Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
the Order Kerni Whoalbury and a waddery woman. And before we get started on She's on the Money podcast, I would like to acknowledge the traditional custodians of the land of which this podcast is recorded on a wondery country, acknowledging the elders, the ancestors and the next generation coming through as this podcast is about connecting, empowering, knowledge sharing and the storytelling of you to make a difference for today and lasting impact for tomorrow.
Let's get into it.
She's on the Money, She's on the Money.
Hello, and welcome to The Money, the podcast for millennials who want financial freedom. Welcome back to another one of our Friday Drinks episodes where we get to celebrate the community, share our money wins and confessions, and have a cheeky little beverage with our friends. Everyone in the audience seems to have a beverage as well, which I think is.
A ten out of ten.
We're going to have a chance to answer today some of our questions from our community. We're going to chat a little bit about my new book. She's On the Money and in the second half of this episode Slash Live show, we are going to be inviting a very special guest, my friend and also she's On the Money community member, Sammy Rose. But before we get there, as always, it is time to catch up on the week that was Miss jessic RICI.
How are you? I'm really good.
How are you?
I'm Aura, I'm very tired.
Actually, you know what, It's that default thing of when someone asks you how you are doing, like, oh, yeah, I'm great, when sometimes you're not. And I am very excited, but I am very tired.
We actually we did like a full blown meditation slash half nap before we came today. It was like three pm and we had to come to like do set up and pack all of your gorgeous gift bags.
And Jess was like, let's go down to the pool. I'm so excited, Like we're staying at this beautiful hotel.
We're in Queensland. We don't know what hot weather is, so she wanted to experience it. And I was like laying on the bed waiting for her to change into her swimmers, and when she came out, she said, what are you doing? I was like just having a little power nap and she's like, do you think we should just have an app instead of going to the pool.
And I was like, yeah, babe, I.
Did a meditation and you took a nap. Okay, So we put a meditation on. It was meant to be twenty minutes of meditation. It was just like an app. I'm obviously not talented enough to run that myself. And the timer went off to be like, now it's time to get up, and I was like, extend snooze and justs is like, get up. So she goes and has a shower and I'm still in bed when she comes back, and she just wasn't that impressed.
With me, And I get it. I get it.
But I am well rested and very excited for this show.
Me too.
I feel like we've got to catch up. But something else that's going on a lot, and something that we both love talking about. And we had a few beautiful community members backstage with us earlier and they were also very excited to talk about.
It was wedding planning. You're in the thick of that now.
And I was going through our dms before and someone actually said, when's the wedding den Blake coming out, and I was like, it's coming, but it's something that we've been having a lot of fun chatting about in the office, and something that we're getting a lot of questions because I guess everybody's getting married, not me, James, hint, hint.
But I'm going to tell him they listen to this episode and just this one nothing. I'll just send him the audio snippet. To be honest, it's much easier get the point across, be real direct.
But you're in the thick of it right now, VD, how is it all going.
There's a reason wedding content hasn't come out yet, and that's because I'm embarrassed of the way I've been marryingingging my budget.
It's really bad.
Turns out, managing a wedding budget is actually much harder than I had had thought it might be. In my role as a financial advisor, I have helped clients through this process and I'm like.
Oh, it's fine, just make sure you stick to the budget.
When they're like, oh, we're a little bit over on florals, baby, it's time to get a new quote, Like you need to find somebody else, like sticking to the budget's really important and now I'm picking and I'm.
Like, no, we're not going with any other florist.
That it's the only one I want, honey, Like, I don't understand why it's so hard.
For you to com brand. So yeah, it's going well thanks to asking.
Wedding content will be coming, but we want to get it right. And obviously it turns out planning wedding takes up a lot of time, and he's very busy, and then you actually have to get married, then you actually go on a honeymoon. So probably early twenty twenty threes when that will all be coming out. We have a whole bunch of it planned. But this is the last show of the torch. We talk a little bit about twenty twenty three in general, because where.
We have so much to end of the year, if we have so much coming up, and it's not like we didn't do enough this year, but I genuinely feel like we didn't do enough this year, Like we've got so much to go. Obviously, we've got a whole bunch of wedding content coming up for the men in the room, Like, you guys are so lucky, and I know you can't wait for your partners to ask for in agement rings. Yeah, yeah, I'm going to be promoting that. But wedding content, what else.
Jess Have we got We've got I don't know.
Our beautiful events coordinator Rochet's here, and I don't know if I'm going to get in trouble. I'm trying to see if I can see her. I can't see any If she's angry, I'm not going to know. But we are planning, the.
One running around making sure everyone's doing their job.
Yeah, and she's doing a great job of keeping us in lines like hurting cattle. Sometimes we're just really difficult. But we are planning at the moment for International Women's Day. She's very exciting. If you guys remember last year, yeah, we'll no, they did.
Because we didn't give them an event last year. Jessica, this is our first time in Brisbane. We didn't even mention that, which is very exciting. If yeah, everyone's like, ah, well I get married, No one collaps I.
Come to Brisbane.
Everyone's like whoah, Like all right, get your priorities straight.
That You'll be happy to know that Brisbane is looking like it will be on the list.
We are so excited to be out here first time, and I mean, if the crowd is anything like it's been so far, I don't see how we can't come.
Turn out of ten And it's much better because it's mainly not me talking and international Wednesday. You get actually good guests, Like it's not just podcast content guests. Yeah, Like, but you're not really a guest, are you? Like you are half the show, aren't you?
Well?
I mean, I guess we need feet like that, but no, So there's that coming up. We're planning a lot of really fun podcast content. We're working on bringing back a show as well that a lot of people might remember and love called The Property Playbook, which is very fun.
Which to butt in here, Jess is obviously very excited about because she's now the entire host of that show, Like she has her own show. Guys, that's worthy of celebration.
Uh, you guys are really nice to me. But yeah, as someone who is literally trying and currently failing to buy a house, I'm very excited. We have some great guests for that season. It is such a good show, and we have I mean not just plug it all, but while I'm here, why not we have a really good Facebook group. We have an Instagram and I know that a lot of people are on kind of the
same journey that I am right now. So if you're having a hard time looking for a property, or if you just bought a property, or if you're thinking about buying a property, or.
Now you don't even like property at all, but you like.
Me, that's a good one.
Come and join those groups and keep an eye out because that podcast will be coming back and I am super tooper pumped about it.
