With Aussies losing $2.7 billion to scams last year, protecting your personal information is essential. In today's episode cybersecurity expert Fraser Jack shares some practical tips to protect your identity, secure your online accounts, and keep your retirement savings safe from digital threats. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right new...
Dec 04, 2024•36 min
In today's episode, special guest Pascale Helyar-Moray OAM joins Glen to unpack her new book Rich Woman, Poor Woman, which aims to help women maximise their superannuation and have financial security in retirement. Glen and Pascale dive into the gender super gap, the hidden costs of unpaid work, and actionable strategies to help women build wealth and retire right. They touch on: 👉 the alarming statistics that show that women are at greater risk of poverty in retirement 👉🏼 practical tips to g...
Nov 27, 2024•44 min
In today's episode financial adviser Phil Thompson from Skye Wealth joins Glen on the show to answer your questions about life insurance. They touch on: 👉 the 4 types: death cover, income protection, TPD and trauma 👉🏼 the 3 ways to obtain insurance 👉🏽 insurance inside super explained 👉 why use a financial adviser? 👉🏾 how financial adviser commissions work 👉🏿 is claiming easier inside or outside of super? 👉🏻 do you need life insurance and when to cancel it To chat with an adviser abou...
Nov 20, 2024•47 min
In today's chat, mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen on the show to answer your questions about: 👉 home loans for over 60 👉🏼 financing a knock-down rebuild without super 👉🏽 going guarantor for your kids 👉🏾 steps for your child who wants to buy 👉🏿 mortgage broker vs direct to bank 👉🏻 how mortgage brokers get paid Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here If you’d like to chat with someone abo...
Nov 13, 2024•40 min
In today's episode Glen and retirement specialist Martin McGrath answer your questions around tax in super and preparing for aged care. They touch on: 👉 tax implications in pension vs. accumulation phases of super 👉🏻 what is contributions tax 👉🏿 what happens if you exceed the super contributions cap 👉🏼 making the most of your transition to retirement (TTR) account 👉🏽 planning around new aged care rules taking effect in July 2025 👉🏾 strategies for covering aged care costs without selli...
Nov 06, 2024•42 min
In today's episode Glen and Martin discuss community questions around: 👉 selling an investment property, CGT implications and putting the money in super 👉🏽 finance options for renovating to sell at age 60 👉🏾 couples with different ages applying for the age pension 👉🏿 using unused annual leave to drop back to 4 days or cashing it out instead If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retirer...
Oct 30, 2024•35 min
In today's episode Glen chats with MaryAnn de Mestre, a lawyer and academic who specialises in elder law and estate planning. Glen and MaryAnn dive into the topic of elder abuse including what it looks like, how to spot the signs, and what steps you can take if you suspect someone is a victim. MaryAnn offers practical advice for keeping an eye on your aging loved ones and what you can do if things seem off as well as some things to know around estate planning. The touch on: 👉 common forms of el...
Oct 23, 2024•52 min
If you're 10 years or less away from wanting to put down the tools and retire, today's episode is for you. Glen chats with financial adviser and host of the Financially Fierce podcast, Jess Brady about some of the practical things, both money and non-money related, that you'll need to think about and get in order as you approach retirement - such as your lifestyle, super and assets, housing and long term plans. Resources mentioned in the episode 👇 Click here to download the FREE Glen James Spen...
Oct 17, 2024•59 min
How much money do you need in retirement? This is one of the most common questions we hear in the Retire Right community! In today's episode Glen and financial adviser Matt Hawkins break down the steps for working out your retirement number. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join ...
Oct 09, 2024•32 min
Looking for ways to help your adult kids get into their first home or get ahead financially? In this episode, Glen talks through heaps of different ideas such as: 👉 gifts & loans 👉🏼 paying the stamp duty 👉🏽 paying for LMI 👉🏾 considering a parental guarantee 👉🏿 paying for financial advice 👉🏻 matching a savings goal 👉 paying for the grandkid's childcare or extra-curricular activity 👉🏼 seeding their super 👉🏽 clearing their HELP debt Glen's video on how a parental guarantee works...
