click here: Leave a text, tell us what you liked Considering a move, is your high-cost state just too much? Taxes, politics, and public safety causing anxiety? It's probably time for you to consider relocating. A move to the Mississippi Gulf Coast is probably just what you need. There are at least 21 reasons people are moving to the Mississippi Gulf Coast (see below). But why would you move to Mississippi when articles indicate the state is losing population? The time I reveal the true Mississip...
Sep 22, 2022•25 min•Season 2Ep. 13
click here: Leave a text, tell us what you liked Yes, we probably are in a recession but who cares if we call it a recession or not? What is important is that we bring out the old budget spreadsheet and plan for opportunities as we come out of this period in a few months. Don't panic sell or buy. Don't follow the herd to do anything during this period as it is completely unsettled. Gas prices may go back up. That motor home you bought during COVID, may be time to dump if you don't use it before ...
Aug 24, 2022•20 min•Season 2Ep. 12
click here: Leave a text, tell us what you liked Snowbirds love the Mississippi Gulf Coast in the winter months (as well as the rest of the year). Snowbirds arrive from Canada, Wisconsin, Minnesota, Illinois, New York, and states where it's just cold during the winter. Seeking out warm weather and the best destinations takes some research. The Gulf of Mexico and specifically the Mississippi Gulf Coast with its white sand beaches are your cold weather destination. Ocean Springs and Bay St. Louis ...
Jul 21, 2022•21 min•Season 2Ep. 11
click here: Leave a text, tell us what you liked Consider retiring with mortgage debt vs paying off your mortgage before retirement. Many will tell you to pay off your mortgage and many will tell you there are great reasons to have a home mortgage in retirement. There are strong opinions on both sides of the question. You can best solve the dilemma by having a thorough understanding of your financial situation. Don't try to answer this question before you have created a budget with variations. O...
Jul 21, 2022•39 min•Season 2Ep. 10
click here: Leave a text, tell us what you liked This is a common question being asked by people in the Millennial and Gen Z generations. I used a great example of a person who is a Millennial who found a way to buy a house. He and his wife got jobs, worked hard and are now homeowners. The podcast explores what it will take for a Millennial or anyone for that matter to be able to buy a house. Please visit our website at RetireCoast.Com there are many blog articles on similar topics. Please leave...
Jun 26, 2022•17 min•Season 2Ep. 9
click here: Leave a text, tell us what you liked I am pleased to talk about two small coastal towns that have won the USA Today contest for the best small coastal towns for 2022. Ocean Springs came at number one and Bay St. Louis came in as number two. Both are located on the Mississippi Gulf Coast. Having 20% of their list located in the same general area is a great testament of rebuilding after hurricane Katrina years ago. Please visit our website at RetireCoast.com to read more about this two...
Jun 25, 2022•15 min•Season 2Ep. 8
click here: Leave a text, tell us what you liked The City of Biloxi is a great place to live/visit [2022]. One of the best things about Biloxi is that it is affordable not just for living there but to visit as well. With beautiful beaches and a small city feel, it’s the ideal place if you want to leave the rat race of big metros. Yes, Biloxi is a nice place to live to answer a question often asked on Google. If you have not already formed an opinion about Biloxi from this article, I apologize fo...
Jun 15, 2022•38 min•Season 2Ep. 7
click here: Leave a text, tell us what you liked So many great choices along the Gulf Coast, where do you start? Here! Let us help you make the right choice by narrowing down the area. Start with the Mississippi Gulf Coast, the best coast. We warn you, our area is a well-kept secret. The communities below are the best places now to live on the entire Gulf Coast. We have ruled out all of the "other" Gulf Coastal areas for you. They are too crowded, too expensive and they don't have Cajun, Creole,...
Jun 11, 2022•1 hr 6 min•Season 2Ep. 6
click here: Leave a text, tell us what you liked You may be able to retire by the beach on Social Security alone in 2022. You may even afford to buy a house. The low cost of living on the Mississippi Gulf Coast is the reason why you can afford to live on Social Security alone. Your social security income can pay the median rent, and cover living expenses so you can live a comfortable life. Mild winters and warm summers along with healthcare services attract people from the largest cities. Calcul...
