This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Additional Links: Portfolio Visualizer Analysis of the Original and Accelerated Permanent Portfolios: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2021&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=t...
Jan 17, 2021•28 min•Season 1Ep. 48
This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios We also compare the All Seasons Portfolio with a Global Market Portfolio. Links: Global Market Portfolio Description: https://portfoliocharts.com/2021/01/05/own-the-financial-field-with-the-global-market-portfolio/ Portfolio Visualizer Comparison Analysis: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&timePeriod=2&startYear=1972&firstM...
Jan 10, 2021•19 min•Season 1Ep. 47
In this episode we answer a question from listener Brett about the Aptus Defined Risk ETF and use David Stein's Ten Questions to Master Investing to analyze it, which are: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should you invest? Additional ...
Jan 07, 2021•26 min•Season 1Ep. 46
This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios We also discuss the distributions for the month of January and the last six months of distributions. Support the show
Jan 01, 2021•15 min•Season 1Ep. 45
In today's listener-inspired show, we analyze our sample portfolios and listener Mark B's Golden Six portfolio in the ten-year hedge fund challenge that Warren Buffett issued in 2008. Links: The Investors Podcast #328 with RPAR Managers: https://www.theinvestorspodcast.com/episodes/tip328-balanced-portfolio-allocation-with-damien-bisserier-alex-shahidi/ Optimized Portfolios Lazy Portfolio Analyses: https://www.optimizedportfolio.com/lazy-portfolios/ Analysis of Golden Butterfly, Golden Ratio and...
Dec 30, 2020•20 min•Season 1Ep. 44
This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Additional Links: Introducing the Aggressive Fifty-Fifty Portfolio: RPR Episode 10 Episode 24 regarding the Aggressive Fifty-Fifty: RPR Episode 24 Rebalancing the Aggressive Fifty-Fifty: RPR Episode 32 Portfolio Visualizer Analysis: Backtest Fifty-Fifty Portfolios Support the show...
Dec 26, 2020•20 min•Season 1Ep. 43
In this portfolio analysis bonanza episode we tweak the Paul Merriman Two Funds for Life and Merriman Ultimate Portfolios to improve them Risk-Parity style and have a look at a portfolio submitted by Brad, one of our listeners. Links: Earn & Invest Podcast featuring Paul Merriman and Rich Buck: https://paulmerriman.com/tag/rich-buck/ Merriman Two-Funds For Life Portfolio Explanation: https://paulmerriman.com/2-funds-for-life/ Merriman Ultimate TDF Portfolio: https://paulmerriman.com/the-ulti...
Dec 23, 2020•27 min•Season 1Ep. 42
This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Additional Links: Episode 3 -- History of Portfolio Allocations Part 1: Episode 3 Episode 5 -- History of Portfolio Allocations Part 2: Episode 5 Episode 8 -- Introducing the Accelerated Permanent Portfolio: Episode 8 Portfolio Visualizer Analysis: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2020&last...
Dec 19, 2020•22 min•Season 1Ep. 41
In this episode we address a listener question from Joseph K. about Part 34 of Big ERN's SWR Series ("Using Gold as a Hedge against Sequence Risk"), which you can find here: https://earlyretirementnow.com/2020/01/08/gold-hedge-against-sequence-risk-swr-series-part-34/ Additional Links: RPR Episode 12: Podcast | Risk Parity Radio Big ERN's Option Writing Portfolio Strategy (Part 3): https://earlyretirementnow.com/2019/03/27/passive-income-through-option-writing-part-3/ Homestake Mining in the Gre...
Dec 16, 2020•25 min•Season 1Ep. 40
This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Additional links: Choose FI Episode 275: https://www.choosefi.com/board-games-and-war-games-ep-275/ Choose FI Episode 277: https://www.choosefi.com/gauging-the-weight-of-your-portfolio-ep-277/ Choose FI Episode 194: https://www.choosefi.com/the-role-of-bonds-in-a-portfolio/ Risk Parity Radio Bonds Part 1: Podcast | Risk Parity Radio Risk Parity Radio Bonds Part 2: Podcast | Risk Pari...
