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Rich Habits Podcast

Austin Hankwitz and Robert Croak richhabitspodcast.com
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn. 📬 Inquiries? Please email christian@witz.vc
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Episodes

Q&A: $950K Net Worth Working in Government, Career Burnout, & Ditching a Pension

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠⁠ ⁠ Wall Street Favorites ⁠ ⁠⁠ can tell you, ⁠⁠ ⁠click here!⁠⁠⁠ --- 🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Ro...

Mar 19, 202650 min

161: Goldman Sachs on How To Build a Modern Portfolio

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Alexandra Wilson-Elizondo, the co-Chief Investment Officer of Multi-Asset Solutions at Goldman Sachs Asset Management. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks : ⁠ ⁠⁠⁠⁠masterworks.art/richhabits⁠⁠⁠⁠⁠ --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠⁠⁠ Wall Street Favorites ⁠⁠⁠ can tell you, ⁠⁠⁠click here!⁠⁠ --- 💸 Us...

Mar 16, 202638 minSeason 16Ep. 2

Private Credit Crisis, IEA Unleashing 400M Barrels of Oil, & 25% Chance of a Recession

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz explain the looming private credit crisis, IEA unleashing 400M barrels of oil (including 172M from the USA), and Rivian's new purpose-built robotics company. --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠⁠ Wall Street Favorites ⁠⁠ can tell you, ⁠⁠click here!⁠⁠ --- 🤖 VCX: the public ticker for private tech -- ⁠⁠⁠click here or visit https://getvcx.com/ to learn more! ⁠⁠⁠ --- 🌸 Join 500,000+ inv...

Mar 13, 202635 min

Q&A: $21M in Sales, Investing as a Widow, & $100K Invested at 23

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠⁠ Wall Street Favorites ⁠⁠ can tell you, ⁠⁠ click here!⁠⁠ --- 🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and...

Mar 12, 202635 min

160: Why Prediction Markets Matter To You

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how to use prediction markets like Polymarket and Kalshi to their fullest potential. --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠⁠ Wall Street Favorites ⁠⁠ can tell you, ⁠⁠click here!⁠ --- 💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 R...

Mar 09, 202639 minSeason 16Ep. 1

A Special Guest from Joby Aviation, OpenAI's $110B Fundraise, & the "K-Shaped" Economy

In this week's episode of the Rich Habits Podcast, we're joined by Ryan Naru from Joby Aviation. Major shoutout to Joby for joining us on this week's episode of the show to talk about their progress with the pilot program. --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠ Wall Street Favorites ⁠ can tell you, ⁠click here!⁠ --- 🤖 VCX: the public ticker for private tech -- ⁠⁠click here or visit https://getvcx.com/ to learn more! ⁠⁠ --- 🌸 Join 500,000+ investors using Blossom to...

Mar 06, 202643 min

Q&A: Paying Off $300K in Student Loans, Roth IRA vs. Roth 401(k), & Kiddie Taxes

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠ Wall Street Favorites ⁠ can tell you, ⁠click here!⁠ --- 🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin...

Mar 05, 202643 min

159: How To Invest Your First $1,000

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk their listeners through how to invest their first $1,000. --- 🤑 Want to know what Wall Street thinks about your portfolio? ⁠ Wall Street Favorites ⁠ can tell you, ⁠click here! --- 💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers! ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Ready to start earning passive income...

Mar 02, 202637 minSeason 15Ep. 10

$135B in Tariff Refunds, Trump's $1,000 Retirement Match, & Hindenburg Omens

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk listeners through the 1,800 companies suing the US government right now for roughly $135B in tariff refunds, Trump's $1,000 retirement match, and Meta + AMD's $100B partnership. --- 🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here! --- 🤖 VCX: the public ticker for private tech -- ⁠click here or visit https://getvcx.com/ to learn more! ⁠ --- 🌸 Join 5...

Feb 27, 202631 min

Q&A: Big Beautiful Bill Tax Deductions, Buying a House w/ In-Laws, & Saving for an MBA

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Aus...

Feb 26, 202645 min

158: Why You Feel Behind Financially

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives as to why people feel behind financially -- even when they're not. --- ⚙️ We're thrilled to introduce the ⁠ Rich Habits Money Map! ⁠ If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. ⁠ Click here to sign up for Sequence ⁠ and gain access to our Rich Habits Money Map! --- 💸 Use Public to build your own investable inde...

Feb 23, 202638 minSeason 15Ep. 9

Your New $2K / Month Side Hustle, Flying Air Taxis, & Higher Interest Rates?

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the first cybercab rolling through the production line at Gigafactory Texas, the five companies who could benefit from eIPP selections taking place soon, and the Fed disagreeing with what to do with interest rates in 2026. --- 🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more! --- 🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, ...

Feb 20, 202630 min

Q&A: Feeling Behind on Life Goals, Work Bonuses, & Medical Challenges

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 890+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin,...

Feb 19, 202641 min

157: How We’re Preparing for Volatility in 2026

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by the managing partners of NEOS Funds, Garrett Paolella and Troy Cates, to discuss how everyday investors can utilize their suite of ETFs to offset volatility in their own portfolios. --- 💰 To learn more about NEOS Funds, click here! --- 🌸 Want to see what's inside Robert and Austin's portfolios , as well as learn from other investors? Sign up for Blossom Click here! --- 💸 Use Public to build your ...

