Real Talk Personal Finance's Podcast - podcast cover

Real Talk Personal Finance's Podcast

Hear real, credentialed Financial Advisors discuss different aspects of personal finance in a no-nonsense, unfiltered, down-to-Earth style.
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Episodes

Money Personality Discussion ft. Cold Brew

TEXT THE SHOW!!! In this episode, Cash Flow King welcomes first-time guest, Cold Brew, to the podcast to discuss different money personalities. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on ...

Dec 03, 202246 minEp. 32

15% Promissory Notes: Damn Good or Dogshit?

TEXT THE SHOW!!! In this episode, Cash Flow King discusses an investment opportunity he's considering via promissory notes. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for th...

Nov 17, 202231 minEp. 31

Timely Financial Nuggets

TEXT THE SHOW!!! In this episode, we get a quick hit of some timely financial nuggets with Cash Flow King. Shoutout to all our loyal listeners! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on ...

Oct 28, 202212 minEp. 30

Why I'm Not Investing in Car Wash Syndication...Yet!

TEXT THE SHOW!!! In this episode, Cash Flow King discusses his recent evaluation of a Car Wash Syndication Fund and why he's not yet sold on it...but might be in the future! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show H...

Sep 29, 202226 minEp. 29

Why We're All Fucked ft. Cube Crusher

TEXT THE SHOW!!! Cash Flow King interviews Cube Crusher on the current state of the economy and what could be ahead. Buzzsprout - Let's get your podcast launched! Start for FREE Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Inte...

Sep 17, 20221 hr 9 minEp. 28

Roth IRA vs. Health Savings Account (HSA)

TEXT THE SHOW!!! In this episode, Cash Flow King briefly discusses Roth IRA vs. HSA in an effort to crown the winner. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show...

Sep 02, 202225 minEp. 27

Passive Real Estate Investing Mini Series: Q&A

TEXT THE SHOW!!! Join us for a quick Q&A to wrap up the Passive Real Estate Investing Mini Series. Enjoy! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's ...

Aug 19, 202217 minEp. 26

Passive Real Estate Investing Mini Series: Multifamily Syndications ft. O-Dawg

TEXT THE SHOW!!! In this episode, Cash Flow King is joined by O-Dawg to discuss O-Dawg's experience with multifamily syndication investments. Link to Syndication Book: https://amzn.to/3Ssl2XH Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I ...

Aug 12, 20221 hr 9 minEp. 25

Passive Real Estate Investing Mini Series: Syndications + Funds

TEXT THE SHOW!!! In this episode, Cash Flow King discusses the many components of single asset syndications as well as real estate funds. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my mic...

Aug 05, 20221 hr 30 minEp. 24

Passive Real Estate Investing Mini Series: Turnkey Rentals

TEXT THE SHOW!!! In this episode, Cash Flow King discusses turnkey rental investments in detail as part of the Passive Real Estate Investing Mini Series. Areas discussed include: Turnkey defined Direct ownership benefits Due diligence Analysis - I.D.E.A.L. investment Pros/Cons Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your ...

Jul 29, 20221 hr 2 minEp. 23

Passive Real Estate Investing Mini Series: Intro

TEXT THE SHOW!!! In this episode, Cash Flow King kicks off the Passive Real Estate Investing mini series with an intro episode, covering: Why real estate? Active vs. Passive Real Estate Investing (REI) The Importance of REI Team Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this ...

Jul 20, 202233 minEp. 22

Social Security Retirement Benefits Basics

TEXT THE SHOW!!! In this episode, Cash Flow King goes over the cliff notes version of Social Security retirement benefits (including spousal benefits and survivor benefits). Download your own Social Security statement at www.ssa.gov. 2022 Earnings Test Thresholds mentioned at the end: $19,560 limit if under FRA $51,960 limit in year you attain FRA (prior to the month in which you obtain FRA) Email questions to: RealTalkPersonalFinance@gmail.com Support the show Questions, Comments, or Show Ideas...

Jul 10, 202234 minEp. 21

The 4% Rule

TEXT THE SHOW!!! In this episode, Cash Flow King discusses the 4% rule - what it is, how it works, and how it may fit into your overall retirement income plan. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop ...

Jul 01, 202255 minEp. 20

Variable Annuities

TEXT THE SHOW!!! In this episode, we round out our mini series on Annuities with Variable Annuities. Love them or hate them, we explore them in this episode. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Fi...

