¶ Exploring Money Mindset and Success Blocks
Sameera Singh Sameera Singh is a business strategist , money coach and author based in London . Her mission is to empower business owners to transform their relationship with money and break through to six figures .
She helps women build authentic six-figure businesses aligned to their authentic money , personality and values , so they can create freedom in their lives and leave their unique mark on the world . She also has a book called Money Mastery on creating a business aligned with your money personality . Sam hi , welcome to the scenic route . How are you and ?
good Jennifer . How are you doing ? I will start by complimenting the name of the podcast . It's so beautiful . It's one of the most you have ever heard .
Oh , now you're just flattering me . Thank you so much . Yeah , it was a spur of the moment thing where I'm like , yeah , I was talking to my coach at the time and I was like you know , it's really about , like , the journey . Like you know , like I'm always taking this whenever I travel .
I always be like , nah , I'm taking the scenic route because it's always more interesting , right , like this is actually it . But I'm like I'm , oh , I'm when you , when I heard like , oh , sam is coming on the podcast , I'm like , yes , because you have a book called Money Mastery , so brace yourself . We're going to talk all things money today .
But , sam , can you give us like a big , like a like an introduction of who you are , the crossroads , the scenic route you took that led you to who you are today and what you're doing ?
Thanks , jennifer . Yes , so I'm Sam or Samira , but most people call me Sam . I'm a money coach based in London . Finally , I became a money coach because , just like most women , I have had lots and lots of money mindset issues . You think of a issue and I have had it .
And because I was working through those issues , I just felt it was my vision in life to help other women who go through the same issue , because everyone goes through money mindset issue , but as women , we have some specific issues which are very , very women specific and which you see more in women than you see in others .
That that's what made me a money coach and I really feel that being a money mindset coach is like being a fitness expert or a fitness junkie , because you have to keep working on your mindset . It's not that you have worked on it once and then it's all done .
It's like you know , when you become , when you are trying to get fit , you reach one level , then you still have to keep doing the work . Either you have to maintain and you go and step higher to , you know , get more in fit .
So , similarly with money , you have to keep working on your mindset and once you reach a certain level , you have to maintain that level or you have . If you want to go to the next level , you have to almost start from scratch and get into that money fitness journey again .
Yeah , I think that's one of the biggest misconceptions about entrepreneurship right , that a lot of people who are starting out feel like , once I fix this , I'm good , fix this , whatever it might be from almost I mean , I'd say every one of my clients has had , has had some kind of money mindset realignment over the course of working together .
But misconception is like we feel , once I've done this , I've healed my money mindset , whatever it is , I'm done , I'm good , and it's like , hmm , that's not , that's not how it works , is it Exactly ?
And you know and that is the reason why , if you see there have been studies that people who win a lottery or they get a windfall , that most of them within two or three years would have lost all that money because the money came before the mindset was there and they automatically shift into what was what is the habitual money mindset .
Unless they're working on it and you hear of so many you might doubt that they won millions . But now they're back to what they were before they won .
Oh yeah , that is , that is so true . I read that a lot of times . It's always kind of like these daily main boulevard some stories , right , like won 50 million pounds , lost 50 million pounds . Like why work us through that ? Like , why is that ? Like I mean , I could like I haven't won the lottery , but I can relate .
I'm someone who I'm an experienced spender , meaning I don't really care about things , but experiences so like I don't know , going out for dinner to a nice place , whatever vacations , and I am tied with my finances , I'm good . But at the same time , when there's like a big extra chunk of money coming in , it goes to savings and stuff .
And then I'm like where did it go ? Right , like , so I don't know . I'm not like going back to broke , but walk us through . Walk us through that . Like why ? What are the challenges ? If we're suddenly having a new income stream or something selling really well , what do we have to be mindful of ?
So there are two things we need to be mindful of . I'll come to your point about the fact that you like experiences later , because that ties up with the money personality part .
Yeah , so one of the things why this happens is like and this is a perfect example of I always see with my clients that something would be going really well and either they would have a great launch or , like you know , they would if they went to once they would be getting like four or five premium VIP , one to one in a month , or something that happened
Suddenly , like it's almost like a sell , you get an unexpected bill or something like that Exactly . And often this what it is is it's a manifestation of a money blocks , and a money blocks often end up , because of a money blocks , we end up sabotaging our success .