I'm super excited about that second half of the year. I think we're bringing back the Business Bible, but I'm going to make no promises on that because that's not Just's priority. She's like, no, I don't care about that. You work that one out. So that will be back. Obviously, we are probably going to try and push a lot more book content, and when it comes to International Women's Day, I am I'm just excited for that because it's such
an engaging event. I know you guys didn't get to enjoy it last year, but to be able to bring it to a new state for us, like I know that we're on a very shiny stage at the moment, so it probably looks like we're a bigger business than we are, but like we are a very small team.
Like in the She's on the Money team, there is just five of us because to be honest, that's all like an afford to have on bay Roll at this point in time, and the idea of you know, getting everybody up to Brisbane and doing the events like events are you know, arguably very expensive, but like, I'm so proud of the team to get to a point where we're like, Okay, we're probably going to do Brisbane and there's the possibility of Perth if we can make it all work out like that to me is insane because
even doing events a couple of years ago was an absolute pipe dream. And now we get to see all of you. And as much as this podcast recording is so fun, my favorite part is after the recording when we get to all hang out. We're all sharing a drink and I get to potentially sign your books if you want me to sign your books.
And all right, we'll girl.
I get to sign your books, but I also get to like talk to you about your money wins and confessions, so please come up and tell me them, Like it makes my heart so insanely happy Jess. Should we get into money wins and confessions?
Let's do it, and let's do it all.
Right, It's time for our budget direct money Wins and Confessions of the week, Miss Jesse Ricci, what have you got for us? My first win is from Kieran, who said I'd been looking at this fancy Pat McGrath makeup palette at Sephora for a few months and saved up.
Then Sephora had a sale, so I got twenty percent off, plus I used the money I had in my shop back account to buy a forty dollars Sephora voutcher, So a two hundred and ten dollars makeup palette came down to one hundred and twenty eight dollars, which was the exact amount that I had in my spledge account. And I feel like, if that's not the universe saying buy the palette, I don't know what is the Pat McGrath Palette's like nobody, nobody else is gonna.
Care about at McGrath. Did I say McGrath? I mean that's cute, thank you? Yeah? Are you serious? Pat McGrath is not in our audience? Are you're joking? What was you shitting me? I was like, Bye, they're real expensive. Why are you at the back? What is going on?
But they're really good and they're really expensive, so that's actually a money win. Anyway, someone's excited, not just Pat mcgra alright, moving on. I was like, low key get get hers. Talk to her sponsorship opportunity right there. If anyone does know, Pat mcgradats right here, like, just.
Slide on into my DMS.
I will accept it inzero point two seconds. All right, I have one, not as exciting as a makeup palette, but I feel like I picked this one because it was about the Gold Coast. I don't know if anyone goes on holiday to the Gold Coast if you live.
Here, I feel like days where the tourist. Yeah, but I've.
Got a money win about the Gold Coast anyway. This is from ol friend Melissa. She says, I went on holiday to the Gold Coast and I wanted theme park passes. I checked with my IRAC membership, and instead of paying one hundred and sixty nine dollars per ticket, we got to pay one hundred and forty five dollars per ticket, which meant that she got ice cream and drinks they're basically in her books for free, which is an absolute money win. She also took packed lunches, which meant they
didn't spend any more than they had originally budgeted. Is everybody ready for me to change your view of Victoria Divine Forever? We obviously, yeah, I know, becore we came up. We're obviously so close to the Goldie. I personally haven't been up here since a family holiday like fifteen years ago. And I was still where she's going with this because we were in really close proximity to the theme parks. And I said, oh my gosh, can we go to a theme park? Because that's what you do want to work?
Jessica Ricky is a Disney adult, so that comment made a lot of sense.
And Victoria said to me, I don't really like theme parks. And I was like, what do you mean? You don't like who? I don't think I've ever in my life met somebody who said they didn't like theme parks.
Theme parks suck like they they are.
I know we're talking probably to the wrong ground here, but they are full of small children who are screeching, people who don't know how to walk in a straight line and people who walk insanely slow, overpriced cold chips that are melted, and rides that make me nearly.
Poop my pants. Like I just have no interest in this. Sounds like a great day out to me.
I was like a terrible day out. We just sidetracking this for a hot second. We just got back from the US. We went to fin Con, which I was so excited about. The will I think came from the girls I went with, from my millennium money, because no one else in this room is excited about content like that. But I was so excited to go, and I said to Jess, like, let's go to FINCN She's like, one, what is Fincon?
Explained it.
It's a finance content creators conference, Like so exciting. And Jess is like, oh so we're like you know, let's just budget this properly. So like maybe you go and then if it's good next year, I'll go. Like she was trying to get out of it, and I was like, oh, okay, no worries. Well, Disney World's there.
She's like, oh my gosh, I'll look at flights. It's all good. It's all good. I'll come. I'll come.
So yeah, like you're through and through theme part person. But I genuinely think of anything worse. And when I have children, I will literally not tell them that theme parks exist.
Like They'll be like, oh my god, Disney. I'll be like, yeah, they're just movies like done done, the belief place that doesn't exist. Oh my gosh.
Well maybe that's a future money in for you and a life loss for your children.
You know what.
I hope you're still around because you can take them. Auntie. Jess will be the fun Auntie.
Let me tell you my next money win though it comes from Laura, and she said money win. I've been waiting for shot back to have an upsized cash back with the company. I'm planning on getting my wedding invitations from more wedding content. You're welcome, she said. So today I was checking and there was an upsized cash back and the website was having a sale. So I got all of my wedding stationary ordered for under one hundred dollars, plus I got ten point five percent cash back.
Am I insane?
For going one hundred dollars seems like a lot of money for letter letters like to invite people. Oh, everyone's like, girl, you've got no idea. I can hear it in the audience.
You can tell that I'm not engaged or married.
Yeah.
No, no, So that was another thing that I didn't budget for properly. I thought stationary was going to be like office works prices, like that's where you get stationary. And I run a business, so I buy stationary, So I clearly know what stationary costs.
Right.
No, no, no, no, wedding stationary is very expensive. It's why half of my invitations became emails.
Yeah. I was like, you can have one thing and one thing only, and it.
Will be the RSVP card, and it'll be in an extra small envelope and we are done, and I will give you a copy if you want it, like I'll print one off my printer.
But otherwise, here's this email.
See that's how your RSVP to my wedding, right, Like you got saved a date in a mail and you're like, wow, that's a nice email. I thought it was really good guy environmentally friendly. Yeah, exactly, it was for the environment. I have a money when it is from our friend Rachel, and she says, so I've been really trying hard to pay off my buy now pay later services because I know that they are so detrimental to my future financial freedom. And I'm a bit of an impulse buyer, but I'm
really conscious with my spending now. Anyway, I finally paid off a buy now, pay later service with a Big four bank, and as I went to close the account with the contact center, I was advised that I'd actually overpaid by three hundred and six dollars. So my money win was not only did I finally pay it all off and close the account for good, I mistakenly also saved or overpaid three hundred and six dollars, which is now going straight into my savings.
