In honor of Hispanic/Latinx Heritage Month, we are re-releasing our conversation with Jen Hemphill, AFC®, host of the Her Dinero Matters podcast. This blog post includes additional information on the unique barriers to financial well-being that members of the Latinx community may encounter as well as resources to use with your Latinx clients. In this episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to award-winning podcaster and AFC® Jen Hemphill. Jen h...
Oct 12, 2021•43 min•Season 1Ep. 37
What does it truly mean to be unbanked or under-banked? What unexpected impacts can it have on the financial security of our clients? We dive into these questions on this eye-opening episode of Real Money, Real Experts with Leigh Phillips, President of SaverLife, a national nonprofit that helps working families achieve prosperity by taking small savings steps. From lack of access to emergency funds to predatory debt traps, Leigh shares the serious barriers to financial stability that come with b...
Sep 24, 2021•34 min•Season 1Ep. 36
Real Money, Real Experts welcomes Ryan Law, CFP®, AFC® for another Facebook Live! Student loan policies have gone through a lot of changes this past year. Check out this Real Money, Real Experts Live for and overview of these changes and what comes next for borrowers. Show Notes: 00:02 Ryan Introduction 01:00 COVID-19 Student Loan Updates 02:20 Temporary Suspension of Federal Student Loan Payments & Debt Collections 05:36 Temporary 0% Interest on all Federal Student Loans 07:13 Getting Ready...
Sep 22, 2021•29 min•Season 1Ep. 35
Today on Real Money, Real Experts, co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson are joined by Dr. Brad Klontz, a financial planner, financial psychologist, and coauthor of six books on the psychology of money. In this episode, Dr. Klontz dives into the world of financial therapy, exploring its similarities and differences with financial coaching and counseling, and sharing the incredible impact it can have on our personal relationship with money. We learn about our individual, deep-rooted ...
Aug 31, 2021•40 min•Season 1Ep. 34
How has our history shaped our financial present? What is the origin of wealth? Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson discuss why these questions matter on this episode of Real Money, Real Experts with award-winning author Edgar Villanueva. Edgar is an enrolled member of the Lumbee tribe of North Carolina, the Principal of Decolonizing Wealth Project and Liberated Capital, and the author of the bestselling book Decolonizing Wealth. Pulling from his experience advising global organiz...
Aug 13, 2021•26 min•Season 1Ep. 33
From music education, to supply chain management, to overcoming a gambling addiction, Ambus Hunter’s path to becoming a financial counselor looks different from most. In this episode, you’ll hear co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson chat with Accredited Financial Counselor® Candidate Ambus as he shares his story of struggling with, and triumphing over, a gambling addiction, and how it ultimately brought him to his private practice. Both vulnerable and authentic, Ambus discusses the...
Aug 03, 2021•43 min•Season 1Ep. 32
This week on Real Money, Real Experts, hosts Rebecca Wiggins and Dr. Mary Bell Carlson walk down memory lane with Dr. Barbara O'Neill, owner/CEO of Money Talk and Distinguished Professor Emeritus at Rutgers University. A long time member of AFCPE®, Dr. O'Neill talks to us about her favorite AFCPE moments and the growth of the organization through the years. Just as AFCPE has transitioned over the years, so has her professional career. Come learn about her exciting journey from Academia to Entrep...
Jul 20, 2021•27 min•Season 1Ep. 31
The power of failure, the unique financial struggles of military service members, finding your financial coaching niche — co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson cover it all with guest Lacey Langford, AFC®. Lacey is the creator and host of the Military Money Show, a podcast that's dedicated to helping the military community make, save, and invest money wisely. She's also a veteran of the U.S. Air Force and the founder of Laceylangford.com, a personal finance blog and coaching practic...
Jul 06, 2021•41 min•Season 1Ep. 30
In honor of Pride Month, we dive deeper into the unique financial challenges of the LGBTQ+ community and learn the changes — both big and small — we can make to create a more inclusive practice. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson speak with Cait Howerton, CFP®, AFC®, member of the LGBTQ+ community, and Lead Planner at Facet Wealth where she helps her clients uncover their life goals, navigate their money beliefs, and effectively use their earnings to achieve their dreams. From hi...
Jun 22, 2021•28 min•Season 1Ep. 29
What do hip-hop pedagogy and brunch have to do with breaking down the racial wealth divide? We found out in this episode of Real Money, Real Experts. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson speak with Pamela Capalad, CFP®, AFC®, founder of Brunch & Budget, and Dyalekt, Host of the Brunch & Budget Podcast, Workshop MC, and See Change MC. Brunch & Budget is a financial planning program created to give everyone safe, friendly, and affordable places to talk about money and mak...
