared vibes. So my husband's grandpa is involved in the Men's Shared and like people in his local community drop off broken pieces of furniture or whatever and they fix it for free.
Oh that's so it's the most wholesome. We need community. Yeah, I'm all for the I.
Was talking about community the other day and the most important part of community. I feel like we all say, oh, there's no community anymore. There is if you choose to get out in it. Like, if you're choosing to actively get out in the community, you're gonna find it. You can't just sit in your house and expect community to happen, Like, you've.
Got to go out.
You've got to be present, you've got to be giving. I think that to create good community, you've got to be one of those people that gives more than you expect back.
Yeah, it's there. It's there, It's absolutely there.
And I've only really been tapping into that, i would say, in the last twelve months since having a baby, because it's been the first time that I've actively engaged with like my community center, that I'm actively going to the library, that I'm actively going out to mother's group like that, I'm realizing this community thing.
Yeah, oh yeah, I like it here.
Oh yeah, I like it here, Like I just anyway, I think it is very whole. And now I've got like little group chat and we're.
All like, oh ha, someone got this. I'm looking for X. We do, We've got you, We've got that in Brunswick. I don't want to be I don't want to be there. I don't feel better at it than we are.
A good car network where you just put in what is key is?
It just feels good. It's so good. And then my broke tip very swimar to my.
First freebie is that if you The other day, I was like going to get door Dash and I was like, I'm sure, I'm sure there's a way I can do this smart And then I put all these things in my cart it came to like thirty five dollars.
Yeah, and I went on shop back.
I bought a DoorDash gift card thirty dollars and.
Just use that.
I got like five bucks. This woman is a gaming shop back. Yeah, I'll sas to shop back. I love it. Free money for everyone. All right, let's go to a really quick break on the flip side. We're going to be talking about whether you should buy gold bullion or not, which I think is a very interesting question and something that you.
Slid into our d MS about.
This week, we're talking about whether you should delay a work opportunity because you're planning on having kids, so don't go anywhere.
Welcome back, everybody.
Let's take a listen to this week's money dilemma.
Hi, there, have you got a money dilemma you just can't solve? The She's on the Money team is here to help. Every week we tackle your dilemmas, both big and small, to answer your most burning money, career and life questions. To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now, let's take a listen to this week's money dilemma.
Hi Victoria, I've been following your podcast and reading all your books. I love all your content. One thing missing from your books, and wondering if you had any advice on purchasing gold billions. I hope I pronounced that right. Yeah. I'm just doing some research at the moment, and I'm playing the share market game, which has been super fun and educational, just to get my head around dipping my
toe in the market. But I've yeah, just want some advice on your thoughts on buying gold and storing gold. Thank you.
By Oh, this is interesting. There's a lot of conversation.
Going on in our community at the moment about bullion, which I'm sorry to correct you. It's bullion, but it's because gold prices have increased significantly recently, and you will often see in times of economic uncertainty, things like gold increase in value because they are physical assets and they make people feel comfortable.
Right, So you go, oh, I'll put.
My money in gold because it's I can touch it, I can taste it, I can see it, I can hold it. Right, It's like a physical asset, and physical assets during terms of economic turmoil.
Do well, what are.
Your thoughts before we get there, Jess, have you thought about gold?
Is that something you want to purchase?
If so, why we did a blog post a few years on gold.
It's something I've considered.
I know that it's attractive for countries with a weaker dollar, ycause I'm excited. I'm like, oh girl, you know, yeah, like the countries where their currency maybe doesn't hold up or it's quite unstable.
I think pla hedging. That's exactly what I meant. Yep, that's exactly really where I was going with that.
But yeah, I know, like I know that that's the case.
For me.
It's not something I've invested in. It just seems a bit tedious because you store it.
I don't know. I was just kind of like, what the hell is going on?
It's actually really quite very little gold.
It's no like a picture of a bar.