I love that. I think that's a good money win.
My favorite part is when you said three hundred and six dollars, Like a few people are like, oh, like I really some people are enjoying that one.
Girlfriend three hundred bucks, like you're halfway to buying some stationary for a wedding, Like that's a lot of money.
That is a lot of money.
It has been great celebrating some of your budget Direct money wins. Budget Direct winn of can Stars Insurer of the Year Award twenty twenty two. Budget Direct Insurance Self.
I should put you on the commercial just for that finger gun, because I feel like, if anything's going to sell insurance.
Got that on camera, because I'm going to send it to them.
We're getting into talking all about the reason that everybody is here, which is investing, which is very fun. If you had said to me that I would be spending a Saturday night in a room full of people to talk about investing a couple of years ago, the response you got from me is something that I can't say on this podcast because we don't swear.
No, do you know why we don't swear. It's not because we don't swear in person, because we definitely do. It's actually so that we can rate our podcast as not explicit, which means it'll like ran higher so you can plain in the car with your children and not bite my head off.
It's really good, it's really good.
But we learned that early on, and now I sound far more articulate than I actually am, and people like, Wow, you're so classy, and I'm like, mmmm, that's my editor.
He makes me sound so good.
We have a few questions that were asked here, and I know that we're pushing our time, so I might just pick the one that I think most people in this room probably can relate to probably at some point have wondered if they've started their investment journey, and that is, once you have started investing, it's a very exciting step.
What is the best way to track your progress? Because I know that for me sometimes I look at people, you know, when we talked about money dirists, for example, and I hear people say one of our recent dirests was like, I have two hundred thousand dollars in super and somebody else has a fifty thousand dollar portfolio, and I'm like, my spaceship has some hundreds in it, and that's okay, And it's kind of in the red right now.
And it can be hard, firstly to track my personal progress, but also I guess comparing where I'm at personally to where people who started before me or after me, or whatever that might look like where they are now. So how do we track that? I guess both ourselves but also from a handy admin point of view as well.
So I think you hit the nail on the head accidentally when you said track my pro Like you are tracking your own progress, You're not looking at what your friend did. You're not looking at what you know the guy down the road did, or the influencer that is selling you bitcoin on Instagram is doing.
I definitely don't look at them. Yeah, don't look at them.
Don't look at our Instagram comments either. I swear someone has a lot of money to be paying those bots to do what they do. Like, if you know them, let me know, because I would love to have that type of promotion for She's on the Money. Can you imagine like every single post someone else did I invested with She's on the Money. Like that would be sick Anyway, I digress. So it's about tracking your own progress. It's not about tracking somebody else's. I think comparison is absolutely the thief.
Of all joy.
But it's about actually setting clear goals and remembering that progress is important, but it's not essential. Sometimes life happens and it doesn't mean that we have to be at a certain point. And by consistently rechecking with that goal and going does that actually still make sense to me?
Like if you were saving for your first home and then you started listening to Shes on the Money in the property Playbook and you're like, wait, I don't even want to own property, and then you're comparing yourself to that goal in the future, Like that makes no sense because it's no longer aligned to your values. So I think we need to one have really clean, clear goals Jesse.
In my first book, how Wanky I Love it.
In my first book, I talked about, you know, setting smart goals, and I summarized those down to the SotM goals because smart was just too long for me.
Also, it was way more on brand, so we summarized it down.
But having trackable, clear, articulated goals that make sense, not just goals that are like, oh, I'd love to save for a house, and then I asked someone what are you doing for that? They're like, oh, I've just got a savings account putting my savings in there.
Like how much?
When?
Where? Why? What's our goal? What's our goal date? How does that work? How do I help you track that? Progress? I think is really important. But it's also about not just hoping you get to the end. It's about sell reading the small successes and celebrating as we go along, because small progress is progress and it's brilliant and it's beautiful.
And I think even if you're not making progress. That is progress in itself if you're able to identify it and say, all right, like, I'm probably not saving what.
I thought I would. Let's go back to the drawing board.
Let's redo our budget and our cash flow and actually sit down and work out what that means. Because just because you're not meeting that goal means you're failing at it. It just means there's something else happening that you need to identify, and that's cool, we just need to work it out. If it means that you're going out a little bit too often and blowing your savings, like maybe you want to have a chat about maybe pushing that goal off because you really enjoy that and didn't prioritize
it enough at the start. So I think it's really about prioritizing you and your values and your goals and tracking only based on past you, because if you start looking at what everybody else is going to do or is doing, you're going to end up in a little bit of a pickle. But you're never going to feel good about yourself. You're never going to feel good about your goals if you're comparing like for like, that.
Sounds pretty good to me.
After that we'll edit up grade.
Ah, let's go to a break because I think we just need to cut me off here. Don't go too far and we'll be definitely gravely drink because we're going to be having a drink in the second half too. Hello, my friends, we are back and I am so excited for the Yes. Do you want to introduce who we're going to be hanging out with for the remainder of the evening?
Oh my gosh, yes, I feel like we're besties and a little fun inside scoop is you might have actually heard her on the podcast before without knowing, But tonight we have the beautiful Sammy Rose, who is a registered counselor. She's a way inclusive personal trainer and a body confidence
coach from Brisbane. Her main areas of specialty are in binge, eating and body image issues, but she also provides general counseling, helping her clients manage their stress, their anxiety, navigate life's hurdles, aligning more with their values, and living a life that truly allows them to thrive.
Let's give a really warm welcome to Sammy Rose.
Hello, my love, Hi, I'm so excited. I've done many podcasts, but never whole stage things.
This is very got your fancy chair. I got kicked off the fancy chair so she could have the fantasy chairs. I tried to ask for it, but they kept saying no, oh now I feel bad.
No, that is fine.
Thank you so much for joining us for our live podcast recording. I am so excited. I asked for permission to share this backstage because in the very first season, has anybody listened to the first season or real just newbies, We've listened to the first season. So do we remember the money diary about the influencer. Yeah, it was Sammy, I.
Was influencer thirty three.
It was such a good money diary. But you have grown and changed and kicked all of these goals since then. And we're not only going to ask about that, but we're also going to ask about your job, your investing journey, and each and every single thing in between that fits within the half an hour allocated slot that I have been given. We can talk about it after, but let's start.