Jun 01, 2022•24 min•Season 2Ep. 5
click here: Leave a text, tell us what you liked Live along the coast with other military retirees who benefit from local military bases. You can afford to live on the Mississippi Gulf Coast with our military retirement pay. Active duty military is located on several bases. This is the best coast for military retirees and veterans. The Mississippi Gulf Coast is a great place with a low cost of living. Many active military members live in the community along with those who have seen years of serv...
May 25, 2022•39 min•Season 2Ep. 4
click here: Leave a text, tell us what you liked A simple will can solve unimaginable problems with your estate. Family members will understand what you expect and hopefully honor your wishes. Neglecting a last will may land your estate in probate court following state law. The probate process can be expensive and eat away at your estate. Your simple will: create it now You need not hire a law firm t o complete a simple will. If you have a complicated estate including a business, the right choic...
May 19, 2022•21 min•Season 2Ep. 3
click here: Leave a text, tell us what you liked 2018 changes to federal income taxes exposed state and local taxes as potentially unreasonable. Many of us probably think that it's federal taxes that are the most onerous when in fact, your combined tax burden at the state and local level may be greater than federal income taxes. Now we know, it is all about hidden state and local taxes: your tax burden is exposed. According to the Tax Policy Center, about 48% of all taxes collected are by state ...
May 15, 2022•46 min•Season 2Ep. 2
click here: Leave a text, tell us what you liked Want to live near the beach with a great warm climate? This is one reason why living in Gulfport, MS is a good place to live. Low cost of living, great food culture, friendly people. What more can you ask for. Gulfport is not on the typical radar, many people pass it up for destinations crowded in Florida or along the Atlantic Coast. Too bad for them, the rest of us love Gulfport for so many reasons. Take a drive on U.S. 90 through the city and se...
May 04, 2022•28 min•Season 2Ep. 1
click here: Leave a text, tell us what you liked Consider the volatility of Cryptocurrencies before you include them in your retirement portfolio. The classic strategy is to reduce risk when you get closer to retirement. Adding cryptocurrencies goes in the opposite direction. Warren Buffett is against cryptocurrencies as he says, they offer no value. Nothing is created with cryptocurrencies. No products are bought or sold. The only way you make money is for someone to pay more than you did. This...
May 02, 2022•16 min•Season 1Ep. 15
click here: Leave a text, tell us what you liked Parents should instill in their children at an early age that they must earn what they receive. Even if parents give things to their children the children should be taught the price of those things. The price is not in money purse but the price they have paid e.g. working long hours away from the family. Both parents and children must give each other the gift of financial independence. Parents teach children values and children recognize how impor...
Apr 29, 2022•21 min•Season 1Ep. 14
click here: Leave a text, tell us what you liked Setting a budget for relocation or retirement can be a difficult exercise. Particularly in the post-COVID environment. It is nearly impossible to budget for every item since you may not be aware of some things that could be an expense in the future. To help you with this process feel free to use our budget tool. This budget process is a snapshot in time. It is not scaled for payments on credit debt or increases in income over time. You should crea...
Apr 27, 2022•16 min•Season 1Ep. 13
click here: Leave a text, tell us what you liked Financial literacy education must be taught in school now. This course should include public finance and personal finance. There is no excuse for students not learning these essential life skills. Drop those nonsense courses on alternative lifestyles and sexuality and insert financial literacy in their place. Do it now. After speaking with the curriculum director for a Mississippi Gulf Coast county school district, I am convinced that a good one-s...
Apr 07, 2022•27 min•Season 1Ep. 12
click here: Leave a text, tell us what you liked You already go to doctors you trust, what about other professionals you should know? You should have a relationship with an attorney, CPA, Real Estate Agent, and others. This discusses the reasons for establishing relationships with professionals to create your support team. Don’t wait until there is a crisis or when you need professional advice to search out professionals. It’s time to create your professional support team. Life has many challeng...