Oct 02, 2024•56 min
In today's episode Glen and Martin dive into a big question: should you pay off your mortgage or contribute more to your superannuation as you approach retirement? They also touch on: 👉 balancing mortgage payments and super contributions 👉🏼 tax strategies for superannuation 👉🏽 how to use a transition to retirement pension 👉🏾 using an offset account to manage cash flow 👉🏿 putting money in super when there is a dip in the share market 👉🏻 planning for life after retirement If you’d like ...
Sep 25, 2024•40 min
In today's episode Glen and financial adviser Martin McGrath discuss your questions around: 👉 what to do with your life insurance as you age 👉🏼 balanced vs high growth asset allocation in super 👉🏽 non concessional contribution limits for super 👉🏾 is my super growing appropriately or am I being too conservative? Read Glen's article on private health insurance here: https://bit.ly/4dx7K5M Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ If you’d like to chat wi...
Sep 18, 2024•48 min
'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv In today's Q&A, Glen and Martin answer questions from the community, touching on: 👉🏼 is the income you get from Super taken into consideration for the medicare levy? 👉🏽 comparing super fund performance 👉🏾 what's the best industry super fund for returns and insurance? 👉🏿 making non concessional super contributions Glen's book, Sort Your Money Out & Get Invested: https:/...
Sep 11, 2024•42 min
Jen is approaching retirement as a single mum of 2 adopted kids and is worried about her financial position. Her biggest concern is not being able support herself and her kids after she stops working so in this 'what would Glen do' episode, Glen runs Jen through a financial health check and shares some of his thoughts on her situation. 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley: https://amzn.to/3QNNrbv Sort Your Money Out and Get Invested by Glen James: https://amzn.to...
Sep 04, 2024•49 min
In today's episode Glen and Martin answer some questions from the Retire Right community. They touch on: 👉 super and the age pension for couples with an age gap 👉🏼 capital gains tax & inheriting shares or property 👉🏾 budgeting in retirement 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https:...
Aug 28, 2024•41 min
In today's episode Glen and special guest Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade discuss the current state of the economy and what it means for Australian retirees and younger generations. 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv You can listen to Gemma's podcast, Your Wealth wherever you're listening to this podcast. If you’d like to chat with someone about your personal situation, reach out to ...
Aug 21, 2024•53 min
Glen and Vince Scully chat about the cost of getting financial advice, some common myths and the value of seeking advice in your retirement planning. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our discla...
Aug 14, 2024•59 min
When a partner passes away, it can feel overwhelming to handle their affairs during such a difficult and emotional time. Financial advisers Martin & Anthony from Financial Edge Group unpack where to start with the key lifestyle and financial practicalities that need addressing as well as some considerations around super, tax and the age pension. They touch on: 👉🏼 which tasks to tackle first and which can be navigated over time 👉 relevant parties to notify 👉🏼 some of the costs you may ne...
Aug 07, 2024•36 min
In today's chat financial advisers Martin & Wayne from Financial Edge Group unpack the transition to retirement (TTR) pension, touching on: 👉 what it is and how they work 👉🏼 eligibility 👉🏽 impact on tax 👉🏾 practical case studies 👉🏿 and more If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/re...
Jul 31, 2024•33 min
In today's episode, financial advisers Martin and Jesse reveal key strategies to help you maximize any Centrelink Age Pension benefits you may qualify for, ensuring you get the most from your entitlements. The touch on: 👉 renovating your home 👉🏼 paying down debt 👉🏽 gifting assets 👉🏾 using funeral bonds & prepaid expenses 👉🏿 super sheltering 👉🏻 annuities 👉 casual/part time work 👉🏼 updating the value of your personal assets 👉🏽 seeking advice around inheritances & more If yo...