I'm very excited to have you. As always, when we have a guest on the show, we always ask them, do you have a money win or confession you want to share with us.
I do, and I'm actually really excited to tell you this one. So I have been hustling for a really long time. I bought a house last year, which is a money win in itself, but I've been working really hard to get my little emergency fund up and going because I've been wanting to invest. Would we know the rules, You've got to get your emergency fund in a good place first. And I literally hit my goal yesterday yesterday. Thanks,
So I'm stoked. So I'm like, what great timing for the book because now I can get my together and I can actually invest.
That's so exciting yesterday and you saved that, literally share on stage.
I'm very excited.
I feel like that deserves another round of applause, because emergency funds are the best.
Now, Sami, we obviously just read out your very impressive bio, but I wanted you to kind of take us all through in your own words a little bit more about what you do, because, like you said, you've changed and grown so much since you were on the podcast, and you've been doing some amazing things.
So tell us all about it.
Yeah, my business has changed a lot. I've been a sole trader since twenty fifteen, so working completely for myself, which is crazy to me. I never even thought I would be a business owner, let alone a successful one kind of doing my own thing for so long. But I started in personal training and online coaching, but over the last few years, I've really changed away from the whole like eight week challenges and all of those things
into I'm now a registered counselor. I'm focusing on more body image, eating issues, all of those kinds of things. So my niche has changed a lot, which means my sort of reach in terms of clients has also changed. But it's really grown into a business that I'm so passionate about and I feel so fulfilled by. It's something that is like such a personal passion to me as well as like I just you know when you have a job, like this is my job, Like I get paid to do something that makes you feel Yeah, I
promly get it. It's wild. So it's such a blessing. So yeah, that's what I do. I kind of split my time between counseling and I still do some health and fitness coaching, but from a quite a different perspective, I guess to what I used to do it's much more about kind of balance and enjoying things and aligning with your values. So yeah, that's kind of that's what I do.
I love it.
I want to change back the gears straight back to money because I love it and I want to know. Can you describe to us what your current relationship with money looks like and maybe explain a little bit about how that's changed over the last three years since you were on our podcast.
Yeah, I guess my relationship with money is ever changing. I am anxious by nature and by diagnosis, but for me, I am someone who definitely I worry about the inconsistency of running your own business in something that is not the exact same income every single week. So I get very worried. I have to make sure I have all this nest eggs. So I've always been that way. I'm the eldest of six kids as well, so I've been raised in a home that was very thrifty, very careful
with things. You know, we had what we needed, but we didn't always have a lot of money to spare. So I think I still live my life in that way a lot of the time as well. So, yeah, running my own business is sometimes a little challenging from that mindset perspective of feeling stable. But I do have my income kind of split across a few different income streams now, which is really nice. So I have one side of my business, one hat that I wear as
my counseling hat. I have some coaching clients as well, so they're kind of fifty to fifty in terms of the main income for me in how I split my time. But I also have some passive income. I have some ebooks and things through my website, do a little bit of influencing work, but not a lot of paid influencing work because I would rather advertise my own business and make more money that way. But yeah, it's kind of nice to have a few different little streams for me.
That just helps keep things moving forward.
I guess, how did you start with different income streams? I feel like so many of us just have one and then we're like two, where's two gonna come from? And you're like, I just have so many different income streams, Like that's not relatable content.
How do we do that?
I feel like I'm one of those, you know, those jugglers on a unicycle that's like also juggling plates that's me at all times. But I guess, yeah, I started with the one I was doing the health and fitness coaching, then I branched out service wise, so they're still technically under the same business. I just kind of have two different sets of clients, I guess throughout the week. But yeah, the passive income was something that was just I was just following the demand I was growing in terms of
social media. I was having a lot more client inquiries than what I could physically keep up with, and I wanted to be able to help people and I couldn't do all of that work one on one, So I guess it was a a great problem to have, and that I just wanted to find a way to help more people and put great content out there and really help the people that couldn't access me, either that I didn't have the time or they didn't have the money to invest in one and one with me. So yeah,
that just kind of naturally happened. I feel like that's kind of my life story a lot of the time, that I just I work behind the scenes and then good things happened to fall in my lap, and it's such a blessing and it's such a privilege to have that, but I don't want to give it all to a lot because I do work my butt off for it.
How do you find navigating the health and wellness space, because that's a space I think historically that has been a little bit challenging and a little bit capitalized on almost at times in a way that is maybe not putting people first. And you know, when we were talking earlier, you're so passionate about people and about them being looked after and about them being provided the right tools and the right resources, which isn't necessarily, unfortunately always the case
in that industry. What does that look like for you in terms of, you know, navigating I guess that responsibility that's on you alongside your own personal passion for people.
That is a great question, and that's really why I've changed my business so much over the last few years. Like I said, I really started out doing the whole like eight week challenges, a lot of fat loss stuff, and it was very, very profitable for a good period of my business that I was making a lot of money, and that was what I was personally into as well
at the time. But I've kind of been on my own journey over the last few years and kind of found my own balance and sustainablew approach and really incorporated a lot more mental health into the work that I do.
Obviously now that I've got my counseling skills as well, so I can see where there were kind of things that I was doing previously that I didn't really know necessarily were problematic at the time, but that are things that I just don't feel aligned with who I am and kind of how I want to influence people now.
So I've really kind of redirected my business into making sure that I'm focusing on a whole person approach and what are people's values and what are the other things in their life that are really important that maybe previously they were, you know, foregoing things like going out for dinner with friends and having a social life and all of those things in order to chase their goals as
quickly as possible. And now it's really about, well, what is important to you and can we find a way to kind of juggle all of that and not just achieve your health and fitness goals or your mindset goals or whatever it is, but also enjoy the process and enjoy life while you're doing that.
Yeah, amazing. Back to money, because I can see raring to talk about investing.
Oh, we want to know more about that.
You hinted this before, but do you currently invest and if so, how are you doing that?
I don't yet, but now I'm in a good place where yesterday of yesterday. So I'm like cheering on the inside because this book is like perfect timing. I'm sure you guys are feeling the same. I'm not a huge risk taker, so I've always been really nervous and I was like, I just need this nest egg, I just need this emergency fund and then I can stop and breathe.
And now I think I'll probably start with like, you know, micro investing, maybe a little app or something just to you know, the little round up of my coffee, just to dip my toe in the water. But it's one of those things that I think, like, I'm sure a lot of you guys feel the same of it. It's just really foreign a lot of the time, and the
overwhelming information can feel like a lot. But I think when you start small and just kind of get comfortable and work your way up, that tends to be the easiest way to get into literally any kind of goal. So at least you know I can keep following along with your tips and hopefully get in there very soon.