So when people say they're buying gold, they're not just like investing on the share market. You will go to a company that issues goal really purchase gold from them, and more often than not, you'll also pay them a storage fee to hold onto and look after your gold. Oh so, like some people might buy a bar of gold bullion and you can buy them in lots of different weights, so you could buy like ten grams or one hundred grams or whatever of gold.
You're literally buying goal resource.
It's giving games night, it's giving I am playing Katan and it's a resource that I've purchased.
Wow. But you're buying this asset and you can store it.
Some people keep them at home, some people keep them in a safe some people keep them at a company that stores gold. You could have a safety deposit box. Like lots of people just buy this physical asset and hold it. And the reason that people do it is gold historically has held up during times of economic turmoil, as I said before, but it usually holds its value during cost of living crisises, making it relatively safe during uncertain times. It's seen as as Jess was saying, a
lot stronger. So in countries where their dollars not as strong or their government's not as strong, people hold gold because it's stable and often, like gold will slowly increase over time, it'll increase and that feels really safe. I mean a lot of people might be looking at gold at the moment because it's in the news a little bit like when an asset increases in price, you know, the news picks up on it and then like gold's up and you're like, oh gold, I haven't thought about gold,
but it could play into your diversifications. So it behaves very differently from shares and property, which can obviously not obviously, but it can help reduce the overall risk of your portfolio because it gives a little bit more stability. As I said before, it's a tangible asset on like an ETF or a share, like you can hold it like beg you could go to the place that issues it and you can.
Hold your gold bart ver you can.
There's no counterparty risk, so gold doesn't actually rely when I say counterparty risk, like it doesn't rely on a company, Like it doesn't rely on a company's performance or a bank's solvency or you know, a CEO getting involved in a scandal.
Yeah, it's an asset, full stopper. End of story.
And there's as Jess was saying before about the global thing about you know, currency risk, there's actually global demand for gold, so like it's recognized and valued all across the world, and it has been for years, Like what did pirates trade in gold coins? So it's very easy to liquidate, i e. Sell if you need to get the cash, which is.
Good to know.
What does that actually mean though, because a lot of people are going to go v And this person who wrote in Fantastic she said, I missed it. You're right, probably should have touched on it. But it's not an asset I love. So for me when I wrote my books and for me when I talk to you guys about wealth creation, I want growth and long term wealth building. And if that's your focus and that's your plan, shares and ETFs might be a better option than gold because.
Shares have income potential.
Shares can pay dividends, giving you regular passive income.
Gold can't do that.
Capital growth, So over time, the share market has historically delivered better performance than gold. Ownership is one so like when you buy shares, you're actually buying a very small portion of a business, not just an asset that you hold liquidity. So yes, you can sell your gold, but it does take a lot longer to sell your gold, and there are higher transaction costs on selling gold because brokers get involved. Then you just hitting dispose of your
assets and then compound returns. So like reinvested dividends, create more market growth, create a bigger, stronger portfolio. So if we compared like gold and shares, like the purpose for me, gold stores value and that's why Jess's point of like, you know, currency is essentially going all right, well when the market is not doing well, at least I have gold and it's holding its value. Whereas shares, I would
say their purpose is wealth creation returns. Historically, gold doesn't have very high returns, doesn't give you any income, low returns in terms of growth. Shares high long term returns and also you get some dividends. Risk Obviously gold is lower risk. Shares are higher risk, but with higher risk
comes higher reward. I talked about liquidity and then growth in portfolio, so that if we talk about your portfolio, the reason you would hold gold is because you want it to be a little bit more defensive, a little bit more solid. You want the returns to be consistent, and that is usually aligned with a more conservative investor or an investor at the end of their investing life cycle. On the flip side, shares and like our podcast, I would say resonates with younger women, women who are working
full time. You're probably looking for growth, looking to generate wealth over the long term and put yourself in a better financial position. So gold can I would say, protect your wealth, so it can protect your wealth over a long period of time. I would say, on the flip side, shares build your wealth. So are you trying to protect your wealth or are you trying to build your wealth? Is the question here, And a balanced portfolio actually might
include both. But you need to look at your goals and then decide on which one makes the most sense for you. So for me, it's very here there, they're very very different assets. Gold, I would say, is incredibly conservative. Shares your about growth.