And a money blocks can be things like sometimes women are afraid of success because they think that being successful will make them less popular or they will start earning more than their partner or their security ideas of yeah and like deep rooted ideals or ideas of who women are supposed to be .
You know , I mean , it's not that long ago we couldn't hold a checkings account .
Exactly . And also it just like things , like you know , like women . As women , we often don't trust ourselves with money , so your subconscious brain is going my God , like I'm getting all this money , but I feel like I can't be trusted with it , so I'm actually going to , like you know , self sabotage by doing something that this money stops coming .
Also , there's this , very , this one bone which you know I trained to be an actor , but if I ever get a chance into Hollywood , I have one bone to pick .
You always see that women , if you see them in movies or media , a rich woman is never a nice woman , so they always just think about that if you are a rich woman , so if you've seen any movies around , calm , the rich woman is always the vamp .
Yeah , the nasty one , I mean bitch . Yes , that is so .
And then she realizes at the end of the movie or end of the TV series that money is not everything and something emotional is more important .
So that is other thing that we often told as women and which we have ingrained in our subconscious that if you're rich , either you become unlikable or people automatically stop liking you , or you almost become like unfeminine .
Which is , of course , hard because we're all trained to be likeable because we're women . So if we , if we subconsciously believe that having money , a lot of money , will make us unlikable , we yeah , we try to not become unlikable and do anything kind of like against us .
It's like . It's like . Like we all like most secretly . None of us wants to be like Jennifer . Instance correct her in the morning show like you're all scared that if you get money we're done into her . But she's fabulous , right .
She's amazing .
So yes , it's not that . So we all have been money blocks . You have to really delve into people subconscious because a lot of money blocks which we have they come when before we were seven , because you also see the formative and because you also see money blocks from what you were told as a child as what you would taught in school .
For example , if your parents had a very strange relationship about with money or you saw that your parents you know one of your parents came from a well to do family and the other one didn't , and they had different views about money and they had the tension in their relationship because of money .
You automatically also you're in gross that and almost go like like money , the source , like if I have money , it's either to create tension or you also think that for money , money means having a dispute with your loved one , sorry , with your family .
Yeah , yeah , that is so true . I remember like we were like growing up .
We were like typical middle class family and I just still remember like my parents , they were not arguing about money per se , but they were just really there weren't any light talks about money , like money would only come up when money would be tight or when we would need saving for a new car or for a vacation whatever , but always in a really tense , not fun
situation . So I always thought like , okay , having much money is stressful and makes me , makes people tense and like , ooh , why would you want that Actually ? Until I realized , oh , actually it's fun , it can be fun , but you really have to .
Yeah , do a lot of deep , deep and also like , for example , something like I remember I was told and then a lot of people are told that if you ask for a new toy or new dress or something that you said things like oh , like you know , you just got one money . We don't have money growing on crease .
So you almost end up growing up thinking and regardless of how much money you are making , that spending money on your own self and your own experience and things which bring you joy , it's a guilty thing to do because that inner child inside you is still going . I was scolded off by my mom for asking for a new Bobby , because that was my first part .
When I saw Bobby , I suddenly , like I memory flashed oh , I remember my mom told me I could only have one Bobby .
Yeah , right , these are these things and it's so interesting . I once I don't even remember now where it was , but it was a master class from someone . Oh , I'm so bad right now with names , but it was super interesting . She was like think back of the first memory you can recollect of money yes , exactly Of money in your life . That was so interesting .
I was like what ?
I knew my students do this , my clients are doing exercise . I'll go to my facilities after this . I asked them to write in a paper all the memory they have about money , like starting from exactly what you told me , starting from your first memory of money .
Tell your latest memory of money which still triggers you and it doesn't have to be big or small , just something that still triggers you after so many years and write them all down and then you know , then we would start , basically go through each memory one by one , sit with it and forgive it , just to release it .
Because when we forgiveness is not something which we do as a favor to others . When we forgive something , you know we're releasing the block , releasing the trauma which we have attached to that memory .
And when you start doing it , you kind of first time you do it , you go like , oh , I only have nine things , but I just start getting deeper into this exercise Also , like suddenly , when you're doing nothing , something would pop up in your head oh , I hated that when that friend made me pay for something which I didn't buy , or something small , just for small
, but it still , you know , hugs you because you felt , you know .
