On air, and I have radio.
She's on the Money Radio Show.
With Victoria Divine starts now. Hello, and welcome to the She's on the Money Radio Show podcast, the podcast for millennials who want financial freedom. Now Divine, Hello, what was the best purchase you made this week?
My flights to go see all of my community members around the country.
Okay, that was like not what I was expecting, but it was a pretty good one.
Oh really, what were you expecting?
I don't know if you want to say it on the podcast.
Oh, I'm sitting here with a frozen coke from seven to eleven. I mean they've gone up in price, right, so they've gone up to this was a large. Please don't judge me for drinking a frozen coke so early in the morning, but I promise I needed it and I'd already had a coffee. So he's gone up to a dollar fifty for a large. But look at this sustainable packaging. Great, we love to see it.
You know something else we love to see? Or here is this week's show?
Oh no, I want to ask you. We can do whatever we want on this It's got our podcast to do whatever you want, and no one's here no one's here, and like Mitch is a way six so he can't tell us mel our producer not here. We are riding not solo with two peas in a pod today. But what was your best purchase of the week?
Oh my god. So I am a massive Formula one fan, as you know. I absolutely love it.
I'm wearing a Formula one T shirt right now. It's not actually is that Tom Cruise.
It is Tom shirt with oh okay, no no, no, no, no, no, no, no no, put your okay, get back in the bin there for a second.
Device right, you're going to put yourself in the bin. There is a picture of Tom Cruise on your T.
Shirt because it is a cold Trickle T shirt, which is the character Tom Cruise plays in the nineteen ninety film supporting Days of Thunder.
Absolutely it's not Tom Cruise.
They don't care, mate, I do. I don't about your community.
Here is shirt it is on this show. It is all about my community. So so sit down.
I absolutely love that little dropping into an AD's nest and I did that.
On Oh I feel like people can bait me.
So nosolutely love the community. No, no, no, it's not actually Tom Cruise because it's the character he plays, so technically it's not. But the best purchase I bought was an F one replica race suit.
IF one replica razuit. Do you know why he's saying that, Guys, he's saying that because he owns the flipping company like you own the company. And do you know what, I think? It's genius. As if that's not the smartest thing you've ever seen in your life, you can't tell me I bought an F one replica.
Well, I didn't want to be that guy, but thank you so much very far.
I am obsessed with it. I can't wait. I've never been interested in racing.
Today I am fantastic.
You know what, I want my own race suit.
I'm going to get one with a divine next to you.
We could get she's on the money race suit, definitely. We had Renee Gracie on the show last week. We'll call her.
Don't worry about last week's show. Let's talk about this week's show. We're going to give you some dupes. Is there something that you've bought that you know I'm going to pay the full price for the full promise.
There are so many, so many like even here, I'm just thinking about it. Like I used to be obsessed with this miscaap not that you care, but my community might from Kevin or Coin, which is at Mecca. It's like fifty dollar mescara up. But I'm obsessed with this mascara. Every man in his dog has been gifted one from me. I kid you not. And it's the extend lash from MC beauty. Just at Wooli's.
Wow.
I buy it on sale for twelve bucks. Money win ten out of ten. It's basically the same thing.
I mean.
They've also done entire dupes of basically everything Charlotte Tilbury. And as much as I can't get behind blatantly ripping off other businesses, I can get behind cheap cosmetics. So I haven't bought all of that stuff. I don't want to get behind it. But when I was looking for a really nice mescara, that one worked, it was at Wooli's. It was on sale for twelve bucks, and now it is my staple.
Perfect and it looks amazing, all right. Plenty more. We're also going to do Facebook Marketplace, Trash or Treasure End as always some super amazing money saving tips to keep more money in your bank account with a little Super Saver Saturday, right.
I think it's genius. How about we get into it though, let's do it feel like that was a wild ride.
It was the She's on the Money Radio Show starts all right now, it's She's on the Money Radio Show for your Saturday morning with Australia's number one finance podcast of Victoria Devine sitting over there. My name is travro Buck. Mitch Surrey always sick this week, but that's okay. We don't even need him because we're going to do this.
He's probably sitting in bed listening.
To us, crying into his like.
Yeah, obviously the only thing he could do if he missed a show.
I was thinking, what would he be eating?
People should go and check his Instagram and see if he's been posting.
One hundred percent. Yeah he would be as well.
Yeah, he'd be a little pest.
