What role does spirituality play in your life and how can it help you cultivate a purpose-driven retirement? Join us for a conversation about wisdom, the deeper truths that have endured across time, and why this is all central to a purposeful retirement. In this episode, we discuss: How spirituality and faith impact retirement When and where fear can impact happiness after 50 The importance of connecting with others who have different viewpoints Listen in as Casey Weade is once again joined by L...
Feb 14, 2025•23 min•Ep. 484
Today, I'm joined by one of the country's most renowned tax and retirement distribution experts—Ed Slott. Ed is a CPA, best-selling author, and the founder of Ed Slott and Company. He's also the Professor of Practice at the American College of Financial Services and The Wall Street Journal has named him the best source for IRA advice. We discussed his latest book, The Retirement Savings Time Bomb Ticks Louder , which is the ultimate guide to reclaim control of your financial future. We also disc...
Feb 10, 2025•1 hr 3 min•Ep. 483
Are you living a life that reflects the legacy you want to leave behind? Join us as we wrap up our exploration of the Wise Wealth Matrix with this final installment. In this episode, we discuss: Why most legacies fail How to leverage the Wisdom & Wealth pillars for legacy planning How to activate legacy with impact Listen in as Casey Weade is once again joined by Les McDaniel to discuss the Wise Wealth Matrix and key insights on legacy planning and impact. To receive your FREE WISE Wealth As...
Feb 07, 2025•31 min•Ep. 482
If you want to spend your hard-earned dollars confidently in retirement, then you need an income plan that aligns with your personal goals. In this episode, we discuss: How income strategies have evolved Why retiree spending changes What makes an income strategy "flexible" How to know which income strategy is best for you Today's article is from Morningstar.com titled, The Best Flexible Strategies for Retirement Income. Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, break...
Jan 31, 2025•28 min•Ep. 481
Are you using your net worth as a score card? Join us for Part 3 of our exploration of the Wise Wealth Matrix and find out how wisdom can help you redefine wealth as a tool for meaning, balance, and connection. In this episode, we discuss: 3 cultural norms most distorted by modern society Risks associated with the pursuit of "more" Pros and cons of "hustle culture" How to live authentically Listen in as Casey Weade is once again joined by Les McDaniel to discuss the Wise Wealth Matrix and how ap...
Jan 24, 2025•33 min•Ep. 480
It's that time of year again in the finance world; time to ring in this year's stock market predictions! Are analysts erring toward bull—or bear? We give you our take. In this episode, we discuss: How our past market predictions fared How today's market activity compares to the 90s Why we could be due for a correction How technological advancements can impact market activity Today's article is from Best Interest blog titled, The Oldest Bad Joke on Wall Street. Listen in as Founder and CEO of How...
Jan 17, 2025•23 min•Ep. 479
Today, I'm thrilled to welcome Dr. Jordan Grumet back to the podcast. Jordan is the Associate Medical Director at Unity Hospice, a financial blogger, and the host of the Earn and Invest Podcast . In his new book, The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy , he follows up his work in Taking Stock to explore how to make a mark, set goals that are meaningful to you, and create a map for anyone to find happiness. In our conversation, Jordan shares example...
Jan 13, 2025•51 min•Ep. 478
How should you modify your portfolio for retirement? It doesn't take a one-size-fits-all approach, but let's begin with the basics. In this episode, we discuss: How your emergency fund might change in retirement Why your income strategy is key to retirement success How to fill for your income "gap" Asset vs. tax allocation The "tax oasis" Today's article is from The Retirement Manifesto titled, 10 Steps To Prepare Your Finances For Retirement. Listen in as Founder and CEO of Howard Bailey Financ...
Jan 10, 2025•34 min•Ep. 477
What does it mean to be wealthy and wise in mid-life? Join us for part 2 of our exploration of the Wise Wealth Blueprint and discover how to pave the way for an intentional, purpose-filled life. In this episode, we discuss: What it means to let wisdom drive your life Three guiding principles of your purpose What it means to have "radical resilience" Listen in as Casey Weade is once again joined by Les McDaniel to discuss the Wise Wealth Blueprint and dig into three guiding principles of your pur...
Jan 03, 2025•31 min•Ep. 476
What does it mean to be wealthy and wise in mid-life? As part of our retirement coaching process, this is your opportunity to discover how to pave the way for an intentional, purpose-filled life by leveraging our Wise Wealth Blueprint. In this episode, we discuss: What it means to live in the "Freedom Zone" The power of "long life learning" The three pillars of wealth Listen in as Casey Weade is joined by Les McDaniel to reveal the Wise Wealth Matrix, and offer guidance on how to move from feeli...