¶ Exploring Money Mindset Challenges
Yeah , I mean , if you're still thinking about it 20 , 30 years later , there is something there , right ? Otherwise it might not be so bright and fresh .
Yeah , I'm right , but this is a very strong exercise to try to engage . So make a list of all your memories and then go through each one of them , sit with it , and then you know , just feel what comes , without getting too attached to the emotion . Feel what's coming . And then I do this Hawaiian technique , or how , how , where you forgive it .
So you say that I forgive you , I'm sorry , thank you , I love you , and with some memories you would just need to do it once . But with some deep rooted ones you'll have to do it quite a few times and sometimes it takes months and years for people to get over it . But then those are the ones which will make .
Once you let go of them , they will have the biggest impact in your life , because that's where the most trauma is . You know it can be things like a painful divorce or someone defrauded you things which are really painful .
Yeah , and it's interesting how you said before , like how , like , money Mindset can show up and I'm curious if we could talk about this a bit , how we've said , like we said you have , obviously all your clients have Money Mindset challenges .
Look , I mean , I'm not a Money Mindset coach , I work in branding and even I have , like , say , almost all my clients at one point . I'm like you should look into this . So how can we ? What are the manifestations ? What are the telltale signs that are maybe a bit subtle than winning 50 million , the losing 50 million ?
Yeah , this , you got a Money Mindset problem . But what are the more subtle telltale signs of people who are listening now like , oh , maybe , hmm , I should do a little digging there .
So I think the most common and I'll come to money personalities after this I promise one of the most common signs that you would see is you feel almost you have a pattern around one . So , if you don't mind my saying the way , you said , right that you get a big saving and suddenly you are like where , where is it ?
For some people it can be kept up actually in debt . It is a thing to do . There's nothing personal , like they can have 100,000 pounds or they can have 100 pounds , they can have a million , but they will still be in debt . And some of most of them are pipes , especially women , right ? Women ? No , women tried to get ready to be in debt .
They often have this emotional reason by by they are in debt , right , they don't . Women , by nature , don't , don't get into usually don't get into risky ventures unless someone emotionally convinces them . They are very mindful of the fact that , especially they have a family . What the impact of their financial decisions would be on their family .
But you see this pattern that they would always be in debt , or the other one which I had and I actually struggled with it . I said money mindset is a lifelong issue . Like you , never think there's enough .
Like you know you can have scarcity mindset like classic scarcity mindset , always they would .
It's not that it's not as much as they can be too positive . Some people think they would never be enough . For some people think I can never have enough . Like I always , my desires would always be more than what's what's coming in .
And then , because you , your subconscious is thinking that it manifests in the fact exactly what you were telling earlier , that you get , you do a super nice launch and you have , like , amazing cash coming in , but then there's a big bill because you , our , our subconscious programs are beliefs and beliefs perform our , our feelings and emotions , and our feelings and
emotions basically determine how we act , which determines our ability . So our reality is determined by basically what we believe and what we're telling ourselves . So it must have punch into seeing that there's not enough . But I've got this huge windfall , but something my subconscious still believe that I'll never have enough in my life .
So it has to do something to basically manifest this , something so that that money basically goes . So even that is not enough . So that is a big thing .
But also things like a lot of times you see women , they'll be like oh , I'm trying every strategy involved and but I'm not growing my business , I'm not still attracting my ID client and then you go like hmm , like the other people who are using the same strategies , but it's working for them .
But we more or less everyone uses the same strategy , but there's a reason why it only works for a few people , not for everyone who uses them , why some people would use strategy and grade something so amazing , whereas some people would keep doing it , but they would still be stuck . It's almost like being an athlete , right ?
They all get the same nutrition , they all get the same course , we get the same training , but only some make it to the top five . Yeah , and that is also one of the big sign that you have . You have an issue .
The other one's also like almost a sense of fear around money , that like , and you see that in the fact that they would go like oh , I don't manage my money , like , I have a joint account with my partner .
He does everything and I have some business like clients for women , and they go like I have a joint account , so my partner manages my money and I'm like but it is money coming from your business .
Yeah , this is like no , no , no , no , no shame , no , no judgment . This is wild to me , right , but then again I'm a bird child , of the course , so I'm like , you gotta have your own money .
So when you hear exactly right and so anything like , but your reality is very different from that , right ? When you see things like this , you kind of wonder that , oh , what is going on ? And you start dwelling more in , more deeply into it .
