Rich Habits Podcast - podcast cover

Rich Habits Podcast

Austin Hankwitz and Robert Croak richhabitspodcast.com
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn. 📬 Inquiries? Please email christian@witz.vc
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Episodes

Q&A: Portfolio Adjustments, Starting an Ice Vending Business, When NOT To Use A 529

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💸 Want to invest into SpaceX , Perplexity , xAI , MrBeast , Graza , Acorns , and other category-defining companies alongside Robert and Austin? Click here! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠...

Oct 23, 202542 min

140: EXCLUSIVE NYSE Updates On The ETF Boom w/ Bilal Little

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Bilal Little, the Director of Exchange Traded Products at the New York Stock Exchange. Bilal uncovered headline-worthy statistics surrounding ETFs, as well as shared his own definition of "diversification" when it comes to investing. --- 💰 Learn more about everything Bilal Little is doing by visiting ETF Central , the ultimate destination for ETF investors. Click here! --- 🏠 Learn more about addin...

Oct 20, 202546 minSeason 14Ep. 1

A $1.5 TRILLION Bet on America, Bull Market Anniversary, & Sports Media Rights

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the bull market entering it's fourth year, the $1.5T bet on America, and the new Apple tabletop smart device slated to launch in 2026. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new week...

Oct 17, 202534 min

Q&A: Investing OR Paying Off Mortgage, Passing Wealth To Children, & Paying For College

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks,...

Oct 16, 202545 min

139: The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing! --- 💰 Start building a nest-egg for your financial future using ⁠Public! ⁠ The easiest way to start investing toward long-term wealth building is on ⁠Public.com⁠ -- get started today at https://public.com/richhabits --- ⚙️ Automate your entire financial workflow, from investing to saving, with Sequence . Vis...

Oct 13, 202551 minSeason 13Ep. 10

OpenAI's $100B Deal w/ AMD, 2026 Tax Brackets, & Rising Foreclosures

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down OpenAI's $100B deal with AMD, the newly-released 2026 tax bracket, and the recent rise in foreclosures. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our ...

Oct 10, 202536 min

Q&A: Finances For A Growing Family, Quantum Computing, & Post-Grad Jobs

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 700+ other podcast listeners inside of the Rich Habits Network an...

Oct 09, 202541 min

138: Your Year-End Money Checklist — Don't Ignore These

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. --- 💰 Start building a nest-egg for your financial future using Public ! The easiest way to start investing toward long-term wealth building is on Public.com -- get started today! --- ✅ Attend the 2025 Blossom Investor Tour , ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ to buy tickets! ⁠⁠⁠⁠⁠blossomsocial.com/2025investortour⁠⁠⁠⁠⁠ --- �...

Oct 06, 202540 minSeason 13Ep. 9

Apple's Smart Glasses, OpenAI Is Worth $500B, & The Government Shutdown

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk Apple's new smart glasses, OpenAI becoming the world's most valuable privately-held company, and the government shutdown. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly...

Oct 03, 202543 min

Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠ . 💰 Visit ⁠http://go.getsequence.io/richhabitspodcast⁠ to get started today! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠...

Oct 02, 202542 min

137: Trying To Build The Next Trillion-Dollar Company w/ Ilya Pozin

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ilya Pozin, the co-founder and CEO of Telly. Telly's business model is simple: give away premium TVs for free, then make money on the backend with ads. To learn more about Ilya Pozin, follow him on X and Instagram . To sign up for Telly's waitlist, visit their website . --- 👉 Call +1 (929) 545 6473 to connect to someone who can assist you with investing in art for the very first time with Masterwor...

Sep 29, 20251 hr 1 minSeason 13Ep. 8

Nvidia Investing $100B Into OpenAI, Starbucks Closing 400 Locations & Amazon's $2.5B Fine For Tricking Prime Members

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's $2.5B fine incurred for tricking Prime members, Starbucks' planned closure of 400 locations, and Nvidia Investing $100B into OpenAI. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekl...

Sep 26, 202539 min

Q&A: Donating $8M, Borrowing $36K For A “Career Start” Loan & $6M In Single Stocks

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alo...

Sep 25, 202544 min

136: The Easiest $678K You’ll Ever Make

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need. By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits . Invest in shares in great masterpiec...

Sep 22, 202536 minSeason 13Ep. 7

Special Guest: Bilal Little, Nvidia Invests $5B into Intel, & Fed Rate Cut Reactions

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. We're joined by Bilal Little! Be sure to learn more about the ETF Central's podcast , ETF Central's website , and all things NYSE. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠⁠Public.com/richhabits⁠⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a c...

Sep 19, 202549 min

Q&A: Feeling Squeezed, Gambling on Canadian Real Estate, & Off-Market Deals

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠ --- 🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alongside...

Sep 18, 202543 min

135: How to Invest in the Next Billion Dollar Startup w/ Collin West

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Collin West. Collin is the founder and managing partner of Ensemble VC . Under his leadership, Ensemble has invested into countless startups that have turned into multi-billion dollar companies. In this interview, we learn about Collin's exact strategy for differentiating between the winners and the losers. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and tak...