Jun 08, 2021•27 min•Season 1Ep. 28
In this episode of Real Money, Real Experts co-host Dr. Mary Bell Carlson speaks with Ann House, MS, CPFC, CEPF, AFC®, founder of the Personal Money Management Center, a resource for students at the University of Utah. In 2015, the center received the Outstanding Financial Counseling Center award from AFCPE®. In the interview, the two discuss Ann's financial education journey, private practice, and having money conversations with your children. Ann's goal is to help students to learn to become s...
May 25, 2021•35 min•Season 1Ep. 27
In this episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk with 2-time Olympic gold medalist Lauryn Williams. After her Olympic career in both track and field and bobsledding, Lauryn founded Worth Winning, offering virtual services to help young professionals navigate the world of finance. Now both a CFP® and AFC®, Lauryn takes us through her journey from track and field to the field of finance. Lauryn offers great insights on learning from your mistakes,...
May 07, 2021•26 min•Season 1Ep. 26
In this week’s episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to award-winning podcaster and AFC® Jen Hemphill. Jen has devoted her career to helping women feel like the queen of their financial lives, and is committed to helping Latinas across the US find financial freedom. The three discuss Jen’s journey from military spouse to AFC®. Covering important topics like building a private practice, defining your niche, and having multiple streams of incom...
Apr 27, 2021•43 min•Season 1Ep. 25
What’s the difference between a credit report and a credit score? Can COVID-19 have an impact on my score? How often should I be checking my credit? You've got credit scores and we have answers! On this week’s episode of Real Money, Real Experts. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson dig deep into all things credit. With guest Rod Griffin, Senior Director of Consumer Education and Advocacy for Experian, they talk through what every consumer should know about credit and how to help c...
Apr 12, 2021•38 min•Season 1Ep. 24
In this episode of Real Money, Real Experts, Rebecca and Dr. Mary Bell Carlson talk with Simple Wealth Author, Holly Morphew about the connection between health and wealth. Having experienced chronic illness themselves both Mary and Holly reflect on what they've learned and how to apply it to financial well-being today. For many families impacted by COVID-19 whether it be a job loss or falling ill themselves, the financial implications were a first-time experience. Listen in as the women talk th...
Mar 30, 2021•43 min•Season 1Ep. 23
In this Facebook Live, co-hosts Rebecca and Dr. Mary Bell Carlson interview with two Military Spouse Fellows, Shay Cook of Crusaders4Change and Jen Hemphill. Shay and Jen share their experience applying for the Military Spouse Fellowship, how earning the AFC® certification impacted their careers, and answer audience questions about the program. *Note this episode was pre-recorded during a live event on March 16th. Want to get involved with AFCPE®? Here are a few places to start: Become a Member,...
Mar 16, 2021•35 min•Season 1Ep. 22
In this episode of Real Money, Real Experts, we get a deeper dive into the tools and resources developed by Dr. Sarah Fallaw, Co-Author of The Next Millionaire Next Door. Fallaw has spent her career rooted in data and furthered research based on her father's original best-selling book The Millionaire Next Door. The tools and research built by her company, DataPoints provide financial professionals with behavioral assessments to help clients understand their financial competencies. Listen along a...
Mar 02, 2021•26 min•Season 1Ep. 21
It's America Saves Week! Leading up to America Saves Week (February 22nd- 26th) and Military Saves Month (April) Rebecca and Mary meet with Kia Young, Director of Communication for America Saves, and Lila Quintiliani, Senior Program Manager for Military Saves. The two guests share their path to saving and what they've learned along the way. Lila and Kia also share important resources for financial professionals and their clients. Whether it's getting involved during America Saves Week or Militar...
Feb 15, 2021•27 min•Season 1Ep. 20
Following up on last month's episode with Axton-Betz Hamilton, this special edition episode focuses on identity theft and cybersecurity. Cyber Security specialist John Sileo joins Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson to talk about how he personally was a victim of identity theft and why he's so passionate about helping others. John is a Harvard graduate, award-winning author, and a nationally renowned speaker who's appeared on Rachel Ray, Anderson Cooper, D...
Feb 02, 2021•32 min•Season 1Ep. 19
In this Facebook live recording, Real Money, Real Expert co-hosts Dr. Mary Bell Carlson and Rebecca Wiggins talk through highlights of past episodes and take listener questions live on Facebook. *Note this episode was pre-recorded during a live event on January 19th. Want to get involved with AFCPE®? Here are a few places to start: Become a Member, Sign up for an Essentials Course , or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our miss...