Also , at the same time , you often find that there's some women who feel that they're respected in their family as much as others because they don't earn as much as other members of the family , especially a lot of women who are tightly maybe , let's say , two generations older than us and who want to be bred , basically want to be homemade .
Yeah , it's a different generation , yes , and different and cultural differences .
So you start seeing these things , you start kind of thinking that something is not working . There is , there's definitely mindset issues and we need to find out what mindset issue is . And then you start the whole program about finding what the issue is and then releasing it and the two parts to finding it .
Then the first is like all the all , all the blocks which you have all around money , and the second is that's when your money personality comes in . So you money , we have a money personality and your money personality is almost like like your Myers break pictures , you know .
Yes , yes , yes , I'm an N , a grub seven , so no surprise I spent . I'm in a speed I can't . Oh , you know , that makes sense . Yeah , fair enough . Yes .
So it's like how , but that's about how you communicate . So any money personality is how you relate to money and the money personality determines what , what your set thoughts and feelings are about money , what you believe , sir , around money , what are your seven ?
Like , what are your strength , act like and the eight money personalities and they're all very , very different and they are basically , if you kind of look at them , you have one of the personalities of saver which is like in a bank up . These are the people who always trying to save right .
This is your friend who would annoy you when she goes to the movies because she will go and find try to look at three deals to save one quid on popcorn . Yeah , not me , not me . You have a visionary , that inner idealist , which are people who basically , for them , money is a tool to bring change in world .
So they often they have almost have a love and hate relationship with money , because they personally don't care about money but realize that if they have money they can use it to change the world . So so many , a lot of activists and people who run charities they fall under this category .
Yeah , I can totally relate , right like the yeah , no , I mean it's right like the more money I make , the more , like I know . Like eight to 10% of my year they go to charity . So I'm know the more I make , the more I can get to causes I care deeply about .
So I can relate , that is so amazing , yeah , or you've got a new . Then you have the superstars , who are like in a big shop . So these are the people for whom money is a way of standing on crowd .
So these are the people who would be , you know , every time they go to a restaurant , or every time they buy a bag , or every time they get a new iPhone , or every time they buy a business class , it's all over the social media because for them , money is a way of standing out , exactly so building relationships is more important and money can be a result of
building those relations .
So you would often see , like you know , like people like us who provide services , you would see it in people like they have this one client for years and years and years and they have not increased their price with them , but the clients is with them and they love having the client because they're prioritizing the relationship with the client and the money is
basically just afterthought of what has come from that relationship . Then you have the rebels , or iconoclasts as I call them . These are the people who love making money , but by unconventional ways . So , in the sense , like people who are gamblers , or also like people , a business people who would like to start up for themselves .
For example , if you take something which is both working , but they will try to change it and it can go either really well , like Tesla , or not , they like to ruin that , like whatever it's gone , now I can't .
Yeah , I still call it Twitter .
I'm sorry , it's not All Steve Jobs like , even like he created Apple . No one has even thought about something like that . So these are the people . Oh , yeah , yeah , yeah , we'll like come and shake our industry
¶ Understanding Different Money Personality Types
. Then you have the carers , and these are the people who use money , that hate spending on themselves , but they love to spend money on others . Money is a way of .
Okay , so stereotypical mom spends time right Like not buying shoes for herself , but trying buying shoes for the kids , exactly .
And then you have the sensualist and I think you fall in this category . It is I also . I like it's also one of my dominant personalities . Sensualists are the people who love spending on feeling good . So they love spending on experiences in having luxury meal , in wearing something very comfortable and nice .
Like sensualist will also like to travel to this class , but the difference is that superstar is doing that to basically stand out and show off . They want to be comfortable .
So yeah , yeah , no , I can relate like this is like . This reminds me of this , like so annoying . Are you in TikTok ? Yeah , I am in TikTok . You know that's super annoying , like quiet money fashion styles .
Yeah , yeah , I know what you're talking about .
Yeah , so it's when Rammie reminds me of that . Right Like , I have designer bags and I like those bags , but I hate the bags with the big logos on . It's just like . I don't know , not my style Like , so I'm more the Chloe girl as such , as like my same Chloe on there . So I feel that's kind of like the same similar vibe .
Right Like , you like the same things with maybe similar changes , but your energy is behind it .
