Facing The 4 Major Realities of Retirement Planning
The realities of retirement planning are different than they were even a decade ago. Let’s talk about some of the realities that affect how you need to plan…
May 02, 2019•23 min•Ep. 20
Retirement Pathfinder with Barbara Lane & Phil Guske
Financial and retirement planning guidance from Rockford’s Barbara Lane & Phil Guske of Pathfinder Wealth Management.
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Episodes
Mailbag - Getting Out of Real Estate, A Market Crash, Tax Brackets, Financial Books
Answering your questions about the assumption of being in a lower tax bracket in retirement, whether a market crash is coming soon, and how to dump large positions in real estate as you transition into retirement. Plus, what are some great books you can read to arm yourself with information about retirement planning? We'll answer all those questions and have some fun along the way on this week's show.
Apr 18, 2019•24 min•Ep. 19
Solving 4 Pain Points In Your Financial Life
When it comes to financial planning, everybody has some kind of pain point. Those pain points are different for each person, but everyone has something that bothers them. Phil and Barbara tell us about some times where they've helped clients through these frustrating areas.
Apr 04, 2019•25 min•Ep. 18
Mailbag - Roth IRAs, Robo-Advisors, Tech Stocks
Barbara and Phil answer a whole variety of listener-submitted questions this week. Find out their preferences on Roth vs. traditional IRA accounts, what you should know about robo-advisors, what you might do if you're heavily invested in tech stocks with a short time horizon, and more.
Mar 28, 2019•18 min•Ep. 17
Episode #15: Mailbag - Cash Settlements, Social Security Taxes, Inheritance
Join us as Barbara and Phil feature your listener questions. They'll discuss how to handle a cash settlement from an auto accident, how much of your social security is taxable, what to do if you've maxed out your Roth IRA contributions, and more.
Mar 07, 2019•26 min•Ep. 16
Episode #14: The 5 Dangerous Mindsets That Can Sink Your Retirement
In many phases of life our attitudes and mindsets can have big impacts on where we go and what we do. Retirement planning is no different. Let’s look at the five dangerous mindsets that can quickly sink your retirement if you’re not careful to guard against these, sometimes, natural instincts.
Feb 21, 2019•20 min•Ep. 15
Episode #13: Mailbag - Social Security, Old Life Insurance Policies, and Market Crash Fears
This week, we feature listener questions on when to take social security, cashing out old life insurance policies, market crash fears, and more.
Feb 07, 2019•22 min•Ep. 14
Episode #12: Market Volatility And How You Should React
The recent volatility in the stock market has dominated the news for months now, and when tension is high it can be difficult not to make rash decisions. So in this episode, Barbara and Phil will fill you in on how the news affects markets and how that should affect you and your financial plan.
Jan 17, 2019•13 min•Ep. 13
Episode #11: The Complications Of An Early Retirement
An early retirement sounds fantastic to most people. Who wouldn’t want to kick off the extra travel, less stress and more freedom that retirement can often bring a little earlier than planned? However, a lot of people don’t realize the additional complications presented when you retire early. Let’s tackle what early retirement means for most people and how you can put together a realistic plan to execute it if it’s the right decision for you.
Jan 03, 2019•15 min•Ep. 12
Episode #10: Important Financial Terms You Should Know
A lot of financial terms can get confusing, even if you’ve heard them talked about a lot in the news or in a financial meeting at work or even around the dinner table with family. Let’s explore some important terms you might have heard before, but also might need a better understanding of what they mean.
Dec 13, 2018•20 min•Ep. 11
Episode #9: Solving The Financial Puzzle
On this weeks' episode, learn about the history of Pathfinder Advisory and the unique educational approach that Phil and Barbara take as financial advisors in order to empower their clients. And later, Barbara offers some insight into how to set expectations about your portfolio.
Dec 06, 2018•16 min•Ep. 10
Episode #8: Settle The Debate - Right Or Wrong
Depending on who you ask, you could get very different answers to some of retirement planning’s most important questions. Let’s see where our opinions all stand on issues like insurance, mutual funds and annuities. And we’ll try to answer why there are so many different opinions on these concepts.
Nov 15, 2018•18 min•Ep. 9
Episode #7: Mailbag - IRAs, 401(k)s, Short-Term Investing, Rental Properties
Join us as we feature your questions on short-term investing, self-directed IRAs, and rental properties.
Nov 01, 2018•15 min•Ep. 8
Getting Started: A Financial Plan’s First Steps
For some folks, the idea of putting together a financial plan can be overwhelming. But it’s less threatening if you just focus on a first step to get you started. But depending on your situation, your most logical first step could be one of several thing. Barbara will help you figure out what the right first step is for you.
Jul 05, 2018•11 min•Ep. 7
Mailbag: Too Much Life Insurance, Roth Accounts, Inflation, And Retirement Empowerment
We've got another batch of great questions from listeners to the podcast. Marie wants to know if her three life insurance policies is too much. Later, Daniel wonders how to estimate inflation when planning for retirement. Barbara Lane will answer those questions and more on this episode of The Retirement Pathfinder.
Jun 22, 2018•12 min•Ep. 6
Mailbag: Do I Have Enough For Retirement?
Clark in Roscoe wants to know if his family's $1.5 million is enough to have saved for retirement. It's a common question that the Pathfinder team gets. So, how much is enough to get you through retirement without having to worry about your money? Phil points us in the right direction on this week's podcast.
Jun 07, 2018•13 min•Ep. 5
Storytime: A Few Of The Right Things
Pay yourself first. Compound interest. Be an owner, not a loaner. If you embrace those three mentalities, you'll be on your way to having a well prepared retirement plan. On today's podcast, Phil Guske makes his first appearance on the show and shares with us a little bit about his background. He'll tell us how the lessons he learned from a mentor in the Army led him into the financial industry. And he'll also show us how you can embrace some of the same philosophies that he did in order to expe...
May 24, 2018•14 min•Ep. 4
Mailbag: Ex-Husband's Social Security, Tax Changes, Long Term Care, And Living On A Forced Budget
The mailbag edition of the show gives us the chance to answer questions from folks like you around the Rockford area. We'll field questions about drawing social security from an ex-spouse, adjusting to the recent changes in the tax code, and whether it's possible to get long term care coverage without long term care insurance. Plus, Carrie has a question about an advisor who is "forcing" her to live on a budget. Do advisors often have rules and limitations they push their clients into? We'll ask...
May 10, 2018•19 min•Ep. 3
An Important Question: How Do You Know?
One of the most important questions you can ask is, “How do you know _____?” The blank is where we fill in the most crucial elements, the building blocks, of financial planning. On this podcast, we’ll cover what items you need to put in that blank and provide the guidance to help answer the different questions that arise
Apr 26, 2018•12 min•Ep. 2
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