Apr 01, 2022•39 min•Season 1Ep. 11
click here: Leave a text, tell us what you liked One of our best-kept secrets is the great variety of fish you can catch along the Mississippi Gulf Coast. Fish all year as various species of fish can be caught at different times of the year. We have excellent winter fishing and great summer fishing. Not only are the varieties of fish enticing, but our weather is also perfect for fishing any time of the year. Fish in the Gulf of Mexico in deep water or fish in closed the beach. You can catch your...
Mar 25, 2022•23 min•Season 1Ep. 10
click here: Leave a text, tell us what you liked What does a five-star rating mean for your stay at a vacation rental? It means that the property was as described on the website. Five-star AirBnB ratings are important for owners. Consider when you are looking for a property to rent. Do you select only five stars or do you select three stars? Exactly. Why do guests give lower ratings? Lots of reasons include the wrong belief that a property has to offer caviar and champaign to get a five-star rat...
Mar 09, 2022•21 min•Season 1Ep. 9
click here: Leave a text, tell us what you liked This question "Is Ocean Springs, Mississippi a good place to live?" is asked with some frequency on Google. My experience having relocated from California is a resounding "YES". There are so many great qualities to this small city on the Mississippi Gulf Coast, It's hard to know where to begin. For this reason, I have created a podcast to explain in my own voice why Ocean Springs is a good place to live. We have written about the Mississippi Gulf ...
Mar 08, 2022•7 min•Season 1Ep. 8
click here: Leave a text, tell us what you liked You have a HELOC or variable second mortgage and you want to know if you should refinance it now. HELOCs are not what they used to be. They are no longer tax deductible for the average homeowner to start. Interest rates are still low by historic standards so they do not have the appeal they have had in the past. This podcast goes into the details of HELOCs. Please visit RetireCoast.com to listen to more podcasts on finance, real estate, and invest...
Mar 07, 2022•24 min•Season 1Ep. 6
click here: Leave a text, tell us what you liked Our most popular blog article is now a podcast episode narrated by the author. Podcast explores the reasons why the host decided to leave California and move to the Mississippi Gulf Coast. Please read our blog posts and listen to other podcasts on this and other topics. If you are interested in improving the quality of your life, our site may be able to help with that. RetireCoast.Com...
Mar 02, 2022•49 min•Season 1Ep. 5
click here: Leave a text, tell us what you liked Episode one "you should consider buying a vacation property" discusses the basics of the vacation rental industry and why you should consider buying your first property now. The vacation rental business is exploding as more families want to get away and enjoy the convenience of larger spaces, yards, and the ability to cook. We cover all of this in episode one of several on the topic. Please visit RetireCoast.Com our site for blog articles and podc...
Mar 02, 2022•32 min•Season 1Ep. 4
click here: Leave a text, tell us what you liked Episode 2 in our podcast series "You should consider buying a vacation rental now" focuses on the ways you can maximize your income by buying the right property and other tips. This episode discusses the building configuration as a key element in maximizing your income. Please visit our website RetireCoast.com where you can view blog articles and listen to additional podcasts on this and other topics....
Mar 02, 2022•21 min•Season 1Ep. 3
click here: Leave a text, tell us what you liked The concept of leverage is often misunderstood or not in a person's vocabulary. Leverage, as it applies to financial transactions, is the use of OPM (other people's money). You can get rich by understanding these simple principles. Listen to the RetireCoast.Com podcast to learn more. Visit our website at RetireCoast.Com for more podcasts and expanded blog articles on this and other similar topics....
Mar 02, 2022•34 min•Season 1Ep. 2
click here: Leave a text, tell us what you liked California and several states are yesterday's news. People want a lower cost of living, less crime, better air quality, fewer cars on the road, etc. The problem is that people tend to follow the herd. They go to places that are becoming just what they want to leave because others go there. Try doing something different. Listen to our podcast about a better place. RetireCoast.Com's website is full of blogs and podcasts on a wide range of topics all...
Mar 01, 2022•53 min•Season 1Ep. 1
