Saving for college is one of the biggest financial decisions families face—but with the right tools and guidance, it doesn’t have to be overwhelming. In this episode, PCM’s Andrew Randisi and Christopher Mallon join Lesley Buck to break down the key strategies for education planning, including the advantages of 529 plans, the pros and cons of UGMA/UTMA accounts, and how financial aid factors into the equation. They also discuss new legislation that allows unused 529 funds to be rolled into a Rot...
Jul 03, 2025•21 min
Life is unpredictable—but the right guidance can provide clarity, comfort, and confidence when it matters most. In this episode, PCM’s Irvin Schorsch and Donna Zanetti share how Pennsylvania Capital Management helps clients prepare for the unexpected, especially when one spouse is less involved in the financial picture. They discuss real-world scenarios—such as the sudden loss of a partner, estate planning challenges, and helping a surviving spouse navigate complex decisions. With a focus on emp...
Jun 10, 2025•11 min
Buying a car today isn’t what it used to be—and in this episode, PCM’s Irvin Schorsch and Andrew Randisi break down what’s changed and how to make smarter decisions. From interest rate trends and lease incentives to the rise of EVs and the risks of negative equity, they offer practical, real-world guidance on navigating a complex car market. Whether you're eyeing a luxury vehicle, an everyday economy car, or exploring hybrid and electric options, this conversation covers the key questions every ...
May 22, 2025•14 min
When a loved one begins to experience cognitive or physical decline, families are often left facing difficult emotional and practical decisions. In this heartfelt episode, PCM’s Irvin Schorsch and Steve Palmer join Lesley Buck to discuss the critical role financial advisors can play during one of life’s most challenging transitions. Drawing from decades of experience, Irvin and Steve share how they help clients navigate the financial, logistical, and emotional complexities that come with long-te...
May 22, 2025•16 min
In this episode, Andrew Randisi of Pennsylvania Capital Management sits down with seasoned CPA Marty Abo of Abo and Company to unpack the most common tax planning mistakes—and the strategies that can help avoid them. From estimated tax payments to the benefits (and pitfalls) of S Corporations, home office deductions, Medicare premiums, and the Pass-Through Entity Tax (PTET), Marty shares decades of wisdom with clarity, candor, and a touch of humor. Whether you’re a business owner, a self-employe...
Apr 14, 2025•53 min
On this episode of the Reinvent Rich Podcast, Irvin is joined by Christopher Mallon, Certified Financial Planner and Senior Financial Advisor at Pennsylvania Capital Management, for a discussion about alternative gifting options that can help your loved ones build wealth. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.
Dec 08, 2024•12 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes David Geistwite, Director of Education at Express Education , to talk about how to use Health Savings Accounts to build wealth. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.
Mar 06, 2024•26 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes Moss Jackson , Ph.D. and author of Anxiety Sucks: Ten Ways Human Beings Make Themselves Miserable , to talk about the impact of family dynamics on long-term financial health. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com....
Feb 28, 2024•35 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes Steve Poulathas , Co-Managing Shareholder at Flaster Greenberg, to talk about Pennsylvania’s new laws regarding Grantor Trusts. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.
Feb 21, 2024•24 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes Alex Gertsburg , managing partner at Gertsburg Licata, to discuss how entrepreneurs can protect themselves and their businesses from litigation. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.
Feb 16, 2024•33 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes Justin Breen , Co-Founder of the Epic F.I.T. Network and author of Epic Business and Epic Life , to discuss how entrepreneurs can use the right mindset to attract the right network and the right opportunities. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com....
Feb 08, 2024•31 min
On this episode of the Reinvent Rich Podcast, Irvin welcomes Chad Jenkins , CEO and President of SeedSpark, to talk about how minimizing friction helps small to medium businesses maximize growth. Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.
Jan 31, 2024•27 min
In today's COVID-19 world health crisis, how do Pennsylvania Capital Management's 8 key principles help their clients succeed? Irvin and Mark Steinke dive into each principle addressing the steps PCM takes to partner with clients during life-changing events. Highlights: Today’s coronavirus world health crisis - 0:25 Eight key principles for financial success - 1:19 Creating solutions for families - 2:15 The fear of coronavirus - 2:28 Recommendations to stop the spread of coronavirus - 3:09 Clien...