You're in trouble mate.
We've got to you at brunch.
I see you hey, coming up soon. We are going to do a little Facebook market place trash or Treasure. But the worst thing is, but it's always so hard when you see these celebrities look an absolutely amazing vee and they've always got the latest and most expensive things, and it's like, how do I keep up with that?
But it's actually about getting rich and then you get hot, Okay, So we can't do that. So what we're going to do is makes some recommendations on some good dupes of products we love, but my favorite are dupes that are like really comparable. Right, So I don't know if we're going to get in trouble for this traber name dropping, so hopefully we're not not sponsored, not sponsored, just good. But one of my favorite lipsticks is the Charlotte Tilbury
Pillow Talk. It's kind of like a cult lipstick, right, but it's really expensive. You get it at Mecca, and to be honest, like I adore it, I have bought it, I will probably buy it again. Every Man and his dog looks good in this lips. Honestly, my dog looks beautiful.
Is that why Lucy's looking so beautiful today?
It's stunning today, all because of this lipstick. But I have found a jube, or I think I've found a jupe. I found it a chemist warehouse, So shout out to them. Not sponsored, just good nine ninety nine. It is the Flower Pedal put lip color in spiced petal. And you know what, she goes in my handbag and I have been saving my Charlotte tel brief a special occasions.
What's that Charlotte teel re worth?
Oh like fifty bucks right minimum?
Jeez, Chemists warehouse by five of them.
I've of them. One in your car, one in your handbag, one in your other handbag, one at your desk. You're gonna look caught twenty four.
To seven and spicy. It feels like I want to eat that.
This is a personal tip just on you.
Well, I've actually got a tip. It's not makeup or anything like that. But I love gaming, and I love retro gaming. So like Nintendo's, your Super Nintendo's, and I know your partner Steve O also loves things like that. Yeah, you could go off and you could buy like a Norman Nintendo or like a Super Nintendo or a Sega Mega Drive and they're like three four hundred bucks at consoles still right, but you probably still got heaps of old school games hanging around the place. I randomly found
this thing. Again, not sponsored a retron So it's like retro with.
Our radio show is not big enough to have every branded product in saying that we're trying to get there. So if anybody's like, oh, we'd love to throw some money at you for mentioning our product, we don't get were still a game.
I mean, we don't even get paid to do this, so it's fine, but we don't. So you can basically play any Nintendo, any Oup, Nintendo, or any Sega Mega Drive game that you have all in one, so you don't have to worry about buying three different consoles.
Why is this not more popular?
Well, and guessing that's because people don't even know they exist. So again, it's called retron retro with an N on the end.
But any like, we have very different types of recommendations. Here my next recommendation. Kim Kardashian has a brand called Skims, which is known for having lux quality T shirts and like shape wear and like basic teas and stuff like that.
Yeah, I was gonna say, isn't that kind of like spanks Kinder?
But they like do beautiful T shirts and stuff and they've got a number of dresses that are kind of cult status. Anyway, a T shirt is going to set you back a minimum of ninety four dollars Australian watch. Yeah, just playing T shirt. I've found the Jupe one. It
is at Surprey. Be you haven't set foot in a Surprey for a very long time as a woman in my thirties, I was embarrassed to do so, but I was very, very glad I did because their lux Longline tea, which will set you back a cool twenty, is basically identical.
So you're basically giving our listeners seventy four dollars.
Free stuff free wow, And it comes in the same colors, and the fabric feels almost identical, like that buttery smooth. Anyway, I hope you guys blame me for selling outs to Prey. Not something that I ever thought I would say. But I'm proud of that jupefind because I have a few of them in my active wear wardrobe and I really really like that.
And you are the most active person I know.
It's absolutely not true. The only true part of this story is that the T shirts are good.
Let's do this, let's throw it out there. Thirty one A six five. What's your hot tip for a dupe?
Like?
What is something that you've bought Audi Audy Supermarkets?
Hands down? Everything on their shelves, amazing turn out of ten.
Just like that. If there's something that you know that is literally a fraction of the cost of the real thing but just as good to even better, give us a call right now. At thirty one A six five. We were talking just beforehand, what's that cheap version of a product that you found that's either just as good or even better. Now you'll talk in supermarkets.
