In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz flip things around. Instead of talking about setting your family up for generations or optimizing your tax situation, they instead wanted to cater an entire episode around the person who's living paycheck to paycheck and trying to dig themselves out of a hole. Personal finance is personal. We all have a unique relationship with money. Some people have it in abundance, others work countless hour every week to earn it. Re...
Jun 24, 2024•44 min•Season 7Ep. 1
In this episode of the Rich Habits Podcast, Robert and Austin answer your questions! How do I talk to my boyfriend about money? Should I rollover my old 401(k)? How do I pay for $320K worth of tuition? We have $300K in Google, time to diversify? Do I buy my dream home? Where do I buy altcoins? Is the market going to crash? --- Subscribe to the Rich Habits Newsletter , click here! --- Public has finally launched options trading on their platform! To create an account and begin trading o...
Jun 20, 2024•45 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about tax loss harvesting. They also welcome Mo, the CEO of Frec.com , to the show to break down direct indexing + tax loss harvesting in a more intricate way. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See importan...
Jun 17, 2024•43 min•Season 6Ep. 10
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! What return assumptions do you use? How should I add Bitcoin to my Roth IRA? What is Section 121? Should I take out a HELOC to invest? Pay cash for school or build my base? Should I use a 3X leveraged ETF? Should I sell my investment property for a loss? --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account ...
Jun 13, 2024•36 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down three financial concepts you need to know. Dividend Reinvestment Savings Rate vs. Rate of Return Net Income vs. Free Cash Flow There are of course several other concepts that are important for building wealth and analyzing new investments, but these concepts will get anyone moving in the right direction! Don't forget to subscribe to the new Rich Habits Newsletter! 2,300 of you already have since it's launch o...
Jun 10, 2024•35 min•Season 6Ep. 9
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I roll over my IRA for Robinhood's match? How do I roll over my old retirement accounts? Should I pay off my car or my student loans? Can I use a promotion as an excuse to switch 401(k) providers? What do I do with $70K in settlement money? Should I sell my rental with $385K of equity? --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options tra...
Jun 06, 2024•28 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram! Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M. Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company. Follow @PersonalFinanceClub on Instagram Check out Nectarine , Jeremy's ...
Jun 03, 2024•40 min•Season 6Ep. 8
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! What are the best budgeting apps? Should I want growth or income? Am I too late to retire wealthy? Mega Backdoor Roth Solo 401k? Should I buy stocks or real estate? Difference between SPYI and real estate? How do I pay off $100K in student loans? HYSA vs. T-Bills? What happens to ETFs when a stock splits? --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched ...
May 30, 2024•47 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial playbook for recent graduates. How to retire a multi-millionaire, excel in your career, and get across the finish line. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosur...
May 27, 2024•40 min•Season 6Ep. 7
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! How should I invest for my kids? How to optimize real estate assets. Investing $50 / month as a college student. Should I make double mortgage payments? How do I handle $68K in student debt with a $100K salary? Should I prioritize a Traditional IRA or Roth IRA? Handling your idle cash when preparing to buy a house.---Subscribe to the Rich Habits Newsletter, click here!---Public has finally launc...
May 23, 2024•37 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jay Jacobs, the Head of Thematic Investing and Active ETFs at BlackRock to discuss their IBIT Spot Bitcoin ETF. To learn more about IBIT, click here! --- Subscribe to the Rich Habits Newsletter, click here! Join us for an Options Trading Webinar, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks...
May 20, 2024•23 min•Season 6Ep. 6
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! How do I house-hack a condo? What are the best dividend ETFs? I'm 18 and need help. Why do you all like VTI and QQQ? How do I make $100K / year in passive income? How do I buy my first investment property? --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- Reg...
May 16, 2024•39 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Katie Stockton of Fairlead Strategies. Katie is a statistician with decades of experience reading price action and technical indicators. Katie shares with us a few of her favorite strategies to identify potential winning stocks as well as how anyone can begin hedging against market volatility with (TACK). --- To learn more about Fairlead Strategies, click here. To sign up for the Fairlead Strategies Idea G...
May 13, 2024•45 min•Season 6Ep. 5
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I buy a house or continue to live with my parents? Do you have any book recommendations? I'm about to get a $21K bonus, what do I do with it? Will SPYI or QQQI ever go to $0? Should I max out my Roth 401k? I want to buy out my uncle for $7M, what do I do? --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an ...