I feel like you've been really good at following our tips, like since the last time we literally.
Spoke on the pod.
You're like, so, yeah, I bought a house and I have an emergency fund and I've done all this stuff, and like that's eppy.
I told you I'm an O two follower for you.
I know, because like I literally was like, will you be on the fifth episode of my podcast and we don't even know if this is going to be any good, but please be on it? And you were like, yes, Queen, I love it, But I want to ask more about I guess the investing side of things, and you know your comfort levels, cause you've obviously got a best friend who's a financial advisor and you're just going to start with my care investing.
But that's a whole other thing.
But you're in this circumstance where like, I want to start investing, but it still feels overwhelming, Like where do you think you're actually going to start? Like is there a monetary value that you're like, Oh, I'm just going to do a couple of dollars a week, or are you going to pick a platform.
And dump some cash on it? Like, have you thought about strategy when it comes to investing.
I haven't thought about it a lot, because literally it's been one day, give me a.
Minute, it's all I think about.
I have been thinking about it, though, and I think I probably want to kind of set myself a number goal, maybe like a five hundred and two one thousand dollars, because I feel like if something went wrong, that's a money amount that I think I could afford to lose and not die. But you know, that's probably the most that i'd probably want to jump into straight away. So yeah, I'm not one hundred percent sure if I want to do.
What's that bucket?
Thing in the bucket? Yes, yeah, I always bus I've been listening, I've been picking things up along the way, but I haven't locked anything in yet. So I think I just want to kind of get a feel for things. Like where I get lost is just how do you know what's good? You know? How do you know what you actually choose when it is something that you're making that choice. That's what overwhelms me, And I'm like, what
if I pick wrong? Anxiety. You know, I have to really have a think about it, and there's so many what ifs in my head, so I think, yeah, I just say it's a little bit, a little bit more learning, a little bit more reading the book. I feel like you'll tell me in the book.
I actually have a couple of book recommendations if you'd like, Yeah, yeah, I think you might help.
I can help.
I want to know, so you said that you haven't started. Have you invested historically? I feel like you've invested in business. You've invested in a number of things, so I want to know about that history. Yeah.
I invest in myself definitely in my business, and I try and make sure that I am putting money aside to like reinvest in my business in terms of planning for future growth. So that's really important. I do have my super fund that you know, I put a little bit into to make sure that that's kind of growing in the background. But really, like the last few years have been so focused on buy my house, and I figure that's a pretty good investment and hopefully that's going
to make me some money in the long run. Because I'm putting my own little tweaks on things. I don't know if you guys have seen I'm doing lots of I'm a big like DIY make things look really cute in my own house and not pay people to do it. So I'm doing a lot of my own little kind of aesthetic renovations. Don't like I'm not knocking out walls or anything like that. Don't worry.
I'm very aesthetic.
I was about to I just I don't know if you guys saw me like shoot around to jests and I was like, can.
We this is nice? Oh my gosh.
I love anyone who listens to I love a good DIY the DIY space. What kind of projects have you tackled, because I feel like, as we've kind of spoken about, buying house is very expensive and something that a lot of us want to do. Getting projects done by yourself labor makes up such a significant part of the cost of changing a home or of renovating. If you can do things yourself, that's a really great place to save money.
What kind of projects have you done and do you have like a ball park on like, how much cash you've kind of saved by doing that.
My biggest project that I've done so far is my pool area. Have a pool. It feels very fancy. This is a lot cheaper here compared to like Melbourne listeners, if you listen to the podcast, it's not the same.
But his second she said at the back, She was like, yeah, and the house has a pool. Do you want to see my pool area? I was like, this is not relatable, babe, like that that's a pool. She's like, oh, here's how much I paid And I was like, what, Just do you want to move to Korean's last?
Like I could afford I could afford way bigger house.
Like at the moment, the house I've bought is in a good area, but when I have kids, they're definitely getting like a triple stacker bunk bed, Like that's.
Where you're at, and I'm just not willing to compromise.
You'll have to move them up here at some point. It's much more a ford, but a.
Weather better, everything better, more exciting. People like what.
You're not wrong?
Yeah?
So that's been my most recent project. Is Like it was just like concrete, right, just pretty boring, Like I'm still cute, but it was just like playing concrete and it kept getting really dirty from like the rain was
getting ingrained in the concrete. It was really irked me, and I was like, oh, I really want to get it tiled, but that's so expensive and like you have to pay so I don't know how to do that, Like that's that's a whole thing you do though, Well, so idea, I wired it and I got concrete paint and I got this like stencil thing and so it's like it looks tiled now from afar, but I actually have painted it on in this really durable concrete paint.
I put this little like cinderblock stack that I have like cactuses in now and it is a whole vibe. And the whole thing cost me maybe six hundred dollars all up for everything, but it was so fun as well to do it myself, to spend that time.
It's not perfect.
It's one of those like money situations if you look too close, like the lines of the sensel are not perfect, but it is like I'm so obsessed with it, so little things like that cosmetic. Don't give me a power tool that I'll pay someone to do. But if it's cute, if it's pained, if it's just cosmetic, I like to do it myself.
See that's where you and jes A Griki are very different. She will take a power tool, she will do it.
Sometimes I shouldn't have access to the power tool, but I'll give it a crack anyway.
It's wild. Sometimes I'll say in the office.
Like, oh my gosh, imagine if we had and Just is like I could do it. And I'm like, babe, you don't have a drop sauce. She's like I do though, Like I do that. I'm like, where do you keep this stuff?
She's like, I'll just go home and I'll cut it up.
I'm like hell. Like, she's honestly terrifying. We've been talking wedding content in the office and I'm like, oh, I'd really like this particular you know, you know how like brides and like I'm going to be one.
So this sounds really hypocritical.
Have those aesthetic pajamas when they like get ready in the morning, right, they're really expensive, just like I could make them. Like what, I'm like, Oh, I really want this particular like style. I don't think it exists. Just like, I'll do it, like I'll get it done. I'm like, what is this? I'm gonna let you do it because weddings are really expensive, so that can be my wedding present, just as diy labor.
I love it. I love that though.
I think it's so satisfying to do things yourself to take I think that's why thing that I got from my mom. She was very, very savvy. You have to be when you have six kids, right, Like, I don't even know how she pulled that off. She is like
a superwoman. But we always had, you know, at least the basics of what we needed, and we did dancing, and we had costumes, and you would teach us how to seq on our own costumes, and so from the get go, I've just I've learnt those skills over time of the things that we can do ourselves that we're not gonna kill anything, like obviously, like I'm not gonna do anything really important myself that I really don't know how to do.