All we did during that break was talk about the snacks that you can get from AUDI, and they're just better. I'm not gonna lie obviously, I have been sponsored by AUDI in the past. The only reason I accepted that was because I was already obsessed with them. But I genuinely think because like if you've been to an AUDI recently, yeah,
so they basically just have one of each product. There's not like five different options for chop chip newsle bars, right, there's just one option, and you know what's going to be good because that's the one option that they decided to put on the shelf.
You kind of feel like that you're over in Europe, right because it feels like.
You're a little bit European.
Yeah, You're like you're on a little European vaca getaway. It's amazing.
I love it. And one of the things that my partner loves as well, obviously not real Niche recommendation is the Tara Masalada. It's pink. It is a Greek dip made of basically fish eggs. It's like a cavea dip. But you can get it at Audi and he swears that is the best one out there.
I'm literally just impressed that you nail the pronunciation of that.
I'm basically Greek, so watch out thought.
So mate, Hey, we throw out there thirty one to six ' five. What's the dupe that you found? The thing that is way cheaper than the original and probably better? Celest What did you find? Mate?
So my parents have such an amazing diceon stick vacuum.
Oh the best.
I've got one of those ten out of ten can recommend.
Which is amazing and I love it, but it costs like around twelve hundred dollars or something like that, and I just can't afford it, which is fair enough.
So is a pretty big if let's be honest, hoover up your money.
So what I did I went to Camar because I heard about this ninety nine dollars one, which was similar.
I's been talking about this.
It's the best thing ever. I'm obsessed, and now my parents even want to borrow.
Tell them to go get their own camarp vacuum. They can clearly afford the disons, so they can go get their vacuum.
A vacuum you know what you do? So lest you actually hire it out to them ten bucks each that you go perfectly.
That's a good idea. I really like that one.
What is it called, by the way, I want to go get that.
I don't know. I think it's something stick.
The Bryson stick. Wow. Hey, thanks so much.
Last Nora's legend.
All right, thirty one to six five this Saturday morning, we are talking about dupes. What have you bought the budget version of that's actually better than the original exy version. Becks giving us a call on thirty one to sixty five, Mate, what did you buy it?
So?
I bought this perfume is called kloud by Ariana Grande.
Oh I love Ari.
It is seriously identical. It's not better than the buccer rouge that you get at Mecca.
I know that that baccer Rouge five forty very very expensive perfume. What does that set you back?
So it's like three hundred and fifty six dollars for seventy mil.
What?
And is this clow by Ariana Grande is only fifty bucks for one hundred mil at Tamith Warehouse.
Oh?
Is that on sale or is that just their standard price?
No, that's what it costs all the time.
That is a very good money.
Jeez.
A lot of my girlfriends are obsessed with that perfume track.
That's three hundred bucks less. So if I bought that for somebody, do you reckon, I'd be able to tell I reckon.
They would buy. So he tries just going to like sneak up to his girlfriend in the morning and spray and tell her it's back or our rooge. Oh yeah, baby, it's the expensive one. But you have to put it on with your eyes closed.
It doesn't work the best. I love it. I am in a chemist warehouse here I come.
Hey, thanks so much, beck, no worries, guys, have a good day.
That is amazing. Speaking of awesome fines, We're gonna do Facebook marketplace trash or treasure. If you found some trash or better yet, some treasure you can hit us up on she'es on the Money socials, v you love you always send me little messages during the weekend going oh my god, look what Hannah from blasted me, or look what you don't Oh.
My gosh, someone listed and this isn't what I'm gonna put up there, but it was like someone listed this chip packet and I was like so confused because it was like it's been touched by Nigel and I'm like, who's Nigel? And then you read the rest of the description. They're like, we know you don't know Nigel, but we're so confident he'll be famous one day that this should be worth fifty bucks.
Like what Actually, love people, That is what the internet is for. This is she's on the Money radio show. Mich's gonna be absolutely spewing.
He's gonna miss this segment so much. It's one of his favorites.
We're doing this right now. Yeah. We absolutely love trawling through Facebook Marketplace added just to see what kind of incredible finds we might stumble across.
We've got a few good ones this week. Yeah, yeah, but it's got a few to bring to the table. Marself.
It's not only the ones that are amazing. It's the absolute trash those people that go, oh my god, this is the best thing ever, and they just try to absolutely hoodwink you with their crap and just just go, why would anybody sell that? Because nobody's with that.
No, I'm obsessed with that.
I love it actual best. All Right, you can hit us up at She's on the money on socials if you've got any but V what have you got first? All right?