Exactly so . For example , like my sister bless her for my birthday , she just she wanted to give me a Stella McCartney bag . And I love Stella McCartney because I just love her as well as about because you know I'm most yeah , she does , she does environmental friendly , you know . Like you know she does she doesn't use a slather .
And when I went to her showroom I was a fault because all the bags had this like huge gold logo saying Stella McCartney , with the gold thing on the top on the handle , and I'm like I would die if then do I would like carry Stella McCartney on the watch . And then I found like a more discreet one and that's what I'm hearing .
So exactly so , like you know , like you get what I'm saying here .
Yes , yes , I guess . Yeah , absolutely Right , like it's , it's also I don't know . Yeah , it's one thing . If you , why business class ? Because I don't know , you want to work and you need more space , or you feel more comfortable traveling , or if you want to feel business class , why business class ? Because it makes people tell something about you Exactly .
And like why don't you just want to be comfortable , right , like I just want to be comfortable . I just like having my glass of champagne and watching boring movies on it .
And then , before I had kid my partner , we never got the point of like those luxury all inclusive resorts , like we're like , what's the point of that ? Right , that's not how we travel . Oh boy , it's the only way we travel , since I have no money . Oh my God , so good .
So good , then you have the last one . It is a rule , and for them it's all about making money , in the sense that they want to leave a legacy . It's about building a empire .
Okay , so it's really about the money . So for the most types , it's right . For the most types it's not per se about the money , but what money can mean by do , and for the rulers , it's really the money .
It's the money , or building a legacy . So , like they want to build empires , they want to leave something , they want to create something . Just think , like you know , with the building and legacy , or building something of their own because they are the ruler , oh , it's like . It's about like having , it's about having lots and lots of money .
So these are your money personality types and we all fall under one of them . There is no right or wrong money personality type . We all have the most dominant personality type and we also have two other money facilities apart from the most dominant one , which also impacted .
So , for example , like you can be , like I am , like I'm a ruler , but I'm also my sensualist is actually very close to my ruler and they often flash . My boyfriend is very interesting . He is our saver , he's a big saver , she's a saver .
Oh , I can imagine a conversation you have because we have so many .
And eventually . So he's always having the struggle for that . One side of his brain is going to oh my God , I need this experience . Like you know , this is like amazing , but the other one is going this is very expensive .
Yeah , yeah .
And we I don't know if Steve goes for you too , but like a conversation we have often is our financial , our level of financial safety is the same Right , like I feel perfectly safe when I don't know , I don't know , when I have my retirement account that's failed and we have like like a one K emergency , immediate emergency fund and like four or five months
expenses . Then I feel safe . That's fine . And he would rather have like a year to kind of like feel safe , definitely a saver .
It's yeah , yeah , for sure you can take off . You should go . I'll send you the link . I think I have said it as a part of the podcast .
Yes , we will link it in a show notes . The assessment to find the money personality yes , everyone can use it .
And then , because it's interesting , because I often come , I think it's hard . I mean I don't specialize in it , but anyone who wants , I'm opening it out . Anyone wants to specialize in it ? It ? This is a big deal about spouses having different money personality types . It's like it's a different topic . Imagine .
But that's yes , we're going to do another podcast , Because that's like and it just think , but then it also impacts a business . So , for example , imagine if you are a business partnership with someone , you are a saver , but you don't sign on it .
Yes , let's say a superstar or a sensualist , and you are trying to everything that you're doing in your business , you're trying to cut the cost and you're going for the cheapest alternative or try to do it yourself . But if it's a sensualist , sensualist is going out easy life . If we can afford a VA , let's get a VA .
Yeah , we are . Let's what we are , what we can outsource , outsource whatever I do think we join , yes , I do think we join , I feel free .
Or if the person is basically a celebrity , they want to basically do the launch in a more expensive place , they want the most glitzy marketing , or it will just , it will just not , it will just not work .
Yeah , it will clash a lot of the time . So you have so this is super helpful to kind of like have a basic understanding of why you're clashing and then how we can bridge this Like , because I'm sure , like same , same is also not necessarily working right . If we have two sensualists , we're just like party , yeah Right . So how how can we find ?
How do we balance ?
It's an understanding . It is just , like you know , like , for example , like I I am an ENFP , but I found out one of my old bosses was not , and I totally understood it . Once I understood I used to take it quite personally , but before I realized what his personality type was , then I was like , oh , that's what he wants . He wants more detail than I do .