May 09, 2024•30 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the three most important mindset shifts everyone must make to become a millionaire. --- Discover Yahoo Finance's redesigned website and sync your existing brokerage accounts, click here! --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks : https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, A...
May 06, 2024•32 min•Season 6Ep. 4
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I sell my 401k holdings? How do I avoid paying $300K for college? My San Francisco condo seems to be depreciating in value, what do I do? How should I produce income inside of my portfolio? How do I launch a card game product with no money? What should I know about franchising a business? --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- ⭐ Download our FREE...
May 02, 2024•26 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk the top three wealth-killers in America. --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with ...
Apr 29, 2024•35 min•Season 7Ep. 3
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! How do the rich invest during wars? What cryptocurrencies should I own in 2024? What is the worst investment you've ever made? Should I do a Mega Backdoor Roth Solo 401(k)? How should I approach buying a new car? Should I liquidate my Roth IRA to pay off credit card debt? --- Public has finally introduced options trading! To learn more about trading options on Public, click here. --- Save your sea...
Apr 25, 2024•33 min
In this episode of the Rich Habits Podcast Robert Croak and Austin Hankwitz walk through three different reasons that could catalyze a stock market drawdown in 2024. --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See import...
Apr 22, 2024•31 min•Season 6Ep. 2
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I keep my $18K in a HYSA or choose T-Bills? What about SCHD and VYM? I'm having trouble selling my single stock investments, what should I keep and what should I sell? Should I take my new pay increase and use that to max out my employer-sponsored retirement accounts? How do I approach talking about money with my girlfriend, and soon to be fiance? I have $1.65M in 'dead equity,' what should...
Apr 18, 2024•31 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three most important avoidances as it relates to finding and choosing a financial advisor in 2024. High fee structure Bad financial products Lack of guidance and planning --- Ready to diversify 1-3% of your investment portfolio into fine artwork like Austin and Robert? Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits P...
Apr 15, 2024•33 min•Season 6Ep. 1
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! How do I put $800K of "dead equity" to work? Am I invested properly as a college student? Should I build a $200K ADU in my backyard? How should I save / invest $7,800 per month? Why don't you all implement Bogleheads strategy? How should we invest a $700K windfall? --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- ⭐ Download our FREE Budgeting Template – click...
Apr 11, 2024•40 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their simple strategy that anyone can implement regarding passive income. The ETFs mentioned in the call include: SPYI and QQQI --- To watch the webinar's replay, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you sho...
Apr 08, 2024•23 min•Season 5Ep. 10
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insur...
Apr 04, 2024•32 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite financial strategies everyone must know to ensure a happy engagement and marriage. Specifically, we share how important it is to be on the same page about money, retirement, as well as setting your children up for financial independence. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music...
Apr 01, 2024•40 min•Season 5Ep. 4
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! If you want to ask us a question for a future episode, feel free to send us a DM on Instagram (richhabitspodcast) or an email (richhabitspodcast@gmail.com)! --- To listen to Public's new podcast, The Rundown, click here! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Down...
Mar 28, 2024•47 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies they use to achieve diversification in their own portfolios. By staying diversified, they're able to build wealth uncorrelated to the whims of the Federal Reserve and the stock market. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click he...
Mar 25, 2024•28 min•Season 5Ep. 5
In this BONUS episode of the Rich Habits Podcast, we're sharing with you the first episode of Season 2 of the Mind the Business: Small Business Success Stories podcast. Austin has been a co-host of this podcast since 2022. He has interviewed now over a dozen of other small business owners through this show, and we encourage each and every one of you to check it out. --- We take pride in using our platform to not only share our own perspectives and strategies, but also other resources to become s...
Mar 22, 2024•34 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions. --- To listen to Public's new podcast, The Rundown, click here! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop wit...
Mar 21, 2024•42 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the three phases of building financial freedom. Everyone has to start somewhere. No matter where you are in your wealth building journey, understanding the priorities in front of you is the most important realization you can have. --- Sign up for our new Webinar, click here! --- Automatically buy stock where you shop with Grifin, click here! --- Skip the waitlist and invest in blue-chip art fo...
Mar 18, 2024•28 min•Season 5Ep. 7