So first things first, I have so you know how sometimes people do hard rubbish and they put things like maybe otherns or like old couches or whatever out on their mattresses yep, or just like things that they clearly have decided they can't sell on Facebook marketplace. Well, this week I have for you a photo of a stove that has clearly been put outside with somebody else's like hard rubbish, but it's been dragged away. You can see the drag.
Marks on the ground.
Someone's taken a photo of it and they're trying to sell someone else's stove that was hard rubbish. How much are they selling it? Fortress? I mean, he says not sure if in working condition, right, so.
He hasn't even checked it out. He's literally put.
This on Facebook Marketplace. He's just like done his rounds. Instead of picking it up, taking it home, flipping it and selling it, he's just selling it straight from him where it is on the side of the road. I'm impressed.
Do you reckon? He's probably just sitting out there camping in his car, wait until somebody comes along.
Yeah, I reckon.
I don't know, man, I reckon. Probably fifty bucks.
Yeah, it is actually forty nine dollars, which I think is really good. My favorite thing about it, though, is on Facebook Marketplace, people can comment on your posts and they said, is this even yours? And he said, no, could arrange transport?
I love it. He's just got no next question go no, no it's not. But I am so moving on. Yeah anyway, all right, this is amazing. Okay, so I'm going to read this verbatim because the caption is the best part of this for sale aged potato. It doesn't say how old the potato is, can be used for a Halloween decoration, or you can eat it full stop? I think I think serious inquiries only. So it's an old potato. You know how when you have when you open up, they
go to sprout. Yeah, but no, this is literally like there's sprouts that are a meter along on this thing, you know how Sometimes like one falls down the back of your cupboard and you find it and it's purple and gross and stuff like that. Yeah, absolutely not have a look at that. What do you think?
That's gorgeous? That is very sprouted. In fact, I don't even know if I've got room in my kitchen for that.
Would you eat it or would you use it as a decoration?
I reckon, that's definitely decoration. I think you'd get a little bit sick it, just like you'd get sick.
I thought maybe it was too beautiful.
Oh yeah, that's what I meant. That's absolutely what I meant.
What are you paying for that vine?
Oh? Fifteen bucks times at Bay?
Four sixty bucks?
You're serious? Why would I pay sixty bucks for a sprouted potato?
Because it's one of a kind made and it's beautiful.
That's a frendous I hate that. I can't get behind that. All Right, The next one I've got for you, mister Travrobuck, you might be interested. You are a gamer, right, So it's a black gaming chair. It has arm rests on the side.
If you're gaming, you really need to rest your arms or.
I don't know. The armrests are on the side. There is a suspicious white substance for the armrest. But it's an ergonomic chair. Doesn't matter, mate, it's an ergonomic chair and it is for sale. How much originally it was seven hundred bucks for this gaming chair. I didn't know chairs could be so expensive.
Oh, you can get ones that are like two thousand dollars.
I mean, were you joking through chair? Anyway? This was a seven hundred dollars one, so maybe it was the budget version for sale on Facebook marketplace in New South Wales. If anybody would like that. How much are you paying for that trash?
Absolutely zero, it's not interested.
The seller is hoping for a grand eighty bucks.
Oh I thought you said a grand eighty like he was going up more like.
The No, no, no, no eighty bucks.
Eighty bucks sorry mateys eighty bucks or whatever that thing is.
It's in used condition.
No, not getting in my house at all, no chance, no chat.
I just thought this would be a really good one.
No, let's mark that into the trash.
Being okay, sorry, sorry, all right.
If you've got a Facebook marketplace, trash or treasure. Fine, you can hit us up on socials just search She's on the money. Hit us up there, simper save a Saturday. Yeah, every single week, Victoria, you give us some sneaky tips on how to keep some more bucks in our bank account. What you got for us this week?
Vine, Well you were telling me before during the break. Then you've got a sneaky tip. And I feel like it's not really a tip like a lifestyle.
Oh. I kind of feel as controversial and people are either gonna love it or hate it. And I'd love to see what you think about it.
But right, let's get to mine first, because that sounds like a way better hook than mine. Look, I've got the first things first. It is October, and in October, you guys don't know this, my insurance premiums come into my inbox and I have to pay them.
No, I need that.