What I'm here is I could buy myself some gold jewelry and consider it an investment.
You do have to remember, though, when you buy gold, you're often buying twenty four carrot gold. It's pure, and when you buy like a bracelet or whatever, it might be ten carrot or fourteen carrot and it's mixed. So yeah, you can buy gold, just buy really good gold.
This is crazy, Cavely, It's the thing I like a cartoon. Yes, it really does.
So you're saying that my braceletter that I'm wearing right now is just going to increase in value, but only if I melt it down, and we don't take into consideration that the brand of it absolutely overpriced it.
You can melt it. You can melt it and completely reusable. Wow.
So if if you did have a twenty four carrot, even twenty four carrot, it can be melted down and separated.
Oh my, yeah, this is so cool.
Maybe O blog post.
I didn't go into all of that, and it's a couple of years old, but it might be be a helpful for people to child.
Actually hasn't changed, so that blog post is still valid. Would you like to talk about this week's DM guys?
Yes, I know you're ready. I know you're ready because I live for gossip. All right, Hi, she's on the Money Crew.
I have a money dilemma which has been weighing really heavily on me over the last few weeks. I've recently been offered a training position at work that I've been hoping for ever since I started my degree. It's my dream job and to get offered training so early in my career is an absolute blessing. However, I've also recently gotten married and we've been talking about trying to start a family soon. I feel like I'm now stuck between
making a choice between my career and my family. I don't know if I should be taking the training position, which would be two years full time for the qualification and risk getting pregnant in the middle of it, or if I should decline and risk missing out on the opportunity.
I've been having so.
Much uncertainty and anxiety around something that I've wanted so badly. Any advice would be greatly appreciated.
I really, really.
Really think that you should be following your career dreams and goals because I want everyone to watch Have you guys heard of Night Bitch?
No, it's with any recommendation you make.
I mean, okay, I think that our listener should watch this before because I really do think. I just don't want you to get into a place where you're, like, I don't know, like you've had child. You are happy, obviously, like you know, you love your children and they bring you so much. But I just fear that like a lot of people do kind of like lose themselves once they have a child, and they're like their identity and like it's so much more work, Like it's so much more consuming than we ever realize.
And so I feel like, first.
Of all, having that conversation with your partner whoever you're having a child with. And some people have a child on their own, and some people do it with multiple people. But I think that if you have a conversation, you really really are sure of all the expectations, You're like
thinking about every aspect of every single day. That is really important because you don't want to get to a place where like you're having a child with someone and then you realize that the load is really not very equal, and you just buy default, go into this stay at home parenting role, and then you buy default, give up all your hopes and dreams, and then before you know it, ten years have passed and you're like people are like, hey,
what do you do for work? And you're like, oh, I used to be and then you're like, no, I was that. I was a lawyer. Now I'm a mum. It's great as well, but you just don't want to lose yourself. You don't want lose your identity. Keep following your dreams. If something happens, if you're feel pregnant, you must have that conversation about distributing the load. So that you don't lose yourself, your partner doesn't lose themselves. Everyone's happy. Just don't give it up, don't give up your dreams.
Watch Night Bitch's make.
It take away, right, I'm going to watch Night Bitch? Please? Yes? What are your thoughts on this?
I think you need to decide, like do you want to have a kid in the next two years or not? Like you've kind of said, oh, I've gotten married, we're thinking about it. And I know that you can't always plan, like it's not a perfect world, but like you can definitely go is the plan to have a kid in
the next two years or not? Because I think this is more than just taking on a job, like you're taking on a level of education, and to me, it feels a little bit wasteful almost of both your time and the resources of the company that I'm assuming would be paying for you to do this training, whatever that is, if you were to get halfway through, for example, and then drop out. With that being said, I would also look into, well, is it something I could put on pause?
