Radical Personal Finance

1050-Advice For a Happy Life

Advice for a Happy Life by Charles Murray (WSJ)

1049-How to Intentionally Create a World-Class Genius From Scratch

How to Use Deliberate Practice to Reach the Top 1% of Your Field By Nat Eliason Peak: Secrets from the New Science of Expertise by Anders Ericsson Talent is Overrated: What Really Separates World-Class Performers from Everybody Else by Geoff Colvin Range: Why Generalists Triumph in a Specialized World Paperback by David Epstein...

1048-Friday Q&A: Joining a Family Business, Franchises, Pushing Children to Excel, CPS at the Door, Budgeting after a Windfall

On today's Q&A show we discuss: 1:30 Should I join the family business or go my own way? 21:54 Should I pursue a franchise business? 28:47 Should we push our children to excel in areas they aren't naturally skilled or interested? 47:05 Additional comments on how to deal with CPS at your door 1:06:37 My windfall income is decreasing...how do I start budgeting now?

1047-Financial Goals You Should Set (8): Debt-Free for Life

1046-Swapping out Apartment Life for Van Life to Save Money?

1045-Keep the Tools of Adventure Ready to Go (And You'll Have Way More Adventure!)

Detailed expenses on 2.5 years of travel: https://youtu.be/8A1f_rYT4TI?si=TD_c_dRVcMl2C2C5

1044-What to do When Child Protective Services Knocks On Your Door

An Anti-Christian Reddit Group Falsely Reported A Family To Child Services. DeSantis Says Florida Won’t Stand For It. Family alleges anti-Christian Reddit group conspired, sent in false DCF reports while on Florida camping trip AmericanFamilyRoadTrip Instagram Posts Part One and Part Two Defending the Innocent from Child Protective Services by Derek Bootle MS. MBA...

1043-Financial Goals You Should Set (7): Own a Dwelling Place, Free & Clear!

Errata et eorum causa (in Roth IRA show)

2024 IRS Contribution Limits

1042-Financial Goals You Should Set (6): Max Out A Roth IRA Every Single Year

1041-Financial Goals You Should Set (5): Get As Much of the Highest-Quality Education You Possibly Can, As Soon As You Can

Goal 5: Get as much of the highest quality education you possibly can, as soon as you can.

1040-Friday Q&A: IT Outages, Preparing a Business for Sale, Scarcity Mindset, Mass Inflation, Teaching Children About Money, etc.

On today's Q&A show we discuss: 1:00 IT Outages 4:08 How can I prepare my lawn care business for sale? 29:11 How do I overcome a scarcity mindset? 48:00 Should I learn a new skill that may not be relevant to my career? 1:03:23 How can I plan for long-term mass inflation? 1:23:28 How can I help my children learn about money? 1:41:49 What are the categories of high-paying jobs? 1:48:59 I'm eligible for a free-money grant; what should I do with it? If you'd like to join me next week, go here: h...

1039-Financial Goals You Should Set (4): Build a Career Plan to Get Into the Top 20%

1038-Financial Goals You Should Set: (3) Give Away 10% From the Very Beginning

1037-A Few Useful Lessons and Inspiration from Trump and the Assassination Attempt

1036-Friday Q&A: Internationalization for Indians, Selling Assets to Get Out of Debt, Lifestyle Design, Saving for a New Car, etc.

On today's Friday Q&A show we discuss: 1:20 How should a young Indian immigrant to the USA think about internationalization options? 28:04 Should I sell assets to get out of a debt mess? Which assets? 51:30 How do I design a lifestyle where I don't want to quit working? 1:15:20 Should I save for a new car or invest instead? 1:30:49 What makes the son of a rich man more successful than others? 1:45:30 Should I take a voluntary severance package or keep my job? To join me next week, go here: h...