I don't How did you know that? Because we all know to talk about that stuff all the time. Anyway, I pay on an annual basis, and often when your insurance premiums come in, you're like, okay, no worries, pay it or put it off and then pay it a little later. We all do it, but what you shouldn't be doing. And maybe Budget Direct aren't gonna be too impressed with me with this one. But Budget Direct always want to save their consumers money, so they're gonna love this. Paul.
Ask for a discount or review your insurances as to whether you need that much anymore. I am always about negotiating because sometimes and Budget Direct haven't done this to me, But another insurance that I've got has gone up by two hundred bucks. It's so much money, especially right now while I feel like the cost of living is already insane.
Took me two minutes. I called them and said, hey, you just want to understand the increase in premium And the woman on the phone was like, oh yeah, I was in cost of living and I was like, look, I just don't think I can afford it. Is it anyway you could match last year's And she was like, let me put you through to our customer retention team. Two minutes later, I was paying exactly what I paid last year for another whole year of cover.
I think that most people don't understand if you just call them, then that's what they're banking on. People are just gonna cop it right, But if you call them, they give you a really good deal, like Foxtel. Like if you go, hey, I don't want to pay this much, they go, oh, okay, what do you want to pay? Yeah? And am I right? Three dollars.
I feel like people feel bad calling as well. But like the thing I always try to remember is I'm not calling the CEO. No, I'm calling someone just like me who happens to work in the call center. And I go, hey, mate, They're like, yeah, I totally get that. Let me put you through to someone who can help. So I feel like there's two things. Ask but also be kind because you know what, they've got the power to say, nah, not stuff exactly.
I'm always nice about it. But the good thing is for the companies as well. It's like, even if you do pay a little bit less, you're going to stick with that company for another five years, whereas they might get an extra twohunred Bucks out of you, but you know what, you get to change and they're going to lose the.
Five years that you and customer attention is really important.
It's better than acquisitions.
Always say that, all right, exactly, So the next hot chip I have for you trav You're not gonna like beause it involved doing a bit more life admin. But I promise, promised, promise, it will save you money. And that is so last week we talked about that app that can save you money via the catalogs, so.
Oh half five sapp. I actually downloaded that.
Yeah, ten out of ten recommendation. But the other thing I will recommend is literally basing your meal plan on what is on sale in that app or in the catalogs. So last week I put them to good use and I actually flipped through and realized there are a few things that I like on sale. So then I based what we're having for dinner on what was on sale, and we saved a few bucks on our grocery shop,
which I think is great, amazing money win. Also sneaky other tip which I love, especially coming up to this Christmas season. Their Christmas one isn't out yet coals and I'm sure Bullies does the same thing they release like a Coals maker.
Oh yeah, get it. It's great.
So many good recipes, so many great budget hacks, and so many good entertaining meals, which is something I always get stuck with. So literally last year I was like, oh yeah, here's this spread that I created and everyone was like wow, but the reality.
Of it was you stole it.
Yeah, I stole it from the Coals magazine and it works.
Smarter, not harder than exactly absolute genius. Now my tip it's probably I think it's more of like a releasing social pressures.
I told you it was more of a lifestylely tip.
Yeah, so birthday cards, Christmas cards, any kind of card, stick them in the bin. I love getting card, no, okay, but the thing is you're paying six, seven, even up to ten bucks.
I don't do that. We don't pay ten dollars for card. Do you not get yours at the two dollars shop?
I mean, I've been to Big w before, but there's only so many that you can get. And my nieces and nephews have be getting the same Disney and like Spider Man one for the past eight years, but just by a pack of those little tiny ten centimeter blank ones. Oh yeah, and just right, Happy Birthday love Uncle Triv. And that costs you like a dollar fifty done?
Okay, I have another hack for you. Are you ready? It is also about greeting cards Keeki k post Christmas I picked up a whole heap of gift cards fifty cents each.
Amazing.
And sometimes if you're in store, have a little cheeky look at keeki k along the bottom of their cards section they have the discounted ones.
Amazing. See I did that with Easter eggs Monday calms. Load motrolia up with those Easter egeks because they're all like a dollar each.
I have a whole heap of Greek friends, and they obviously celebrate Regaza later than the Easter that I celebrate, so they go and get all their stuff cheap money.
Weeen, I reckon all the Greeks back in like one thousand eight years ago, they absolutely did it. Hey, that's all we got time for. If you've got a tip, though, make sure you hit us up. Just searchchese on the Money on any social platform. Find us there. Hopefully in Mich's going to be back with us, but the lifelin Cut radio show is coming up next