It's hard because we don't know what the training is, but like, could I do if say I got halfway through my training and felt pregnant and when on maternity.
Lead, why can't I come back to it?
Can I pick the training back up? But I know that sometimes with these things, like you, there's like a time limit on it, So I would just look into that to know your options.
But I think that, like, if you're.
Going to have a child, that's probably something that you do need to be planning for regardless, So it might be helpful for you to solidify what those plans ideally look like, because we also know that getting pregnant is
not linear and the best laid plans can go awry. Yeah, Like I wouldn't say that it's really our place to tell you yes or no. I think it's really something you've got to look at within yourself because I, as you said back, I don't want you to put your dream job on hold, And just because you're going to have a child doesn't mean that you're not going to then want to come back to that dream career. And it would be unfortunate to give up an opportunity.
But I think you just need to weigh up what you want.
It's a classic thing you can have everything you want, but not at once. Yeah, And I do think like as much as I know that we say all the time, like your workplace wouldn't hesitate to replace you, da da da. I do think like there's some level of consideration ode to them if they're going to be footing the bill for you to do whatever this training is and putting
that time and that resourcing into you. If you know for a fact that in twelve months, if you can be pregnant, you would want to be pregnant.
Does that make sense? Yeah, that makes sense. Can I bring the mood down? Yeah?
So I look at this and I just go do the course, do it, sign up for it, you get it done. I would have spent a lot of time in limbo if I had put my life on hold and my career on hold because I wanted to have a baby. And when I said I want to bring the mood down. I found pregnancy hard. But I found it extra hard because I had two pregnancies before I had Harvey that I lot lost.
And one thing that made.
Everything, I think a lot easier was having my career, having things in the background that I was looking forward to, being able to get out of bed and go to work and still do the podcast and work on the online courses, and none of that was on hold because of Victoria's planning on having a baby at some point and so therefore we need to pull back.
I think at that point in.
Time, I was so appreciative that, like we weren't like planning to take time off because you just never know how long that's going to take. Like you could get pregnant first, go slay.
Do you know what?
I don't think you owe anything to your employer. I would be really upset if I found that someone in my team was prioritizing my business over their ability to have a baby, because that is so hard. Like for some people they start the journey bam, pregnant real quick, congrats. For some it takes literal years. And the idea that you would have then put your career on hold visits thing that wasn't eventuating, and your.
Whole life becomes paused. Like, don't do that to yourself.
I would prefer you to have to go to your employer because it's none of their business how you got pregnant.
Was it an accident?
Like people get pregnant by accident all the time, Like we don't have to say, yeah, actually I took up your training, and then my husband and I actively started trying to conceive a baby so that I could pull out of this training that you put me in.
We're not going to put it that way. You go, oh my goodness, what a blessing found out I was pregnant.
Let's deal with that then, because I can almost guarantee this can be put on pause. Like, if you're planning next year trying for a baby, You've got twelve months in this training. It then takes nine months to make a baby. You're most of the way there. That's like, can you continue the training without full time employment?
Maybe it's something you could polish off on matt leave.
I'm not saying that everyone could do that, because Matt Lee for everybody is very different, but like, we can work.
It out, and I'm very much.
Look, let's just go with the flow kind of girly, because pregnancy is not something that is, as you were saying, linear or easy, and you can't guarantee that, yeah, I'm going to have this super straightforward pregnancy. Do you know what, you might get to the end of the training. Let's pretend it takes you a bit to get pregnant. You've agreed to the training you do, all the training, you have, your dream job, you have your baby, everything's looking up Millhouse.
You then go, I never want to return to work again. I love being a stay at home mum. Wow, what an opportunity that you have the choice, like, I just want you to have choice. And by putting it on hold or on ice because you're so worried about impacting other people, is not putting yourself first. Yeah, put yourself first, be a little bit, and it's not selfish, but feel selfish.