Mar 20, 2020•8 min•Ep. 47
The wealth management industry has evolved over the past 25 years. Handling a client's financial affairs is no longer just enough. Client's struggle on how to get the right advice to overcome the hurdles that they don't know how to face. Mark Steinke sits down with Irvin to discuss the robust professional network of corporate partners PCM has designed to bring value and solutions to their clients' lives. Stay tuned! Highlights: What’s changed over the last 25 years - 0:36 PCM's partners - 2:12 L...
Mar 16, 2020•12 min•Ep. 43
Given all the turbulence the Coronavirus has caused to the stock market, there is a "light at the end of your financial tunnel." Irvin and Mark Steinke discuss the positive outcomes of this global event and how investors can use this opportunity to improve their financial well being. Stay tuned and enjoy! Highlights: The Coronavirus situation - 0:27 Coronavirus world impact - 1:22 Lower rates - 2:41 The impact of Coronavirus in your finances - 3:52 Financial positives of the spread of Coronaviru...
Mar 13, 2020•9 min•Ep. 45
Given the recent volatility in the stock market, Chris and Andrew discuss why it's best to have a game plan and play the "long game" when it comes to investing. In addition, they cover some smart money techniques for investing in turbulent markets. Enjoy! Highlights: What is happening in the markets? - 0:27 The recovery market process - 2:19 Selling and buying stocks - 5:33 The volatility of the markets in the past weeks - 6:37 Investing in the markets - 9:55 Pieces of advices for people that bu...
Mar 10, 2020•22 min•Ep. 44
Today is March 10th, 2020. What's going on in the markets? Irvin sits down with Mark Steinke to discuss how the coronavirus pandemic is affecting the markets and most importantly, the world around you. Highlights: What is happening in the world? - 0:37 The fear about coronavirus - 1:16 How the coronavirus is impacting the market - 2:08 How can you succeed with the spread of the coronavirus - 6:38 Saudi Arabia and Russia oil war - 7:05 How PCM can help families with this unpredictable situation -...
Mar 10, 2020•11 min•Ep. 46
Why would a company want to partner with Pennsylvania Capital Management? Mark Steinke and Irvin discuss the vast professional network of corporate partners that PCM has to offer their clients to create context and provide value. Enjoy! Highlights: Services that PCM offers - 0:33 Partnering with PCM - 0:51 Developing a professional network - 2:07 Why sign up with PCM - 2:31 Listening between the lines to know what the clients need - 2:51 Creating a context for clients - 3:24 Categories of partne...
Mar 09, 2020•10 min•Ep. 42
Business owners want more control over their lives and the ability to take back precious time to spend with their families. Mark Steinke sits down with Irvin to study how business owners can take this first step starting with investment management. Investing money has become a commodity. The true game-changer is the investment advice business owners are receiving to plan a "bigger future" for their families. Stay tuned and enjoy this episode! Highlights: A question about business owners - 0:25 P...
Mar 06, 2020•5 min•Ep. 41
With interest rates at historic all-time lows, Chris and Andrew delve into the reasons why refinancing your mortgage may be ideal given your personal financial situation. Be sure to stay tuned and enjoy this episode! Highlights: Interests rates falling - 0:26 Refinancing your mortgage - 0:36 Happy Super Tuesday! - 1:05 Why to refinance your mortgage - 3:39 Playing with your mortgage payment - 5:05 Justify why do you want to refinance your mortgage? - 8:13 Low rates and refinancing - 10:15 Reach ...
Mar 03, 2020•15 min•Ep. 40
Chris and Andrew discuss the record number of 401K millionaires observed in Fidelity's 2019 retirement plan study as well as uncover the startling facts about the baby boomer generation being underfunded for retirement. They further talk about the steps needed to reverse this perilous situation that can help investors bolster their savings from retirement. Finally, Chris and Andrew take an in-depth look on "buying the dip" vs dollar-cost averaging into the stock market. Stay tuned and enjoy! Hig...
Feb 28, 2020•18 min•Ep. 39
The increasing epidemic of Coronavirus is affecting the world in multiple ways. Chris, who is a new member of the PCM family and a financial planner, talks with Andrew about the financial matters related to the Coronavirus. Stay tuned! Highlights: A new team member at the PCM family - 0:23 Chris: a certified financial planner at PCM - 0:38 What happened in the market this week? - 1:08 The increasing epidemic in China and some statistics - 1:49 The Coronavirus impacting the market - 2:32 China is...