It's nothing to do with him personally disliking me , it's to with how his brain is wired right . It's the same thing , like it's about understanding the other person and that's why doing that , doing that assessment , becomes important and understanding what this strength and what their thoughts .
And I don't like the word , I don't use the word weakness , but the shadow side about the money's , and we all have a shadow side Every time . Yes , absolute .
So , like after I got into like I haven't been in a part of the years , and after I got into like many personalities , I kind of realized that for , like all these things that used to annoy me , when he was trying to , like you know , I bought what I used to think was being cheap , and he was not , he was just being too tough , his personality type .
And when he thought , like you know that I was super extravagant to spend 80 quid on a shampoo and conditioner because it's meant nice and I felt like you know , my hair felt nice . He thought I was just being ridiculously extravagant .
Yes , that is handing you , like the Pantene Probe , and you're like .
Exactly and then like . So it's just for understanding , like , what the money type types are and just knowing that people are acting like that and meeting the middle way . And , as you said very correctly , right , if you both are exactly the same , whether it's a professional relationship or a romantic relationship , it will not work .
Imagine two rulers together they will bite each other's head off . Or two savers together . You know like they . So you , you need that difference and at the same time they , because it's a many personality plus , we also have the two other dominant personalities .
After that , it's also that finding that balance , that maybe one of your dominant ones is actually same , so that's like common points , right ? So you definitely have a saver somewhere .
¶ Aligning Business Strategies With Money Personality
You did say that you like to . You know you do like . There's some people who don't care about savings . They have been living paycheck to paycheck again , I don't judge .
Oh , yeah , yeah , yeah , no , no , no , I think there's all there's . This is completely judgment free zone . And I , I'd say I was more dad . I'd say that changed for sure after I had my son Right . Then I was more of like , oh okay , maybe like just just realizing that the paycheck to paycheck , it was not doing doing me and my nervous system any good .
It was just . Every time I was , I don't know , it was time to pay the bills , I would be just restless and anxious and just like mm , mm . So realize that's not good , we're not going to do that , we're going to stop that .
No , exactly so , but his is obviously very dominant from what you were saying .
one year and like surely more definitely than one .
Excellent . And this also that comes to like your business strategies , because , as you can see , people are so have such different attitude towards money and if you start giving them cookie cutter business strategies , it's not really going to work right .
The same business strategy , for example , a same marketing strategy for a saver or a centralist or a superstar , is never , ever going to work . Or for a carer . If you tell a carer that all you need to own your stories every day and you know , talk to your community about how you're spending your money , or they'll be like I don't care .
And also the business model . So , for example , someone who will care of more in United they would . They would probably feel all this more comfortable of doing one to one . They would not . They may not feel that comfortable .
Or doing like a good program , like an anonymous online , yours or a good program or like interest .
Oh yeah , interesting , because they they want to build a relationship with their clients . But a ruler or a celebrity would perhaps be really good in our program , because ruler , because they want to , they are building the empire , or and a celebrity , because there's an interpretation , so or so it is .
It impacts all aspects of your business and that's why I always tell people that cookie cutter business strategies don't work and that's why , if you're just following , you're seeing someone programming for yes , that's why you're on the senior group podcast where I always telling people cookie cutter just is not cutting it and you can tell people to do things which are
not aligned because you are values towards money determined by money personality to a great extent and you can tell , always tell people that we need to do this and they will do it for a bit , but they will never be able to do it consistently with something which aligns with their values .
So it's better to be yourself and maybe have a slower growth to slower scaling to where you want to be , but do it in a sustainable way , rather than trying to do something which doesn't aligns with who you are and then reaching the goal and then just basically having that sabotage sabotaging yourself because and , yeah , burnout , because it was .
It took everything from you that you had to get there . Oh yeah , I can so agree . Right , because it's always you're trying . I see that , especially a lot of people who are new to the online business world getting in debt trap . Right , because we're all , every day , all day , we're marketed .
This online course depicts your problems , that business strategy to fix whatever .
Right , it's just like you're like oh okay , these people earn millions , so they know what they're talking about , whatever , and you do that , and it's just like maybe not working at all where it's working completely against you , and it's just really having more knowledge about how you're wired can really save you from a lot of heartache and financial spending .