Dec 27, 2024•29 min•Ep. 475
What determines financial "success"? A major factor includes your ability to play financial defense and minimize the severity of potential investment failure. In this episode, we discuss: The definition of "investment risk" How to factor statistical anomalies into your investment plan What it means to mitigate risk in your retirement strategy Today's article is from Enterprising Investor titled, Low Probability of Loss: Why It Doesn't Equal Low Risk in Investing. Listen in as Founder and CEO of ...
Dec 20, 2024•24 min•Ep. 474
With the 2024 presidential election now behind us, what does that mean for the future of tax policies, tax rates, and their impact on your lifelong savings? In this episode, we discuss: A brief history of tax policy changes Impact of the Tax Cuts and Jobs Act (TCJA) Potential results of the set TCJA 2026 expiration State and local taxes (SALT) cap changes Today's article is from Kitces.com titled, 2024 Election: Evaluating The Impact Of A (Likely) Republican Trifecta On The TCJA Sunset And Tax P...
Dec 13, 2024•30 min•Ep. 473
Today, I'm thrilled to welcome George Kinder back on the podcast. George is a leading thinker in the financial life planning movement and a pioneer of the life planning model–a huge inspiration to our work at Howard Bailey. He's also one of Professional Adviser 's 50 Most Influential People, the founder of the Kinder Institute of Life Planning, and the author of several books. In today's conversation, George and I dive into his newest book, The Three Domains of Freedom: Each Moment is Yours, You...
Dec 09, 2024•56 min•Ep. 472
The holiday season is often expected to be joyful, but it can also bring feelings of sadness and anxiety for many. So how can you foster more positivity and elevate your experience this holiday? In this episode, we discuss: How to make holidays intentional with family and friends Ways to embrace gratitude to cultivate connection What it means to truly be present We're changing things up today and won't be discussing an article. Instead, Casey Weade is joined by Les McDaniel to talk about 3 pract...
Dec 06, 2024•23 min•Ep. 471
What long-term market returns should you assume for your retirement portfolio? Much like market performance, the answer isn't always clear-cut. In this episode, we discuss: Average vs. actual market returns The Retirement Red Zone's impact on market returns How to factor inflation into returns How to gauge "odds of failure" Today's article is from The Best Interest blog titled, What Long-Term Stock Returns Should I Assume in My Plan? Listen in as Founder and CEO of Howard Bailey Financial , Case...
Nov 29, 2024•30 min•Ep. 470
What does it mean to live a life of freedom – aside from having financial independence – in retirement? To go beyond the status quo, you need a clear vision and commitment to growth. In this episode, we discuss: How to define freedom, happiness, and joy The 70/30 rule and how it can help you be more time intentional What it means to "live generously" Today's article is from our very own blog titled, Freedom After 50: 7 Habits for a Happy Retirement. Listen in as Founder and CEO of Howard Bailey ...
Nov 22, 2024•31 min•Ep. 469
Today, I'm talking to Dr. Michael Finke. Michael is the Professor of Wealth Management at the American College of Financial Services. His research is focused on retirement income planning, retirement spending, life satisfaction, cognitive aging, and investor behavior. He's published over 50 peer-reviewed articles, and I'm thrilled to have him back on the podcast today. One aspect of retirement that many retirees struggle with is spending money that they've saved. It's a mental block for many who...
Nov 18, 2024•59 min•Ep. 468
If you have financial independence, does that mean you also have financial security? Or does it work the other way around? Truth be told, these terms have different roles in your financial life. In this episode, we discuss: Characteristics of financial independence vs. security Emotions of financial security How financial independence and security changes in retirement Today's article is from Mark Newfield's Substack titled, Love or Confusion? Listen in as Founder and CEO of Howard Bailey Financ...
Nov 15, 2024•18 min•Ep. 467
Successfully transitioning from the end of work into retirement takes work. But what does that "work" really involve? In this episode, we discuss: What it means to have a non-financial, diversified retirement How to create a life map How to leverage your past to create a fulfilling future The concept of "radical resistance" Today's article is from the Harvard Business Review titled, Retire Without Regrets . Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, breaks down the ar...
Nov 08, 2024•28 min•Ep. 466
What is the best type of account for you to allocate your retirement savings? One of the biggest factors in helping you make this decision will be taxes. In this episode, we discuss: Current tax deduction vs. ongoing tax deferral Impact of the SECURE Act Why tax location is important How to factor in tax-free accounts Today's article is from Morningstar titled, The True Tax Benefit of IRAs and 401(k)s . Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, breaks down the articl...