Jan 19, 2021•1 hr 1 min•Season 1Ep. 18
On this episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk with AFC® Meredith Lozar. Meredith has an extensive career working for Navy-Marine Corps Relief Society, Blue Star Families, National Military Family Association, and DOD Spouse Education and Career Opportunities. Currently, Meredith is the Director of Military Spouse Programs for Hiring our Heroes, and she is also the president for the AFCPE board of directors. The three discuss the financial imp...
Jan 04, 2021•28 min•Season 1Ep. 17
This week, Real Money, Real Experts welcomes Axton Betz-Hamilton, AFC®, Assistant Professor of Consumer Affairs at South Dakota State University, and author of "The Less People Know About Us." Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Axton about her personal experience with identity theft, specifically familial and child identity theft, how the law has changed to protect victims; and how financial counselors can better support those who have been affected. Show Notes: 00:52 Int...
Dec 22, 2020•37 min•Season 1Ep. 16
This week, Real Money, Real Experts welcomes Andrea Clark and Adrienne Ross, who are both owners of private practices, as well as members of the U.S. military community. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Andrea and Adrienne about their complementary certifications, the complicated distinction between investment education and advice, registering as an RIA, and other important questions around compliance. Both Andrea and Adrienne offer a wealth of information for those int...
Dec 08, 2020•42 min•Season 1Ep. 15
This week, Real Money, Real Experts welcomes Michael Roush, Director of the Center for Disability Inclusive Community Development at the National Disability Institute. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Michael about how financial coaches and counselors can best serve people in the disability community. *Show Notes* 00:50 Intro Michael Roush 05:10 Defining disability 08:19 Accessibility vs. equity 12:10 Why counsel individuals with disabilities 14:55 Building awareness am...
Nov 24, 2020•32 min•Season 1Ep. 14
This week, Real Money, Real Experts welcomes Shelby Henderson and Tiffany Murray from Texas Tech University's Red to Black® Peer to Peer Financial Coaching Program. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Tiffany and Shelby about the effectiveness of peer-to-peer programs, and the ripple effect that financial knowledge can have. *Show Notes* 00:45 Intro Tiffany and Shelby 02:18 What is Red to Black® 06:11 Shelby's background as a student 07:58 Tiffany's career change 12:04: St...
Nov 10, 2020•36 min•Season 1Ep. 13
This week, Real Money, Real Experts welcomes Sonya Passi, Founder and CEO of FreeFrom, focusing on financial security and freedom for survivors of gender-based violence. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Sonya about the intricacies of gender-based and intimate partner violence, and how that impacts survivor's financial well-being. *Show Notes* 00:45 Intro Sonya 03:54 Prevalence of Intimate Partner Violence 08:19 What Violence and Survivors Look Like 11:04 Impact of COVID...
Oct 27, 2020•40 min•Season 1Ep. 12
This week, Real Money, Real Experts welcomes Carl Richards, Certified Financial Planner and creator of the Sketch Guy column in the New York Times. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Carl about adopting a 'problem understanding' mindset when working with clients and becoming a guide rather than a map defender. Carl also gives a preview of his presentation at this year's AFCPE Symposium. *Show Notes* 00:45 Intro Carl 01:28 The Drawing Board 05:29: Building Client Rapport 0...
Oct 13, 2020•36 min•Season 1Ep. 11
This week, Real Money, Real Experts welcomes Dr. Billy Hensley, CEO of the National Endowment for Financial Education (NEFE). Billy has a distinguished career in personal finance, philanthropy, and higher education and now leads NEFE in bringing financial access to all Americans. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to Billy about how career, the impact of COVID-19 on personal finances, and the role that all financial professionals can play in lifting up communities. *Show Not...
Sep 29, 2020•33 min•Season 1Ep. 10
This week, Real Money, Real Experts welcomes two special guests to talk about two very important, and intersecting concepts. Dedrick Asante-Muhammad and Heather McCulloch join us to talk about racial and gender wealth gaps: what they are, why they exist, how they intersect, and what financial coaches and counselors can do to help their clients overcome them. Dedrick is the Chief of Race, Wealth, and Community at the National Community Reinvestment Coalition, and Heather is the Founder and Execut...
Sep 15, 2020•42 min•Season 1Ep. 9
This week Real Money, Real Experts welcome guest Darren Liddell. Darren's extensive background involves everything from non-profit to tax preparation to extensive work as a racial wealth equity advocate. Liddell has been working in the financial security field for over 8 years. Most recently, Darren served at The Financial Clinic as Director of Program Innovation. In this role, he oversaw the services, data, and policy teams, while providing innovative direction to the Clinic’s new and existing ...
Sep 01, 2020•31 min•Season 1Ep. 8