Feb 21, 2020•28 min•Ep. 38
Irvin will talk about one of the eight principles for financial success. He created these eight principles to help his clients, and today he will explain one of those principles in particular: listening between the lines. Stay tuned and learn all about this principle. Highlights: The eight principles for financial success - 0:44 What is listening between the lines? -1:05 The idea of looking forward - 1:34 A client example to explain the principle for financial success - 2:43 Dealing with life-ch...
Feb 21, 2020•6 min•Ep. 33
Financial expert Irvin Schorsch talks with the director of ExPress Education, David Geistwite. They talk about life after retirement and how it is the beginning of a new chapter. Listen to this episode and learn about what you can do after retirement. Enjoy! Highlights: Teaching financial professions - 1:51 The retirement process - 2:52 Having another step in life - 4:17 David's example about a client's retirement - 4:49 Worrying about after retirement - 5:47 Having more time to do things that y...
Feb 19, 2020•17 min•Ep. 37
Welcome to the Reinvent Rich Podcast! At PCM we have several clients that are doctors, who have deep knowledge in many areas. Today, Irvin will talk about how it is to work with doctors in the financial area and how their expertise adds a new dynamic. Highlights: Planning for the future - 1:12 Maximizing pension plans - 1:31 The main principle that Irvin uses at PCM - 2:28 Creating the context - 2:48 Doctors make a difference - 3:23 Doctors and the financial world - 3:47 Reinvent Rich Community:...
Feb 17, 2020•6 min•Ep. 36
This can be a daunting question if you’re not prepared for retirement. Irvin talks with David Schloss, Human Resources Leader and Employment Attorney Principal at DMS HR Consulting, LLC. They discuss retirement and what it really means and how you can enjoy this next phase of life. Enjoy! Highlights: What retirement means - 0:52 Redefining what retirement means - 1:21 When you can be ready to retire - 1:51 David as a Human Resources Professional - 3:51 What are Human Resources? - 5:25 Waiting fo...
Feb 14, 2020•34 min•Ep. 34
Learn how Pennsylvania Capital Management is unique in their industry and how Irvin works with his clients in a very unique different way. He provides solutions and guidance to clients' life-changing events. In today's episode, Irvin will explain how he helps all his clients! Highlights: Uniquely working with clients - 0:42 What PCM offers for clients - 1:12 Negotiating cars for clients - 1:31 Giving guidance to clients during the negotiation - 2:24 Good deals for clients - 2:59 How PCM helps cl...
Feb 14, 2020•6 min•Ep. 33
Over the last years, PCM has been working with several doctors. Why are doctors so focused on keeping their money safe? Irvin will dive into the various reasons and solutions, so stay tuned and enjoy this podcast. Highlights: Why are doctors so focused on keeping their money safe? - 0:44 Keeping money away from Uncle Sam - 1:11 Finding aspirations and priorities - 2:19 Eight principles for financial success at PCM - 2:38 Having money for your pension plan - 3:17 What are the seven types of risks...
Feb 13, 2020•10 min•Ep. 32
Anticipating pitfalls is critical to a family's success at PCM. This is the sixth principle for financial success in life, and the concept is about protecting your family and your cash flow with the right success habits. If you want to know more, stay tuned for this episode! Highlights: One of the principles for financial success in life - 0:26 The sixth principle for financial success in life - 0:49 Anticipating pitfalls in life - 1:10 An example of the sixth principle - 1:30 Being patient to f...
Feb 07, 2020•7 min•Ep. 31
We are in a new decade, and today, Irvin talks about this election year and the happenings of 2020. He gives us an overall picture of what he thinks 2020 in the financial year could be like and what we should be aware of, so stay tuned and enjoy! Highlights: The election year in EEUU - 0:39 2020 is a very exciting year - 1:00 The fear for many investors - 1:18 The impeachment going on in EEUU - 1:37 The best unemployed rates in the history of America - 2:04 What we should be aware of - 2:36 The ...
Jan 31, 2020•5 min•Ep. 30