Nov 01, 2024•23 min•Ep. 465
What does it mean to be a "Conscious Elder?" With a strong sense of self awareness, it's about discovering how to unlock the deeper wisdom your story has to offer. In this episode, we discuss: The concept of Conscious Eldering What it means to share your wisdom How ancient theologies can bring your life clarity now Steps to embrace being a Conscious Elder Today's article is from our very own blog titled, The Conscious Elder Revolution: Reclaiming Ancient Wisdom for a Deeper Life . Listen in as F...
Oct 25, 2024•27 min•Ep. 464
Your bottom line when it comes to successful investing for retirement isn't maximizing returns. Instead, survival should be your primary goal; not only avoiding disastrous financial outcomes, but having the ability to manage your emotions. In this episode, we discuss: What it means to "diversify from disaster" Understanding investment longevity How to leverage historical averages Survivorship bias Today's article is from Behavioural Investment titled, Investors Must Survive. Listen in as Founder...
Oct 18, 2024•25 min•Ep. 463
Today, I'm talking to Mary Beth Franklin. Mary Beth is a CERTIFIED FINANCIAL PLANNER, a former Capitol Hill reporter at United Press International, and the retirement and tax editor at Kiplinger Personal Finance. She also has a new edition of her bestselling book, Maximizing Social Security Benefits, a must-read for retirees and pre-retirees. My first interview with Mary Beth was our most downloaded and most watched episode of this podcast, so I'm thrilled to have another chance to talk to her a...
Oct 14, 2024•1 hr 4 min•Ep. 462
Retirement isn't the finish line. It's a time to rewind and rediscover the next phase of your life as a time of reinvention and impact. In this episode, we discuss: The origins of retirement How to navigate forced retirement What is a "Repurposement Plan"? Today's article comes from our very own blog titled, Rewind Retirement: Revisit, Reflect, and Reinvent Your Next Chapter. Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, breaks down the article and provides thoughtful in...
Oct 11, 2024•26 min•Ep. 461
Are we living in the longest bull market in history – or is a major market crash on the way? To gain some clarity, it can be helpful to understand how today's economy compares to years' past. In this episode, we discuss: Today's market vs. the 80s and 90s Cyclical vs. secular markets How interest rate cuts impact the market Today's article is from A Wealth of Common Sense titled, An Epic Bull Market. Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, breaks down the article a...
Oct 04, 2024•22 min•Ep. 460
If you're a parent, do you plan to leave your child/children an inheritance? While generally, this wealth transfers upon your passing, another option to consider is the concept of a living inheritance. In this episode, we discuss: The impact of a living inheritance Why you need to have open dialogue about your estate plan with children How to strike a balance between transferring wealth today and in the future Gifting tax considerations Today's article is from WealthManagement.com titled, Pros a...
Sep 27, 2024•19 min•Ep. 459
The happiness you experience is built through mindful, compassionate actions. However, in the second half of life, the quest isn't for fleeting happiness anymore; it's for something deeper: Joy. In this episode, we discuss: Happiness vs. joy 5 barriers to joy 5 practices to cultivate joy The power of relationships Today's article comes from our very own blog titled, Five Practices to Cultivate Joy Listen in as Founder and CEO of Howard Bailey Financial , Casey Weade, breaks down the article and ...
Sep 20, 2024•27 min•Ep. 458
Today, I'm thrilled to welcome Bruce Feiler back to the podcast. Bruce has written seven New York Times bestsellers, given three TED Talks viewed more than 4 million times and teaches the TED course How to Master Life's Transitions, and has been a longtime columnist for the New York Times. While our previous conversation was all about navigating transition, this episode focuses on Bruce's new book, The Search: Finding Meaningful Work in a Post-Career World . In the book, Bruce shares a toolkit w...
Sep 16, 2024•53 min•Ep. 457
What is the most effective way for you to save money for retirement? While traditionally, many have turned to accumulating wealth in their 401(k), the caveat comes in the form of taxes due. In this episode, we discuss: Why it's important to diversify your savings buckets The capital gains tax rate How to save for retirement amidst tax rate uncertainty Marginal vs. effective tax rates Today's article comes from Of Dollars And Data titled, Nothing is Certain Except Debt and Taxes . Listen in as Fo...
Sep 06, 2024•22 min•Ep. 456
The journey of Repurposement is not a one-time event but an ongoing process that shapes the legacy you leave behind. To wrap up our "Thriving in Midlife" series, we explore how to ensure that each step you take is aligned with the life you are destined to lead. In this episode, we discuss: Why it's important to evolve your Repurposement experience A 4-step process to check in on your Repurposement Plan How to create an intentional reflection habit Today's article comes from our very own blog tit...
Aug 30, 2024•28 min•Ep. 455