I don't mind.
I think it is fantastic what everyone else think. Everyone else had a lot of different opinions, So we first asked you guys a few questions. We said, what will you do if you were our community member. Forty one percent of you said, take the dream role jobs, do not wait, Five percent said hold off for your family plans, and fifty two percent said try to do both and see what happens. Two percent of you said too hard
to decide. We then asked, should women factor in potential pregnancy when accepting a high commitment role, even if it's just a maybe. Thirty five percent said yeah, it's being realistic. Fifty six percent said no, it shouldn't be a factor, and nine percent said, I've made decisions based on this before.
I'd love that, And I like that I've made decisions based on this before because you can really only talk about it when you're in it, Like parenting, like as a parent is so much different to what you think it's going to be. You go, okay, cool, Like how am I going to You're thinking so much about the juggle? You're like, how am I going to do this? Like what will we do for daycare? What will we do for child reading? How will I return to my career?
I promise you it flows a lot easier than you think it's going to, don't get me wrong, Like there is the juggle, but like your lifestyle changes so dramatically that like it just becomes part of the new normal. Like I'm not thinking about my career and all of my girlfriends, and like the girls that I know in Mothers Group, we're not like, oh, it's linear and you
have to stop your career here to start here. Like I think we need to just be talking about this and working out how we can continue and how we can keep having these conversations, because it's putting you in the best possible position. So we said, what's your two cents? First person said, I fact it in pregnancy. If considering changing jobs because I needed security and stability, that's a different story than taking training though. Yeah, and like that
goes back to what I was saying before. I've got girlfriends who are like, do I move because I want another baby? But like a new maternity leave policy would mean I have to be at a location for a certain amount of time before I get access to the maternity leave, Like do I want to wait that long for a baby? Do I want to have a baby? And state this company like it's a juggle in that case,
we are actually thinking about it. The next person and said it sucks we have to choose between career and pregnancy.
Yeah, when you were talking about it before, I was just thinking I hadn't when I gave my response, like I really hadn't even considered, which is very naive, like the gendered lens and the fact that.
My husband didn't have to do this.
Well, Yeah, and I mean it depends as well on whether or not our listener, we don't know if they plan on being the primary caregiver, what that looks like. Yeah, that would all factor in, but it just, yeah, it didn't even come into my brain. And I was like, how awful that that is something that weighs so heavily on a lot of us.
So that plays into the next response. Someone said, there's actually no right or wrong answer as long as the choice is yours. I agree, yes, which I couldn't agree more. Someone else said, you can always leave a job if it doesn't work out, but you don't want fear to hold you back. Next person said starting a family shouldn't compromise your career goals.
There's always a way forward.
I agree with that, Like, I just think, work out your career, dive headfirst into that because do you know what some people like me, I got really sick. Yeah, for the first twelve weeks of three friggin' pregnancies.
Be for real? That should be illegal.
Yeah, Like I shouldn't have to go through the first trimester three times. I had h I got diagnosed. I'm not just saying I had HG, but I got diagnosed with HG, which is a severe form of morning sickness. Right, I didn't know I was going to get that. Like I thought that I was going to glide through and at maybe eight months we'd wind down.
No, like my whole entire life went into a spin.
Someone else said, take the role, work for twelve months, and then start trying in the second year. Another person said, I gave up opportunities for potential pregnancy and then had fertility issues.
Just take the job. Yeah, And another person said, and this plays into Jess and is a perfect way to wrap it.
Men wouldn't worry about this, so why are we yeah, which is so true. They'd be like, why are we talking about this? Just take the job today and we'll work it out later.
Do it? Do it? Just do it all right?
Well, it has been lovely my friends, have a beautiful weekend. And on the flip side, I will see you on Monday, bright and early for a money doughy.
Gorgeous bie guys.
Bye.
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