In this episode of the Retirement Plan Playbook podcast, Brent Pasqua, Matthew Theal and Joshua Winterswyk, of Evermont Wealth, discusses the company's rebranding in order to build stronger brand recognition and better align with their vision for the future. The podcast also recaps market trends from 2023. An optimistic year that defied bearish predictions, major indexes like the S&P 500 and the Nasdaq saw returns of over 24 and 43% respectively. Despite challenges like increased layoffs in ...
Jan 18, 2024•44 min•Ep. 93
In this episode, we provide a comprehensive review of the financial market's performance over the past quarter. We begin with a discussion on: The significant drop in inflation rates, a key indicator of economic health. The Biden administration's decision to resume federal student loan payments, a move that impacts millions of borrowers. Nvidia's impressive entry into the $1 trillion market valuation club, a testament to the growing influence of AI. Fidelity's filing for a spot bitcoin ETF, a mo...
Jul 19, 2023•47 min•Ep. 92
Are you tired of earning 0% interest on your cash? Do you want to know how to make your money work for you and earn up to 5.00% APY on the cash in your bank account? In this episode, we will discuss the best ways to earn interest on your cash, even if it's earning 0%. We will cover everything from high-yield savings accounts to CDs to money market funds. So whether you have a little bit of cash or a lot, we have something for you. Matthew, Brent, and Joshua discuss: Matthew's new child! The Debt...
May 25, 2023•48 min•Ep. 91
The idea of retiring may seem like a distant dream, but it’s important to remember that it is never too early to start planning for it. In this episode, RPA Wealth discusses a topic that many soon-to-be retirees are facing: how to maintain financial security in retirement while changing retirement goals. The current economic climate is forcing many individuals and families to reassess their retirement plans and make necessary adjustments, so how do you go about making these adjustments and how c...
May 05, 2023•44 min•Ep. 90
The state of the housing market continues to evolve, but one question Americans keep asking themselves remains constant: Should I be selling or buying a home right now? In this episode, RPA Wealth delves into the state of the housing market in California and how interest rates are affecting it. The episode begins with an overview of the current state of the housing market and a discussion about what is contributing to the high demand for housing. Matthew, Brent, and Joshua discuss: How to find o...
Apr 13, 2023•39 min•Ep. 89
The Silicon Valley bank issue, the future of the automotive industry, and the constant rise of inflation are making the heads of Americans spin! Needless to say, there’s a lot going on in the financial world right now, and RPA Wealth is ready to dive right into it. In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk discuss some of the hottest headlines in the financial industry by sharing their insights, making educated predictions, and so much more! Matthew, Brent, and Joshua d...
Mar 23, 2023•34 min•Ep. 88
Preparing yourself financially for retirement is important, but have you ever thought about how you can prepare yourself physically for retirement? In this episode, Marissa Almendarez is on the show to discuss the different ways you can start implementing physical activity into your day, whether you are in your 20s, 50s, and even 80s! Marissa discusses: How to find your motivation when working out Her journey of becoming a personal trainer and finding her passion for healthy living How you can s...
Mar 16, 2023•36 min•Ep. 87
Are you looking for a retirement plan that can provide stability and consistent income? Look no further than bond ladders! In this gripping podcast episode, financial experts Matthew Theal, Brent Pasqua, and Joshua Winterswyk dive deep into the world of bond ladders, revealing everything you need to know to make an informed decision for your retirement plan. In this episode: Discover the power of bond ladders in safeguarding your finances Gain an insider's perspective on the current state of the...
Mar 03, 2023•36 min•Ep. 86
Tax season is just around the corner, and it can be stressful for many. As tax season rapidly approaches, the mere thought of it may trigger anxiety for many. But fear not, because, in this highly informative episode, you'll hear from tax expert Amber M. Storms, EA, alongside financial advisors Matthew Theal, Brent Pasqua, and Joshua Winterswy. They’ll equip you with the essential knowledge and valuable strategies to successfully maneuver through this tax season. Get ready to learn about crucial...
