E41 Replacing credit bureaus one API integration at a time with Argyle founder Shmulik Fishman
Jun 06, 2022•45 min•Season 1Ep. 41
Episode description
In this episode, Erasmus Elsner is talking to Shmulik Fishman, founder and CEO of Argyle, about raising the Series A through an investment memo and the firm’s mission of making user-permissioned employment data ubiquitous and reinvent credit decisioning for lenders and consumers.
00:00 Intro
00:56 What does Argyle do?
03:17 Experiencing the pain point
06:48 Raising the Series A with an investment memo
11:41 Automated form population
14:05 Real-time income/employment verification
17:52 Status quo: credit bureaus
22:18 Technical/data moats
26:59 Standing on the shoulders of giants
28:40 API integrations
30:28 Screen scraping vs. API scanning
32:41 Traction and metrics
35:26 Pricing Strategy
38:36 Argyle Team
41:36 Remote-first valuation discount/premium
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