In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares " What even is a target date fund? " Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate. Providing the best information possible to our listeners has always been and continues to be the primary goal of the Rich Habits Podcast. ...
Nov 28, 2023•23 min•Season 4Ep. 1
Happy Thanksgiving! We're so thankful to be on this journey with you all, and we can't wait to see what 2024 has in store. Please fill out this 10-question survey so we can better introduce new topics, strategies, and ideas throughout future episodes. --- LINK TO THE SURVEY, CLICK HERE!
Nov 23, 2023•2 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for those of you starting from scratch in 2024 -- especially if you're in your 40s or 50s. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterw...
Nov 20, 2023•22 min•Season 3Ep. 10
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! We collect questions from Instagram (@richhabitspodcast), email (richhabitspodcast@gmail.com), as well as our Discord community. Be sure to ask us a question for next week's episode! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, ...
Nov 16, 2023•23 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Ankur Nagpal of CarryMoney.com. Ankur sold his previous company, Teachable, for $250M. After receiving such a large lump sum of cash, became fascinated by tax optimization and retirement investing strategies. Today, he's the CEO and co-founder of CarryMoney.com , a platform that makes retirement investing for small business owners easy. --- Be sure to check out Public's new High Yield Cash Account paying...
Nov 14, 2023•30 min•Season 3Ep. 9
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They touch on how to save for a house, investing for newborns, college tax write-offs, patenting a new product, and much more. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and s...
Nov 10, 2023•33 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for interest rate work-arounds for 2024. Specifically, how to take advantage of them from a savings perspective, how to use them to your advantage when buying a new house, car, or boat, and how they impact your investment portfolio. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M...
Nov 07, 2023•31 min•Season 3Ep. 8
In this episode of the Q&A version of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss the difference between VOO and VFIAX, how dividend ETFs actually work, allocating $200K in savings, as well as how to start your 18-year-old kids off on the right path financially. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, ...
Nov 02, 2023•30 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their playbook for investing toward retirement. Specifically, they walk you through how to calculate a proper monthly budget, where to find extra funds, and exactly how to invest the money. You've heard of a ton of different investing "playbooks." Let this one serve as the definitive truth. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the...
Oct 30, 2023•29 min•Season 3Ep. 7
In this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, clic...
Oct 26, 2023•28 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for building generational wealth in your 20s and 30s. Specifically, they explore the idea of private equity / small business ownership, cryptocurrency, and artificial intelligence. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, ...
Oct 23, 2023•33 min•Season 3Ep. 6
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer questions received on Instagram and Discord. If you'd like to ask a question, DM us @richhabitspodcast on Instagram or email us at richhabitspodcast@gmail.com! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! ...
Oct 20, 2023•26 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite ways to generate REAL passive income. No, not the passive income you hear about on TikTok through vending machines or laundromats -- we're talking about REAL "make money in your sleep" passive income. By investing into music royalties, dividend-paying ETFs, and selling covered call option contracts you can begin to inch closer toward thousands per month in REAL passive income. Learn more about...
Oct 16, 2023•22 min•Season 3Ep. 5
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: ...
Oct 12, 2023•29 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number." In other words, the amount of money you need invested to retire comfortably. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your em...
Oct 09, 2023•21 min•Season 3Ep. 4
In this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more! Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, ...
Oct 06, 2023•29 min
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz breakdown employer-sponsored retirement accounts. Specifically, they explain the 401(k), 403(b), 457(b), and even ESOPs. With over 110 million Americans having access to these retirement accounts, but less than 50% of them actually taking advantage of them, we hope this episode not only teaches you what they are but also inspires you to begin using them to build wealth. --- Be sure to check out Public's new High Yield...
Oct 02, 2023•26 min•Season 3Ep. 3
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the alphabet soup of finance. Specifically, we dive deep into 8 commonly used acronyms you might hear us finance nerds use in conversation. Our goal of this podcast is to make personal finance and investing as approachable as possible. By breaking down these terms, we're hoping our listeners will feel more confident and secure in their own financial decisions, allowing them to build those rich habits we talk a...
Sep 25, 2023•29 min•Season 3Ep. 1
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS. Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams. We also hear from Troy Cates, co-creators of the SPYI High-Income ETF. Troy provides us with a great breakdown of the ETF's income-focused objectives as well...
Sep 18, 2023•22 min•Season 3Ep. 1
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three simple steps to wealth. By following these three simple steps, building wealth for a comfortable retirement is inevitable. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your ema...
Sep 11, 2023•24 min•Season 2Ep. 10
In today’s episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss the importance of making the mindset shift away from “consume consume consume” to “begin as an investor and building generational wealth.” --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and sha...
Sep 04, 2023•26 min•Season 2Ep. 6
In this episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak unpack the three most common reasons we see preventing people from retiring millionaires. Specifically, the lack of retirement goals & planning, carrying high-interest debt for years and years in effort to "preserve" a nest egg, as well as only depending on one source of income. We also share a very special announcement with our podcast listeners! --- Be sure to check out Public's new High Yield Cash Account payin...
Aug 28, 2023•28 min•Season 2Ep. 8
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz welcome their very first guest — self-made millionaire and Ramsey personality, George Kamel. For months now, we've been receiving countless questions in both our livestreams and DMs asking about life insurance. Term, whole, IUL, and everything in between. After weeks of planning, we present to you the definitive truth about life insurance alongside an expert — George Kamel. We break down all of the terminology, which on...
Aug 21, 2023•34 min•Season 2Ep. 8
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the three types of income, as well as how to anyone can begin building toward obtaining them. We believe everyone should have more than just one form of income, so in this episode we’re going to walk you through the playbook as to how we’ve achieved these three forms of income thus far in our careers. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --...
Aug 14, 2023•23 min•Season 2Ep. 1
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit Episode 6: the Top 3 Reasons Why People Don't Become Rich. However, in this episode they introduce three new ideas and concepts that truly put the "velocity of money" in perspective. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the ...
Aug 07, 2023•26 min•Season 2Ep. 5
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest money mistakes. Specifically, Robert opens up about his glory days running SillyBandz, an idea he had but took the wrong advice for, as well as a nightmare real estate tenant. We also hear from Max, Scott, and Allyson in the Q&A section of the podcast. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public'...
Jul 31, 2023•27 min•Season 2Ep. 4
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market...
Jul 24, 2023•18 min•Season 2Ep. 3
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash ...
Jul 17, 2023•19 min•Season 2Ep. 2
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money. We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richh...
Jul 10, 2023•19 min•Season 2Ep. 1
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth. Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you ...
Jul 03, 2023•20 min•Season 1Ep. 10