But to borrow her drop saw.
You can come and help me. If I ever need a wall knock out, I know who to call. But I just I think there's such like pleasure and joy and like pride that comes from like creating a project, being able to do it yourself, even if it's not perfect, like I look at my little pool area, and I'm like a proud that I even have a home to begin with. B I have a pool, Like that is freaking sick, But like the fact that I did that
myself just feels like such a beautiful personal touch. It's like I look at it and I'm like, I see that labor of love. And it took me probably like twenty to twenty five hours all up over the course of a couple of like month's worth of weekends. But it just feels so good to know that I did that myself, that I saved that money, but also like it was just really fun.
That makes it like absolutely okay that you're like it's not perfect because it's mine and I love it.
And you know what you can do. You can just hand all.
Of the guests that come to your house to use the pool a glass of champagne before they go up there. Not they will not see it, honestly, it will be fine. Plus, I'm setting myself up for success here. Next time I go to Sammy's house, I'm going to get a champagne.
This is genius. This is genius.
You talk a lot about investing in yourself in the content that you create, which I obviously adore, and I think you've done a lot of especially in recent years. I feel like watching you online, you've morphed into this person.
That I'm just like.
I always proud of her before, but I now just want to be around you all the time.
Can you give us some tips, like we want to be more?
Like how do we invest more in ourselves in a way that you know doesn't cost thousands of dollars?
Because I was.
Talking in Melbourne about pilates and how much I want to do more of it, but.
I just can't justify how much it costs.
And I feel like sometimes influencers turn around me, like, so the best way to invest in yourself is to do a sixty dollars polarates class and then get a twelve dollar green smoothie.
Like it's just it's not a vibe. Like it's just not a vibe.
Like, as I said before, I'm gonna put a free app on my phone and have a nap, Like that's my vibe?
What are you doing?
I do pilates, but straight under the bus.
I am an influencer. It is a collaboration, so I don't pay for it.
That's a money win. You should have said that.
You should have said at the start saving my emergency fund free pilarates.
Also, why haven't you hooked me up?
That is a blessing that is not big enough Gus.
It's one of my few.
Collaborations that I take, and like, I will accept that one because that's.
Like, you don't even have to pay me, just keep giving me free style.
Sign me up. No, I think like when it comes to investing in yourself, honestly, it really is the same as when you're investing money. It's when you think about people that are trying to like go all out with their savings and I'm not gonna buy any clothes and I'm not going to dinner for the next six months so I can save as much as possible, And it's like, yeah, cool, but how long can you really do that for? And what do you have to sacrifice in order to do that?
Are you going to be miserable in the process? And if you're trying to save money in order to have a comfortable life and be happy, well, like, why do you want to make yourself miserable for six plus months trying to do that and not have any kind of joy? In life, so you know, flip it, make it really small,
Do it like it's micro investing. Do it like it's a little round up your coffee, and just what are some small things that I can do that will help me look after my health, my wellbeing, my mindset, whatever it might be that you're trying to work towards. But don't try to go zero to one hundred and change everything all at wae. Think about what am I doing and what can I just do ten percent better this week?
Is it that I just set a little water goal, or if I don't have time to go to the gym five times a week, like what is realistic for me and the budget of my time that I have. Is it better that I plan to do just you know, two or three twenty minute workouts and be happy with that because that's still going to get me a lot further along. It's like saying, oh, sorry, I'm not going to put aside ten dollars a week because that's not enough. But that's ten dollars a week that you didn't have before.
So it's the exact same thing with your time. Figure out what you actually have to give, what's realistic for you to do? Consistently without like throwing your entire life away in order to do it. Small sacrifices are worth it, but big sacrifices that make you hate life. I know about you, guys, but I don't sign myself up for that.
No, not at all.
I want to talk about the free Parlartis for a second, because the second you said that, I could feel a few people in the room go. And I think it's a really interesting thing because you I.
Also want free Polartis.
Not even because that you guys heard us before do our budget direct money wins. You know that we will work with sponsors occasionally who really align to our values and brands that we really love.
And I want to get your thoughts.
As someone who does work in the influencing space, I feel like there is sometimes a really big stigma around sponsorship and around partnerships, and I think it's interesting because it seems like for people who work in the advertising world or people who've worked in marketing. I don't know if anyone here has ever worked in that space before, but I feel like sometimes we view it in a
different way to the everyday person. And I can totally see how when you have somebody who's promoting something different every day. You're promoting conflicting things or you know, doing things all the time and shoving it in your face.
I can understand eye as a consumer find that frustrating as well, but I feel like it's an interesting conversation to have around, you know, the internalized I don't want to say misogyny, it's not the right word, but the internalized suception perception exactly of women working hard and getting
that back. Basically, because if you're working with a brand you just said you love parties and it's so good for your mental health and it's something you're really passionate about, why shouldn't you be working with them and producing great content Because it takes a lot of time to do that. Like, do you feel like there's a little bit of a barrier or a misunderstanding sometimes around that kind of work.
Yeah, definitely. I never introduce myself as an influencer. I don't really consider myself one anyway, because that's like the tiniest fraction of what I do when I'm majority of what I'm on social media for is to advertise my business.
Influence me so much, you're an influencer by.
Thanks okay, right, I'll take it. But you know, I'm very picky with my collaborations because I, like I said before, I want to spend my time on social media talking about my business and generate, you know, leads that will help me actually profit more than just kind of lining someone else's pockets. And I'm not someone that, like I just want to kind of sell anything to anyone and not be authentic. So I'm like, I know everyone says, oh, I only advertise things I know in love, but I
really do, Like, I'm very very picky. I have only a small handful of like ongoing partnerships, and when I have kind of once off collapse and things like that, it's would I actually pay for this? And like will I show up and do this thing or use this product or whatever it is? And if the answer is yes,
then I'll consider it. But like the amount of things that I say no to are like twenty times the amount of things that I say yes too, purely because a I don't want to spend the time advertising other things, Like I'm not so broke that I couldn't pay for things myself if someone offers me, like I don't know, some something that I don't care about. I'm like, I can pay for it myself if I really wanted it that badly. So you know, polarates kind of fell into
my lap. I was like, you know what, I actually really want to do pilates. Yeah, it's really costly. I have to actually show up and do the classes. It's not a paid collaboration. It's like a gifted ten pac or something. So I have to actually show up and use the passes in order to make this mutually beneficial. So if I'm not going to use it and I'm not going to enjoy it, then it wouldn't be worth
it anyway. So those are the kind of partnerships that I take on, and I, like I said, I'm really choosy with it because I have built this really wonderful community with my following. They do trust me, and I do have such a great back and forth with so many people that follow me, and I answer every single DM that's in my inbox, and I don't want to just be spooking things that I actually don't care about
because that just doesn't feel good to me. So I only talk about things that I really love, and I've always been that way. There's probably been things here and there that in hindsight, I'm like, eh, probably could have gone without doing that. But the last few years in particular,
I've really cut back. And if you see anything that is like gifted, collaboration, paid sponsorship, anything like that on my socials, it's because I would like scream from the rooftop how much I love that brand, or that they align with my value or whatever it is.