No , exactly , and just like , and just you know I keep working on your what I call as your internal money thermostat . So we all have internal money thermostat . So , like a company , it's very easy to make up to , let's say , a 5000 pounds and because , and whatever job they do , they will make it 5000 pounds , all business they do .
But then to make it to 10,000 pounds a month you need to rebuy what I call as your money thermostat or money blueprint . That because you know when you increase the thermostat or adjust it in the room , the which are automatically goes there and stays . You know , if you have one of those automatic ones , yeah , it stays there .
So then you , you , you basically increase it to 10 for a month and you have to then do wire yourself to do it . Then you do it . You know whatever level you want to go , whatever it is and that you want to do , but it is always , like you know , doing that internal work which can save you a lot of time later .
So I can already hear if this would be like a life life radio call-in show , I would . I would hear phones right now of like people's . To be like Sam , I want to dial to 25 pound KK pounds a month . How can I do that ? What do I have to dial on my thermostat ?
So I think the first thing you'll have to look is , I mean , apart from doing your money , personality , which will give what you thought about our money . But the first thing we'll have to see is why you're not earning 12 , why you are not earning 25,000 pounds now . So what is ? Had it stopped you ?
So if , if you say that I'm not educated enough , there are a lot of people who are not educated they're earning that . So you're always I always use that as an inspiration that if , if , like , there's someone like me , I'm like , oh , this person can do this . Like , why can't I ? Why why can't ?
Rather than saying that , well , I can never do it , I like , why not me ? She can do it , why not me ? So first is , why you're not doing it . So we go through basically all the money blocks and money supertages that you have and we find out a way of how we can , you know , rewire them .
And there are a lot of exercises which you can do , both like on a beliefs and NLP and hypnosis . Working on the beliefs is the fastest , I believe , because it's a more , it's a more sustainable way of doing things . So you , you have a look at that . The second thing you see , is you only start becoming the person who owns $25,000 a month .
So you were like you think about . What does this person thinks , feels , how do they ?
act ? How does they carry themselves ? How do they ? Is she like ? Is ?
she a person , for example , like when I was trying to reach my last level of income and even now when I'm trying to reach my next level of income , I always think will this woman actually like it when you go out with your girlfriend and you had a drink ? Will she actually be bitching about a friend who is not there ?
No , because she's so happy in a world that she's almost like she was like Bobby . I thought she's in the first half of the movie .
Yeah , I had to say I had the same conversation with myself like no , she will not bitch about them , she will not gossip about them .
So Exactly yeah . So and think about what is she passionate about , what does she cares about , and try and I'm talking to she , because we're not talking about women , but it applies , all of this applies equally to man and then you start doing as much of it as now . So , yes , you can't maybe buy a designer handbag , but you can clean your handbag .
¶ Implementing Incremental Changes for Financial Growth
You do what I call is incremental increase . So if you suddenly go in like I always tell when I hear someone say that , oh , my previous money coach told me that go buy a designer back to feel rich . But now I feel really bad because that's what the time record , it can't , and I'm like that's the worst way to do it .
You do incremental increase because , first of all , your mind cannot take it .
And yeah , like if you go from your time start from 5,000 a month to , let's say , 100k a month , your entire body has like over the place , right ?
You just want incremental changes . So you kind of go like well , maybe she takes better care of herself . So you know , like I love this , but please , if I can't wash my hair every day , I'll at least make it a attempt to put some dry shampoo on it before I brush it and before I go on a call .
And you try to think as many of those things as possible and if you find that slowly , slowly you will start increasing it . So after a while you kind of go like oh , I can do this better , like I can do this . So it is already becoming the person who you want to be .
It's almost like I mean , I don't know like , have you like if anyone here who has done a corporate job or they know that they always tell you that to go for the promotion at the next level you have to be done ?
that , always , always . And you want to have the corner office and like , and I had the corner office and it was fucking me . So there you go .
So , for example , if you are a manager who wants to become a director , you have to become the director as a manager , even though you're not getting that salary . So it's the same .
I feel sometimes that people in corporate world actually do it much better than people like us in business world , because they're trained right , that they always have someone telling them but you need to do the job before you get the job .
So it's almost like that you need to become that person before you actually become person and before you actually start spending the money coming in .
You know what like besides from that , like what we said , like we're not we're not bitching about the person not here and not gossiping about that what was one of the other major things that I'm I released and I'm still currently doing ? I'm like you know people who are really good with big money .