Dec 12, 2020•25 min•Season 1Ep. 39
This is our weekly and monthly portfolio reviews of the portfolios you can find at: https://www.riskparityradio.com/portfolios Additional Links: RPR Episode 6 -- About The Golden Ratio Portfolio: Podcast | Risk Parity Radio Rick Ferri Core Four Portfolio Reference: https://portfoliocharts.com/portfolio/rick-ferri-core-four/ Comparison Analysis of GolderRatio vs. Rick Ferri Core Four: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&timePeriod=2&startYear...
Dec 05, 2020•27 min•Season 1Ep. 38
This episode is a follow-up to Episode 7 about our basic principles of risk-parity portfolio construction, which are: (1) the Holy Grail Principle; (2) the Macro-Allocation Principle; and (3) the Simplicity Principle. Links: Episode 7: Risk Parity Radio Episode 7 Optimal Finance Daily Episode 1361: https://oldpodcast.com/1361-annualized-returns-by-asset-class-from-1999-2018-by-sam-of-financial-samurai-on-reits-gold-investments/ Bigger Pockets Money Episode 153: https://www.biggerpockets.com/blog...
Dec 02, 2020•25 min•Season 1Ep. 37
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios The Portfolio of the Week is the Golden Butterfly, which you can learn more about here: https://portfoliocharts.com/2015/09/22/catching-a-golden-butterfly/ We compare the Golden Butterfly Portfolio with the Rick Ferri Core Four at Portfolio Visualizer. Link to analysis: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&timePeriod=2&startYear=19...
Nov 28, 2020•22 min•Season 1Ep. 36
On today's episode I relate my experiences with peer-to-peer lending as an alternative investment to see if it is something you may wish to consider. As always, we use David Stein's Ten Questions to Master Investing as the basis for our review: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut?...
Nov 26, 2020•29 min•Season 1Ep. 35
We begin this episode with some nice questions about perpetual withdrawal rates and correlation metrics. Then we proceed with our portfolio reviews of the sample portfolios at https://www.riskparityradio.com/portfolios Additional links: Morningstar/Swedroe podcast: https://overcast.fm/+R6uKzooqI/30:25 Risk Parity Radio Bond Episodes: Part One: https://www.riskparityradio.com/podcast/episode/4965a5d2/episode-14-which-bonds-are-right-for-your-risk-parity-style-portfolio-a-comprehensive-analysis-pa...
Nov 22, 2020•27 min•Season 1Ep. 34
I believe its all in the title. Here are David Stein's Ten Questions to Master Investing for reference: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should you invest? And here is the Masterworks website: https://www.masterworks.io/about/how-it-wo...
Nov 18, 2020•19 min•Season 1Ep. 33
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios One of our portfolios, the Aggressive Fifty-Fifty, triggered a rebalancing band this week and so we also have a detailed discussion of rebalancing. Link to referenced Kitces article: https://www.kitces.com/blog/best-opportunistic-rebalancing-frequency-time-horizons-vs-tolerance-band-thresholds/ Support the show...
Nov 15, 2020•24 min•Season 1Ep. 32
In this episode we answer a listener question and provide a summary and analysis of RPAR, the Risk Parity ETF. Links: RPAR Third Quarter Review Slide Deck: https://rparetf.com/quarterly-reviews/Review--1602725674-RPAR-Risk-Parity-ETF-Quarterly-Review-3Q20.pdf RPAR Quarterly Reviews Page, Including Webcast: https://rparetf.com/quarterlyreviews Marketwatch List of RPAR Components: https://www.marketwatch.com/investing/fund/rpar/holdings?mod=mw_quote_tab Portfolio Visualizer Analysis of RPAR-like P...
Nov 11, 2020•22 min•Season 1Ep. 31
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios Support the show
Nov 08, 2020•8 min•Season 1Ep. 30
In this episode, we analyze an investment in bitcoin for a risk-parity style portfolio using David Stein's 10 Questions to Master Investing, which are: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should you invest? Investopedia Article About Bitc...
