The Changes Coming to IRAs and 401Ks in 2025, Ep #176

Curious about the changes coming to IRAs and 401Ks in 2025? In this episode of Retirement Made Easy, we’re breaking down the latest updates to help you plan your retirement strategy. Learn about the new contribution limits for IRAs, Roth IRAs, and 401Ks, including special allowances for those aged 60–63. We’ll also cover updated income limits for Roth IRAs, automatic enrollment in 401Ks, and reduced penalties for missed required minimum distributions (RMDs) on inherited IRAs. Don’t miss this essential guide to staying ahead of the curve and making the most of your retirement savings!

• [2:24] Visit RetirementMadeEasyPodcast.com for FREE resources
• [3:00] IRA and Roth IRA contributions for 2025
• [4:32] Contribution limits for 401Ks
• [7:03] Income limits for Roth IRAs
• [8:41] Penalties for missed RMDs of inherited IRAs
• [16:28] More changes to come for 2025

• 3 Steps to Retirement Planning
• Visit RetirementMadeEasyPodcast.com for FREE resources

• Email at: Gregg.gonzalez@lpl.com
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