Feb 16, 202654 minSeason 15Ep. 8

Dow Hits 50K, AI Agents (OpenClaw) & Investing in Texas

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz cover the Dow Jones Industrial Average hitting 50K, January's top notch job numbers, and the rise of the AI agent ie OpenClaw. 👉 Here's that article about AI we talked about on the episode. 🤖 We're also joined by Bryan Chambers , Co-Founder and President of Capital Factory . Huge thank you to Capital Factory for partnering with us on our first ever in-person event taking place later this year! --- 🤝 Interested i...

Feb 13, 202645 min

Q&A: Our Favorite AI Stocks, Inheriting $850K, & Improving Credit Scores

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💰 NEOS' IAUI ETF has been nominated for "Best New Options Income ETF" by ETF dot com -- please vote for them by ⁠clicking this link!⁠ --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Feb 12, 202639 min

156: Financial Red Flags in Relationships

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial red flags for relationships. With Valentine's Day right around the corner, there's no better time than to have these open and honest conversations about money with your significant other. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks : ⁠⁠⁠⁠masterworks.art/richhabits⁠⁠⁠⁠ --- 🥇 The NEOS High Income Gold ETF , IAUI, has been nominate...

Feb 09, 202640 minSeason 15Ep. 7

Talking Money w/ The Einstein of Wall Street (Peter Tuchman)

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz are joined by Peter Tuchman in the Vault of the NYSE to talk about Peter's 40years of trading the stock market. --- 👉 To learn more about Peter , click here! --- 🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🥇 NEOS' Gold High Income ETF (IAUI) was nominated by ETF dot com for "Best New Options Income ETF for 2026," woohoo! Please vote for them...

Feb 06, 202636 min

Q&A: Buying a Second Home, Lofty Career Goals, & How to Handle Cash

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💰 NEOS' IAUI ETF has been nominated for "Best New Options Income ETF" by ETF dot com -- please vote for them by clicking this link! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Feb 05, 202636 min

155: The Advice Your Parents Gave You That’s Now Wrong

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz poke holes in the financial advice your parents gave you that's now wrong. They then offer their own advice as we're living in an unprecedented time. --- 🥇 The NEOS High Income Gold ETF , IAUI, has been nominated for "Best New Options Income ETF." Click here to learn more! --- 💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfer...

Feb 02, 202639 minSeason 15Ep. 6

More Market Predictions, Tesla Kills Their Model X & S Vehicles & Amazon's AI-Induced Layoffs

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz sit down with Katie Stockton, CMT, to share more market predictions. Katie is a master of her craft, and we're incredibly grateful she joined us! Please consider learning more about her company, Fairlead Strategies, by clicking here and her ETF (TACK) by clicking here! You can also follow Katie on X! --- 🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! ⁠⁠ ⁠⁠⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠⁠⁠⁠ ...

Jan 30, 202636 min

Q&A: Investing in Copper, Approaching a Down Payment, & Finances After Divorce

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 840+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Jan 29, 202641 min

154: Our Biggest Financial Red Flags & Green Flags

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their biggest financial red flags and green flags. If you find yourself stacking a few of these red flags, take action to flip them green! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks : ⁠⁠masterworks.art/richhabits⁠⁠ --- 💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k...

Jan 26, 202640 minSeason 15Ep. 5

Winter Storm Stocks, SpaceX IPO, & Retail Investors Getting Smarter

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share updates on Trump's housing affordability efforts, SpaceX's summertime IPO, and the recent outperformance of the Russell 2000. They're also joined by David Dziekanski, CEO and Chief Investment Officer of Quantify Funds , to talk about the different between real hedge fund-like strategies and "retail candy." To learn more about Quantify Funds, visit their website by clicking here or follow them on X by clicki...

Jan 23, 202635 min

Q&A: Investing While Unemployed, Attending College in an AI-First World, & Selling $250K of Microsoft

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 840+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Jan 22, 202649 min

153: An Honest Conversation w/ Affirm CEO Max Levchin

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down to have an honest conversation with the CEO of Affirm, Max Levchin. To keep up with Max, consider following him on LinkedIn and X ! You can also follow Affirm on X . --- We're thrilled to introduce the Rich Habits Money Map! If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. Click here to sign up for Sequence and gain access to our Ri...

Jan 19, 20261 hrSeason 15Ep. 4

Our 2026 Market Predictions

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz share their 2026 market predictions. --- 🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! ⁠⁠ ⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠⁠ --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to ...

Jan 16, 202625 min

Q&A: Foreign Market ETFs, $140K / Yr in Retirement & Cashing in on AVGO

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy. ⁠⁠⁠⁠⁠Click here to try Generated Assets!⁠⁠⁠⁠⁠ --- 💰 Download the 2026 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 840+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Jan 15, 202645 min

152: The 3 Mindset Traps Keeping You Broke in 2026

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the three mindset traps keeping people broke in the new year. --- 💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers! ⁠⁠⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠ --- 🌸 Are you ready to learn from other like-minded investors? It's time to sign up for Blossom -- and don't forget to follow us on there. Click here! --- 💰 Introdu...

Jan 12, 202636 min

Trump's Ban on Single Family Homes, Nvidia's CES Announcements, & Google's Rise to #2

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss Trump's recent ban on hedge funds from investing into single family homes, Nvidia's most anticipated announcements at CES, and Google's rise to becoming the second most valuable company in the world. --- 🤝 Interested in learning more about ETFs? Check out our friends at ETF Central! ⁠⁠ ⁠⁠⁠ Click here! ⁠⁠⁠⁠⁠ --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠...

Jan 09, 202621 min
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