Sep 15, 20251 hrSeason 6Ep. 6

Q&A: Taking Social Security Early, Building Two ADUs, & Whole Life Insurance For Children?

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠ --- 🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alongside Rober...

Sep 11, 202530 min

134: Exposing Wall Street's $1 Trillion Real Estate Blindspot w/ Ben Miller

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz have a conversation with Ben Miller -- the CEO of Fundrise. Fundrise pioneered real estate investing for the average American. Today, they manage billions for hundreds of thousands of customers across multiple different asset classes. If you're not yet investing in real estate through Fundrise's platform, you're missing out. 🚨 Fund your Fundrise account with as little as $100 -- click here! --- 🔥 Ready for a fr...

Sep 08, 202554 minSeason 13Ep. 5

Apple's New AI Project, Sydney Sweeney Adding $1B to AE & Trump's Tech Dinner

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. This includes Trump's Tech CEO dinner, the weakening labor market, and Sydney Sweeney adding $1B to American Eagle's market cap. --- ✅ Ready to start investing? Open a brokerage account on ⁠⁠Public.com/richhabits⁠⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a com...

Sep 05, 202534 min

Q&A: Going Broke Paying For College, Outsmarting Term-Life Insurance & Living Abroad

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ --- 🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and ...

Sep 04, 202547 min

133: How To Diversify Your Portfolio For Generational Wealth

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for diversifying your portfolio no matter the size. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠ --- ✅ Attend the 2025 Blossom Investor Tour , ⁠click here⁠ to buy tickets! ⁠blossomsocial.com/2025investortour⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠ --- 💰 Download...

Sep 01, 202533 minSeason 13Ep. 4

Nvidia Earnings, Amazon's Robotaxi, & Jerome's Rate Cuts

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through Nvidia's earnings results, Jerome Powell's recent speech in Jackson Hole, and Trump's new tariff on cheap Chinese goods. --- ✅ Ready to start investing? Open a brokerage account on ⁠Public.com/richhabits⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be ex...

Aug 29, 202542 min

Q&A: Starting a Franchise, Balance Transfer Credit Cards, & What NOT To Do In Real Estate

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠click here!⁠⁠⁠⁠ --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠⁠click here!⁠⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠⁠click here!⁠⁠⁠⁠ --- 🚀 Join 680+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin...

Aug 28, 202548 min

132: What The GENIUS Act Means For You & Your Money w/ Nick Elledge

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with stable coin expert Nick Elledge, CEO of Stablecore . Nick walks us through the GENIUS Act, how it's impacting individuals and small business owners all around the world, and how to best position yourself for the future. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ --- ✅ Attend the 2025 Blossom Investor Tou...

Aug 25, 202533 minSeason 13Ep. 3

Labubu Dolls, Record-High Corporate Bankruptcies, & Chamath's $250M SPAC

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Pop Mart's profits soaring +400% thanks to Labubu dolls, corporate bankruptcies hitting a 5-year high, and Chamath's new $250M SPAC focused on "American Exceptionalism." --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers! --- ‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to ...

Aug 22, 202536 min

Q&A: Separating From Active Duty, Buying Airbnbs To Lower My Taxes, & Living With My Girlfriend

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠⁠click here!⁠⁠⁠ --- ✅ Learn more about Airbnb Investor Academy, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠⁠click here!⁠⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠⁠click here!⁠⁠⁠ --- 🚀 Join 680+ other podcast listeners inside of the Rich...

Aug 21, 202540 min

131: How to 70X Your Money

In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time. Remember, investing doesn’t mean you’re taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of money moves the needle over time. You can find this money in your weekend spending, your car payment, or even your monthly mortgage. Have a plan, stick...

Aug 18, 202530 minSeason 13Ep. 2

Crypto Treasuries, Amazon's Same-Day Grocery Delivery & Chinese Chip Sales

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the rise of crypto treasury companies, the US government's 15% revenue share on China-specific chip revenue from Nvidia and Advanced Micro Devices, and Amazon's new same-day grocery delivery rollout. --- 💳 Earn 10% cash back on your first $500 spent with ⁠ Zena⁠ ! Don't wait, if you're earning money outside of your W-2 need a Zena card. ⁠ Click here to learn more! ⁠ --- ‼️ Have feedback to share? Pl...

Aug 15, 202536 min

Q&A: High-Paying Job vs. PSLF, Aging Parents, & House-Hacking Too Soon?

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, ⁠⁠click here!⁠⁠ --- 🏥 Learn more about Long-Term Care Insurance from Suriance, click here ! --- 🏠 Download the Rich Habits Real Estate Hacks, ⁠⁠click here!⁠⁠ --- 💰 Download the 2025 Wealth-Building Workbook, ⁠⁠click here!⁠⁠ --- 🚀 Join 680+ other podcast listeners inside ...

Aug 14, 202555 min
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