They're not spending so much time going back and forth whether they should spend that money or not . So I I really lowered the time of me thinking about whether I should spend that money or not .
I mean , I don't know , maybe a year ago I would have something in my card or sign up for a course whatever , not even like big money , maybe $300 , $400 for something and I would . I would think about it for a week or two weeks and now it's just like , yeah , let's do . I mean , we're smart , we're capable , we can do make decisions .
And now I'm just like , yes , okay , I want to do this . Do I have the money for it ? Yes , go , yeah .
And that's such a good point . And also one of the things which I , which I had to change in myself and I'm still working on it is I found out that a woman who , let's say , make make more than 500K a year , she would be very generous with the courses , but she would never be treated as a fool for money .
So she would know that where like , she would not have subscription where she doesn't know like you know , like , so if I have 500,000 coming every year , I would have investments and stuff .
So she would , she would not be like , she wouldn't be like that , oh , I don't know where my investments are going or what's happening to them , so I don't have , she's in care , she's in control .
Exactly , she has taken her power back with respect to money and I was like , okay , I go , I don't have big investments , but I can do that same thing with my subscription . So I can , like , go through my subscription list and see , like , have I used it ? Have I used it ? Yes , so it's a point . It's very interesting because I was doing what I call .
I call this . It's a part of decluttering exercises . I do it with my clients and I was doing it for myself , and today I saw my Wi-Fi bill and I was like what is this extra ? It's only six months , but it is . I'm sending a signal to the universe that I can't be trusting with money because I'm what is this extra six months ?
And then I was like it's for extra fast landline and I don't have a landline , so why have I been paying that ?
Yeah , right , it's . Yeah , say , every year I go through my descriptions and like , no , I actually mm-mm and like just this year I canceled the Pzado because I just wasn't using it enough and I'd be like I don't know whatever I thought I needed , but anyway , that's a different .
So that's a really good point of really going through , yeah , your subscriptions and and it might not be about the six pounds , right , but just seeing like , but taking your , it's about sending a message to the universe Because I'm taking you seriously , taking the power back , yeah .
It's about . For me that was a big thing , that , like , she would be very , very generous , as you said , right , you give . I'm so , so satisfied that , like you know that you give 10 to 12 , 20% of your earnings and charities . But so she would be very generous , but she would appreciate money .
She would , she would , she would be , she would spend it on weight or the things which are dear to her , but she would not be taken for a full where her money is concerned , because she will never reach , she'll never become like . Right , yes , I was doing that .
Oh , I love this . Yeah , this is . I think this is such an inspiring note to end our conversation to really be mindful of where you can just reclaim your money powers , right . Whether it's might be small with with subscriptions , or bigger with investments , it doesn't matter right , you can start right where you're at .
I think that's that's that's a super powerful message , sam . Where can people get in touch with you ? Where do you hang out online and people meet you ?
Well , thank , you for asking , so you can find me on Instagram at inhersuccessfulshows , and you can email me at samiratsamiratsingcoachcom . I'm sure Jennifer will thank you , and you can also find me on my free Facebook community or take the pre-assessment to find the money personality .
I love hearing back from people when they take that assessment to find out what money personality they are in . That is so interesting .
Thank you , I get that , and I've always one last question for anyone who's on a cinegrig what book are you currently reading ? What book ?
I'm currently reading . I am a total , total bookworm , so I'm rereading the Midnight Library . It's one of my favorite books . Oh , now I know , oh yeah .
The Midnight Library is gorgeous , I know it .
I'm rereading and I love reading any kind of stuff , but yeah , that's the latest on my list . The other one I'm going to read after I finish , that is I just saw this BBC thriller called Wolves .
¶ Discussion on BBC Crime Series
It's based on the like Wolves . It's based on the serial killer .
So I don't know . I love BBC . I've loved BBC crime too . In fact , I've never heard of that .
Okay , I love BBC crime but I'm pretty sure I'm very eyes to what BBC .
No , no , but seriously , I mean , they have great crime series . Bbc crime series are really cool , like they've done an amazing series . Okay , so good . So now we have what we have to watch next and also what we have to read next . This is amazing . I like that . That's very good . Hey , sam , thank you so much for this conversation around money .
Thank you so much for being on the cine group with me .
Thank you . It's a pleasure and absolute honor to be here and to be in front of your amazing audience and your energy .
Thank you so much .