Investing isn't the only way to make money. This week, Julien and Kiersten Saunders (@richandregular) speak to the power of franchising. They explain how to know if owning a franchise is a fit for you, how to get one off the ground, and the best ways to cultivate a renowned brand. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, freebi...
Jul 25, 2022•42 min
We're halfway through the year, which means it's time to review your finances. Julien and Kiersten Saunders (@richandregular) dive into seven areas you need to audit right now to stay on top of the wealth game. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impact...
Jul 18, 2022•44 min
It's the peak of summer, which means travel season is in full swing. Julien and Kiersten Saunders (@richandregular) share the perks of booking direct, their favorite money-saving services, and why you should have a contingency plan. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial ...
Jul 11, 2022•39 min
Julien and Kiersten Saunders (@richandregular) cap their series on credit and debt with a discussion on what life looks like after those bills are finally all paid off. What do you do with the money that had previously been allocated toward debt payoff? How do you begin transitioning into wealth building? They answer these and other questions that arise after reaching this milestone. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram ...
Jul 04, 2022•32 min
Remember layaway? That buy now, pay later mindset is still around, making us more cash-strapped than ever before. Julien and Kiersten Saunders (@richandregular) explain the psychology behind loan language and what financing services to avoid. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant ...
Jun 27, 2022•33 min
Despite the market groaning under increasing levels of inflation, U.S. credit card debt just hit a record-breaking $1.1 trillion dollars. This week, Julien and Kiersten Saunders (@richandregular) discuss the implications of credit card debt amid potential interest rate hikes and offer tips to keep spending at bay. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, o...
Jun 20, 2022•38 min
In the second of a two-part series, Julien and Kiersten read excerpts from their new (and first ever) book, Cashing Out: Win the Wealth Game by Walking Away . They unpack the meaning of "stealth wealth" and share how to leverage the tools at your disposal to obtain financial freedom. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, fre...
Jun 13, 2022•29 min
In this week's episode, Julien and Kiersten announce their first book: Cashing Out: Win the Wealth Game by Walking Away . As part one of a two-part series, the couple explore the book-writing process, what they want readers to walk away with and how financial freedom affects every aspect of life. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for d...
Jun 06, 2022•35 min
Some of us could use a little more positivity these days, so in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) share 3 positive trends they’re seeing in the world of money. Full show notes and resources can be found here: www.richandregular.com/e60shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are o...
May 30, 2022•34 min•Ep. 60
Does your grocery bill have you weak in the knees? You’re not alone. As the US is experiencing record-levels of inflation, common grocery items are seeing double-digit increases in price. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) tackle how to adjust your grocery habits to prevent further eroding your financial goals. Full show notes and resources can be found here: www.richandregular.com/e59shownotes Pre-order our book Cashing Out here: www.richandregular.com/cash...
May 23, 2022•40 min•Ep. 59
Several tech giants have announced mass layoffs or hiring freezes recently as a reaction to market conditions. Moves like this typically cause ripples in other parts of the job market and impact other sectors. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) talk about what to do if you suddenly lose your primary income source. Full show notes and resources can be found here: www.richandregular.com/e58shownotes Pre-order our book Cashing Out here: www.richandregular.com/c...
May 16, 2022•35 min•Ep. 58
According to a March CNBC+ Acorns Invest In You survey, 81% of adults said they think the US economy is likely to experience a recession in 2022. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) explain what a recession is, why it can be difficult to determine that we’re in one WHILE we’re in one, and a few tips to navigate the possibility that one is coming. Full show notes and resources can be found here: www.richandregular.com/e57shownotes Pre-order our book Cashing Ou...
May 09, 2022•43 min•Ep. 57
You’ve likely heard of being “underemployed”, but there’s a new trend emerging called “overemployment” where knowledge workers take on two full-time remote-jobs, typically without disclosing to either company. Would you consider taking on some extra work for extra cash? In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) discuss the pros and cons of this practice, with a few stories from our listeners. Full show notes and resources can be found here: www.richandregular.com/e...
May 02, 2022•46 min•Ep. 56
For many people, retirement is an elusive fantasy that feels out of reach. According to a recent article from Money, less than half of workers are confident they’ll have enough money for retirement, and another large swath of the population has a retirement plan to just work indefinitely. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) demystify retirement and what it requires to be in control of how your golden years are spent. Full show notes and resources can be found...
Apr 25, 2022•44 min•Ep. 55
We’re living in an unprecedented time where many of the financial rules of thumb around inflation, retirement, and even debt are being questioned. Our mission at rich & REGULAR is to inspire better conversations about money and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) cover five money conversations you need to have today. Full show notes and resources can be found here: www.richandregular.com/e54shownotes Connect with us in the Success Achievers Community wher...
Apr 18, 2022•43 min•Ep. 54
“Upskilling” is one of the latest buzzwords to emerge from The Great Resignation trend and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) unpack what it means to upskill (and reskill) and why it’s such an important hedge to ensuring your earning power keeps pace with inflation and rising costs of living. Tune in to learn more about tools and resources available to help you identify in-demand skills and learning platforms that are created specifically for working adult l...
Apr 11, 2022•35 min•Ep. 53
April is National Financial Literacy Month and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) kick it off with an explainer of a few common business structures. If you’re an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It’s easy to get confused, but once you’re clear on the advantages and disadvantages of the most common ones, you can start to de...