I'm very very similar. I get the ick when I see content that I'm like, you don't use that. I recently just did a collaboration.
This is so sick, right.
With bumble, But I was like, yes, because I love dating apps.
I think this is sick.
I think healthy relationship conversations should be had. Let's talk about money and dating like this makes sense to me. But the amount of people that approach you and you're like, what, how did you even get my profile? This makes no sense for either of us. It gives me the ick, but I think it's I think it's important to support it as well, because you know, you hear us doing our budget, direct money, wins and confessions, and at the end of the day, that's what's paying to get my
team to you guys. That's what's putting the content on board, Like we're not, you know, as she's on the money, and I'm sure you're exactly the same. Like that's the content that is keeping my entire team employed, not just employed, but employed at wages that I'm really proud of as a small business. And I get to look after them and enjoy their company, but also they get to invest in my business, Like this is so much bigger than
what I think people think it is. And do you know what's most disappointing complete sidetrack is like you do this content and I'll post like a picture of my dog and it gets fifty billion likes, and then I like post my sponsored content and like I get one like, and I'm like, please just support my stuff, Like that's what's paying for the dog goss.
No, you're so right, though, And I think the one thing that makes me feel okay with doing any kind of collaborations is that I give so much free content. I do Instagram captions and I do stories all the time, and I do tiktoks that take a really long time to film, and I have a newsletter and a blog and I have all this stuff that I give for free and that takes time, and that takes time away from where I could be spending that one on one
time with clients that would be paying me money. So that's kind of how I guess like I've made peace with that if I do you know, a collobs option or a paid partnership here and there, that really helps me kind of transactionally justify the time that I'm putting into social media, which yes, helps me with lead generation anyway. But I would probably say I do maybe eight to ten hours a week at least specifically on social media stuff.
So doing my you know, infographics in canber, posting, drafting captions, replying to every single DM, doing stories all of the time. It's a lot of time. And that's I'm not even an actual influencer in terms of like that's my you know, business or a valid in pome stream the people that do this full time, like it's not as easy as like, look, there's a whole thing going on at the moment. I don't know if you guys have seen.
You're gonna getting canceled. It's gonna take a snippet from this. Do you know how hard it is to be?
There are so far harder jobs, absolutely, But I think people have this impression that you know, influencing or being a content creator is like easy and it's just you just get given all this stuff and you have to take a quick photo like there actually is a lot more time behind it. Especially you know in accounts like ours where we are very community based, it's not just post the photo and leave and someone does it for you.
It's you have to create that trust. You have to have those conversations, you do have to reply to all of the dms, you have to be thoughtful about your captions, and you know, for me, like this is a way that I can reach a broader amount of people and genuinely make a difference. And that makes me feel really good and really proud that I have a platform that people care what I have to say. Like that just
blows my mind. That I wake up and I post thissally little Instagram caption and like people tell me like, oh wow, that's like blown my mind or my life is better because of this one thing that you said, and that like gets me so emotional.
Sometimes I find it's so interesting because if you go back like five or six years, obviously I did not have any kind of profile and nobody would have paid me to make content like no chance, Like my old Instagram, there's a reason it's blocked and deleted like it was.
It was embarrassing.
I was using those like in built filters and stuff just one out of ten will not recommend. I was also using like smiley faces and being like hanging out with the gals like ill anyway, I feel like it's real pervy because obviously most people don't experience that side of it. It's not to say it's hard, but Jess, this is a question for you. What does a brand like you know, if we're doing one sponsored Instagram prost, what's that process look like?
Because I feel like people want to know.
Oh, well, actually, I was going to say before when you said people don't realize how much time it takes. My full time job revolves around content like you pay me to do that every day. I think there's a lot involved behind the scenes that you know. Sometimes you're oh, it's like a peach thing with some text on it, like how much time could that actually take you?
But I mean for.
Us personally, you start conceptualizing it and you go, Okay, what are we talking about? What's sometimes it's responsive to something in the media. We get a lot of people damning us saying, can you talk about this thing that I've seen? Can you talk about this new product? Can you talk about the implications of these changes? And we view that as a kind of a big part of what we do is to educate and to help people understand those things. So we go, okay, concept, what is it?
And then you go, how complicated is that concept? Because the whole point is that we want people to be able to understand things easily. Right, So then you are taking time, I guess, breaking that concept down and making it a bit more digestible, hopefully making it a bit fun and interesting. So then you have this concept that's become this kind of more simplistic version of itself. And from there you go, okay, well, how do I represent that in a way that's visually engaging? And that's the
design and you have to put that together. Whether it's shooting a photo which involves you know, getting props or setting it up and doing lighting and it's a whole thing, or it's a text post or something that you design, and then it's graphics and text and making sure that the contrast is right, making sure that it's appealing and making sure that it fits in, and there are all of these I guess, little working parts in the background
that go into it. And then once that's done, there's the copy and it's you know, what are the words? How are we communicating? What are we saying? And right now I feel like I'm just spewing words out And sometimes when I'm writing caption, that's how I feel. So you write the caption and you go, oh my god, no one's going to read that. So you have to go back and you have to like edit it all down and you take out all the extra exclamation marks
because I overuse exclamation marks. I get in trouble for it, and so it's like pairing it back. So sometimes you do all of this work and you go, oh shit, like I've got to like take half of that work out to make it digestible, to make it interesting, to
make it consumable because everybody moves so quickly. You know, videos can be seven seconds and people go, that's too long, But seven seconds is not a lot of time to be able to explain this big overarching concept that we started with and broke down and then wrote and so the whole time that you're doing all of these things, you're thinking about, is this doing its job? Is this piece of content helping somebody? Is this piece of content making somebody feel good? Is this piece of content leaving
the world. I guess it's very dramatic, but like making an impressional leaving my page or my follower in a bed position than they were before they saw that piece of content. And it's a lot of moving parts. And I can totally see how you go, oh, someone just like picks up a phone and goes and product. But it's really not that simple, particularly in space is like ours where the passion lies in educating and helping people. And I mean, I don't know if we've exactly got
it right. If you've ever seen our Instagram and you have feedback, I'm all here for it.