1035-Financial Goals You Should Set: (2) Save Half, Spend Half

For a deep-dive on different savings rates, listen to this podast episode: 163-The Impact of Your Savings Rate on Your Time to Financial Independence (A Tribute to the Value of "The Shockingly Simple Math Behind Early Retirement")

1034-Financial Goals You Should Set (1): Get a Job

Today we begin a new series of financial goals you should set that will inspire you towards financial abunance. On today's show I introduce the series and discuss Goal #1.

1033-Friday Q&A: Family Foundations, Career vs. Family, Diabetes Prep, Joshua on Twitter, Homeschool Chat

On today's Q&A show we cover: 1:32 Should I establish a Family Charitable Foundation for my young family? 16:50 How do I balance Career vs. Family in a potential job change? 31:00 My teenager was just diagnosed with Diabetes. How do I prep to keep her alive? 1:07:25 Why did Joshua disappear from Twitter? 1:17:27 Homeschoolin dad chat about reading level and effective teaching. Enjoy! Joshua To join me next week, go here: https://patreon.com/radicalpersonalfinance...

1032-A Way of Life: Live Your Life in Daytight Compartments

A Way of Life: An Address to Yale Students, Sunday evening, April 20th, 1913 by William Osler

1031-Friday Q&A: FIRE at 35, Failed Residency Match after Med School, Regret Whole Life Insurance, Preventive Health Screening, etc.

On today's Friday Q&A show we discuss: 1:30 I'm 31 and want to FIRE at 35...how do I get there? 24:00 I finished medical school but didn't get matched for residency; what should I do now? 42:22 I regret purchasing a whole life insurance policy 3 years ago; what should I do now? 1:07:19 Feedback and comments on Joshua's show on women working 1:39:49 What kind of preventive health screening should I do? 1:48:00 Dr. Shanahan suggests not having babies more frequently than 3 years separation; wh...

1030-Friday Q&A: Maximum Investment Cashflow, New Vehicle, Large Family Travel, Difficult College Decisions

On today's Q&A show we discuss: 1:30 What should I invest in for maximum cashflow? 10:47 What kind of vehicle should I set up for maximum family travel fun? 20:32 I need to buy a new car; what should I buy? 32:38 How can a dyslexic child succeed most effectively in life? 40:00 How can a large family travel affordably? 1:04:30 How do we plan for difficult college decisions? Enjoy the show! Join me next week here: https://patreon.com/radicalpersonalfinance Joshua...

1029-The Go-Getter: A Story That Tells You How to be One

Text of the story: https://www.gutenberg.org/cache/epub/12257/pg12257-images.html

1028: As Rich as Croesus

1027: Should Women Work?

I admit it; the title is a little bit of clickbait. I received a set of important and cogent questions from a concerned mother-of-daughters who was wrestling with some of my male-oriented comments and advice recently. In this episode I seek to thoughtfully explore and articulate the differences between male and female career aspirations and leadership in society and discuss openly some of the challenges we currently face. This episode was quite difficult to do because in our current public discu...

1026: Friday Q&A: Pay Cash for House or Get a Mortgage, Full-Time RV Living, Death Plan for Information, Philosophy of Business

On today's Friday Q&A show we discuss: 1:24 Should I pay cash for my new house or get a mortgage? 12:01 I'm heading off for full-time RV living in the Western USA. What should I think about? 21:54 How can I set up a plan for my important information in case of sudden death? 44:50 A discussion of the philosophy of business that will endure through crises and generations To join me for the call next week, go here: https://patreon.com/RadicalPersonalFinance...

1025: The Rich Should Leave Their Wealth to Their Children, Not to Charity

By Johann Kurtz on X , and on Substack . Johann's follow-up essay " Raising children worthy of empires " is also good.

1024: If Only I Had...

1023: The Highest Paying Summer Job for Teens

I have a handful of consulting appointments still available at a discounted price for next week. https://radicalpersonalfinance.com/consult

1022: Prepare for Sudden Death

I have a handful of private phone appointments still availble this week: https://radicalpersonalfinance.com/consult