Feb 16, 2023•41 min•Ep. 85
Retirement brings the opportunity to travel to some of the most amazing places you didn’t have the chance to see during your working days. And now, we want to help you plan your dream getaway. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk talk with Kaitlan Whitteberry, a luxury travel agent at SmartFlyer about her insights on how to make the most of your golden years by planning the ultimate vacation. She also shares some traveling tips for enjoying your vacation. Kaitlan di...
Feb 02, 2023•37 min•Ep. 84
A new year, and a new financial outlook! Bringing in the new year means it’s time for RPA Wealth Management to make some 2023 financial predictions. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the recently passed Secure Act 2.0, 2023 interest rates, and what investors can expect entering a new year during a bear market. Matthew, Brent, and Joshua discuss: The recently passed Secure Act 2.0 is and how it can affect your retirement plans The end of China’s “Zero Covi...
Jan 12, 2023•44 min•Ep. 83
2022 was a year full of financial highs and lows that a lot of people felt through their bank accounts. In this episode, Matthew, Brent and Joshua recap the financial year of 2022 and use this information to help you better understand what you can expect in the new year. Matthew, Brent, and Joshua discuss: Stats about this year’s Black Friday sales and what it can tell you about the economy What inflation could look like on the horizon of 2023 Why the recent Covid-19 lockdowns in China are affec...
Dec 22, 2022•34 min•Ep. 82
You’ve found it. Everything you need to know about real estate investing, all in one place. In this episode, Matthew, Brent, and Joshua, talk with Jay Frank, President of Cantor Fitzgerald Asset Management, to discuss everything you should know about real estate investing including what you should know as a landlord, what a delaware statutory trust is, and so much more! Jay discusses: What a 1031 exchange is in the real estate industry and how they work How he can help real estate investors grow...
Dec 08, 2022•41 min•Ep. 81
With the likelihood of a recession almost certain and most households having some amount of credit card debt, building effective financial strategies is more important than ever. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk focus on financial planning tips for the new year. They share some of their favorite strategies to increase investment returns, ensure families are financially protected and decrease taxable income through investment and retirement tax returns. Matthew, ...
Nov 25, 2022•45 min•Ep. 80
There is a lot going on in the stock market and investing industry right now. That’s why we are your go-to resource when it comes to the hot take headlines in the investing world. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss some of the most relevant headlines you should know as you head into the holiday season and as you monitor your portfolio. Matthew, Brent, and Joshua discuss: The unusual coincidence of how the Philadelphia Phillies baseball team seems to affect...
Nov 10, 2022•34 min•Ep. 79
Unfortunately, the chances of you needing medical attention increase as the years progress. So what can you do to prepare for this? In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk talk with Laurie Boatman, a licensed, trained and certified independent insurance agent to discuss the topic of Medicare. She will help you better understand the Medicare enrollment process whether you are approaching the retirement age or preparing for medical expenses that may come up. Laurie discu...
Oct 27, 2022•37 min•Ep. 78
As we’ve said before, everyone is feeling the effects of inflation. But who is inflation affecting the most? In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss some key updates about recent increases in Social Security and Medicare and some statistics about how the stock market did in the second quarter of 2022. Matthew, Brent, and Joshua discuss: How inflation is affecting people similar to their client demographic Updates about Social Security and Medicare increases How...
Oct 20, 2022•36 min•Ep. 77
Things are changing very quickly in the stock market. So what can you do to enhance your portfolio’s performance in such an unpredictable time? In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the recent news about housing market interest rates, the consumer price index, and the longer than average downturned stock market. Matthew, Brent, and Joshua discuss: Updates about the consumer price index and what it means for you The shifting interest rates in the housing marke...
Sep 29, 2022•34 min•Ep. 76
How can you prepare yourself and your family for a financial market correction? In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the top five issues to consider during a financial market correction. They will also share some strategies to help you out when it happens. Matthew, Brent, and Joshua discuss: The take on the new law that has been signed in California that could increase wages for fast food workers to $22 an hour starting in 2023 What a financial correction co...
Sep 15, 2022•38 min•Ep. 75
How do we talk to our parents about their finances? Asking questions related to money can be difficult even if it's your own family, but it shouldn't be. At a certain point, we are most likely going to be in charge of our parents' money and making financial decisions for them. So, what do you think is the ideal age to start this conversation with your parents? In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk explain the several things we should know about our parents' finances...