Nov 05, 2020•34 min•Season 1Ep. 29
We begin with a monthly rant about "free-lunch" financial products that claim to provide stock market returns without stock market risk (and that usually bear clever names for marketing purposes). Following the rant is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios Support the show
Nov 01, 2020•21 min•Season 1Ep. 28
In this episode, which is a follow-up to Episode 25, we analyze as an investment in utilities for a risk-parity style portfolio using David Stein's 10 Questions to Master Investing, which are: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should yo...
Oct 29, 2020•26 min•Season 1Ep. 27
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios We also compare the All Seasons Portfolio with the Vanguard Wellesley Fund at Portfolio Visualizer. Link to analysis: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&infl...
Oct 25, 2020•18 min•Season 1Ep. 26
This episode takes a broad look and sector funds and compares them with the overall stock market for diversification purposes. Thanks to listener Micah for the question. Links: SPDR Report on the SPDR Select ETFs: https://www.sectorspdr.com/sectorspdr/Pdf/General%20Documents/Q3%202020%20Sector%20SPDR%20Quarterly%20Guide Correlation Analysis of All Eleven SPDR Sector Funds from 2018 to 2020: https://www.portfoliovisualizer.com/asset-correlations?s=y&symbols=SPY%2C+XLY%2C+XLP%2C+XLE%2C+XLF%2C+...
Oct 21, 2020•25 min•Season 1Ep. 25
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios We also compare the Aggressive Fifty-Fifty Portfolio with two Dave Ramsey-Style Portfolios using the tools at Portfolio Visualizer. Relevant links: White Coat Investor article about a Ramsey-style portfolio: https://www.whitecoatinvestor.com/dave-ramsey-asset-allocation/ Portfolio Visualizer Face-Off Analysis (including correlation analysis under the Assets tab): https://www.portfolio...
Oct 18, 2020•15 min•Season 1Ep. 24
We analyze a portfolio recently proposed in a MarketWatch article that is intended to replace the standard 60/40 stock/bond retirement portfolio. Links: MarketWatch article: https://www.marketwatch.com/articles/a-60-40-stocks-bond-strategy-no-longer-works-heres-what-to-do-instead-51601653163?mod=mw_latestnews Portfolio Visualizer Comparison Analysis: Backtest Portfolio Asset Allocation (portfoliovisualizer.com) Portfolio Visualizer Asset Correlation Analysis of the MarketWatch portfolio: Asset C...
Oct 14, 2020•24 min•Season 1Ep. 23
This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios And here is a nice picture of Walden Pond on October 11, 2020: https://photos.app.goo.gl/sksbGcENz62pb8PVA Support the show
Oct 12, 2020•9 min•Season 1Ep. 22
In this episode, which is Part Two of Two, we conclude the analysis of REITS as an investment that we began in Episode 19, using David Stein's 10 Questions to Master Investing, which are: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should you inv...
Oct 07, 2020•21 min•Season 1Ep. 21
We begin with a monthly rant about the misguided idea of picking funds that have "great fund managers" and a few other topics. Relevant links: Recent interview of Burton Malkiel: https://animalspiritspod.libsyn.com/a-random-talk-with-burton-malkiel Risk Parity Radio Bond Episodes: https://www.riskparityradio.com/podcast/episode/4965a5d2/episode-14-which-bonds-are-right-for-your-risk-parity-style-portfolio-a-comprehensive-analysis-part-i https://www.riskparityradio.com/podcast/episode/4c25df5c/ep...
Oct 04, 2020•34 min•Season 1Ep. 20
In this episode, which is Part One of Two, we begin our analysis of REITS as an investment using David Stein's 10 Questions to Master Investing, which are: 1. What is it? 2. Is it an investment, a speculation, or a gamble? 3. What is the upside? 4. What is the downside? 5. Who is on the other side of the trade? 6. What is the investment vehicle? 7. What does it take to be successful? 8. Who is getting a cut? 9. How does it impact your portfolio? 10. Should you invest? We cover the first five que...
Oct 01, 2020•23 min•Season 1Ep. 19