Jun 24, 202253 minEp. 19

Pizza Challenge

TEXT THE SHOW!!! Pizza Challenge! Are you ready to enter to win an e-giftcard for some free pizza? Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset...

Jun 16, 20222 min

Indexed Annuities

TEXT THE SHOW!!! In this episode, we continue our mini series on Annuities. This episode covers the basics of Indexed Annuities, both with and without income riders. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's th...

Jun 11, 20221 hr 5 minEp. 18

Fixed Annuities

TEXT THE SHOW!!! In this episode, we continue our mini series on Annuities. This episode dives into the weeds on Fixed Annuities: the different types, their use cases, and more. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the sh...

Jun 05, 20221 hr 7 minEp. 17

Annuity Basics: Do I Need an Annuity?

TEXT THE SHOW!!! In this episode, we start our first podcast of our mini series on Annuities. This Annuity Basics podcast talks about annuities in general and helps to set the stage for the upcoming episodes which will each focus on a particular type of annuity. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Ge...

May 31, 202241 minEp. 16

Fuck The Noise

TEXT THE SHOW!!! In this episode, we discuss the importance of ignoring the media "noise" during times of market volatility, how managed accounts can help manage emotions, and calling for Dr. Slow Roll to come on the show. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! ...

May 10, 202230 minEp. 15

Got I-Bonds?

TEXT THE SHOW!!! In this episode, Cash Flow King gives you a quick crash course on I-Bonds, including different things to consider as you evaluate whether or not I-Bonds may be right for you. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I ...

Apr 22, 202229 minEp. 14

Cash Flow Investing vs. Growth Investing ft. Cube Crusher

TEXT THE SHOW!!! In this episode, Cash Flow King and Cube Crusher talk about their personal investment philosophies and debate investing for cash flow versus investing for growth. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the ...

Apr 06, 20221 hr 27 minEp. 13

Time Horizon Revisited

TEXT THE SHOW!!! In this episode, we talk about ways to think about "time horizon" in the context of retirement planning with regard to market volatility. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filte...

Mar 17, 202217 minEp. 12

Life Insurance Basics

TEXT THE SHOW!!! In this episode, we discuss Life Insurance Basics including: What do you want life insurance to do for you? How much life insurance do you need? Features/uses of different life insurance contracts Term vs. Permanent Life Insurance Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon ...

Mar 08, 202251 minEp. 11

Roth IRA - Intermediate Concepts

TEXT THE SHOW!!! In this episode, we build off of Episode 3 on Roth IRA Basics and discuss the following items: Backdoor Roth IRA Pro-Rata Rule Strategies for Dealing with Pro-Rata Rule Different 5-Year Rule "Clocks" Roth IRA Withdrawals Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard w...

Feb 28, 202244 minEp. 10

Fundamentals of Estate Planning

TEXT THE SHOW!!! In this episode, we have a quick discussion on the importance of estate planning and review a short list of documents that you should consider with your estate planning attorney. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphon...

Feb 23, 202218 minEp. 9

Travel Hacking with Credit Cards ft. Travel Queen

TEXT THE SHOW!!! In this episode, we talk with Travel Queen about how to effectively and strategically utilize the power of credit card reward points to travel for nearly free. If you're still paying full price for flights and hotels, you HAVE to check out this episode! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own pod...

Feb 21, 202250 minEp. 8

What's Your Savings Rate?

TEXT THE SHOW!!! In this episode, we explore what a savings rate might mean to you and why it's important. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the...

Feb 10, 202226 minEp. 7

Liability Management + Collateralizing Assets

TEXT THE SHOW!!! In this episode, we examine some unconventional thinking and look at ways to optimize our balance sheet. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the ...

Feb 02, 202237 minEp. 6

The Power of Your Mortgage

TEXT THE SHOW!!! In this episode, we explore unconventional thinking around primary residence mortgages and how they can truly be a powerful asset to you. Discussion items include: How Extra Principal Payments Can Increase Your Financial Risk Paid Off vs. Effectively Paid Off Inflation Profiting 15-year vs. 30-year Mortgages And more! Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use ...

Jan 25, 202239 minEp. 5

Retire at 40 with FI Principles ft. Cube Crusher

TEXT THE SHOW!!! In this episode, we talk with former financial advisor and current accountant, Cube Crusher, on his approach to early retirement. Support the show Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use ...

Jan 17, 202246 minEp. 4
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