Be kind. I am softer to cry.
But yeah, there are a lot of working parts to that, and I guess, especially as a small business, there are a lot of things that you have to consider about that.
Yeah, it takes a lot more time than I ever envision and look, I would love to not have to do it. And that's one thing that I've really kind of over the last few years, tried to pull back slowly and not be so content heavy and not like feel like I have to take selfies for a living, you know, because I don't really consider myself an influencer. While I do that a little bit, tiny little bit, like I'm a I'm a coach. That's what I do.
That's what I'm passionate about. Putting content out there helps reach people that will either potentially become clients for me or I will just help them. And I really love the ability to do that, So I think like it's a blessing and a curse, the whole social media thing. I think, you know, it's been so wonderful for me.
It's helped me build a community, as you guys would know, like even with your Facebook group and things you can, you can connect to all these people, like I have more interstate clients than clients in Brisbane, which is so crazy to me that I'm like, how did these people find me? And people from other countries, And I'm like, this is so cool that these people find me and want to work with me, and they wouldn't they wouldn't
have seen me if it wasn't for social media. But also sometimes it is really tiring, and sometimes I wish I didn't have to do it, and I should probably think about investing in things like maybe Google ads and Facebook ads and not have to get all my leads through socials. Maybe, but for now, you know, it's one of those things that it's a means to an end and it helps me do what I really love and
it helps me genuinely help people. So even though the avenue is kind of a fluffy little like hey me in my little seven second tiktog video, like, I know that the things that come from that and the clients that I garner from that, that I can genuinely help one on one, like I'm really helping them, and I just feel so blessed that I even have the ability to do that.
I have one last question before we go, because I can see that we're running very close to overtime.
Can chat? Yeah, we can?
I want to.
I want to add to that though, do not. My favorite part about all of that stuff that you explained was is that when you then include a client and just sends the content to the client, they're like, no, we don't like it, but we can't put our finger on it, like what what do you mean. They're like, yeah, if you could just remake that entire video where you baked a cake and then smashed the cake and then like customize the whole thing to our brand.
Yeah, we're just not sure about it.
And then just does another one and then they're like, maybe just go with the first one.
Yeah, it sucks, It sucks.
And then did you have you guys seen a video on Jess's social media it's a us net a smash room. Yea, it was after that happened. Jess like, I think kind to break something else, my babe. Let's go break something all right.
The last question I have before we let you go is you know you said you're wearing two hats to influence, the hat and a small business owner hat. And we know that a lot of people in our community are small business owners. I don't know if anybody out there tonight is a small business owner, but yes, there we go. But sometimes I think it can be hard for small
business owners. And this is something that we struggle with as well, that level of I guess self promotion or confidence in yourself or producing that video or taking that photo and putting yourself out there, especially when you're starting out, and it's you logging into your other account to comment on your own content, so it looks like someone enjoyed it.
That doesn't exist anymore because my partner told me I how to delete it because creepy.
But how should small businesses deal with those those feelings? Because sometimes it can be really hard to show up and to put something out there when you feel like people aren't enjoying it or aren't receiving it. Is there any last piece of advice that you can give to people who might be going through that struggle?
That is a big question. I look, I think any small business owners, or really anyone that you have to put yourself out there would would know. There's so much I guess imposter syndrome that sometimes comes with these things that it's like, why would anyone invest in me? Why would anyone want to work with me when there are so many other people doing this, and you know, there are so many other counselors, and there are so many
other coaches out there. And I've really tried to make sure that I am trying my very hardest to offer something that is unique, but you know, sometimes you can't have something perfectly unique and you are offering something that other people do, so really try and sit with yourself as to like, why would I want people to invest in me or my business or my service or my products whatever it is that you're trying to kind of get people into, And is it something that I'm proud of?
Would I do this anyway even if I, you know, only had five clients? And for me, the answer is absolutely yes. This is, you know, a job, especially now that in the last few years I've gotten more into the accounts space and I've worked really hard to curate the nature and the niche of my business into body image and eating issues, which is something I used to
struggle with a lot myself. And the biggest thing for me is that I am now the person that I really needed five years ago that wasn't around at the time. And that makes me so proud to think of like me five years ago, my past self, like I can now do that for other people, and I know that that's like such a blessing and maybe not totally transferable to what every single other business owners does, but are
you solving a problem that can help someone? And if you help one person or five people, that is still so worth it. Yes, obviously profitability comes into it, and you need to support yourself. But if you're passionate about what you do, if you believe in yourself, and if you can back yourself and say, like I am passionate about this, this aligns with my values. This represents the person I want to be. Whether you succeed or whether you fail, I think you'll still have something to be
proud of. So you know, it just keeps you moving forward. So for me, when I have quiet weeks or I don't have a lot of clients, there are definitely lolls in the year where things quite and down, I always come back to this is a job that makes me so proud to do what I do, and I genuinely touch lives, And like, you know, I'm not perfect. I'm not the very best counselor or you know, the most experienced in the whole world, but I know that what
I do is really impactful. And at the end of the day, I sleep while knowing like I've worked my butt off for this and that I know I'm doing something good in the world that just makes me so happy. So like there will always be moments of doubt, there will always be times that you question yourself or your skills or your abilities or whatever it might be. But if you're doing something that you really really care about,
it's worth failing. It's worth risking it because at least you tried, and you tried with something that you really care about, And isn't that like so much better than just like doing a boring job that you just don't give a crap about.
I could not agree more.
We have one We're girl who also agrees.
Sammy, I have.
Adored talking to you as always, but unfortunately I do think that that is all we have time for. So a round of applause for Sammy and a thank you for joining us.
I also want to say a really good thank you.
This is our very last show, So first big thank you is to my team. They are so incredibly supportive.
If I look at her, I'll cry.
And they have followed me literally around the country this week to make sure that that she's on the Money community has been looked after and everything is smooth sailing.
They have bent over backwards for me.
So shout out to them and a round of applause for that She's on the Money team.
A very very.
Special thank you to our guest, Sammy, you are an angel and an absolute inspiration. And also a very big thank you to our gorgeous interpreters Bella and Sarah.
All Right, we're gonna go because it's really late. Thank you everybody for sticking around. Thank you Brisbane, you have been amazing and we'll see you all out there somewhere.
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