Jul 24, 2024•39 min
A great intergenerational wealth transfer is expected to see trillions of dollars pass down from older generations to their heirs over the coming decades so let's chat about what to know around giving and receiving inheritances. Glen James, Martin McGrath and James Millard touch on: 👉 ways to help adult children 👉🏼 gifting rules if you receive the age pension or part pension 👉🏽 is there an inheritance tax? 👉🏾 being the recipient of an inheritance 🎧 Glen's podcast: Listen on Apple here | ...
Jul 17, 2024•56 min
In today's episode Martin and Anthony from Financial Edge Group chat about some considerations if you receive an inheritance close to or in retirement and are deciding what to do with it! If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books,...
Jul 10, 2024•33 min
In today's episode Martin and guest financial adviser Hamish Landreth unpack the ins and outs of how self-managed super funds (SMSF) work. They touch on: 👉 the difference between an industry fund and SMSF 👉🏼 who should consider it 👉🏽 common myths 👉🏾 what you can and can't invest in 👉🏿 can you borrow within a SMSF? 👉🏻 advantages & drawbacks 👉 managing tax 👉🏼 costs and responsibilities 👉🏽 and how professionals can assist You can connect with Hamish and the team at Prosperity Ad...
Jul 03, 2024•40 min
A question we often get in our community is whether or not financial advice is worth its cost, so in today's episode our guest Neil Rogan from Russell Investments joins Martin on the show to unpack the full value of an adviser’s services including: 👉 appropriate asset allocation 👉🏼 behavioural coaching 👉🏽 navigating choices and trade-offs 👉🏾 expertise 👉🏿 and tax-savvy planning and investing If you’d like to chat with someone about your personal situation, reach out to our team so we can...
Jun 26, 2024•42 min
Age differences in relationships are very common so in today's episode advisers Martin McGrath and Wayne Terry from Financial Edge Group chat about what to consider (both financially and lifestyle wise) as you approach retirement if you and your partner have an age gap. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.faceb...
Jun 19, 2024•41 min
In today's episode financial advisers Martin McGrath and Jesse Field from Financial Edge Group cover some of the essential things to consider leading into retirement. They touch on: 👉 mindset and finding new purpose 👉🏼 budgeting and figuring out if you are financially ready to retire 👉🏽 your ideal home 👉🏾 setting up superannuation (industry funds, wrap accounts & SMSFs) 👉🏿 dealing with debt 👉🏻 applying for the Centrelink age pension if you are eligible 👉 taking leave (annual or l...
Jun 12, 2024•45 min
In today's Q&A episode, Martin and KP from Financial Edge Group discuss: 👉 what to consider with long service leave prior to retirement 👉🏼 pay off mortgage or top up super? 👉🏽 if I go back to work should I change my super from pension to accumulation phase? 👉🏾 do I need to report money I receive from my super pension to the ATO? 👉🏿 are super funds covered by the $250,000 government guarantee? 👉 should I put the proceeds from the sale of an investment property into super? 👉🏼 re-co...
Jun 05, 2024•35 min
Today on the show we're unpacking the essentials of estate planning. Martin is joined by wills & estate planning lawyer, Fiona Wicks from Aubrey Brown Lawyers who explains: 👉 what does estate planning cover? 👉🏼 what assets are included in a will vs what is excluded 👉🏽 how to distribute your superannuation after you pass away 👉🏾 what are the responsibilities of an executor? 👉🏿 what is an enduring power of attorney / enduring guardianship? 👉🏻 what is a beneficiary? If you’d like to ...
May 29, 2024•53 min
If you're over the age of 55 and selling your home, you might be eligible to make a superannuation downsizer contribution. In today's episode Martin and KP from Financial Edge Group explain the benefits of the downsizer contribution, how it works and who can make one. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.faceboo...
May 22, 2024•15 min
Do you need to pay tax when you're retired? Martin and KP from Financial Edge Group discuss whether you need to pay tax on the age pension, the money you take out of super, investment income, financial gifts, a house sale + more. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright To get help, a...
May 15, 2024•29 min