Sep 01, 2022•38 min•Ep. 74
In recent years, the real estate market has been on fire, but now it seems to be cooling down. Do you know why this is happening? In this episode, founder and real estate agent of Coldwell Banker Blackstone Realty, Kelli Vanevenhoven, discusses the current state of the real estate market and what it means for you and your current financial situation. Kelli discusses: Her educated opinion on where she thinks the real estate market is headed in the next few months How she manages over 160 real est...
Aug 18, 2022•35 min•Ep. 73
The word “fiduciary” gets tossed around a lot in the financial advising industry. So what does it actually mean and what difference do they make in your financial planning process? In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss what the difference is between a fee-only financial advisor and all other financial advisors and what value a fiduciary fee only financial advisor can add to your financial planning process. Matthew, Brent, and Joshua discuss: What a fiduciary ...
Aug 04, 2022•36 min•Ep. 72
2022 has been far from a regular year, as have the past three years. The war in Ukraine, the after effects of Covid-19 on the economy, and talks of a recession all makes 2022 a very unusual year. But how have these events affected you and your finances? In this episode, Brent, Matthew, and Joshua discuss some of the most talked about events of 2022 and explain how they have impacted the everyday lives of Americans, just like you. Brent, Matthew, and Joshua discuss: Elon Musk vs. Twitter: Why he ...
Jul 28, 2022•35 min•Ep. 71
A lot of people are panicking every time they check their portfolio these days. There is no need for this, in fact, you should just be riding the wave. In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk share their insight about the cryptocurrency meltdown, the housing market, and interest rates. They also discuss how their predictions about them can influence you in the coming months and years. Matthew, Joshua, and Brent discuss: The cryptocurrency meltdown––comparing crypto fr...
Jul 13, 2022•40 min•Ep. 70
Unless you have been living under a rock for the past few months, you have noticed the intense effects of inflation. In this episode, Brent Pasqua, Matthew Theal, and Joshua Winterswyk discuss the state of the stock market as of June 2022 and highlight what a downturned market has meant for investors throughout history. Brent, Matt, and Joshua discuss: Their thoughts on the new LIV golf tournament (rival to the PGA tour) The effects of the rising consumer price index and the staggering increase ...
Jun 16, 2022•30 min•Ep. 69
If you have never worked with a financial advisor before, it can leave you wondering what to expect during the onboarding process of becoming a client. In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk walk you through the process of what it's like to start working with their team. Matthew, Brent, and Joshua, discuss: How they apply a seven step financial planning process The structure of each meeting with you The first questions they will ask you and how your responses determi...
Jun 02, 2022•28 min•Ep. 68
No one’s financial plan should be identical to another’s because everyone’s financial journey is going to be different. What are your unique financial goals? In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk discuss how they personalize their financial services to each of their clients to fulfill their unique financial goals and needs. Matthew, Brent, and Joshua discuss: An overview of services their company has to offer you The importance of laying out your goals before creati...
May 19, 2022•25 min•Ep. 67
No one person is the same, so therefore each portfolio and client should be treated differently based on their personal goals for retirement. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk, sit down to discuss the next steps for the Retirement Plan Playbook and their focus on helping those that are ready to retire. Together they highlight how their team works to connect with their clients and achieve their goals. Matthew, Brent, and Joshua discuss: How they got started in fin...
May 12, 2022•32 min•Ep. 66
Whether you are talking about inflated prices of grocery lists or the struggling stock market, the conversation of an approaching recession is all around us. In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk of RPA Wealth Management, discuss common questions and concerns when potentially approaching a recession. Together they break down the nerves of working in an unhealthy economy and entering into your retirement. Matthew, Brent, and Joshua discuss: The definition of a recessi...
Apr 28, 2022•33 min•Ep. 65
The conflict between Russia and Ukraine has invoked fear in investors because some believe that this event will cause a crash in the American stock market. Is there truth to this sentiment? Or will the market gloss over this news item in a couple weeks? Brent, Matthew, and Joshua will take a look at how the stock market has performed in previous wartimes and draw some conclusions based on the historical data. Important Links: Website: https://rpawealth.com/ Call: 909-296-7977...
Feb 24, 2022•27 min•Ep. 64