Apr 04, 2022•41 min•Ep. 52
We’ve been watching the frenzy of the housing market for over a year now and empathize with the frustration that many people are going through. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) offer a potential outlet for all the anxiety by sharing 4 alternatives to buying a house right now and offering some perspective on how to think about the housing market. Full show notes and resources can be found here: www.richandregular.com/e51shownotes Connect with us in the Succ...
Mar 28, 2022•40 min•Ep. 51
It’s not a secret that we’re huge fans of index fund investing as the simplest path to wealth. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) break down why by explaining how to read a fund’s prospectus or annual report. You’ll learn how to determine what’s driving a fund’s growth, how much it’s costing you to own it, and how to tell if your investments are on par with the market averages. Full show notes and resources can be found here: www.richandregular.com/e50showno...
Mar 21, 2022•45 min•Ep. 50
We received a listener request to explain the metaverse so that’s what we did! In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) are talking about the multi-trillion dollar opportunity that all your favorite brands and banks are clamoring to participate in: the metaverse. Listen to learn more about what the metaverse is, why people are so excited about it, and if you happen to be a believer, we cover a few ways you can invest in it today. Full show notes and resources can ...
Mar 14, 2022•49 min•Ep. 49
A common piece of career advice is to “follow your passion” so it never feels like work. Well, in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) discuss how following your passion can impact your financial life based on a new book called The Trouble with Passion: How Searching for Fulfillment at Work Fosters Inequality. People who work in fields like healthcare, social work, nonprofits and education are known for their devotion, but conflating passion with long hours and o...
Mar 07, 2022•35 min•Ep. 48
Defining “financial literacy” in the 21st century means looking beyond basic math comprehension - it requires an understanding of other intersecting literacies like tech and media. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) cover 3 key traits of the US media industry and what implications it has to your financial life. Full show notes and resources can be found here: www.richandregular.com/e47shownotes Connect with us in the Success Achievers Community where we host...
Feb 28, 2022•46 min•Ep. 47
A common piece of financial advice is to buy insurance for what you can’t afford to replace, but how much is too much? This week, Julien and Kiersten Saunders ( @richandregular ) cover some common ways to protect your valuable items. Whether it’s your home, jewelry, electronics, or rare book collection, the world of insurance and warranties can get murky and requires some hands-on research. Listen to hear their best advice for navigating policies and getting the best coverage at the best price. ...
Feb 21, 2022•39 min•Ep. 46
Philosophers have spent centuries trying to define what wisdom is and why it’s valuable to no avail. On today’s episode, Julien and Kiersten Saunders ( @richandregular ) unpack one of the most misunderstood traits and share new research about how wisdom may be the thing that helps you achieve your financial goals more than willpower. In it, they share insights about what wisdom is, what it’s not, and how you can begin to cultivate greater wisdom for yourself and your decisions. Full show notes a...
Feb 14, 2022•40 min•Ep. 45
We live in a world full of abundant information, so much so that sometimes it can feel like we have unlimited options which can lead to financial overwhelm, or even worse: analysis paralysis. The hard truth is, sometimes deciding what you’re NOT going to do is just as impactful as deciding what you are going to do. In this episode, Julien and Kiersten Saunders ( @richandregular ) are kicking off the month of February with a list of 5 Financial Don’ts to help you narrow down the list and take som...
Feb 07, 2022•45 min•Ep. 44
It’s the last day of the first month of the New Year and statistically, the majority of people have already given up on some of your resolutions. Maybe they were too big, too ambitious, or just flat out too hard…but that doesn’t mean you can’t still make progress on your financial goals. In this episode, Julien and Kiersten Saunders ( @richandregular ) are talking about 4 small habits that have big impacts on personal finances. Full show notes and resources can be found here: www.richandregular....
Jan 31, 2022•43 min•Ep. 43
According to the Chief Economist of LinkedIn, prior to the pandemic one in every 67 jobs were remote, and today it’s one in 7. This growing trend of remote work has created a lot of opportunities for more people to consider relocation for the first time in their careers. In this episode, Julien and Kiersten Saunders ( @richandregular ) explore a few financial and emotional considerations to think about if you’re considering taking the leap and migrating somewhere else. Full show notes and resour...
Jan 24, 2022•45 min•Ep. 42
By now you’ve probably seen several financial experts and influencers making their predictions about how the stock market is going to perform in 2022. In this episode, Julien and Kiersten Saunders ( @richandregular ) ignore all of that and talk about diversifying your portfolio beyond the stock market. While stocks have a proven track record of being a stable investment, emerging fintech platforms and recent changes in crowdfunding regulations have enabled retail investors to participate in asse...
Jan 17, 2022•41 min•Ep. 41
In this episode, Julien and Kiersten Saunders ( @richandregular ) connect the dots between tech literacy and financial literacy by exploring some of the ways your digital savviness (or lack thereof) can impact your wallet. Whether you consider yourself a gadget geek or tech-hesitant, tune into this episode. It will challenge you to keep learning and expanding your knowledge base. Full show notes and resources can be found here: www.richandregular.com/e40shownotes Connect with us in the Success A...
Jan 10, 2022•47 min•Ep. 40
Happy New Year! If eating healthier is one of your 2022 goals, this episode is for you. In this episode, Julien and Kiersten Saunders ( @richandregular ) share their favorite tips and solutions for cooking more at home. Food is one of the top 3 expenses for Americans and yet over 30-40% of the food we buy is wasted. Listen now to learn their favorite tips to cross-utlize ingredients and eat better on a budget. Full show notes and resources can be found here: www.richandregular.com/e39shownotes C...
Jan 03, 2022•48 min•Ep. 39
